IRA Beneficiary Designation Rules at 86 Custodians

Trust as beneficiary. “Beneficiaries (If naming a trust, please provide first and last page of trust)” Page 2, form 5305, revision 2021-12. Source document

Trust as contingent. “Primary Contingent (If naming a trust, please provide a copy of the first and last pages (or an excerpt) of the trust.)” Page 1, revision 2026-01. Source document

Trust documents. “If naming a trust, please provide a copy of the first and last pages (or an excerpt) of the trust.” Page 1, revision 2026-01. Source document

If a beneficiary dies first. “the balance in the account shall be paid to the primary beneficiaries who survive me in equal shares (or in the specified shares, if indicated)” Page 1, revision 2026-01. Source document

Spousal consent. “The consent of spouse must be signed only if all of the following conditions are present: a. Your spouse is living; b. Your spouse is not the sole primary beneficiary name” Page 1, revision 2026-01. Source document

Electronic signature. “you may send the completed documents to your account representative (by email or through DocuSign)” Page 1, form 5305, revision 2021-12. Source document

How to submit. “you may send the completed documents to your account representative (by email or through DocuSign), fax them to us at 866.385.6045, or mail them” Page 1, form 5305, revision 2021-12. Source document

How to submit. “Your beneficiary designation we have on file will remain in effect unless you change it by completing and signing the form that we have for this purpose.” Page 1, revision 2014-10. Source document

Trust as beneficiary. “You may designate one or more persons or entities as beneficiary ... trusts may also qualify as a designated beneficiary under the IRA” Page 3, form 5305-A, revision 2017-04, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

Trust as contingent. “SECONDARY BENEFICIARY(IES) ... If you have designated both primary and contingent” Page 1, revision 2007-12, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

Trust documents. “No trust paperwork is required to be provided to the IRA trustee or custodian.” Page 6, form 5305-A, revision 2017-04, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

Estate as beneficiary. “If a beneficiary other than a person (e.g., your estate, a charity, or a trust that is not a see-through” Page 6, form 5305-A, revision 2017-04, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary and contingent beneficiaries predecease you, your estate will be the beneficiary.” Page 3, form 5305-A, revision 2017-04, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

If a beneficiary dies first. “In an event that one or more of the primary beneficiaries predeceases owner, the amount allocated to said beneficiary(ies) will be divided among the surviving primary beneficiary(ies) ... Secondary beneficiary(ies) will receive funds only if the primary beneficiary(ies) predeceases the owner.” Page 1, revision 2007-12, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

Spousal consent. “If your spouse is not named as a primary beneficiary with at least 50% allocation of IRA funds, then have spouse sign CONSENT OF SPOUSE.” Page 1, revision 2007-12, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

How the spouse consents. “I understand that I may not revoke this consent in the future. However, this waiver of my rights will terminate if my spouse (OWNER) amends this designation of beneficiary(ies) without my consent during my lifetime.” Page 1, revision 2007-12, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

How to submit. “RETURN COMPLETED FORM TO ALLIANT CREDIT UNION. FAX: (773) 462-8735” Page 1, revision 2007-12, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

Processing time. “If you do not receive acknowledgement within thirty days, please contact our IRA Department” Page 1, revision 2007-12, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

Trust as beneficiary. “I, the undersigned IRA Owner, hereby designate the above persons/entities as my primary and contingent beneficiary(ies) for this IRA Plan ... (If a trust is a named beneficiary, I must provide a copy of the trust document.)” Page 3, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

Trust as contingent. “Primary Beneficiary Contingent Beneficiary ... If a trust is a named beneficiary, I must provide a copy of the trust document.” Page 1, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

Trust documents. “(If a trust is a named beneficiary, I must provide a copy of the trust document.)” Page 3, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

Estate as beneficiary. “may include your estate, your dependents, or any other persons or entities you may designate” Page 7, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

Default beneficiary. “If you do not designate a beneficiary or if no primary or contingent designated beneficiary survives you, payments from your IRA shall be made to your surviving spouse or, if you do not have a surviving spouse, to your estate.” Page 10, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

If a beneficiary dies first. “Unless otherwise requested herein, each payment made pursuant to this designation: (a) shall be paid to the primary beneficiary(ies) who are living at the time of my death; or (b) if no primary beneficiary(ies) shall be living at the time of my death, such payment shall be made to the contingent beneficiary(ies) who are then living.” Page 3, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

Spousal consent. “For use in community/marital property states AZ, CA, ID, LA, NV, NM, TX, WA, WI (marital property state) ... I am married. I understand that if I want to name a primary beneficiary other than my spouse, my spouse's notarized signature appears below.” Page 4, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

How the spouse consents. “my spouse's notarized signature appears below ... the undersigned Notary Public” Page 4, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

Limit on beneficiaries. “You can have up to 6 total beneficiaries (primary and contingent) for each IRA.” Web page, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

Online designation. “Ally Bank Individual Retirement Accounts (IRA) Log in to your account on ally.com. Select your plan. Choose Beneficiaries. You must designate a primary beneficiary before adding a secondary.” Web page, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

Electronic signature. “We accept 2 ways to sign: 1) wet ink usinga pen or 2) placement of digital signature. We don't accept typed signatures.” Page 3, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

How to submit. “Log in at ally.com and select Messages, or log in on our app and select . Attach the form to your message. ... Ally Bank Retirement Services P.O. Box 13625 ... Fax Number: 866-699-2969 ... Expedited Delivery” Page 1, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

How to disclaim. “What if I'm a beneficiary and don't want money left in the account? Give us a call at 1-877-247-2559 and request a Disclaimer Form.” Web page, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

Trust as beneficiary. “Primary Beneficiaries (If designating a trust, please provide trust name, names of all trustees, and date established).” Page 2, form Ally Invest IRA Beneficiary Designation Form V.2, revision 2023-02. Source document

Trust as contingent. “Contingent Beneficiaries (If designating a trust, please provide trust name, names of all trustees, and date established).” Page 3, form Ally Invest IRA Beneficiary Designation Form V.2, revision 2023-02. Source document

How to name the trust. “If designating a trust, please provide trust name, names of all trustees, and date established.” Page 2, form Ally Invest IRA Beneficiary Designation Form V.2, revision 2023-02. Source document

Refused wording. “Please note: Share totals must equal 100%. Do not use fractional percentages or dollar amounts.” Page 2, form Ally Invest IRA Beneficiary Designation Form V.2, revision 2023-02. Source document

Custom designation. “SPECIAL INSTRUCTIONS ... Please note: Share totals must equal 100%. Do not use fractional percentages or dollar amounts.” Page 2, form Ally Invest IRA Beneficiary Designation Form V.2, revision 2023-02. Source document

Spousal consent. “I am the spouse of the above-named account holder. ... I hereby give the account holder any interest I have in the funds or property deposited in this account and consent to the beneficiary designation(s) indicated above. ... SIGNATURE OF WITNESS” Page 4, form Ally Invest IRA Beneficiary Designation Form V.2, revision 2023-02. Source document

How the spouse consents. “I am the spouse of the above-named account holder. ... I hereby give the account holder any interest I have in the funds or property deposited in this account and consent to the beneficiary designation(s) indicated above. ... SIGNATURE OF WITNESS” Page 4, form Ally Invest IRA Beneficiary Designation Form V.2, revision 2023-02. Source document

Online designation. “While opening an Ally Invest IRA account online, you'll be asked to identify at least one primary beneficiary for your account. To update or change your beneficiary, complete the IRA Beneficiary Designation (PDF).” Web page. Source document

How to submit. “Please complete this form in its entirety and return via fax, mail, or online. ... Be sure to sign it, then upload it in the forms section after logging in to your account, fax it to 1-866-699-0563 or mail it to” Web page, form 69255P-UTCF, revision 2018-07-13. Source document

Default beneficiary. “If no beneficiary designation is in effect, if none of the named beneficiaries survive the Depositor, or if the Custodian or Administrator cannot locate any of the named beneficiaries after reasonable search, any balance in the Custodial Account will be payable to the Depositor's estate.” Page 7, form 25094Y, revision 2017-04, read from a Wayback Machine capture of 2023-02-05. Source document

Online designation. “Click on the Beneficiaries tab in the Settings menu on the left-hand side of the screen. 4. You can begin to add a beneficiary by clicking Add Beneficiary .” Web page. Source document

How to submit. “Click on the Beneficiaries tab in the Settings menu ... If you need to list a beneficiary longer than 64 characters, please reach out to our Support team” Web page. Source document

How to submit. “NOTE: This form does not designate PODs for IRA or Trust Accounts. An IRA Beneficiary (POD) MUST be designated on AFCU Form #424.” Page 1, form Form #40, read from a Wayback Machine capture of 2026-05-09. Source document

Trust as beneficiary. “E. Other (Person, Trust, Organization, etc) ... Beneficiary Name* (Full Name of Person, Trust or Organization) ... Trust Date* If named” Page 2, form DOC01033993, revision 2020-05, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Trust as contingent. “Select One * Primary / Secondary” Page 2, form 3110, revision 2018-10, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

How to name the trust. “Please provide the full name of your trust and trust creation date on the beneficiary form you submit. The names of trustees will be confirmed at claim time.” Web page, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Trust documents. “The trust document itself is not required when you are naming a trust as your beneficiary. The Trust document will be requested at claim time.” Web page, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Per stirpes. “B. Spouse if Living, if not, Children Per Stirpes. ... D. Living Lawful Children With Rights of Survivorship per Stirpes.” Page 2, form DOC01033993, revision 2020-05, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Per stirpes defined. “if a child of the owner has died before the owner, the share which the child would have received if he or she survived the owner will be paid to his or her children legally born to, or legally adopted by that deceased child, per stirpes.” Page 2, form DOC01033993, revision 2020-05, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

A class like "my children". “For options A-D, do not list children's names, these will be requested at claim time. ... Living Lawful Children With Rights of Survivorship per Stirpes.” Page 1, form DOC01033993, revision 2020-05, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Custom designation. “F. Text Other. Use this option only if none of the above options apply or if you are unsure of which option to select. This designation is subject to the approval of the corporate office. ... If an attachment is required to complete the beneficiary designation, include the IRA Plan Type, Client ID, signature date and all appropriate signatures.” Page 2, form DOC01033993, revision 2020-05, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Minor as beneficiary. “If any beneficiary listed in this form is a minor, I hereby request that proceeds be paid to: ___ as custodian under the ___ (name of state) UTMA (not available in Vermont or South Carolina). In the event that the custodian named above is unable to serve at the time of settlement, I designate ___ as successor custodian.” Page 3, form DOC01033993, revision 2020-05, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Estate as beneficiary. “If there is no surviving spouse or living, lawful children, the beneficiary shall be deemed to be the Depositor's estate.” Page 8, revision 2026-03, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Default beneficiary. “If all such designated beneficiaries have predeceased the Depositor, or if at the time of the Depositor's death there is no designation of beneficiary then in effect, the beneficiary shall be deemed to be the Depositor's surviving spouse, if any. If there is no surviving spouse, then the beneficiary shall be deemed to be the Depositor's living, lawful children. If there is no surviving spouse or living, lawful children, the beneficiary shall be deemed to be the Depositor's estate.” Page 8, revision 2026-03, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

If a beneficiary dies first. “Unless specifically noted on this form, all designations will be considered to be equally with rights of survivorship.” Page 2, form DOC01033993, revision 2020-05, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Spousal consent. “Consent of Spouse - This consent of spouse must be signed if all of the following conditions are present: (a) the spouse of the owner is living, (b) the spouse is not the sole primary beneficiary named and (c) the owner and spouse are residents of a community property state” Page 3, form DOC01033993, revision 2020-05, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Limit on beneficiaries. “I have a long designation and need more room on the form; what should I do? Complete the form requirements as usual but Check the Option Circle "F" called "Text Other" on your beneficiary form and write, "See Attached."” Web page, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Online designation. “Naming or changing a beneficiary can be completed: Online in the secure site on ameriprise.com” Web page, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

How to submit. “Online in the secure site on ameriprise.com ... Contact your financial advisor to fill out a new form that can be sent to you for signature ... By completing one of the following forms” Web page, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Processing time. “When updated online, your beneficiary information will show immediately on the secure site Beneficiaries page. When you submit a form, your beneficiary designation will be reviewed and acknowledged within five business days.” Web page, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

How to disclaim. “Accepts timely disclaimer of beneficiary's benefits” Page 13, revision 2026-03, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Refused wording. “Share totals must equal 100%. Do not use fractional percentages or dollar amounts” Page 1, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA (Apex as custodian). Source document

Minor as beneficiary. “If the beneficiary designated to receive payments hereunder is a minor or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian,” Page 15, form FTCRS2024, revision 2025-12-29, Roth IRA (Apex custodial agreement 69164P-QPNA). Source document

Default beneficiary. “If none of the Primary or Contingent beneficiaries I have designated survives me, any interest I may have in this IRA shall be paid in accordance with the rules and procedures specified in the 'Beneficiaries' section of the IRA Custodial Agreement governing this IRA.” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA (Apex as custodian). Source document

If a beneficiary dies first. “If the death of one or more designated Primary Beneficiary(ies) precedes my death, the interest they would have received from this IRA will be paid, upon my death, to my surviving Primary Beneficiary(ies) Pro Rata such that 100% is paid to the surviving primary beneficiary(ies)” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA (Apex as custodian). Source document

Spousal consent. “Consent of the Account holder's (Participant) Spouse may be required (for example, in a Community Property or Marital Property State) to effectively designate a beneficiary other than or in addition to the Participant's Spouse.” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA (Apex as custodian). Source document

How the spouse consents. “Signature of Spouse Date Signature of Witness” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA (Apex as custodian). Source document

Limit on beneficiaries. “If more space is needed for additional Primary Beneficiaries, please attach another form.” Page 1, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA (Apex as custodian). Source document

Trust as beneficiary. “I designate the persons or entities named above as my primary and/or ... contingent beneficiaries of this IRA ... Spousal consent should be considered if either the trust or the residence of” Page 2, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

Trust as contingent. “I designate the persons or entities named above as my primary and/or ... contingent beneficiaries of this IRA” Page 2, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

Default beneficiary. “If no beneficiaries are named, my estate will be my beneficiary.” Page 1, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

If a beneficiary dies first. “The interest of any beneficiary that predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis. ... The balance in the account will be payable to these beneficiaries if all primary beneficiaries have predeceased the IRA owner.” Page 1, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence of ... I understand that if I choose to designate a primary ... beneficiary other than or in addition to my spouse, my spouse should” Page 2, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

How the spouse consents. “I hereby relinquish any interest that I may have in this IRA and consent to ... Signature of Spouse” Page 2, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

Limit on beneficiaries. “Check here if additional beneficiaries are listed on an attached addendum.” Page 2, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

How to submit. “I understand that I may replace my beneficiary designations at any time by ... completing and delivering the proper form to the trustee or custodian” Page 2, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

Trust as beneficiary. “To designate a trust as a beneficiary, enter the beneficiary information as follows. Beneficiary Name. Provide the full legal title of the trust. Include a list of all trustees and the date of the trust.” Page 2, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Trust as contingent. “The beneficiary must be an individual, trust, or entity. ... Select one: Primary Beneficiary Contingent Beneficiary” Page 1, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

How to name the trust. “Provide the full legal title of the trust. Include a list of all trustees and the date of the trust.” Page 2, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Per stirpes. “the terms 'spouse', 'children', or 'per stirpes' are not acceptable designations” Page 1, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

A class like "my children". “The beneficiary must be named on this form. For example, the terms 'spouse', 'children', or 'per stirpes' are not acceptable designations for "Beneficiary Name".” Page 2, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Refused wording. “the terms 'spouse', 'children', or 'per stirpes' are not acceptable designations for "Beneficiary Name"” Page 1, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Custom designation. “The IRA Custodian shall not accept any other document to designate a beneficiary of this IRA, and shall accept no Beneficiary Designation form that has been completed and submitted on my behalf by a third party.” Page 2, revision 2018-10, Axos Bank Traditional and Roth IRA (Beneficiary Designation DEP 520, 10/18; IRA Account Agreement 5305-A, Ascensus 100 Rev. 4/2020), read from a Wayback Machine capture of 2019-10-17. Source document

Estate as beneficiary. “If a beneficiary other than a person (e.g., your estate, a charity, or a certain type of trust) is named, you will be treated as having no designated beneficiary” Page 7, form 5305-A, revision 2020-04, Axos Bank Traditional and Roth IRA (Beneficiary Designation DEP 520, 10/18; IRA Account Agreement 5305-A, Ascensus 100 Rev. 4/2020), read from a Wayback Machine capture of 2026-04-21. Source document

Default beneficiary. “If there is no valid beneficiary information designated, your estate is the beneficiary.” Page 1, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

If a beneficiary dies first. “If any primary or contingent beneficiary dies before the account owner, their interest and the interest of their heirs will terminate completely.” Page 2, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Spousal consent. “statutes and I do not designate my spouse as the sole primary beneficiary, I represent and warrant that my spouse has consented to such designation.” Page 1, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Limit on beneficiaries. “More than six beneficiaries. If you would like to designate additional beneficiaries, complete, sign, and provide an Additional Information Account Addendum form” Page 2, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Notary or medallion. “Notary Public/Signature Guarantee (required for dormant accounts)” Page 2, revision 2018-10, Axos Bank Traditional and Roth IRA (Beneficiary Designation DEP 520, 10/18; IRA Account Agreement 5305-A, Ascensus 100 Rev. 4/2020), read from a Wayback Machine capture of 2019-10-17. Source document

How to submit. “Return your completed form as instructed by your Investment Advisor or your client representative.” Page 2, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Default beneficiary. “If the Participant does not designate any beneficiary, the entire balance in the IRA will be paid to the Participant's Spouse, and if no spouse, his/her estate.” Page 1. Source document

