License
Everything here is free software. You can use it commercially, change it, and ship it inside your own product, without asking us.
What Is Covered by What
| Part | License | Full text |
|---|---|---|
The widget, credit-freeze.js, and the elder-fraud-toolkit library behind it | MIT | MIT text |
| The WordPress plugin | GPL-2.0-or-later | GPL v2 text |
| The Joomla plugin | GPL-2.0-or-later | GPL v2 text |
The plugins are GPL because that is what WordPress and Joomla require of anything published in their directories. The widget file bundled inside each plugin stays MIT and carries its own notice in its header, which both directories allow for a standalone JavaScript file.
The Credit Line
The widget renders one line naming Kevin D. Klagge, Esq. with a link to stepuplaw.com. It is a request, not a condition, and nothing checks for it.
Turn it off with data-sufz-credit="off" on the container, or with the setting in the WordPress or Joomla plugin. The disclaimer above it always stays, because that is the part that protects you rather than us.
We would rather you kept it. That link is how corrections reach the people running this when a bureau moves a post office box. It is still only an ask.
No Warranty
This software is provided as is, without warranty of any kind, express or implied, including the warranties of merchantability and fitness for a particular purpose. Both licenses say this in their own words and both mean it.
Bureau addresses, enclosure requirements and phone numbers are set by the credit bureaus and change without notice. The widget prints the date they were last verified. Confirm them before you mail or call.
Where the Source Is
- elder-fraud-toolkit, the library, also on npm as
elder-fraud-toolkit - credit-freeze-joomla, the Joomla content plugin
- Embedding instructions for every other kind of site
Updated on August 18, 2026. Published by Kevin D. Klagge, Esq., Fla. Bar No. 99502. This page states license terms for software. It is not legal advice about your situation, and using the software creates no attorney-client relationship.