If a beneficiary dies first. “if a Primary Beneficiary does not survive the Participant, that Primary Beneficiary's share is allocated in equal shares among the surviving Primary Beneficiaries. If no Primary Beneficiary survives the Participant, payment is made to the Contingent Beneficiaries.” Page 1. Source document

Spousal consent. “Spousal Consent (For residents of community property states) This section must be used when a Primary Beneficiary other than the Participant's spouse is named.” Page 1. Source document

How the spouse consents. “I hereby consent to the beneficiary designation made above. I understand that by giving this consent ... Signature of Spouse ... Signature of Witness” Page 1. Source document

Limit on beneficiaries. “Primary Beneficiaries (You may designate one or more Primary Beneficiaries) ... Additional Primary and/or Contingent Beneficiaries have been designated on the attached” Page 1. Source document

Online designation. “No beneficiary designation will be effective unless it is made in writing, on the appropriate Bank form, and is executed and delivered to Bank of America prior to the death of the Participant. ... If you're updating a retirement account or you prefer to meet with us in person, you can schedule an appointment” Page 1. Source document

How to submit. “You can download and complete a Bank of America IRA beneficiary change form ... prior to your appointment ... It is not necessary for the beneficiary to attend the financial center appointment” Web page. Source document

Trust as beneficiary. “you can make your trust a beneficiary of a Betterment IRA. This can be done by selecting "Settings" from the menu and then "Accounts".” Web page. Source document

Minor as beneficiary. “If a minor should be appointed as a beneficiary of an account, Betterment may require court-appointed custodial documentation or an official guardian for the minor beneficiary prior to any funds being transferred.” Web page, revision 2021-07-15. Source document

Spousal consent. “If you live in a state with community property statutes and do not designate your spouse as the sole primary beneficiary, you represent and warrant that your spouse has consented to such designation.” Web page, revision 2025-12-22. Source document

How the spouse consents. “you represent and warrant that your spouse has consented to such designation” Web page, revision 2025-12-22. Source document

Online designation. “you can make your trust a beneficiary of a Betterment IRA. This can be done by selecting "Settings" from the menu and then "Accounts".” Web page. Source document

How to submit. “You understand that any change or revocation must be provided in writing to Betterment via the Betterment interface.” Web page, revision 2025-12-22. Source document

Trust as beneficiary. “Beneficiary's Full Name (first, middle, last) or Trust Name Date of Birth/Trust (month/day/year)” Page 2, form im-ira-beneficiary-designation-form. Source document

Trust as contingent. “To name a trust as a primary or secondary beneficiary, write the name and address of the trustee, then give the name and date of the trust agreement.” Page 1. Source document

How to name the trust. “To name a trust as a primary or secondary beneficiary, write the name and address of the trustee, then give the name and date of the trust agreement.” Page 1. Source document

Minor as beneficiary. “If a beneficiary is a minor, you must designate a custodian and provide the minor's date of birth. ... Custodian, if beneficiary is a minor (account owner cannot be designated as the custodian)” Page 1, form im-ira-beneficiary-designation-form. Source document

Default beneficiary. “designation is in effect upon notification of your death, the balance in your account(s) will be paid to your Estate.” Page 1, form im-ira-beneficiary-designation-form. Source document

If a beneficiary dies first. “Any secondary beneficiary you name will receive all or a portion of your IRA balance(s) only if all primary beneficiaries die before you. For example, if you name two primary beneficiaries but one of them dies before you, the entire balance will be paid to the surviving beneficiary.” Page 1. Source document

Limit on beneficiaries. “If designating more than three primary or secondary beneficiaries, check the box below and attach a separate sheet of paper to this form with all beneficiary information.” Page 1. Source document

Online designation. “For IRAs only, please note that beneficiaries can be added or changed by logging into your account online at www.bnyfunds.com.” Page 4. Source document

How to submit. “For IRAs only, please note that beneficiaries can be added or changed by logging into your account online ... Please mail this completed form to” Page 4. Source document

Trust as beneficiary. “Please complete this form as the representative of an organization named as a beneficiary of a ... Organization Type” Page 1. Source document

Trust documents. “BECU may request additional documentation to verify your authority to claim funds on behalf” Page 1. Source document

Estate as beneficiary. “Please complete this form as the representative of an organization named as a beneficiary of a” Page 1. Source document

Trust as beneficiary. “If you name a trust as beneficiary, provide the full legal name of the trust. Example: "The Davis Family Trust."” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

Trust as contingent. “Contingent beneficiary percentages must total 100%. 1. OR First name MI Last name Name of trust or other entity” Page 2, form IRGEFM-004-0426O, revision 2026-04. Source document

How to name the trust. “If you name a trust as beneficiary, provide the full legal name of the trust. ... Date of birth or trust (mm/dd/yyyy)” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

Refused wording. “We cannot accept beneficiary designations that reference "will" or "trust under will." ... All stated percentages must be in whole numbers (e.g., 33%, not 33.3%).” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

Default beneficiary. “the assets will be paid according to the Custodial Agreement default designation: The account owner's spouse will be the beneficiary or, if none, the owner's children equally ... If none of the above survives the account owner, the beneficiary is the owner's estate” Web page. Source document

If a beneficiary dies first. “If any designated primary beneficiary(ies) dies before I do, that beneficiary's share will be divided proportionately among the surviving primary beneficiaries unless otherwise indicated.” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

How the spouse consents. “I am the spouse of the individual named in Section 1, and I expressly consent to the beneficiary(ies) designated in Section 2 or attached. ... This document may not be signed using Adobe Acrobat Reader's "fill and sign" feature.” Page 3, form IRGEFM-004-0426O, revision 2026-04. Source document

Effect of divorce. “Effective immediately upon the divorce, annulment or other lawful dissolution of my marriage, the designation shall be null and void, unless after the dissolution of my marriage I affirmatively elect to name my former spouse as my non-spouse beneficiary.” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

Limit on beneficiaries. “If you need more space, attach a separate page with the name, address, relationship, date of birth or trust, SSN/TIN and percentage for each beneficiary.” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

Online designation. “If spousal consent is not required, you may update beneficiary information by logging in to your account at www.capitalgroup.com.” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

How to submit. “you may update beneficiary information by logging in to your account at www.capitalgroup.com ... If mailing, choose the service center for your state. ... Investor upload www.capitalgroup.com/submit” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

Per stirpes. “The interest of any beneficiary that predeceases me terminates completely” Page 1, revision 2012-05. Source document

Default beneficiary. “If no beneficiaries are named, my estate will be my beneficiary.” Page 1, revision 2012-05. Source document

If a beneficiary dies first. “The interest of any beneficiary that predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis.” Page 1, revision 2012-05. Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence of the IRA owner is located in a community or marital property state. ... if I choose to designate a primary beneficiary other than or in addition to my spouse, my spouse should sign below.” Page 2, revision 2012-05. Source document

How the spouse consents. “I hereby give the IRA owner my interest in the assets or property deposited in this IRA and consent to the beneficiary designation indicated above. ... Signature of Spouse ... Signature of Witness” Page 2, revision 2012-05. Source document

Limit on beneficiaries. “Check here if additional beneficiaries are listed on an attached addendum.” Page 2, revision 2012-05. Source document

Trust as beneficiary. “If a trust is named as a beneficiary of an IRA instead of the IRA holder's spouse and the IRA holder then passes away, the IRA funds will be transferred to an Inherited IRA under the name of the trust.” Web page, read from a Wayback Machine capture of 2024-09-16. Source document

Per capita. “Capitol Federal pays IRA funds to the beneficiaries on a per capita basis.” Web page, read from a Wayback Machine capture of 2024-09-16. Source document

Minor as beneficiary. “If a minor is named as a beneficiary, they are not allowed to control the IRA funds. The parent will be required to go to probate court and be appointed as a conservator to manage the IRA on their behalf until the child reaches the age of majority.” Web page, read from a Wayback Machine capture of 2024-09-16. Source document

If a beneficiary dies first. “A per capita beneficiary designation specifies that if an IRA holder names multiple primary beneficiaries and one of the beneficiaries passes away, the funds will pass to the remaining named beneficiaries upon the IRA holder's death. The funds will not pass to the heirs of the deceased beneficiary.” Web page, read from a Wayback Machine capture of 2024-09-16. Source document

Default beneficiary. “If no beneficiaries are named, my estate will be my beneficiary.” Page 1, revision 2015-04. Source document

If a beneficiary dies first. “The interest of any beneficiary that predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis.” Page 1, revision 2015-04. Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence of the IRA owner is located in a community or marital property state.” Page 2, revision 2015-04. Source document

How the spouse consents. “I hereby relinquish any interest that I may have in this IRA and consent to the beneficiary designation indicated above.” Page 2, revision 2015-04. Source document

Limit on beneficiaries. “Check here if additional beneficiaries are listed on an attached addendum.” Page 2, revision 2015-04. Source document

How to submit. “I understand that I may replace my beneficiary designations at any time by completing and delivering the proper form to the trustee or custodian.” Page 2, revision 2015-04. Source document

Trust as beneficiary. “Trust/Organization/Estate (If Trust, include full Trust name.) ... Relationship (Select only one.) ... Trust” Page 4, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Trust as contingent. “Contingent Beneficiaries ... Trust/Organization/Estate (If Trust, include full Trust name.)” Page 1, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

How to name the trust. “Trust/Organization/Estate (If Trust, include full Trust name.) ... Date of Birth/Trust Date (mm/dd/yyyy)” Page 4, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Per stirpes. “Select either a per stirpes or a per capita distribution option. Only one option may be selected per account. ... Per stirpes and per capita are options for individual beneficiaries only; for trusts or organizations (such as charities), designate only a percentage.” Page 2, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Per stirpes defined. “Per stirpes and per capita distributions are limited to your named beneficiary's children and no further descendants. ... The definition of per stirpes and per capita in this form may differ from the definition of per stirpes and per capita under your state's laws and/or your will or trust.” Page 1, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Per capita. “Select either a per stirpes or a per capita distribution option. Only one option may be selected per account.” Page 3, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

A class like "my children". “you. Your designation of named individuals who ... may be in the same class as other individuals ... (e.g., your children or grandchildren) will not ... include the other unnamed members of that” Page 9, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Custom designation. “You must designate your beneficiaries in writing on the form provided. ... If more than four Primary or Contingent Beneficiaries are designated, attach a separate sheet of paper, signed and dated as it appears on this application.” Page 7, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Estate as beneficiary. “Relationship (Select only one.) ... Trust / Organization / Estate” Page 4, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Default beneficiary. “If I do not designate a Beneficiary, the balance of the account shall be distributed in the listed order of priority to the following named person(s) surving [sic] me: a) my spouse, b) my living children (natural or legally adopted) in equal shares; stepchildren are not legally defined as descendants for these purposes, c) my estate.” Page 1, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

If a beneficiary dies first. “If all of your named beneficiaries die before you, Schwab will distribute your assets equally among all of the living children of your named beneficiaries, if any. ... If you indicate per stirpes or per capita for a named beneficiary, Schwab will require the Authorized Party (named in Section 5) to certify the identity of the per stirpes/per capita beneficiary(ies) prior to distributing your assets.” Page 2, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Spousal consent. “If I live in a state with community property statutes and do not designate my spouse as the sole Primary Beneficiary, I represent and warrant that my spouse has consented to such designation.” Page 1, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Limit on beneficiaries. “If more than four Primary or Contingent Beneficiaries are designated, attach a separate sheet of paper, signed and dated as it appears on” Page 7, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Online designation. “If you wish to indicate additional designation options, please visit www.schwab.com/beneficiaries.” Page 4, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

How to submit. “Upload online with secure messaging (if you are an existing client and have online access to your Account). ... Fax to 1-888-526-7252. ... Bring to your nearest Schwab branch” Page 8, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Trust as beneficiary. “You may designate one or more persons or entities as beneficiary ... trusts may also qualify as a designated beneficiary under the IRA” Page 3, form 2400R-C, revision 2017-04, read from a Wayback Machine capture of 2026-02-17. Source document

Trust as contingent. “If you have designated both primary and contingent” Page 3, form 2400R-C, revision 2017-04, read from a Wayback Machine capture of 2026-02-17. Source document

Trust documents. “No trust paperwork is required” Page 6, form 2400R-C, revision 2017-04, read from a Wayback Machine capture of 2026-02-17. Source document

Estate as beneficiary. “trusts may also qualify as a designated beneficiary under the IRA ... your estate, a charity, or a trust that is not a see-through” Page 6, form 2400R-C, revision 2017-04, read from a Wayback Machine capture of 2026-02-17. Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary ... and contingent beneficiaries predecease you, your estate will be” Page 3, form 2400R-C, revision 2017-04, read from a Wayback Machine capture of 2026-02-17. Source document

If a beneficiary dies first. “beneficiaries and no primary beneficiary survives you, the ... contingent beneficiaries will acquire the designated share of your” Page 3, form 2400R-C, revision 2017-04, read from a Wayback Machine capture of 2026-02-17. Source document

How to submit. “and it will only be effective when it is filed ... with us during your lifetime” Page 3, form 2400R-C, revision 2017-04, read from a Wayback Machine capture of 2026-02-17. Source document

Trust as beneficiary. “If you are designating your Trust as either Primary or Contingent Beneficiary, please submit a copy of the trust documents.” Page 2, form Beneficiary Designation Form, revision 06_26_2023. Source document

Trust as contingent. “If you are designating your Trust as either Primary or Contingent Beneficiary, please submit a copy of the trust documents.” Page 2, form Beneficiary Designation Form, revision 06_26_2023. Source document

Trust documents. “If you are designating your Trust as either Primary or Contingent Beneficiary, please submit a copy of the trust documents.” Page 2, form Beneficiary Designation Form, revision 06_26_2023. Source document

Default beneficiary. “I improperly name a beneficiary my account will be distributed to my surviving spouse, if there is one or my estate, in accordance to the Directed Trust Company Custodial Account Agreement for my account.” Page 1, form Beneficiary Designation Form, revision 06_26_2023. Source document

Spousal consent. “and do not designate my spouse as the sole Primary Beneficiary, I represent and warrant that my spouse has consented to such designation.” Page 1, form Beneficiary Designation Form, revision 06_26_2023. Source document

Electronic signature. “Please note electronic signatures on this form must include the electronic signature Certification page or Certification Stamp. If one is not included, we will not accept this form.” Page 3, form Beneficiary Designation Form, revision 06_26_2023. Source document

How to submit. “Secure File Upload ... Email Forms to ... Send Mail to ... Fax: (602) 899-9641” Page 3, form Beneficiary Designation Form, revision 06_26_2023. Source document

Trust as beneficiary. “a) Nonperson Beneficiaries : A trust, estate, charitable organization or other entity that is not an individual may be designated as a Beneficiary or contingent Beneficiary.” Web page, form none (no static PDF published); plan document "Morgan Stanley Individual Retirement Plan", revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Trust as contingent. “(same)” Web page, form none (no static PDF published); plan document "Morgan Stanley Individual Retirement Plan", revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Trust documents. “The documents described in (i) and (ii) above may be provided by the Participant or by the Trustee of the trust at any time starting with the date on which the trust is designated as a Beneficiary, but not later than October 31 of the year following the year of Participant's death.” Web page, form none (no static PDF published); plan document "Morgan Stanley Individual Retirement Plan", revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Per stirpes. “Per Stirpes: the share of any individual beneficiary who predeceases you will pass to his or her descendants, as defined by applicable state law. ... This designation is not available for entity beneficiaries, such as trusts.” Page 1, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Estate as beneficiary. “A trust, estate, charitable organization or other entity that is not an individual may be designated as a Beneficiary” Web page, form none (no static PDF published); plan document "Morgan Stanley Individual Retirement Plan", revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Default beneficiary. “the Custodian shall pay death benefits under the Plan in accordance with the following default rules. i) to the surviving spouse of the Participant, if any; ii) if no surviving spouse, then to the Participant's surviving children (naturally born or legally adopted) in equal shares; iii) if no surviving spouse and if no children survive the Participant, then to the Participant's surviving parents in equal shares ... iv) ... then to the personal representative of the Participant's estate” Web page, form none (no static PDF published); plan document "Morgan Stanley Individual Retirement Plan", revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Spousal consent. “A Participant residing in a community property state who wishes to designate a Beneficiary other than the Participant's spouse must obtain the written consent of the spouse to the designation.” Web page, form none (no static PDF published); plan document "Morgan Stanley Individual Retirement Plan", revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Effect of divorce. “If the Participant has designated his or her spouse as a Beneficiary then, effective immediately upon the divorce, annulment or other lawful dissolution of their marriage, the designation of the ex-spouse as Beneficiary shall be null and void. The IRA will, upon the death of the Participant, be distributed as if the ex-spouse had predeceased the Participant.” Web page, form none (no static PDF published); plan document "Morgan Stanley Individual Retirement Plan", revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Online designation. “Designation of Beneficiary (IRA) Specify who will receive your IRA in the event of your death Submit online / Submit via DocuSign” Web page, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Electronic signature. “Designation of Beneficiary (IRA) Specify who will receive your IRA in the event of your death Submit online / Submit via DocuSign” Web page, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

How to submit. “Designation of Beneficiary (IRA) Specify who will receive your IRA in the event of your death Submit online / Submit via DocuSign” Web page, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

How to disclaim. “may disclaim all or part of the Beneficiary's interest in the Account by giving written notice of such disclaimer to the Custodian. ... If a Beneficiary disclaims his or her interest prior to September 30 of the year following the year of the Participant's death, the disclaimant is not taken into account in determining the employee's Designated Beneficiary, provided the disclaimer satisfies Code Section 2518.” Web page, form none (no static PDF published); plan document "Morgan Stanley Individual Retirement Plan", revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Trust as beneficiary. “Custom beneficiary designations can specify beneficiary types including individuals, entities, trusts and separate share trusts.” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

Trust as contingent. “Custom beneficiary designations can specify beneficiary types including individuals, entities, trusts and separate share trusts.” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

How to name the trust. “Good Example: 100% to the John Wayne Doe Revocable Trust U/A dated 01/01/01 ... Original date the trust agreement was executed by the grantor/settlor (not the most recent amendment or restatement date)” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

Trust documents. “The designation cannot include specific terms of any trust entitled to receive the assets, and Edward Jones cannot accept variations which alter the Edward Jones Custodial Agreement.” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

Per stirpes. “For per stirpes designation the following information must be included in the designation: Full legal name of the individual whose descendants are designated Social Security number ... Date of birth ... Bad Example: 100% per stirpes Bad Example: 100% to John Doe, per stirpes” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

Per stirpes defined. “my descendants, per stirpes, as defined under the laws of the State of Missouri” Page 4, form 5305-A, revision 2025-09, Traditional IRA (also SEP, SIMPLE). Source document

A class like "my children". “Full legal name of the individual whose descendants are designated ... Good Example: 100% to the per stirpes descendants of John Doe; Social Security number of John Doe: xxx-xx-xxxx, date of birth of John Doe xx/xx/xx.” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

Refused wording. “Bad Example: 100% per stirpes Bad Example: 100% to John Doe, per stirpes ... Bad Example: My Trust dated ... Bad Example: Testamentary Trust under my Last Will” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

Custom designation. “Edward Jones accepts custom-drafted beneficiary designations for a variety of retirement plans. Supported documents include traditional, Roth, SEP and SIMPLE IRAs, as well as owner-only 401(k) plans. ... If you would like the Edward Jones Estates Hotline to review a draft of a custom designation before it's signed by a mutual client to determine whether Edward Jones will accept it, please fax a copy of the draft document ... The client's signature must be dated within 60 days of receipt at the Edward Jones home office.” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

Estate as beneficiary. “then (3) my estate” Page 4, form 5305-A, revision 2025-09, Traditional IRA (also SEP, SIMPLE). Source document

Default beneficiary. “If I have no designated beneficiaries, or no designated beneficiaries survive me, then my beneficiaries shall be deemed to be designated in the following order and priority: (1) my surviving spouse (at the time of my death); or if none, then (2) my descendants, per stirpes, as defined under the laws of the State of Missouri; or if none, then (3) my estate.” Page 4, form 5305-A, revision 2025-09, Traditional IRA (also SEP, SIMPLE). Source document

Spousal consent. “For traditional, Roth, SEP and SIMPLE IRAs: If all conditions (a) through (c) below are met at the time of the client's death, Edward Jones requires an executed spousal consent to support the beneficiary designation. (a) The client has a surviving spouse; and (b) The client and the surviving spouse resided in one or more community property jurisdictions during their marriage; and (c) The surviving spouse is not the sole designated primary beneficiary.” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

How the spouse consents. “Note: A spousal consent document may be custom drafted by the client's attorney, or an Edward Jones Spousal Consent form may be obtained from a local branch office. ... Signature of Spouse ... Signature of Witness” Page 1, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

How to submit. “Contact your financial advisor to update your beneficiary designations. ... please fax a copy of the draft document and your request for review to (877) 818-0584” Web page, form CPA-2485F-A, Traditional IRA (also SEP, SIMPLE). Source document

Trust as beneficiary. “In addition to naming a person as beneficiary (often a spouse, children or other individual), non-individuals such as trusts and charities can be named as IRA beneficiaries.” Web page, Traditional IRA (self-directed; also Roth). Source document

Trust as contingent. “Select Beneficiary Type Primary Contingent ... SELECT ONE: Individual Trust/Charity/Organization” Page 1, form MT_F-0003-02, revision Rev. 050925, Traditional IRA (self-directed; also Roth). Source document

Trust documents. “If primary beneficiary is a Trust, please complete Equity Trust's Beneficiary Certification Form OR supply a copy of the Trust documents.” Page 1, form MT_F-0003-02, revision Rev. 050925, Traditional IRA (self-directed; also Roth). Source document

Estate as beneficiary. “your spouse does not survive you, then to (ii) your estate.” Page 9, form 5305-A, revision 2017-04, Traditional IRA (self-directed; also Roth), read from a Wayback Machine capture of 2025-12-09. Source document

Default beneficiary. “If no beneficiary should survive you, or if all beneficiaries ... renounce their rights to receive any benefit from the IRA, or if you ... order: (i) to your spouse, but if you have no spouse or if your ... spouse does not survive you, then to (ii) your estate.” Page 9, form 5305-A, revision 2017-04, Traditional IRA (self-directed; also Roth), read from a Wayback Machine capture of 2025-12-09. Source document

If a beneficiary dies first. “the balance in the account shall be paid to the Primary Beneficiaries who survive me in equal shares (or in the specified shares, if indicated) ... If none of the Primary Beneficiaries survive me, the balance in the account shall be paid to the Contingent Beneficiaries who survive me” Page 2, form MT_F-0003-02, revision Rev. 050925, Traditional IRA (self-directed; also Roth). Source document

Spousal consent. “Complete this section only if Account Holder's legal residence is in a community property state [AZ, CA, LA, ID, NV, NM, TX, WA, WI] and Account Holder is choosing to name a” Page 2, form MT_F-0003-02, revision Rev. 050925, Traditional IRA (self-directed; also Roth). Source document

Online designation. “CHANGE BENEFICIARY FOR ACCOUNT” Web page, form not available, revision not available, Traditional IRA (self-directed; also Roth). Source document

How to submit. “For processing return to: PO Box 62957, Fort Myers, FL 33906 or use our Secure Upload” Page 2, form MT_F-0003-02, revision Rev. 050925, Traditional IRA (self-directed; also Roth). Source document

Trust as beneficiary. “Primary Beneficiaries ... Non-Spouse / Trust / Other Entity” Page 1, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

Trust as contingent. “Contingent Beneficiaries ... Non-Spouse / Trust / Other Entity” Page 2, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

How to name the trust. “Date of Birth/Trust MM DD YYYY” Page 1, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

Per stirpes. “If you outlive a beneficiary and you want that beneficiary's share to go to his or her descendants, check "Per stirpes."” Page 1, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

Per stirpes defined. “if you check "per stirpes," that any share otherwise payable to a beneficiary shall instead be paid to that beneficiary's surviving descendants by right of representation if the original beneficiary does not survive the account owner. ... "per stirpes" creates a category of beneficiaries (for example, the children of a beneficiary), and therefore may end up including individuals not yet born or adopted.” Page 2, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

A class like "my children". “by name does NOT create a category of ... beneficiaries, and that if you later want to ... include other beneficiaries, you will need ... to submit a new beneficiary form.” Page 2, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

Minor as beneficiary. “the Custodian may, in its absolute discretion, make all, or any part of the distribution to (i) a parent of such person, (ii) the guardian, conservator, or other legal representative ... (iii) a custodial account established under a Uniform Gifts to Minors Act, Uniform Transfers to Minors Act ... or (v) to such person directly” Page 4, form 2056A, revision 2012-06, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

Default beneficiary. “If the Depositor had not by the date of his or her death properly designated a Beneficiary ... or if no designated primary or contingent Beneficiary survives the Depositor, the Depositor's Beneficiary shall be his or her surviving spouse, but if he or she has no surviving spouse, his or her estate.” Page 4, form 2056A, revision 2012-06, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

If a beneficiary dies first. “Unless otherwise designated by the Depositor in a form and manner acceptable to the Custodian, if a primary or contingent Beneficiary designated by the Depositor predeceases the Depositor, the Shares and Other Funding Vehicles for which that deceased Beneficiary is entitled will be divided equally among the surviving primary and contingent Beneficiary(ies)” Page 4, form 2056A, revision 2012-06, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

Limit on beneficiaries. “If you need more room for information, make a copy of the relevant page.” Page 1, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

Online designation. “You can add or change beneficiaries anytime, or on any other types of accounts, at Fidelity.com/beneficiary.” Page 1, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

How to submit. “For faster processing, complete, sign, and submit using the ... digital uploading process ... can the QR code OR go to Fidelity.com/upload-Bene-IRA/HSA ... You can add or change beneficiaries anytime, or on any” Page 1, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

Trust as beneficiary. “You can designate specific individuals or other ... not limited to, an estate, a trust, or a charitable organization” Page 14. Source document

Estate as beneficiary. “not limited to, an estate, a trust, or a charitable organization” Page 14. Source document

Default beneficiary. “If there is no beneficiary designation on file at the time of your death, or if none of the beneficiaries on file are alive at the time of your death, your IRA assets will be paid to your estate.” Page 11. Source document

If a beneficiary dies first. “The named beneficiaries that survive inherit any assets remaining in the IRA after your death.” Page 14. Source document

How to submit. “By completing the appropriate section on the corresponding IRA application you may designate any person(s) as your beneficiary ... Please send your check along with the appropriate forms and investment instructions to” Page 2. Source document

Refused wording. “Share totals must equal 100%. Do not use fractional percentages or dollar amounts” Page 1, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA. Source document

Minor as beneficiary. “If the beneficiary designated to receive payments hereunder is a minor or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian,” Page 15, form FTCRS2024, revision 2025-12-29, Roth IRA (Apex custodial agreement as posted by Firstrade). Source document

Default beneficiary. “If none of the Primary or Contingent beneficiaries I have designated survives me, any interest I may have in this IRA shall be paid in accordance with the rules and procedures specified in the 'Beneficiaries' section of the IRA Custodial Agreement governing this IRA.” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA. Source document

If a beneficiary dies first. “If the death of one or more designated Primary Beneficiary(ies) precedes my death, the interest they would have received from this IRA will be paid, upon my death, to my surviving Primary Beneficiary(ies) Pro Rata such that 100% is paid to the surviving primary beneficiary(ies)” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA. Source document

Spousal consent. “Consent of the Account holder's (Participant) Spouse may be required (for example, in a Community Property or Marital Property State) to effectively designate a beneficiary other than or in addition to the Participant's Spouse.” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA. Source document

How the spouse consents. “Signature of Spouse Date Signature of Witness” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA. Source document

Limit on beneficiaries. “If more space is needed for additional Primary Beneficiaries, please attach another form.” Page 1, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA. Source document

Online designation. “Log in to your Firstrade account on the web ... Click on the tab Beneficiaries” Web page, Traditional and Roth IRA. Source document

How to submit. “Log in to your Firstrade account on the web ... Click on the tab Beneficiaries” Web page, Traditional and Roth IRA. Source document

Trust as beneficiary. “Name OR Name of Trust (trust date required mm/dd/yyyy)” Page 1, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

Trust as contingent. “DESIGNATE YOUR CONTINGENT BENEFICIARY(IES) ... Name OR Name of Trust (trust date required mm/dd/yyyy)” Page 1, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

How to name the trust. “Name OR Name of Trust (trust date required mm/dd/yyyy)” Page 1, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

Trust documents. “A copy of the following "key" sections from the trust document: (1) the first ("title") page, (2) the page(s) naming the current (successor) trustee(s), and (3) the signature page(s).” Page 11, form 75085T, Franklin Templeton IRA (FTIOS custodian). Source document

Per stirpes. “PFTC will not accept customized beneficiary designations (for example, designations which involve multiple contingencies within a primary or contingent beneficiary category) or "per stirpes" designations.” Page 1, form FM523A, revision 2025-08, Putnam IRA and Beneficiary (inherited) IRA (PFTC directed trustee). Source document

A class like "my children". “All beneficiaries must be designated as either primary or contingent and must include all identifying information (full name, Social Security/Tax ID number, date of birth/date of trust, and allocated percentage). ... If any required information is missing the designation cannot be accepted.” Page 1, form FM523A, revision 2025-08, Putnam IRA and Beneficiary (inherited) IRA (PFTC directed trustee). Source document

Refused wording. “PFTC will not accept customized beneficiary designations ... or "per stirpes" designations.” Page 1, form FM523A, revision 2025-08, Putnam IRA and Beneficiary (inherited) IRA (PFTC directed trustee). Source document

Custom designation. “PFTC will not accept customized beneficiary designations (for example, designations which involve multiple contingencies within a primary or contingent beneficiary category)” Page 1, form FM523A, revision 2025-08, Putnam IRA and Beneficiary (inherited) IRA (PFTC directed trustee). Source document

Minor as beneficiary. “If you are signing as the parent of a minor beneficiary, please provide a copy of the minor's birth certificate. If you are signing as the guardian of a minor beneficiary, please provide a copy of your letters of guardianship.” Page 11, form 75085T, Franklin Templeton IRA (FTIOS custodian). Source document

Estate as beneficiary. “If the participant's estate was named as the beneficiary of the participant's retirement plan” Page 11, form 75085T, Franklin Templeton IRA (FTIOS custodian). Source document

Default beneficiary. “If no beneficiary is designated, your beneficiary shall be your spouse or, if you have no surviving spouse, your estate.” Page 1, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

If a beneficiary dies first. “Unless I indicate otherwise, if any primary or contingent beneficiary dies before me, his or her interest and the interest of his or her heirs shall terminate completely and the percentage share of any remaining beneficiary(ies) shall be increased on a pro rata basis.” Page 3, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

Effect of divorce. “If I name my spouse as a beneficiary and I later divorce, that designation is automatically revoked and invalid upon my death, unless after my divorce I affirmatively elect to name my former spouse as my non-spouse beneficiary.” Page 3, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

Limit on beneficiaries. “IF NAMING MORE THAN FOUR BENEFICIARIES, PROVIDE INFORMATION ON A SEPARATE SHEET.” Page 2, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

Notary or medallion. “Your signature in Section 4 must be either notarized or validated with a Signature Validation Program (SVP) stamp.” Page 1, form FM523A, revision 2025-08, Putnam IRA and Beneficiary (inherited) IRA (PFTC directed trustee). Source document

Electronic signature. “A notary must include the date of certification, the original signature of the person whose signature is being notarized ... All authentications must be original; photocopies or fax copies are not acceptable.” Page 5, form FM523A, revision 2025-08, Putnam IRA and Beneficiary (inherited) IRA (PFTC directed trustee). Source document

How to submit. “Emails MUST include an attachment (PDF preferred) of your request. ... You may use any of the below mailing addresses:” Page 4, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

Trust as beneficiary. “Name (first, middle, last or trust/entity) ... For Custodial IRA Contracts, the Custodian must be listed as the Beneficiary.” Page 1, form FA5014-06. Source document

Trust as contingent. “Primary Per Stirpes Irrevocable ... Contingent ... Full Name (First, Middle, Last or Trust/Entity)” Page 2, form FA5014-06. Source document

How to name the trust. “Date of Birth/Trust (mm/dd/yyyy)” Page 2, form GA20013-02. Source document

Trust documents. “If you name a trust as the Beneficiary, submit a copy of the trust for our file.” Page 3, form FA5014-06. Source document

Per stirpes. “Primary Per Stirpes Irrevocable ... Contingent Yes No Yes No” Page 2, form FA5014-06. Source document

Default beneficiary. “If the request is to change from a custodian to a custodian or an individual to a custodian, the beneficiary will automatically be the custodian. ... If no beneficiary change is provided for requests from a custodian to an individual as owner, the beneficiary will be listed as the estate until instructed otherwise.” Page 1, form GA20013-02. Source document

If a beneficiary dies first. “Unless otherwise indicated, proceeds will be distributed equally. Payments to Contingent Beneficiaries only apply in the event there is no surviving Primary Beneficiary.” Page 1, form FA5014-06. Source document

Limit on beneficiaries. “This form allows you to assign shares of your death benefit to four primary or contingent beneficiaries. If you have more than four primary or contingent beneficiaries, please attach a completed Beneficiary Designations Continued form.” Page 1, form FA5014-06. Source document

Notary or medallion. “A signature guarantee may be requested if we are unable to verify an owner's signature.” Page 3, form FA5014-06. Source document

How to submit. “Log in at globalatlantic.com, navigate to policy details, and select the Upload Documents button ... [email protected]” Page 4, form GA20006-02. Source document

Trust as beneficiary. “I designate the persons or entities named above as my primary and/or contingent beneficiaries of this IRA.” Page 2, form 301 / 2303 (Ascensus), revision 2015-04. Source document

Trust as contingent. “I designate the persons or entities named above as my primary and/or contingent beneficiaries of this IRA.” Page 2, form 301 / 2303 (Ascensus), revision 2015-04. Source document

Default beneficiary. “If no beneficiaries are named, my estate will be my beneficiary.” Page 1, form 301 / 2303 (Ascensus), revision 2015-04. Source document

If a beneficiary dies first. “The interest of any beneficiary that predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis.” Page 1, form 301 / 2303 (Ascensus), revision 2015-04. Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence of the IRA owner is located in a community or marital property state.” Page 2, form 301 / 2303 (Ascensus), revision 2015-04. Source document

How the spouse consents. “Signature of Witness (NOT REQUIRED)” Page 2, form 301 / 2303 (Ascensus), revision 2015-04. Source document

Limit on beneficiaries. “Check here if additional beneficiaries are listed on an attached addendum.” Page 2, form 301 / 2303 (Ascensus), revision 2015-04. Source document

How to submit. “701 S. Taylor, LB 110 (Mailing) ... 701 S. Taylor, Ste 260 (Overnight)” Page 1, form 301 / 2303 (Ascensus), revision 2015-04. Source document

Trust as beneficiary. “You may designate one or more persons or entities as beneficiary ... If a beneficiary other than a person (e.g., your estate, a charity, or ... a certain type of trust) is named” Page 2, form 2400R-C, revision 2017-04, Roth IRA, read from a Wayback Machine capture of 2021-09-26. Source document

Estate as beneficiary. “If a beneficiary other than a person (e.g., your estate, a charity, or” Page 5, form 2400R-C, revision 2017-04, Roth IRA, read from a Wayback Machine capture of 2021-09-26. Source document

Default beneficiary. “If no beneficiaries are named ... my estate will be my beneficiary.” Page 2, revision 2020-04, Traditional IRA, read from a Wayback Machine capture of 2021-09-26. Source document

If a beneficiary dies first. “The interest of any beneficiary that predeceases ... me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis. ... if all primary beneficiaries have predeceased the IRA owner.” Page 2, revision 2020-04, Traditional IRA, read from a Wayback Machine capture of 2021-09-26. Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence ... of the IRA owner is located in a community or marital property state.” Page 2, revision 2020-04, Traditional IRA, read from a Wayback Machine capture of 2021-09-26. Source document

How the spouse consents. “I hereby relinquish any interest that I may have in this IRA and consent to ... Signature of Spouse ... Signature of Witness” Page 2, revision 2020-04, Traditional IRA, read from a Wayback Machine capture of 2021-09-26. Source document

Limit on beneficiaries. “Check here if additional beneficiaries are listed on an attached addendum.” Page 2, revision 2020-04, Traditional IRA, read from a Wayback Machine capture of 2021-09-26. Source document

Trust as beneficiary. “Trust as Beneficiary ... Please select one. Primary Beneficiary Contingent Beneficiary” Page 2, form IRA-012, revision 2024-01, Traditional IRA (incl. rollover/self-directed). Source document

Trust as contingent. “Name of Trustee(s): ... Please select one Primary Beneficiary Contingent Beneficiary” Page 2, form IRA-012, revision 2024-01, Traditional IRA (incl. rollover/self-directed). Source document

How to name the trust. “For a standard Trust - we require the date the Trust was created in the created field below. ... Name of Trustee(s):” Page 2, form IRA-012, revision 2024-01, Traditional IRA (incl. rollover/self-directed). Source document

Per stirpes. “If multiple Primary or Contingent Beneficiaries are named, as to each Beneficiary that shall not survive me, his or her share ... shall be distributed to the remaining Beneficiaries” Page 1, form IRA-012, revision 2024-01, Traditional IRA (incl. rollover/self-directed). Source document

A class like "my children". “The Custodian reserves the right to reject, or not to accept, beneficiary designations other ... than beneficiary designations to named individuals or specific entities.” Page 7, form IRA-004, revision 2017-04, Traditional IRA (incl. rollover/self-directed), read from a Wayback Machine capture of 2024-09-09. Source document

Refused wording. “The Custodian reserves the right to reject, or not to accept, beneficiary designations other ... than beneficiary designations to named individuals or specific entities.” Page 7, form IRA-004, revision 2017-04, Traditional IRA (incl. rollover/self-directed), read from a Wayback Machine capture of 2024-09-09. Source document

Custom designation. “Additional beneficiary designations or changes must be made via the proper form.” Page 1, form IRA-012, revision 2024-01, Traditional IRA (incl. rollover/self-directed). Source document

Estate as beneficiary. “(iii) The Account Owner's estate, through the estate's executor or other legal” Page 7, form IRA-004, revision 2017-04, Traditional IRA (incl. rollover/self-directed), read from a Wayback Machine capture of 2024-09-09. Source document

Default beneficiary. “(i) To the Account Owner's spouse; but if no such spouse shall survive the Account ... (ii) The natural and adoptive children of the Account Owner in equal shares per capita; ... (iii) The Account Owner's estate, through the estate's executor or other legal” Page 7, form IRA-004, revision 2017-04, Traditional IRA (incl. rollover/self-directed), read from a Wayback Machine capture of 2024-09-09. Source document

If a beneficiary dies first. “If multiple Primary or Contingent Beneficiaries are named, as to each Beneficiary that shall not survive me, his or her share (if any for a Contingent Beneficiary) shall be distributed to the remaining Beneficiaries” Page 1, form IRA-012, revision 2024-01, Traditional IRA (incl. rollover/self-directed). Source document

Spousal consent. “Complete this section if (1) Account Owner is married and has designated a Primary Beneficiary other than his/her spouse; and (2) this IRA includes property in which his/her spouse possesses a community property interest.” Page 3, form IRA-012, revision 2024-01, Traditional IRA (incl. rollover/self-directed). Source document

Trust as beneficiary. “If the beneficiary is a Trust, please attach a signed copy of the Trust document.” Page 2, form iraBeneficiaryForm, revision 2016-12, Traditional IRA (also SEP). Source document

Trust as contingent. “Choose beneficiary type: Primary Contingent” Web page, form iraBeneficiaryForm, revision 2016-12, Traditional IRA (also SEP). Source document

Trust documents. “If the beneficiary is a Trust, please attach a signed copy of the Trust document.” Page 2, form iraBeneficiaryForm, revision 2016-12, Traditional IRA (also SEP). Source document

Per stirpes. “You may select a per stirpes distribution, designating an equal distribution of assets to the children of a beneficiary that dies before you. Check the per stirpes election per designated beneficiary.” Page 1, Traditional IRA (also SEP). Source document

Per stirpes defined. “Per stirpes selections shall be paid to the lineal descendants of a predeceased designated IRA Beneficiary.” Page 3, Traditional IRA (also SEP). Source document

Refused wording. “Unacceptable Designations & Language Last Will and Testament. Animals named as beneficiaries. Use of the word "issue" because in it's legal sense includes all lineal descendants, regardless of how remote the relationship ... Words like "or" "and/or" cannot be used because it does not clearly explain how the assets should be distributed. Altered forms or items crossed out.” Page 1, form iraBeneficiaryForm, revision 2016-12, Traditional IRA (also SEP). Source document

Custom designation. “Unacceptable Designations & Language Last Will and Testament. ... Words like "or" "and/or" cannot be used because it does not clearly explain how the assets should be distributed. Altered forms or items crossed out. The Form must be clear and complete.” Page 1, form iraBeneficiaryForm, revision 2016-12, Traditional IRA (also SEP). Source document

Minor as beneficiary. “Minors can be beneficiaries only if a custodian, trustee, or guardian is named for them.” Web page, Traditional IRA (also SEP). Source document

Default beneficiary. “Without designations, benefits will be paid to the spouse as primary beneficiary or the IRA Owner's estate as the contingent beneficiary.” Page 1, Traditional IRA (also SEP). Source document

If a beneficiary dies first. “Pass to any remaining Primary Beneficiary(ies) pro rata, and if none remain, pass to any Contingent Beneficiaries (default selection). Pass directly to any Contingent Beneficiaries and, if none remain, pass to the estate of the (last surviving) Account Owner” Web page, Traditional IRA (also SEP). Source document

Spousal consent. “Spousal consent is required when the IRA owner resides in a community or marital property state and designates any non-spouse as the primary beneficiary.” Page 3, Traditional IRA (also SEP). Source document

How the spouse consents. “Interactive Brokers LLC requires a notarized copy of the Spouse's Signature.” Page 3, form iraBeneficiaryForm, revision 2016-12, Traditional IRA (also SEP). Source document

Effect of divorce. “If you designate your spouse as a beneficiary, your designation will automatically be void upon the dissolution of your marriage by divorce or annulment.” Page 3, Traditional IRA (also SEP). Source document

Limit on beneficiaries. “You must designate at least one and up to six Primary beneficiaries ... To add more Beneficiary designations for the specified IRA, copy this Additional Beneficiary Designations page and attach with your form.” Web page, Traditional IRA (also SEP). Source document

Online designation. “IRA and Trust Beneficiary Click the User menu ... > Settings > Account Configuration > Account Inheritance.” Web page, Traditional IRA (also SEP). Source document

Notary or medallion. “IB LLC requires a notarized or a medallion signature guarantee with the Account Owner Signature.” Page 3, form iraBeneficiaryForm, revision 2016-12, Traditional IRA (also SEP). Source document

How to submit. “Your form may be sent via mail, fax, or the secure Message Center. ... Return via the secure message center. ... Return by regular or overnight mail to:” Page 1, form iraBeneficiaryForm, revision 2016-12, Traditional IRA (also SEP). Source document

Default beneficiary. “If no beneficiary is named on the account and the account owner was unmarried at the time of death, any assets remaining in the account will be distributed to the account owner's estate.” Page 7, read from a Wayback Machine capture of 2019-05-03. Source document

Effect of divorce. “In order to be a designated beneficiary on the account referenced in section 1, a former spouse must have been designated as a beneficiary of the account after the date of divorce, annulment or other lawful dissolution of marriage.” Page 7, read from a Wayback Machine capture of 2019-05-03. Source document

Trust as beneficiary. “Non-Spouse Trust Share Percentage” Page 1, form IRAR Beneficiary Designation, revision 2024-11. Source document

Trust as contingent. “I designate the following person(s) named below as my Primary and/or Contingent Beneficiaries ... Non-Spouse Trust” Page 1, form IRAR Beneficiary Designation, revision 2024-11. Source document

Trust documents. “If I named a Trust as a Beneficiary, I understand I must supply a copy or abstract of the Trust.” Page 1, form IRAR Beneficiary Designation, revision 2024-11. Source document

Default beneficiary. “If no Primary or Contingent Beneficiary survives me, the remaining balance in the account shall be distributed in accordance with the plan provisions to my estate” Page 1, form IRAR Beneficiary Designation, revision 2024-11. Source document

If a beneficiary dies first. “If any Primary or Contingent Beneficiary does not survive me, such beneficiary's interest and the interest of such beneficiary's heirs shall terminate completely, and the share for any remaining Primary or Contingent Beneficiary shall be increased on a pro rata basis.” Page 1, form IRAR Beneficiary Designation, revision 2024-11. Source document

Spousal consent. “The consent of spouse must be signed only if the following conditions are present: ... Your spouse is not the sole primary beneficiary named and; You and your spouse are residents of a community property state” Page 2, form IRAR Beneficiary Designation, revision 2024-11. Source document

Electronic signature. “Written direction shall be construed so as to include facsimile signature, email communication, and electronic signature.” Page 5, form 05002SD, revision 2025-01. Source document

How to submit. “Submission Options ... (858) 459-6565 [email protected]” Page 2, form IRAR Beneficiary Designation, revision 2024-11. Source document

Trust as beneficiary. “Relationship (select one) ... Entity ... Trust” Page 2, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

Trust as contingent. “Beneficiary Type (select one) Contingent Primary” Page 2, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

Trust documents. “The trustee of the Trust will be required to provide certain documentation and information to JPMS, such as (i) a copy of the Trust instrument and any amendments; or (ii) a list of all Trust beneficiaries (including contingent Trust beneficiaries), including a description of the interest each beneficiary will be entitled to upon my death, certifications that such list is/remains correct and complete” Page 5, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

Per stirpes. “you may choose a "per stirpes" option for your primary and/or contingent beneficiaries, which means if any primary or contingent beneficiary with the per stirpes designation dies before you do ... (i) the duly appointed legal representative of your estate must identify the living descendants who are entitled to receive that beneficiary's share of the IRA assets; and (ii) the beneficiary's share will be paid to the identified living descendants, subject to state law.” Page 1, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

Per stirpes defined. “you may choose a "per stirpes" option for your primary and/or contingent beneficiaries, which means if any primary or contingent beneficiary with the per stirpes designation dies before you do ... (i) the duly appointed legal representative of your estate must identify the living descendants who are entitled to receive that beneficiary's share of the IRA assets; and (ii) the beneficiary's share will be paid to the identified living descendants, subject to state law.” Page 1, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

Estate as beneficiary. “If I designate a trust or estate as beneficiary (or if my estate is determined to be the default beneficiary, as described above), JPMS will only issue payments to, or open inherited IRAs for, the benefit of the named trust or estate.” Page 6, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

Default beneficiary. “If there is no beneficiary designation on file with the Custodian, or if no beneficiary survives the Depositor (including where the Depositor has designated a per stirpes method of distribution with respect to any beneficiaries and there are no surviving descendants to share in that portion of the IRA), any assets remaining in the custodial account will be paid to the Depositor's estate.” Page 55, Traditional IRA (incl. SEP). Source document

If a beneficiary dies first. “Unless you specifically designate otherwise, if a primary or contingent beneficiary dies before you, their percentage share will terminate and will be divided equally among the surviving primary or contingent beneficiaries” Page 1, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

Spousal consent. “If you live in a community property state and have designated a primary beneficiary other than or in addition to your spouse, you should consult with your own legal or tax professional and, if necessary, obtain your spouse's consent.” Page 1, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

Limit on beneficiaries. “If you require more than ten (10) primary or contingent beneficiaries, please submit an additional copy of page 3 or 4 of this form.” Page 2, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

Online designation. “IRA Beneficiary Update Request Update an existing beneficiary designation on your retirement account. Update online” Web page, Traditional IRA (incl. SEP). Source document

Notary or medallion. “A notary public must complete Section 6 Identity Verification.” Page 1, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

How to submit. “IRA Beneficiary Update Request Update an existing beneficiary designation on your retirement account. Update online” Web page, Traditional IRA (incl. SEP). Source document

Trust as beneficiary. “If you named a beneficiary which is a Trust, you understand that the Trustee must provide certain information concerning such Trust to Janney at the time of your death.” Page 2, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Trust documents. “the Trustee must provide certain information concerning such Trust to Janney at the time of your death.” Page 2, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Per stirpes. “If you select the per stirpes designation for a beneficiary and that beneficiary predeceases the account holder, Janney will distribute that beneficiary's share of the account equally among his/her lineal descendants.” Page 1, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Per stirpes defined. “Janney will distribute that beneficiary's share of the account equally among his/her lineal descendants.” Page 1, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Custom designation. “You can submit your own beneficiary designation form in lieu of using this form. Janney reserves the right to accept or reject any non-Janney beneficiary designation. If Janney accepts the non-Janney beneficiary designation, we may require you to agree to additional terms and conditions.” Page 1, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Minor as beneficiary. “If any beneficiary is a minor, please consider naming a trust or Custodian now. Otherwise, a court-appointed guardian may be required at the time of distribution.” Page 1, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Estate as beneficiary. “If no Primary or Contingent Beneficiaries survive me, the assets in my account will be distributed to my Estate.” Page 1, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Default beneficiary. “If you fail to make a beneficiary designation, or if your beneficiary designation does not take effect for any reason, upon your death, your account will be distributed to your estate.” Page 1, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

If a beneficiary dies first. “In the event of my death, the assets in the account shall be distributed to the Primary Beneficiaries who survive me in equal shares (or in the specified shares, if indicated). If none of the Primary Beneficiaries survive me, the assets in the account shall be distributed to the Contingent Beneficiaries who survive me” Page 1, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Spousal consent. “Consent of the Participant's Spouse may be required in a community property or marital property state to effectively designate a beneficiary other than or in addition to the Participant's Spouse. ... Janney will not assume responsibility for determining whether the IRA account referenced on this form is subject to community property or marital property laws.” Page 2, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

How to submit. “a designation or change of beneficiary must be in writing, signed by you, and delivered to us prior to the time of your death” Page 1, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Default beneficiary. “If no acceptable beneficiary designation is in effect, if none of the named beneficiaries survive the Depositor, or if Custodian cannot locate any of the named beneficiaries after reasonable search, any balance in the account will be payable to the Depositor's estate.” Page 6, form 5305-A, revision 2017-04, read from a Wayback Machine capture of 2021-09-24. Source document

Trust as beneficiary. “I hereby designate the following individual(s) or entity(ies) as my primary and/or contingent beneficiary(ies)” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

Trust as contingent. “Primary / Contingent” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

Per stirpes. “In the event that a designated beneficiary dies, you may select whether distributions will be made to other remaining beneficiaries or to your beneficiary's heirs. Pro Rata (Default Rule) -- Unless Per Stirpes is indicated below” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

Per stirpes defined. “Per Stirpes -- If any primary beneficiary dies before me, my estate will need to identify the heirs who are to receive that primary beneficiary's share of my TOD assets. If no primary beneficiary with the per stirpes designation survives me, that beneficiary's share shall be paid to the living descendants of such beneficiary, subject to state law.” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

Estate as beneficiary. “If there is no surviving spouse at the time of my death, my estate will be deemed my beneficiary.” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

Default beneficiary. “If no primary or contingent beneficiaries survive me, my spouse will be deemed my beneficiary. If there is no surviving spouse at the time of my death, my estate will be deemed my beneficiary.” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

If a beneficiary dies first. “If any primary beneficiary(ies) dies before me, his or her interest shall terminate completely, and the percentage share of any remaining primary beneficiary (ies) shall be increased equally.” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

Spousal consent. “If I live in a state with community property statutes or the account is a 403(b)(7) subject to Title 1 of ERISA and do not designate my spouse as the sole primary beneficiary, I certify that my spouse has consented to such designation.” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

How to submit. “Please fax the completed form to New Accounts at (858) 202-8325.” Page 1, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

Trust as beneficiary. “You can add up to three primary and three contingent beneficiaries per account, including trusts. To name a trust as beneficiary, provide the trust's legal name and Tax ID as required on the form.” Web page. Source document

Trust as contingent. “You can add up to three primary and three contingent beneficiaries per account, including trusts.” Web page. Source document

Refused wording. “whole numbers only (e.g., 50/50 or 33/33/34)” Web page. Source document

Limit on beneficiaries. “You may designate up to three primary and three contingent beneficiaries per account when using the M1 Beneficiary Form.” Web page. Source document

Online designation. “Log in to M1 on the web. Navigate to Profile > Beneficiaries in your account settings. Click Add Beneficiary . ... If you want separate beneficiaries for each account or wish to designate a trust, complete the M1 Beneficiary Form and submit as instructed.” Web page. Source document

How to submit. “Log in to M1 on the web. Navigate to Profile > Beneficiaries in your account settings. ... If you want separate beneficiaries for each account or wish to designate a trust, complete the M1 Beneficiary Form and submit as instructed. ... If you'd like to add or update beneficiaries for an IRA specifically, use the IRA Beneficiary Form” Web page. Source document

Trust as beneficiary. “Beneficiary name: first and last, trust, organization or estate ... designate any person, including an individual, trust, estate” Page 2, form 5305-RA. Source document

Trust as contingent. “D. SECONDARY BENEFICIARIES Please attach additional pages of this form if necessary. ... Beneficiary name: first and last, trust, organization or estate” Page 1, form F4V25. Source document

How to name the trust. “Date of birth/Date of formation” Page 1, form F4V25. Source document

Trust documents. “Do not provide a copy of the trust agreement or any part of it unless requested by Madison Trust Company.” Page 1, form F00V5. Source document

Per capita. “I understand the indicated IRA is non-probate and this is a per capita beneficiary designation.” Page 3, form F4V25. Source document

Custom designation. “Will be paid only if all the primary beneficiaries pre-decease the Accountholder unless indicated otherwise in an attached form.” Page 2, form F4V4. Source document

Minor as beneficiary. “if the individual is a minor, to an account ... established for the benefit of such individual under the Uniform Transfers to Minors Act” Page 2, form 5305-RA. Source document

Estate as beneficiary. “Beneficiary name: first and last, trust, organization or estate ... designate any person, including an individual, trust, estate” Page 2, form 5305-RA. Source document

Default beneficiary. “the Accountholder's surviving spouse, if any, shall be deemed to be the Accountholder's designated beneficiary; or if there is no surviving spouse, the Accountholder's then living issue, by right of representation” Page 2, form 5305-RA. Source document

Spousal consent. “I understand that it is my responsibility to determine if my spouse's signature is required due to community property and other laws of some states based on the state I live in at the time of my death.” Page 3, form F4V25. Source document

How the spouse consents. “I hereby relinquish those rights and agree to the beneficiary designation as stated in this form. ... Notary signature is required” Page 3, form F4V25. Source document

Effect of divorce. “If your former spouse was designated as a beneficiary, the designation will be deemed to have been revoked when the marriage to him or her terminated through divorce or otherwise” Page 1, form F4V4. Source document

Limit on beneficiaries. “If you wish to name more than two primary or two secondary beneficiaries, please use additional forms and be sure to have each page signed and dated.” Page 1, form F4V4. Source document

Notary or medallion. “Accountholder signature ... Notary signature is required ... A notary stamp is required to verify the accountholder's signature if this form is being used to replace an existing Beneficiary Designation on the account.” Page 2, form F4V4. Source document

How to submit. “Please complete and submit this form via one of the following methods: Mail: Madison Administration Company” Page 1, form F4V4. Source document

Processing time. “Our standard processing time for all forms and requests is 4 business days. Our expedited service is 2 business days ($50 fee applies).” Page 3. Source document

Trust as beneficiary. “If you are designating a Trust as Primary or Contingent beneficiary, the first, last, and signature page of the Trust are required.” Page 1, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

Trust as contingent. “If you are designating a Trust as Primary or Contingent beneficiary, the first, last, and signature page of the Trust” Page 1, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

Trust documents. “Upon the Trust becoming owner of the account, the fully executed Trust documents will be required to process a death claim.” Page 1, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

Per stirpes. “The interest of any beneficiary who predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis unless you indicate a Per Stirpes beneficiary designation. Mainstar Trust will rely on instruction from the executor of your estate regarding the identity of the heirs per stirpes.” Page 1, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

Per stirpes defined. “Mainstar Trust will rely on instruction from the executor of your estate regarding the identity of the heirs per stirpes.” Page 1, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

Estate as beneficiary. “If you do not designate a beneficiary or if all of your primary and contingent beneficiaries predecease you, your estate will be the beneficiary.” Page 9, revision 2025-11, Traditional IRA (also Roth). Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary and contingent beneficiaries predecease you, your estate will be the beneficiary.” Page 9, revision 2025-11, Traditional IRA (also Roth). Source document

If a beneficiary dies first. “The interest of any beneficiary who predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis unless you indicate a Per Stirpes beneficiary designation.” Page 1, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

Spousal consent. “This applies to all states, not just the community or marital property states. ... I am Married - I understand that if I choose to designate a primary beneficiary other than my spouse, my spouse must sign below.” Page 2, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

How to submit. “Secure File Upload: Contact Us Via Email: Mainstar Address: Phone: 800-521-9897” Page 2, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

How to disclaim. “If a beneficiary disclaims their interest, this is an irrevocable election, must be completed in writing, and must be done within nine months of the date of death.” Page 6, revision 2025-11, Traditional IRA (also Roth). Source document

Trust as beneficiary. “If I named a beneficiary which is a Trust, I understand I must provide certain information concerning such Trust to the Custodian.” Page 329, form 5.8, revision 2007-07-20, read from a Wayback Machine capture of 2009-02-19. Source document

Trust as contingent. “BENEFICIARY(IES) DESIGNATION Primary Contingent ... If I named a beneficiary which is a Trust, I understand I must provide certain information concerning such Trust to the Custodian.” Page 329, form 5.8, revision 2007-07-20, read from a Wayback Machine capture of 2009-02-19. Source document

Trust documents. “If I named a beneficiary which is a Trust, I understand I must provide certain information concerning such Trust to the Custodian.” Page 329, form 5.8, revision 2007-07-20, read from a Wayback Machine capture of 2009-02-19. Source document

Per stirpes. “If any Contingent Beneficiary does not survive me, such beneficiary's interest shall pass per stirpes to his or her issue, if none, to the other named contingent beneficiaries on a pro rata basis.” Page 329, form 5.8, revision 2007-07-20, read from a Wayback Machine capture of 2009-02-19. Source document

Default beneficiary. “If no beneficiary designation is in effect, if none of the named beneficiaries survive the Grantor, or if the Trustee cannot locate any of the named beneficiaries after reasonable search, any balance in the account will be payable to the Grantor's estate.” Page 312, form 5.8, revision 2007-07-20, read from a Wayback Machine capture of 2009-02-19. Source document

If a beneficiary dies first. “the balance in the account shall be paid to the Primary Beneficiaries who survive me in equal shares (or in the specified shares, if indicated). If none of the Primary Beneficiaries survive me, the balance in the account shall be paid to the Contingent Beneficiaries ... If any Contingent Beneficiary does not survive me, such beneficiary's interest shall pass per stirpes to his or her issue” Page 329, form 5.8, revision 2007-07-20, read from a Wayback Machine capture of 2009-02-19. Source document

Trust as beneficiary. “You may name one or more individuals and/or entities to be the primary or contingent beneficiary(ies) of your account, including your estate, trust or other entity.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Trust as contingent. “(same)” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

How to name the trust. “For estates, trusts or other entities please provide the exact name or title of the entity, tax identification number, and the date of inception, if available. Although all fields are not required” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Trust documents. “Please do not submit copies of your will or trust document. If an estate or trust is designated, Merrill shall rely solely upon the instructions of the executor/administrator or trustee and shall have no responsibility for monitoring the terms of the will or trust.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Per stirpes. “You may choose only "per stirpes" or "per capita", but not both, for beneficiaries in the same class (i.e., primary or contingent).” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Per stirpes defined. “Per Stirpes is a method of dividing an account where surviving descendants of a deceased beneficiary effectively take the place of their deceased ancestor as primary beneficiary(ies) so that they take the share to which their ancestor was entitled (had he/she lived).” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Per capita. “You may choose only "per stirpes" or "per capita", but not both, for beneficiaries in the same class (i.e., primary or contingent). ... A Per Capita division of property is an equal division among all named beneficiaries and surviving descendants of deceased ancestors.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Refused wording. “Designations that include "as per will" or "as per trust" will be considered invalid.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Custom designation. “Customized Designations - If your beneficiary designation includes any alterations to the form, provisions in addition to the election of beneficiaries, or if you require additional space to write your designation, please submit your designation on a separate page(s) and attach it to this form. Please write "See Attached" in Section 2, under the Name field. This will be considered a "customized beneficiary designation." Please note: all customized beneficiary designations must be reviewed for compatibility with Merrill administrative and operational requirements ... Designations that include "as per will" or "as per trust" will be considered invalid.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Estate as beneficiary. “including your estate, trust or other entity” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Default beneficiary. “If no primary or contingent beneficiary(ies) survive you, or if no beneficiary is in effect at the time of your death, we will pay your IRA balance to your surviving spouse, or, if you are not survived by a spouse, to your estate.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

If a beneficiary dies first. “If a primary beneficiary predeceases you, his/her share will be distributed to the remaining primary beneficiary(ies) in proportion to the payment percentages. If no primary beneficiary(ies) survive you, the balance will be distributed to your contingent beneficiary(ies) in the same manner.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Spousal consent. “After your death, we make distributions to beneficiaries you've designated, regardless of state community property law. If you live in a state with community property law, both your spouse and designated beneficiary must sign and submit a written statement authorizing us to make distributions to the spouse instead of the designated beneficiary.” Page 11, form M209468626, Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

How the spouse consents. “If you are married, your spouse must sign and date this section if you designate someone other than your spouse as beneficiary. The plan administrator or a notary public must sign to certify your spouse's signature.” Page 3, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Effect of divorce. “If you designate your spouse as beneficiary ... and you divorce or annul your marriage, your ... designation will be void unless ... The decree of divorce or annulment ... designates your spouse as beneficiary” Page 4, form M209468626, Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Limit on beneficiaries. “if you require additional space to write your designation, please submit your designation on a separate page(s) and attach it to this form.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Online designation. “For faster service, this form can be completed electronically by signing into your account on merrilledge.com.” Page 1, Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

How to submit. “Forward your completed form, in its entirety (pages 1-3), to your Merrill Lynch Wealth Management Advisor, Client Associate or the Merrill Advisory Center. ... Fax to: 1.877.229.7160 ... Or, you can mail to the following address” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Trust as beneficiary. “SELECT ONE: Individual Trust/Charity/Organization INDIVIDUAL NAME OR NAME OF TRUST/CHARITY/ORGANIZATION” Page 1, form MT_F-0003-02, revision Rev. 050925. Source document

Trust as contingent. “Select Beneficiary Type Primary Contingent SELECT ONE: Individual Trust/Charity/Organization” Page 1, form MT_F-0003-02, revision Rev. 050925. Source document

How to name the trust. “NAME OF TRUST/CHARITY/ORGANIZATION ... BIRTHDATE/DATE OF ESTABLISHMENT” Page 1, form MT_F-0003-02, revision Rev. 050925. Source document

Trust documents. “If primary beneficiary is a Trust, please complete Equity Trust's Beneficiary Certification Form OR supply a copy of the Trust documents.” Page 1, form MT_F-0003-02, revision Rev. 050925. Source document

If a beneficiary dies first. “the balance in the account shall be paid to the Primary Beneficiaries who survive me in equal shares (or in the specified shares, if indicated)” Page 2, form MT_F-0003-02, revision Rev. 050925. Source document

Spousal consent. “By signing below, I acknowledge that I am the spouse of the Account Holder and agree with and consent to my spouse's designation of a primary beneficiary other than or in addition to me.” Page 2, form MT_F-0003-02, revision Rev. 050925. Source document

How to submit. “For processing return to: PO Box 62957, Fort Myers, FL 33906 or use our Secure Upload” Page 2, form MT_F-0003-02, revision Rev. 050925. Source document

Trust as beneficiary. “Non-Spouse Trust* SOCIAL SECURITY NUMBER” Page 3, form Account Change Form - Beneficiary Designation. Source document

Trust as contingent. “BENEFICIARY TYPE: Primary Contingent RELATIONSHIP: CHECK ONE Spouse Non-Spouse Trust* Charity” Page 3, form Account Change Form - Beneficiary Designation. Source document

Trust documents. “You must submit a copy of your entire trust document if you desire the beneficiaries of the trust to be treated as designated beneficiaries for the purpose of determining Required Minimum Distributions.” Page 3, form Account Change Form - Beneficiary Designation. Source document

Refused wording. “Failure to do so may result in your designation being invalid.” Page 3, form Account Change Form - Beneficiary Designation. Source document

Default beneficiary. “IRA Accounts - If none of your named primary or contingent beneficiaries are living or you do not name a beneficiary, the proceeds will be paid to your surviving spouse or, in the absence of a surviving spouse, to your estate. ... If a Social Security number is not provided and/or we cannot locate the named beneficiary, the MissionSquare IRA balance will be paid to your surviving spouse” Page 4, form Account Change Form - Beneficiary Designation. Source document

Spousal consent. “If you live in a community property state (AZ, CA, ID, LA, NV, NM, TX, WA, or WI), you must name your spouse as 100% primary beneficiary unless your spouse waives this right by signing this form.” Page 4, form Account Change Form - Beneficiary Designation. Source document

Limit on beneficiaries. “Additional beneficiary information on attached sheet” Page 3, form Account Change Form - Beneficiary Designation. Source document

Trust as beneficiary. “a) Nonperson Beneficiaries : A trust, estate, charitable organization or other entity that is not an individual may be designated as a Beneficiary or contingent Beneficiary.” Web page, form not public, revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Trust as contingent. “(same)” Page 3, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Trust documents. “The documents described in (i) and (ii) above may be provided by the Participant or by the Trustee of the trust at any time starting with the date on which the trust is designated as a Beneficiary, but not later than October 31 of the year following the year of Participant's death.” Web page, form not public, revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Estate as beneficiary. “A trust, estate, charitable organization or other entity that is not an individual may be designated” Web page, form not public, revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Default beneficiary. “i) to the surviving spouse of the Participant, if any; ii) if no surviving spouse, then to the Participant's surviving children (naturally born or legally adopted) in equal shares; iii) ... surviving parents ... iv) ... the personal representative of the Participant's estate” Web page, form not public, revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

If a beneficiary dies first. “who shall receive an interest in the Account as designated by the Participant only if one or more other Beneficiaries predecease the Participant, disclaim their interest in the Account or are otherwise disqualified ... the Account shall be distributed as if the disclaiming Beneficiary had predeceased the Participant” Web page, form not public, revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Spousal consent. “A Participant residing in a community property state who wishes to designate a Beneficiary other than the Participant's spouse must obtain the written consent of the spouse to the designation.” Web page, form not public, revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Effect of divorce. “If the Participant has designated his or her spouse as a Beneficiary then, effective immediately upon the divorce, annulment or other lawful dissolution of their marriage, the designation of the ex-spouse as Beneficiary shall be null and void.” Web page, form not public, revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

How to disclaim. “may disclaim all or part of the Beneficiary's interest in the Account by giving written notice of such disclaimer to the Custodian ... the disclaimant is not taken into account in determining the employee's Designated Beneficiary, provided the disclaimer satisfies Code Section 2518.” Web page, form not public, revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Trust as beneficiary. “DESIGNATION OF TRUST AS BENEFICIARY ... You may only designate a trust as your beneficiary contingent on our ability to begin to pay the trust within one year” Page 1, form 6475.M, revision 2012-01. Source document

Trust as contingent. “Secondary beneficiary (designate a primary beneficiary; you may also designate a tertiary beneficiary to be paid if the Trust cannot be paid).” Page 2, form 6475.M, revision 2012-01. Source document

How to name the trust. “My (Testamentary) Trust. Created under my Will dated ... The Living Trust of ... Print here the FULL NAME AND ADDRESS OF THE TRUSTEE OR SUCCESSOR TRUSTEE” Page 2, form 6475.M, revision 2012-01. Source document

Estate as beneficiary. “Relationship: Spouse Child Parent Estate Other” Page 2, form 6475.M, revision 2012-01. Source document

Default beneficiary. “If there is no living designated beneficiary at your death, the amount payable will be paid to the first surviving class of the following: (a) your surviving spouse (as determined under state law), (b) your surviving children in equal shares, (c) your surviving parents in equal shares, (d) your surviving brothers and sisters in equal shares, or (e) the executors or administrators of your estate.” Page 2, form 6475.M, revision 2012-01. Source document

If a beneficiary dies first. “the death benefit will be paid in equal shares to the primary beneficiaries who survive you, or if none, to the secondary beneficiaries who survive you ... If the trust you designate cannot begin to receive payments within one year of the date that we receive notice of your death, you are authorizing us to treat your designation of the trust as void.” Page 1, form 6475.M, revision 2012-01. Source document

Limit on beneficiaries. “If you wish to designate more beneficiaries, attach a page providing all information for each” Page 2, form 6475.M, revision 2012-01. Source document

Online designation. “If you are designating a Trust, you must use Mutual of America ... To Employer using Hotline Plus: Do NOT process designations on this form through Hotline Plus.” Page 1, form 6475.M, revision 2012-01. Source document

How to submit. “Send this form to your local service representative. ... Send the completed, signed form to Mutual of America at the following” Page 1, form 6475.M, revision 2012-01. Source document

Limit on beneficiaries. “Beneficiary #2 (optional) ... Please contact the Credit Union to add additional Beneficiaries.” Web page, read from a Wayback Machine capture of 2026-03-06. Source document

Trust as beneficiary. “B. Principal Beneficiary(ies) ... Entity Name: (Trust, Estate, or Non-Profit Organization)” Page 1, Traditional and SEP IRA. Source document

Trust as contingent. “C. Contingent Beneficiary(ies) (if any) ... Entity Name: (Trust, Estate, or Non-Profit Organization)” Page 1, Traditional and SEP IRA. Source document

A class like "my children". “Beneficiaries cannot be added or updated to the IRA Plan without the full date of birth and Social Security number.” Page 1, Traditional and SEP IRA. Source document

Estate as beneficiary. “Entity Name: (Trust, Estate, or Non-Profit Organization)” Page 1, Traditional and SEP IRA. Source document

Default beneficiary. “I understand that without a designated beneficiary, all IRA account(s) under this/these plan(s) will be transferred to an Estate account upon my death. ... If you do not designate a beneficiary, or” Page 8, Traditional and SEP IRA. Source document

If a beneficiary dies first. “If any primary or contingent beneficiary dies before me, his/her interest and the interest of his/her heirs shall terminate completely, and the percentages share of any remaining beneficiary(ies) shall be increased on a pro rata basis.” Page 1, Traditional and SEP IRA. Source document

Spousal consent. “In these states, Navy Federal requires spousal ... consent when an IRA holder wishes to name someone other than, or in addition to, their spouse as an IRA beneficiary.” Page 2, Traditional and SEP IRA. Source document

Limit on beneficiaries. “If more space is needed, please attach an additional sheet.” Page 5, Traditional and SEP IRA. Source document

How to submit. “Digital Banking: Attach signed form to eMessage ... Fax Number: (703) 206-4250 ... Visit your local branch ... Mail: P.O. Box 3001, Merrifield, VA 22119-3001” Page 1, Traditional and SEP IRA. Source document

Minor as beneficiary. “If you name a minor, you should also designate a custodian or financial planner to assist them in receiving and handling the asset.” Web page. Source document

Estate as beneficiary. “You cannot name your estate as your beneficiary.” Web page. Source document

Default beneficiary. “If no beneficiary designation is in effect, if none of the named beneficiaries survive the Depositor, or if the Custodian cannot locate any of the named beneficiaries after reasonable search, any balance in the account will be payable to the Depositor's estate.” Page 4, form 5305-A, revision 2002-03. Source document

Spousal consent. “The consent of the spouse must be signed only if all of the following conditions are present; the account holder's spouse is living, the account holder's spouse is not the sole Primary Beneficiary named to the account and the account holder and spouse are residents of a community property state” Page 1, revision 2024-05. Source document

How the spouse consents. “SPOUSAL CONSENT TO ACCOUNT HOLDER'S BENEFICIARY DESIGNATION ... Spouse Signature: ... Date Signed:” Page 1, revision 2024-05. Source document

Limit on beneficiaries. “There is no limit to the number of beneficiaries, primary or contingent, you can have on one account.” Web page. Source document

Online designation. “You will be asked to log into the client portal and then directed to the Beneficiary Designation form under” Web page, read from a Wayback Machine capture of 2024-08-13. Source document

How to submit. “sign in to the NDTCO client portal and navigate to your Profile” Web page. Source document

Trust as beneficiary. “Beneficiary Birth or Trust Date ... Social Security # or Tax ID #” Page 1, revision 1998-12, read from a Wayback Machine capture of 2004-11-18. Source document

Trust as contingent. “CONTINGENT BENEFICIARY ... Beneficiary Birth or Trust Date” Page 1, revision 1998-12, read from a Wayback Machine capture of 2004-11-18. Source document

How to name the trust. “Beneficiary Birth or Trust Date” Page 1, revision 1998-12, read from a Wayback Machine capture of 2004-11-18. Source document

Limit on beneficiaries. “Check this box if additional beneficiaries are named on a separate signed page using the same format as above.” Page 1, revision 1998-12, read from a Wayback Machine capture of 2004-11-18. Source document

How to submit. “Return Form To ... BNY Clearing Services LLC ... 111 East Kilbourn Avenue” Page 1, revision 1998-12, read from a Wayback Machine capture of 2004-11-18. Source document

Trust as beneficiary. “You can list your trust as the beneficiary of your primary share and IRAs by completing form 13 (for the Share) and form 732 (for the IRA). ... (Please choose this option if an Estate or Trust is the beneficiary.)” Page 1, form 1378, revision 2016-06, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates). Source document

Trust documents. “if trust or estate, trustee, executor, or representative payee must sign the form. Proper fiduciary documentation will be required prior to processing.” Page 2, form 733, revision 2022-09, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates), read from a Wayback Machine capture of 2026-04-11. Source document

Minor as beneficiary. “your child who has not reached the age of majority” Page 17, form 795-A, revision 2017-04, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates), read from a Wayback Machine capture of 2025-03-01. Source document

Estate as beneficiary. “Please choose this option if an Estate or Trust is the beneficiary. ... if trust or estate, trustee, executor, or representative payee must sign the form” Page 1, form 733, revision 2022-09, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates), read from a Wayback Machine capture of 2026-04-11. Source document

Default beneficiary. “If beneficiaries are not named, funds are payable to the estate of the IRA owner. ... If the Depositor fails to name any Beneficiary, or if the Depositor revokes” Page 8, form 743, revision 2013-01, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates), read from a Wayback Machine capture of 2019-01-20. Source document

If a beneficiary dies first. “If a primary beneficiary predeceases the member/owner, the balance in the account is to be shared by the remaining primary beneficiaries, in equal shares. ... In the event the primary beneficiary(ies) predecease(s) the participant, the balance in the account is to be shared by the contingent beneficiaries in the ratios provided.” Page 6, form 795-A, revision 2017-04, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates), read from a Wayback Machine capture of 2025-03-01. Source document

Spousal consent. “Spouse's signature required only if a beneficiary other than a spouse is named, and the spouse's signature is required by state law based on owner's legal residence. Generally applicable to community property states.” Page 1, form 732, revision 2019-07, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates), read from a Wayback Machine capture of 2025-03-03. Source document

Limit on beneficiaries. “Check here for additional beneficiaries and include separate sheet.” Page 1, form 732, revision 2019-07, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates), read from a Wayback Machine capture of 2025-03-03. Source document

How to submit. “Changes of beneficiary(ies) must be provided on this form. ... Securely upload, mail or fax your forms to PenFed.” Web page, form 1378, revision 2016-06, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates). Source document

Trust as beneficiary. “Pershing considers the following as a standard beneficiary request: Name of an Individual(s) Name of Group(s) (e.g. charity) Specifically dated Trust (s), subject to proper qualification” Page 1, form IRA-DB, revision 06/30/2022. Source document

Trust as contingent. “Contingent Beneficiary 1 Name Percentage ... Date of Birth or Date of Trust” Page 1, form IRA-DB, revision 06/30/2022. Source document

How to name the trust. “Specifically dated Trust (s), subject to proper qualification ... Date of Birth or Date of Trust” Page 1, form IRA-DB, revision 06/30/2022. Source document

Trust documents. “Attach proof of authorized signor for entity beneficiaries, such as Corporate Resolution, Trust Certification of Investment Powers and ... Letters of Testamentary.” Page 4, form IRA-100. Source document

Per stirpes. “Relationship Per Stirpes” Page 1, form IRA-DB, revision 06/30/2022. Source document

Per stirpes defined. “If your beneficiary designation is per stirpes, you understand that if your beneficiary(ies) dies before you, the beneficiary's share of the IRA will pass to his or her respective heirs/children.” Page 5, form IRA-DB, revision 06/30/2022. Source document

Refused wording. “"Per Will" designations are not acceptable designations.” Page 1, form IRA-DB, revision 06/30/2022. Source document

Custom designation. “All other beneficiary requests will be considered a customized beneficiary request, subject to Pershing's acceptance policy. Each custom request must use the Pershing Designation of Customized Beneficiary form or applicability indemnity language.” Page 1, form IRA-DB, revision 06/30/2022. Source document

Minor as beneficiary. “payable to a Beneficiary known by the Custodian to be a ... minor or under a legal disability, the Custodian may in its sole ... discretion take instruction from the parent, guardian,” Page 3, form 5305-A, revision 2017-04. Source document

Estate as beneficiary. “To designate your Estate as your beneficiary, write in "Estate" in the primary beneficiary section.” Page 1, form IRA-DB, revision 06/30/2022. Source document

Default beneficiary. “If there is no Beneficiary designation on file with the Custodian, or if no primary or contingent Beneficiaries survive the Participant, the Custodian shall distribute the Account in the following order of preference: (i) The Participant's surviving spouse, if any (ii) The Participant's children, if any, in equal shares (iii) The Participant's estate” Page 4, form 5305-A, revision 2017-04. Source document

If a beneficiary dies first. “Unless otherwise designated by the Participant in a form and ... manner acceptable to the Custodian, if a primary or contingent ... Beneficiary designated by the Participant predeceases the ... Participant, the deceased Beneficiary's percentage allocation will ... be divided among the surviving Beneficiaries in accordance with” Page 4, form 5305-A, revision 2017-04. Source document

Spousal consent. “If you are married, reside in a community property or marital property state, and designate someone other than your spouse as your sole, primary beneficiary, your spouse must sign this form below.” Page 6, form IRA-DB, revision 06/30/2022. Source document

How the spouse consents. “In addition, if required in your state, the form must be signed in the presence of a Notary Public.” Page 6, form IRA-DB, revision 06/30/2022. Source document

Effect of divorce. “A Beneficiary designation will NOT automatically be revoked ... modified due to the Participant's divorce, legal separation ... annulment or other dissolution of marriage.” Page 4, form 5305-A, revision 2017-04. Source document

Trust as beneficiary. “the individual(s), estate, trust or organization designated” Page 1, form 1.830486.119, revision 2024-04, read from a Wayback Machine capture of 2026-03-01. Source document

Estate as beneficiary. “the individual(s), estate, trust or organization designated” Page 1, form 1.830486.119, revision 2024-04, read from a Wayback Machine capture of 2026-03-01. Source document

How to submit. “designation at any time by contacting my PNCWM ... Financial Advisor, and (iii) each subsequent beneficiary” Page 1, form 1.830486.119, revision 2024-04, read from a Wayback Machine capture of 2026-03-01. Source document

Trust as beneficiary. “If you name a qualified trust, which is defined in Treasury Regulation” Page 6, form 5305-A, revision 2002-03, Principal Bank traditional IRA (deposit-only custodial IRA; affiliate of Principal Life; 2003 booklet), read from a Wayback Machine capture of 2006-11-13. Source document

Estate as beneficiary. “If any named beneficiary that is not an individual, such as an estate or charity, has an interest in your IRA” Page 6, form 5305-A, revision 2002-03, Principal Bank traditional IRA (deposit-only custodial IRA; affiliate of Principal Life; 2003 booklet), read from a Wayback Machine capture of 2006-11-13. Source document

Default beneficiary. “designation on file at the time of your death, or if none of the beneficiaries on file ... are alive at the time of your death, your IRA assets will be paid to your estate” Page 4, form 5305-A, revision 2002-03, Principal Bank traditional IRA (deposit-only custodial IRA; affiliate of Principal Life; 2003 booklet), read from a Wayback Machine capture of 2006-11-13. Source document

How to disclaim. “distribute their interests in your IRA, or completely disclaim their interests in ... your IRA under IRC Section 2518” Page 6, form 5305-A, revision 2002-03, Principal Bank traditional IRA (deposit-only custodial IRA; affiliate of Principal Life; 2003 booklet), read from a Wayback Machine capture of 2006-11-13. Source document

Trust as beneficiary. “If you are naming an entity (e.g., trust, estate, charity) as beneficiary, please complete the following information.” Page 2, revision 2015-04, read from a Wayback Machine capture of 2024-07-15. Source document

Trust as contingent. “If you are naming an entity (e.g., trust, estate, charity) as beneficiary ... Primary Contingent” Page 2, revision 2015-04, read from a Wayback Machine capture of 2024-07-15. Source document

How to name the trust. “Date of Registration/Creation ... Trustee, Executor, or Authorized Signer Name” Page 2, revision 2015-04, read from a Wayback Machine capture of 2024-07-15. Source document

Estate as beneficiary. “If you are naming an entity (e.g., trust, estate, charity) as beneficiary” Page 2, revision 2015-04, read from a Wayback Machine capture of 2024-07-15. Source document

Spousal consent. “any applicable spousal consent is provided on the attached form” Page 2, revision 2015-04, read from a Wayback Machine capture of 2024-07-15. Source document

Limit on beneficiaries. “This form may only be used to supplement an IRA application or IRA beneficiary designation form to name more beneficiaries than can be accommodated on these forms. Complete additional addendums if necessary.” Page 1, revision 2015-04, read from a Wayback Machine capture of 2024-07-15. Source document

How to submit. “When ready, mail, email, or fax this completed form” Page 2, revision 2015-04, read from a Wayback Machine capture of 2024-07-15. Source document

Minor as beneficiary. “If the beneficiary designated to receive payments hereunder is a minor or person of unsound mind ... we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative of such minor” Page 4, form 69163P-QPNA, revision 2017-04, Traditional and Roth IRA. Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary and contingent beneficiaries predecease you, your spouse will be the beneficiary, or if there is no spouse living at the time of your death, your estate will be the beneficiary.” Page 4, form 69163P-QPNA, revision 2017-04, Traditional and Roth IRA. Source document

If a beneficiary dies first. “If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) will acquire the designated share of your IRA.” Page 4, form 69163P-QPNA, revision 2017-04, Traditional and Roth IRA. Source document

Online designation. “If you have a retirement account (IRA), you can add a beneficiary directly through the app or website.” Web page, Traditional and Roth IRA. Source document

How to submit. “Tap Beneficiaries then tap your IRA account and tap the +Add button ... This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetime.” Page 4, Traditional and Roth IRA. Source document

Trust as beneficiary. “You can designate specific individuals or other entities ... not limited to, an estate, a trust, or a charitable organization” Page 6, form 5305-A, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

Trust as contingent. “You can designate specific individuals or other entities ... not limited to, an estate, a trust, or a charitable organization ... If all of my primary beneficiaries die before me, the contingent beneficiaries named below will receive my IRA assets.” Page 6, form 5305-A, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

Trust documents. “We may require documentation of qualified trust status ... qualified trust must provide documentation of its beneficiaries to us by October 31 of the ... year following the year of the grantor's death” Page 6, form 5305-A, revision 2017-04, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

Estate as beneficiary. “not limited to, an estate, a trust, or a charitable organization” Page 6, form 5305-A, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

Default beneficiary. “If all of the beneficiaries die before me, or if none are designated, my IRA assets will be paid to my estate.” Page 1, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

If a beneficiary dies first. “In the event a beneficiary dies before me, such beneficiary's share will be reallocated on a pro-rata basis to the other beneficiaries that share the deceased beneficiary's classification” Page 1, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

Spousal consent. “I Am Married. I understand that if I designate a primary beneficiary other than my spouse, my spouse must consent by signing below.” Page 2, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

How the spouse consents. “Signature of Spouse ... Signature of Witness (if required) ... (Witness cannot be a beneficiary of this IRA)” Page 2, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

How to disclaim. “You may disclaim your interest in this Beneficiary IRA subject to the ... The disclaimer must be made in writing and must be executed personally by you (or a ... and acknowledged before a notary public ... by us after the date of the depositor's death but not later than nine (9) months after the” Page 4, form 5305-A, revision 2017-04, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

Trust as beneficiary. “The term "Beneficiary" shall mean the person or persons ... (including a trust, estate or other entity) designated as such” Page 18, revision 2021-09, read from a Wayback Machine capture of 2022-08-01. Source document

Trust as contingent. “(including a trust, estate or other entity) designated as such ... Primary Beneficiaries are living as of the date of the ... Account shall be paid in the same manner to the Contingent” Page 11, revision 2021-09, read from a Wayback Machine capture of 2022-08-01. Source document

Per stirpes. “designation containing "per stirpes" provisions provided ... such designation is executed and submitted to the Custodian ... in a form or manner deemed administratively acceptable to” Page 11, revision 2021-09, read from a Wayback Machine capture of 2022-08-01. Source document

Per stirpes defined. “The term "per stirpes" shall mean that the Depositor's account will be divided into as many shares as there are surviving lineal descendants of the Depositor or his or her named Beneficiary within the next immediate generation. ... (i.e., within 90 days from the date Raymond James is notified ... of the beneficiary's death), Raymond James shall presume” Page 12, revision 2021-09, read from a Wayback Machine capture of 2022-08-01. Source document

Custom designation. “provided by the Custodian for this purpose or by submitting ... such other documentation as may be acceptable to the” Page 10, revision 2021-09, read from a Wayback Machine capture of 2022-08-01. Source document

Estate as beneficiary. “(including a trust, estate or other entity) designated as such” Page 18, revision 2021-09, read from a Wayback Machine capture of 2022-08-01. Source document

Default beneficiary. “surviving spouse, if married and if not married, the ... Beneficiary shall be deemed to be the Depositor's estate.” Page 10, revision 2021-09, read from a Wayback Machine capture of 2022-08-01. Source document

If a beneficiary dies first. “Custodial Account shall be paid in equal percentages to the ... named Primary Beneficiaries who have not predeceased the ... Depositor or disclaimed their beneficial interests in the ... Beneficiary, or a Beneficiary dies within 120 hours after the ... Depositor's death, the Beneficiary will be treated as having” Page 11, revision 2021-09, read from a Wayback Machine capture of 2022-08-01. Source document

Trust as beneficiary. “A trust as beneficiary can be a useful estate-planning tool if properly structured” Page 3, revision 2025-04. Source document

Trust documents. “A copy of the trust instrument is provided to the IRA custodian upon demand” Page 4, revision 2025-04. Source document

Per stirpes. “in lieu of such division, the Depositor may elect, on the applicable beneficiary designation form, to have the Custodial Account divided per stirpes among the primary Beneficiaries and their respective issue” Page 7, form 5305-A, revision 2017-03. Source document

Per stirpes defined. “If a beneficiary predeceases an account owner, that beneficiary's share goes to his or her lineal descendants.” Page 3, revision 2025-04. Source document

A class like "my children". “The descendants do not need to be individually named on the beneficiary form. ... Any designation of a Beneficiary only by statement of relationship to the Depositor will be effective only to designate the person or persons standing in such relationship at the Depositor's death.” Page 3, revision 2025-04. Source document

Minor as beneficiary. “If the Beneficiary is a Minor, the Custodian will require a parent or legal guardian of the Minor to establish an IRA for the benefit of the Minor” Page 8, form 5305-A, revision 2017-03. Source document

Estate as beneficiary. “If a charity or an estate is a beneficiary of only a portion of an IRA” Page 3, revision 2025-04. Source document

Default beneficiary. “If no beneficiary designation is in effect, if none of the named beneficiaries survive the Depositor, or if the Custodian cannot locate any of the named beneficiaries after reasonable search, any balance in the account will be payable to the Depositor's surviving spouse; or if no spouse survives the Depositor, the Depositor's estate.” Page 6, form 5305-A, revision 2017-03. Source document

If a beneficiary dies first. “If the Depositor specifies percentage (or fractional) shares for the primary Beneficiaries and if some but not all such Beneficiaries survive the Depositor, the Custodial Account will be divided among the surviving primary Beneficiaries in proportion to the relative percentage” Page 7, form 5305-A, revision 2017-03. Source document

Spousal consent. “If the Custodial Account contains any community property, the Depositor represents and warrants that the Depositor's spouse has consented to any beneficiary designation the Depositor provides to the Custodian, where such consent is required under applicable community property laws.” Page 7, form 5305-A, revision 2017-03. Source document

How the spouse consents. “A Depositor may use the beneficiary designation form offered by the Custodian to capture the consent of the Depositor's spouse, but the Custodian does not require it” Page 7, form 5305-A, revision 2017-03. Source document

How to disclaim. “A valid disclaimer must meet specific requirements and generally must be executed within nine months of an account owner's death.” Page 1, revision 2025-04. Source document

Per stirpes. “Client may indicate per stirpes distribution for one or more named beneficiaries.” Page 28, revision 2022-01-01, Baird brokerage IRA (Baird Trust Company trustee; IRA Custodial Supplement to the Client Relationship Agreement). Source document

Per stirpes defined. “If Client indicates a per stirpes distribution for a named beneficiary and such beneficiary predeceases Client, Baird will distribute such beneficiary's portion to his or her living children (natural or legally adopted, not including step-children), if any, in equal shares. ... Client understands Baird's distribution of per stirpes as described herein may differ from the definition of per stirpes under state law, Client's will or trust.” Page 28, revision 2022-01-01, Baird brokerage IRA (Baird Trust Company trustee; IRA Custodial Supplement to the Client Relationship Agreement). Source document

A class like "my children". “All beneficiaries must be named, as the Custodian cannot properly determine beneficiaries such as "children" or "spouse".” Page 1, Baird Funds IRA (U.S. Bank custodian). Source document

Refused wording. “All beneficiaries must be named, as the Custodian cannot properly determine beneficiaries such as "children" or "spouse".” Page 1, Baird Funds IRA (U.S. Bank custodian). Source document

Default beneficiary. “If Client does not designate a beneficiary or if all Client's primary and contingent beneficiaries predecease Client, Client's estate will be the beneficiary of Client's IRA.” Page 28, revision 2022-01-01, Baird brokerage IRA (Baird Trust Company trustee; IRA Custodial Supplement to the Client Relationship Agreement). Source document

If a beneficiary dies first. “The secondary beneficiary(ies) will only inherit the assets in the event all primary beneficiaries predecease the account owner(s) or disclaim their inheritance.” Page 1, form ZZ-BEN-DES, revision 2025-05, Baird Funds IRA (U.S. Bank custodian). Source document

Spousal consent. “If you name someone other than or in addition to your spouse as a primary beneficiary in Primary Beneficiary Designation section and reside in a community or marital property state (AZ, CA, ID, LA, NV, NM, TX, WA, and WI), your spouse must consent to the designation by signing below.” Page 2, form ZZ-BEN-DES, revision 2025-05, Baird Funds IRA (U.S. Bank custodian). Source document

Effect of divorce. “If Client's spouse is a named beneficiary and Client subsequently becomes divorced, Client's ex-spouse will be treated as if he or she predeceased Client ... if Client specifically designates or re-affirms Client's ex-spouse as a beneficiary in writing following the effective date of Client's divorce” Page 28, revision 2022-01-01, Baird brokerage IRA (Baird Trust Company trustee; IRA Custodial Supplement to the Client Relationship Agreement). Source document

Limit on beneficiaries. “on a separate piece of paper if you wish to designate more then three primary or secondary beneficiaries” Page 1, form ZZ-BEN-DES, revision 2025-05, Baird Funds IRA (U.S. Bank custodian). Source document

How to submit. “This designation will not be in force unless it is signed and received by the custodian, at one of the addresses above ... Sign and return the form to one of the addresses above.” Page 1, Baird Funds IRA (U.S. Bank custodian). Source document

Trust as beneficiary. “A trust may be designated as a Beneficiary if (i) the trust is valid under state law (or would be but for the lack of a corpus), (ii) the trust is irrevocable or will become irrevocable upon your death, (iii) the beneficiaries of the trust are identifiable from the trust instrument, and (iv) you (or, after your death, the trustee) provide the Custodian with a copy of the trust instrument, or a certification of trust acceptable to the Custodian listing all trust beneficiaries” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

Trust as contingent. “Contingent beneficiaries can be individuals or trusts, and require the same information as primary beneficiaries of the same type.” Web page, Traditional IRA. Source document

How to name the trust. “If the Beneficiary is a trust, you must provide the trust's name, date, and Tax ID.” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

Trust documents. “provide the Custodian with a copy of the trust instrument, or a certification of trust acceptable to the Custodian listing all trust beneficiaries, in a form and by a deadline acceptable to the Custodian and consistent with Treasury Regulation section 1.401(a)(9)-4. The Custodian may, in its sole discretion, require additional documentation, including but not limited to the trustee's tax identification number, evidence of the trustee's authority, and an indemnification from the trustee.” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

Per stirpes. “You may not designate an unborn or successor Beneficiary. ... the predeceased or ineligible Primary Beneficiary's share divided pro rata among the surviving Primary Beneficiaries” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

A class like "my children". “Only beneficiaries identified by name will share in the account assets. Per Stirpes distributions are not” Page 11, form 5305-A, revision 2017-04, Traditional IRA. Source document

Custom designation. “We reserve the right to limit the designation of beneficiaries to only those that we can operationally support.” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

Minor as beneficiary. “Individual Beneficiaries must be at least 18 years old, a U.S. Citizen, and of legal age under the laws of the jurisdiction where they reside. ... Examples of Beneficiary designations that may not be available to you are Charities, foreign individuals, and minor individuals who have not attained the age of majority.” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

Estate as beneficiary. “"Beneficiary" shall mean any person, persons, estate, trust, or other entity permitted under the Code and acceptable to the Custodian” Page 5, form 5305-A, revision 2017-04, Traditional IRA. Source document

Default beneficiary. “if no Primary or Contingent Beneficiary survives you or is eligible, to your surviving spouse (if any) or your estate if no surviving spouse.” Page 11, form 5305-A, revision 2017-04, Traditional IRA. Source document

If a beneficiary dies first. “with the predeceased or ineligible Primary Beneficiary's share divided pro rata among the surviving Primary Beneficiaries” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

Spousal consent. “If you are married and live, or have lived, in a state with community property statutes and do not designate your spouse as the sole beneficiary, you represent and warrant that your spouse has consented to such designation.” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

Effect of divorce. “A Beneficiary designation will NOT automatically be revoked or modified due to the Investor's divorce, legal separation, annulment or other dissolution of marriage, depending on the laws of any given state.” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

Limit on beneficiaries. “You can add up to 10 beneficiaries when you set up your IRA with Robinhood or any time after that” Web page, Traditional IRA. Source document

Online designation. “To set up beneficiaries for your investing and IRA accounts, select Account ... Settings > Beneficiaries.” Web page, Traditional IRA. Source document

How to submit. “To set up beneficiaries for your investing and IRA accounts, select Account” Web page, Traditional IRA. Source document

Trust as beneficiary. “You may designate one or more persons or entities as beneficiary of ... trusts may also qualify as a designated beneficiary under the IRA” Page 3, form 5305-A, revision 2017-04, Traditional IRA (IRA share and share certificates; Ascensus custodial agreement). Source document

Trust documents. “No trust paperwork is required to be ... provided to the IRA trustee or custodian.” Page 6, form 5305-A, revision 2017-04, Traditional IRA (IRA share and share certificates; Ascensus custodial agreement). Source document

Minor as beneficiary. “your child who has not reached age 21” Page 6, form 5305-A, revision 2017-04, Traditional IRA (IRA share and share certificates; Ascensus custodial agreement). Source document

Estate as beneficiary. “(e.g., your estate, a charity, or a trust that is not a see-through” Page 7, form 5305-A, revision 2017-04, Traditional IRA (IRA share and share certificates; Ascensus custodial agreement). Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary and ... contingent beneficiaries predecease you, your estate will be the” Page 3, form 5305-A, revision 2017-04, Traditional IRA (IRA share and share certificates; Ascensus custodial agreement). Source document

If a beneficiary dies first. “If you have designated both primary and contingent ... beneficiaries and no primary beneficiary survives you, the ... contingent beneficiaries will acquire the designated share of your” Page 3, form 5305-A, revision 2017-04, Traditional IRA (IRA share and share certificates; Ascensus custodial agreement). Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence of the ... inherited IRA owner is located in a community or marital property state.” Page 2, revision 2015-04, Inherited Traditional or Roth IRA (beneficiary naming successor beneficiaries), read from a Wayback Machine capture of 2021-06-23. Source document

How the spouse consents. “I hereby relinquish any interest that I may have in this inherited IRA and consent to” Page 2, revision 2015-04, Inherited Traditional or Roth IRA (beneficiary naming successor beneficiaries), read from a Wayback Machine capture of 2021-06-23. Source document

Limit on beneficiaries. “Check here if additional beneficiaries are listed on an attached addendum.” Page 2, revision 2015-04, Inherited Traditional or Roth IRA (beneficiary naming successor beneficiaries), read from a Wayback Machine capture of 2021-06-23. Source document

Default beneficiary. “If no beneficiaries are named, my estate will be my beneficiary.” Page 1, revision 2012-05, read from a Wayback Machine capture of 2019-09-17. Source document

If a beneficiary dies first. “The interest of any beneficiary that predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis. ... if all primary beneficiaries have predeceased the IRA owner.” Page 1, revision 2012-05, read from a Wayback Machine capture of 2019-09-17. Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence of the IRA owner is located in a community or marital property state. ... if I choose to designate a primary beneficiary other than or in addition to my spouse, my spouse should sign below.” Page 2, revision 2012-05, read from a Wayback Machine capture of 2019-09-17. Source document

How the spouse consents. “I acknowledge that I have received a fair and reasonable disclosure of my spouse's property and financial obligations. ... Signature of Spouse ... Signature of Witness” Page 2, revision 2012-05, read from a Wayback Machine capture of 2019-09-17. Source document

Limit on beneficiaries. “Check here if additional beneficiaries are listed on an attached addendum. Total number of addendums attached to this IRA” Page 2, revision 2012-05, read from a Wayback Machine capture of 2019-09-17. Source document

How to submit. “I understand that I may replace my beneficiary designations at any time by completing and delivering the proper form to the trustee or custodian.” Page 2, revision 2012-05, read from a Wayback Machine capture of 2019-09-17. Source document

Trust as beneficiary. “Note: We cannot accommodate trusts, minors, or non-U.S. citizens as beneficiaries at this time.” Web page, read from a Wayback Machine capture of 2025-08-09. Source document

Trust as contingent. “Note: We cannot accommodate trusts, minors, or non-U.S. citizens as beneficiaries at this time.” Web page, read from a Wayback Machine capture of 2025-08-09. Source document

Minor as beneficiary. “Note: We cannot accommodate trusts, minors, or non-U.S. citizens as beneficiaries at this time.” Web page, read from a Wayback Machine capture of 2025-08-09. Source document

Online designation. “to Traditional, Roth, and SEP IRA accounts for both Auto and Active accounts. ... Select the gear icon and then click on” Web page, read from a Wayback Machine capture of 2025-08-09. Source document

How to submit. “Login to your SoFi IRA Invest account ... Select the gear icon and then click on” Web page, read from a Wayback Machine capture of 2025-08-09. Source document

Minor as beneficiary. “If the beneficiary designated to receive payments hereunder is a minor or person of unsound mind, whether so formally adjudicated or not, we may, at our discretion, make such payments to such person as may be acting as parent, guardian, committee, conservator, trustee or legal representative” Page 7, form 69164P-QPNA, revision 2019-12-17. Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary and contingent beneficiaries predecease you, your spouse will be the beneficiary, or if there is no spouse living at the time of your death, your estate will be the beneficiary.” Web page. Source document

If a beneficiary dies first. “If the death of one or more designated Primary Beneficiary(ies) precedes my death, the interest they would have received from this IRA will be paid, upon my death, to my surviving Primary Beneficiary(ies) Pro Rata” Page 3, form 69164P-QPNA, revision 2019-12-17. Source document

Spousal consent. “Consent of the IRA account owner's (owner, owner's, its) Spouse may be required (for example, in a Community Property or Marital Property State) to effectively designate a beneficiary other than or in addition to the owner's Spouse.” Page 3, form 69164P-QPNA, revision 2019-12-17. Source document

How the spouse consents. “I hereby give the Account Holder any interest I have in the funds or property deposited in this Account and consent to the beneficiary designation(s) indicated above ... WITNESS:” Page 3, form 69164P-QPNA, revision 2019-12-17. Source document

Limit on beneficiaries. “If more space is needed for additional Primary Beneficiaries, please attach another form.” Page 3, form 69164P-QPNA, revision 2019-12-17. Source document

Electronic signature. “All forms should have original signatures” Page 1, form 69164P-QPNA, revision 2019-12-17. Source document

How to submit. “Send completed forms along with initial contribution check(s) to your personal broker.” Page 1, form 69164P-QPNA, revision 2019-12-17. Source document

Custom designation. “If you cannot accomplish your estate planning objectives with this Designation of Beneficiary” Page 2, Royce Funds IRA (Traditional, Roth, SEP, 403(b)(7)), State Street Bank and Trust Company custodian. Source document

Default beneficiary. “Any amount remaining in the Account that is not disposed of by a proper Designation of Beneficiary will be distributed to your estate (unless otherwise required by the laws of your state of residence).” Page 1, Sequoia Fund IRA (Traditional, Roth), State Street Bank and Trust Company custodian. Source document

If a beneficiary dies first. “If any Primary Beneficiary predeceases me, his/her share is to be divided among the Primary Beneficiaries who survive me in the relative proportion assigned to each such surviving Primary Beneficiary. ... If none of the Primary Beneficiaries survives me, pay any interest I may have under my Account to the following Alternate Beneficiary” Page 1, Royce Funds IRA (Traditional, Roth, SEP, 403(b)(7)), State Street Bank and Trust Company custodian. Source document

Spousal consent. “if you are married and reside in a community property or marital property state (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington or Wisconsin), you may need to obtain your spouse's consent if you have not designated your spouse as Primary Beneficiary for at least half of your Account.” Page 2, Royce Funds IRA (Traditional, Roth, SEP, 403(b)(7)), State Street Bank and Trust Company custodian. Source document

How the spouse consents. “I acknowledge that I have received a full and reasonable disclosure of my spouse's property and financial obligations. ... SIGNATURE OF WITNESS FOR SPOUSE” Page 2, Royce Funds IRA (Traditional, Roth, SEP, 403(b)(7)), State Street Bank and Trust Company custodian. Source document

Notary or medallion. “(if signing on behalf of the account owner, please include your designated title and a signature guarantee) ... Notarization by a notary public is not acceptable.” Page 3, Sequoia Fund IRA (Traditional, Roth), State Street Bank and Trust Company custodian. Source document

How to submit. “Please mail the completed form to: The Royce Funds c/o SS&C GIDS, Inc.” Page 2, Royce Funds IRA (Traditional, Roth, SEP, 403(b)(7)), State Street Bank and Trust Company custodian. Source document

Trust as beneficiary. “You may designate one or more persons or entities as beneficiary of your IRA. This designation can only be made on a form provided by or acceptable to us” Page 51, Traditional IRA. Source document

Per stirpes. “Certain accounts (e.g., Individual Retirement Accounts & Transfer-On-Death accounts) permit the account owner to designate beneficiaries ... On accounts that permit beneficiary designation, a check box appears on the beneficiary designation form that, when checked, shall serve as the account owner's direction that, in the event that a beneficiary predeceases the account owner, the deceased beneficiary's share shall be distributed to his or her lineal descendants by representation (Per Stirpes).” Page 51, Traditional IRA. Source document

Per stirpes defined. “The shares distributable to descendants under a per stirpes beneficiary designation shall be determined by the law of the state of the account owner's residence at the time of the account owner's death. Stifel, in its sole discretion, may determine not to make a distribution of the account to per stirpes or other unnamed beneficiaries unless and until Stifel has been instructed by the deceased account owner's court-appointed personal representative” Page 9, Traditional IRA. Source document

Minor as beneficiary. “The minor shall be deemed to be a minor until such Beneficiary reaches 1) the age of majority under the law of the state of the minor's domicile or 2) a later age for termination of minor status, if state law allows, but in no event later than age 25, as designated by the Investor in the Beneficiary designation accepted by the Custodian.” Page 51, Traditional IRA. Source document

Estate as beneficiary. “If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your estate will be the beneficiary.” Page 51, Traditional IRA. Source document

Default beneficiary. “If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your estate will be the beneficiary.” Page 51, Traditional IRA. Source document

If a beneficiary dies first. “no primary beneficiary(ies) survives you, the contingent ... beneficiary(ies) shall acquire the designated share of” Page 51, Traditional IRA. Source document

Trust as beneficiary. “The following individual s or entity ies shall be my primary and/or contingent beneficiary ies” Page 1, form Form 57589, revision 1.2020. Source document

Trust as contingent. “The following individual(s) or entity(ies) shall be the accountholders primary and/or contingent beneficiary(ies).” Page 4, form 5305-SEP. Source document

Trust documents. “Provide STRATA with a copy of the trust instrument or qualified trust documentation by October 31 of the year following the IRA owner's death” Web page. Source document

Minor as beneficiary. “Yes, you can designate a minor as a beneficiary. If the account owner passes, an inherited IRA must be opened for the minor.” Web page. Source document

Default beneficiary. “If no primary or contingent beneficiary ies survive me, the remaining balance in my account shall be payable to my legal spouse, or if none, my estate.” Page 1, form Form 57589, revision 1.2020. Source document

If a beneficiary dies first. “If any primary or contingent beneficiary dies before I do, his or her interest and the interest of his or her heirs shall terminate completely, and the percentage share of any remaining beneficiary ies shall be increased on a pro rata basis.” Page 1, form Form 57589, revision 1.2020. Source document

Spousal consent. “Complete this section if Accountholder is married and has designated a Primary Beneficiary other than his/her spouse and this IRA includes property in which his/her spouse possesses a community property interest” Web page, form Form 57589, revision 1.2020. Source document

Effect of divorce. “A divorce does not automatically revoke a spousal beneficiary designation. If the account owner wishes to remove or change their beneficiary after a divorce, they must submit a new Beneficiary Designation/Change form.” Web page. Source document

Electronic signature. “Looking for an easier, faster way to submit paperwork? ... E-sign and transmit directly to STRATA” Page 1, form 791. Source document

How to submit. “Pleasesubmitusingonemethod ... Email:[email protected] ... USMail:POBox23149,Waco,TX76702” Page 1, form Form 57589, revision 1.2020. Source document

Trust as beneficiary. “A beneficiary may be one or more individuals or legal entities, such as a trust, estate or charity.” Page 1, form FMF3BEN1, revision 2024-04. Source document

Trust as contingent. “A beneficiary may be one or more individuals or legal entities, such as a trust, estate or charity.” Page 1, form FMF3BEN1, revision 2024-04. Source document

Per capita. “Unless you indicate otherwise, T. Rowe Price will distribute to your beneficiaries on a per capita basis.” Page 1, form FMF3BEN1, revision 2024-04. Source document

Estate as beneficiary. “A beneficiary may be one or more individuals or legal entities, such as a trust, estate or charity.” Page 1, form FMF3BEN1, revision 2024-04. Source document

Default beneficiary. “If there are no beneficiaries on your account, your surviving spouse will be considered your sole beneficiary. If you do not have a surviving spouse, your estate will be considered your sole beneficiary.” Page 1, form FMF3BEN1, revision 2024-04. Source document

If a beneficiary dies first. “Unless you indicate otherwise, T. Rowe Price will distribute to your beneficiaries on a per capita basis. This means if a primary beneficiary dies before you, the percentages will be recalculated proportionately among the surviving primary beneficiaries.” Page 1, form FMF3BEN1, revision 2024-04. Source document

Limit on beneficiaries. “For more beneficiaries, check this box and attach a separate page.” Page 1, form FMF3BEN1, revision 2024-04. Source document

Online designation. “Roth, Rollover, and Traditional IRA beneficiary changes can be requested at troweprice.com.” Page 1, form FMF3BEN1, revision 2024-04. Source document

How to submit. “Roth, Rollover, and Traditional IRA beneficiary changes can be ... requested at troweprice.com. ... Baltimore, MD 21297-1302” Page 1, form FMF3BEN1, revision 2024-04. Source document

Refused wording. “Share totals must equal 100%. Do not use fractional percentages or dollar amounts” Page 1, form 5050P-UBEN, revision 2025-12-19. Source document

Default beneficiary. “If none of the Primary or Contingent beneficiaries I have designated survives me, any interest I may have in this IRA shall be paid in accordance with the rules and procedures specified in the 'Beneficiaries' section of the IRA Custodial Agreement governing this IRA.” Page 2, form 5050P-UBEN, revision 2025-12-19. Source document

If a beneficiary dies first. “If the death of one or more designated Primary Beneficiary(ies) precedes my death, the interest they would have received from this IRA will be paid, upon my death, to my surviving Primary Beneficiary(ies) Pro Rata such that 100% is paid to the surviving primary beneficiary(ies)” Page 2, form 5050P-UBEN, revision 2025-12-19. Source document

Spousal consent. “Consent of the Account holder's (Participant) Spouse may be required (for example, in a Community Property or Marital Property State) to effectively designate a beneficiary other than or in addition to the Participant's Spouse.” Page 2, form 5050P-UBEN, revision 2025-12-19. Source document

How the spouse consents. “Signature of Spouse Date Signature of Witness” Page 2, form 5050P-UBEN, revision 2025-12-19. Source document

Limit on beneficiaries. “If more space is needed for additional Primary Beneficiaries, please attach another form.” Page 1, form 5050P-UBEN, revision 2025-12-19. Source document

Trust as beneficiary. “Trust/Organization/Estate (If Trust, include full Trust name.) ... Relationship (Select only one.) ... Trust” Page 4, form AEM10603357, revision 2026-03. Source document

Trust as contingent. “Contingent Beneficiaries ... Trust/Organization/Estate (If Trust, include full Trust name.)” Page 1, form AEM10603357, revision 2026-03. Source document

How to name the trust. “Trust/Organization/Estate (If Trust, include full Trust name.) ... Date of Birth/Trust Date (mm/dd/yyyy)” Page 4, form AEM10603357, revision 2026-03. Source document

Per stirpes. “Select either a per stirpes or a per capita distribution option. Only one option may be selected per account. ... Per stirpes and per capita are options for individual beneficiaries only; for trusts or organizations (such as charities), designate only a percentage.” Page 2, form AEM10603357, revision 2026-03. Source document

Per stirpes defined. “Per stirpes and per capita distributions are limited to your named beneficiary's children and no further descendants. ... The definition of per stirpes and per capita in this form may differ from the definition of per stirpes and per capita under your state's laws and/or your will or trust.” Page 1, form AEM10603357, revision 2026-03. Source document

Per capita. “Select either a per stirpes or a per capita distribution option. Only one option may be selected per account.” Page 3, form AEM10603357, revision 2026-03. Source document

A class like "my children". “you. Your designation of named individuals who ... may be in the same class as other individuals ... (e.g., your children or grandchildren) will not ... include the other unnamed members of that” Page 9, form AEM10603357, revision 2026-03. Source document

Custom designation. “You must designate your beneficiaries in writing on the form provided. ... If more than four Primary or Contingent Beneficiaries are designated, attach a separate sheet of paper, signed and dated as it appears on this application.” Page 7, form AEM10603357, revision 2026-03. Source document

Estate as beneficiary. “Relationship (Select only one.) ... Trust / Organization / Estate” Page 4, form AEM10603357, revision 2026-03. Source document

Default beneficiary. “If I do not designate a Beneficiary, the balance of the account shall be distributed in the listed order of priority to the following named person(s) surving [sic] me: a) my spouse, b) my living children (natural or legally adopted) in equal shares; stepchildren are not legally defined as descendants for these purposes, c) my estate.” Page 1, form AEM10603357, revision 2026-03. Source document

If a beneficiary dies first. “If all of your named beneficiaries die before you, Schwab will distribute your assets equally among all of the living children of your named beneficiaries, if any. ... If you indicate per stirpes or per capita for a named beneficiary, Schwab will require the Authorized Party (named in Section 5) to certify the identity of the per stirpes/per capita beneficiary(ies) prior to distributing your assets.” Page 2, form AEM10603357, revision 2026-03. Source document

Spousal consent. “If I live in a state with community property statutes and do not designate my spouse as the sole Primary Beneficiary, I represent and warrant that my spouse has consented to such designation.” Page 1, form AEM10603357, revision 2026-03. Source document

Limit on beneficiaries. “If more than four Primary or Contingent Beneficiaries are designated, attach a separate sheet of paper, signed and dated as it appears on” Page 7, form AEM10603357, revision 2026-03. Source document

Online designation. “If you wish to indicate additional designation options, please visit www.schwab.com/beneficiaries.” Page 4, form AEM10603357, revision 2026-03. Source document

How to submit. “Upload online with secure messaging (if you are an existing client and have online access to your Account). ... Fax to 1-888-526-7252. ... Bring to your nearest Schwab branch” Page 8, form AEM10603357, revision 2026-03. Source document

Trust as beneficiary. “To name a trust as a primary or secondary beneficiary, write the name and address of the trustee, then give the name and date of the trust agreement. ... Beneficiary's Full Name (first, middle, last) or Trust Name” Page 1, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

Trust as contingent. “To name a trust as a primary or secondary beneficiary, write the name and address of the trustee, then give the name and date of the trust agreement.” Page 1, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

How to name the trust. “To name a trust as a primary or secondary beneficiary, write the name and address of the trustee, then give the name and date of the trust agreement.” Page 1, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

Minor as beneficiary. “If a beneficiary is a minor, you must designate a custodian and provide the minor's date of birth. ... Custodian, if beneficiary is a minor (account owner cannot be designated as the custodian)” Page 1, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

Estate as beneficiary. “If no beneficiary survives you, if no beneficiary is in effect at your death, or if your beneficiary is your estate, the balance in your BNY Brokerage Account IRA will be paid to your estate.” Page 1, BNY Brokerage Account IRA (BNY Brokerage Services; The Bank of New York Mellon custodian; form MBS-XBF-0726). Source document

Default beneficiary. “If no beneficiary survives you, or if no beneficiary designation is in effect at your death, the balance in your IRA(s) will be paid to your estate.” Page 1, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

If a beneficiary dies first. “Any secondary beneficiary you name will receive all or a portion of your IRA balance(s) only if all primary beneficiaries die before you. For example, if you name two primary beneficiaries but one of them dies before you, the entire balance will be paid to the surviving beneficiary.” Page 1, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

Limit on beneficiaries. “If designating more than three primary or secondary beneficiaries, check the box below and attach a separate sheet of paper to this form with all beneficiary information.” Page 1, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

Online designation. “For IRAs only, please note that beneficiaries can be added or changed by logging into your account online at www.bnyfunds.com.” Page 4, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

How to submit. “For IRAs only, please note that beneficiaries can be added or changed by logging into your account online ... Please mail this completed form to” Page 4, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

Trust as beneficiary. “2B: Entity Beneficiaries Use this section if you're naming any entities (e.g. charities, corporations, trusts, or foundations) as beneficiaries.” Page 2, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Trust as contingent. “PRIMARY or CONTINGENT*” Page 1, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Trust documents. “If a trust is named as a Beneficiary, you must provide a copy or abstract of the Trust or a Certification of Trust.” Page 2, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Refused wording. “Distributions cannot be expressed in dollar amounts.” Page 1, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Estate as beneficiary. “If no beneficiary survives me, or if I do not designate a beneficiary, pay the full value of my account to my estate.” Page 1, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Default beneficiary. “If no beneficiary survives me, or if I do not designate a beneficiary, pay the full value of my account to my estate.” Page 1, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

If a beneficiary dies first. “I understand that if a Primary Beneficiary predeceases me, the remaining portion will be divided proportionately to any surviving Beneficiaries in a manner provided in the applicable Entrust Individual Retirement Custodial Account Agreement.” Page 1, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Spousal consent. “Spousal Consent is required only if all of the following conditions are met: A. The spouse is not the sole primary beneficiary named and; B. The account owner and the spouse are residents of a community property state” Page 3, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

How the spouse consents. “IMPORTANT: This form must be notarized to confirm that the spouse has waived part or all of their benefits. If the form is not notarized, the spouse must provide a copy of a valid, unexpired government-issued photo ID” Page 3, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Effect of divorce. “The ex-spouse gets the IRA. IRAs pass by the beneficiary form, not the will.” Page 24, form 590-B, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Online designation. “After logging in to the Entrust Client Portal ... click "Add Beneficiary(ies)" ... You are not able to remove beneficiaries through the online portal.” Web page, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

How to submit. “SUBMIT BY FAX ... SUBMIT BY EMAIL ... SUBMIT BY MAIL ... After logging in to the Entrust Client Portal” Web page, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Processing time. “Beneficiary designations take about three to five business days to review and process.” Web page, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Trust as beneficiary. “You may designate one or more persons or entities as beneficiary of your IRA. ... FULL LEGAL NAME (OR NAME OF TRUST, ESTATE OR OTHER ENTITY)” Page 3, form 5305-A, revision 2017-04. Source document

Trust as contingent. “You may designate one or more persons or entities as beneficiary of your IRA. ... If you have designated both primary and contingent beneficiaries and no primary beneficiary survives you, the contingent beneficiaries will acquire the designated share of your IRA.” Page 3, form 5305-A, revision 2017-04. Source document

Trust documents. “No trust paperwork is required to be provided to the IRA trustee or custodian.” Page 6, form 5305-A, revision 2017-04. Source document

Per stirpes. “If a primary beneficiary is not living at your death, then the deceased beneficiary's share of the IRA shall go to the: ... then living descendants of the deceased beneficiary (by right of representation).” Page 1, form IRA FRM BEN, revision 2017-05. Source document

A class like "my children". “then living descendants of the deceased beneficiary (by right of representation).” Page 1, form IRA FRM BEN, revision 2017-05. Source document

Custom designation. “I have attached additional primary beneficiary instructions. ... I have attached additional contingent beneficiary instructions.” Page 1, revision 2024-08. Source document

Estate as beneficiary. “You may designate one or more persons or entities as beneficiary of your IRA. ... Entity (Estate, Charity, etc.)” Page 3, form 5305-A, revision 2017-04. Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary and contingent beneficiaries predecease you, your estate will be the beneficiary.” Page 3, form 5305-A, revision 2017-04. Source document

If a beneficiary dies first. “then living descendants of the deceased beneficiary (by right of representation). ... remaining primary beneficiaries who are then living (on a pro rata basis). ... Your election for who receives the share of a deceased primary beneficiary also applies to the share of a deceased contingent beneficiary.” Page 1, form IRA FRM BEN, revision 2017-05. Source document

Limit on beneficiaries. “If additional beneficiaries are desired, please attach a separate sheet with their information. ... If additional contingent beneficiaries are desired, please attach a separate sheet with their information.” Page 1, form IRA FRM BEN, revision 2017-05. Source document

How to submit. “Please mail your form to: Northern Funds, P.O. Box 75986, Chicago, IL 60675-5986 or fax your form to: 312-557-0411.” Page 1, form IRA FRM BEN, revision 2017-05. Source document

Trust as beneficiary. “A beneficiary can be an individual, an institution, an organization, a trust, or your estate. ... We cannot accept a 'Will' as a designation, but you can designate a Testamentary Trust if we are provided with the 'Will' creation date” Page 1, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Trust as contingent. “4. CHOOSING YOUR CONTINGENT BENEFICIARIES ... Date of Birth/Date of Trust/Issue Date of Will” Page 4, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

How to name the trust. “Date of Birth/Date of Trust/ Issue Date of Will* (mm/dd/yyyy)” Page 4, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Trust documents. “TIAA will not accept or be obliged to inquire into the terms of any trust affecting the annuity contract/certificate/account or its death benefit and shall not be charged with knowledge of terms thereof.” Page 12, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Per stirpes. “If you check 'Payments made to this deceased beneficiary's children' and the named beneficiary predeceases you, the monies which would have been paid to that beneficiary will be divided proportionately among his/her children (if any).” Page 4, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

A class like "my children". “Beneficiaries can also be the children of the beneficiaries that you designate on this form.” Page 1, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Refused wording. “TIAA cannot accept a 'Will' as a designation. ... Plan-based designations are not acceptable.” Page 3, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Custom designation. “Check this box and attach a signed letter to list additional primary and/or contingent beneficiaries, a trust or to provide additional instructions.” Page 5, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Minor as beneficiary. “If the Beneficiary to which a distribution must be made is a minor, such distribution shall be made to a custodian account established by the parent, guardian or conservator of such Beneficiary, or other person as permitted, under the Uniform Transfers to Minors or the Uniform Gifts to Minors Act” Page 8, form P0531, revision 2023-05, TIAA Trust, N.A. Directed Roth IRA (brokerage IRA; trust agreement P0531), read from a Wayback Machine capture of 2025-07-10. Source document

Estate as beneficiary. “A beneficiary can be an individual, an institution, an organization, a trust, or your estate.” Page 1, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Default beneficiary. “If none of the beneficiaries are living at the time of your death, we will pay your Estate” Page 1, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

If a beneficiary dies first. “If a beneficiary predeceases you ... the proportion of the benefits that would have otherwise been apportioned to such deceased beneficiary shall instead be divided to the other beneficiaries who survive you” Page 11, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

How the spouse consents. “If you are married at the time of your death, your spouse is entitled to receive at least 50%, up to 100%, of your death benefits under a retirement or tax-deferred annuity plan covered by any of the following: ERISA, your plan's provisions, or state law. ... A Notary Public or Plan Representative must witness your spouse signing and dating his or her consent.” Page 1, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Effect of divorce. “the Custodian may disregard the express terms of a Beneficiary designation under Section 8.11(a) and pay over the balance of the deceased Depositor's interest in his or her Custodial Account to a different person, trust, estate or other beneficiary, where the Custodian determines, in the reasonable and good faith exercise of its discretion, that an applicable state law, court decree or other ruling governing the disposition or appointment of property incident to a divorce” Page 9, form P0606364, revision 2017-04, TIAA-CREF Funds Traditional and Roth IRA (UMB Bank, n.a. custodian), read from a Wayback Machine capture of 2024-07-13. Source document

Limit on beneficiaries. “Check this box and attach a signed letter to list additional primary and/or contingent beneficiaries” Page 5, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Online designation. “To update or change your beneficiary designation, please visit us online at TIAA.org/profile ... Once logged in, under the Action tab, choose Add/Edit beneficiaries. ... For your protection, we cannot change your beneficiary information over the phone.” Page 1, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Electronic signature. “or online using TIAA's digital signing experience. ... OPTION 1: Digitally sign and submit your form. If you received a digital form, complete the digital signature process.” Page 8, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

How to submit. “To update or change your beneficiary designation, please visit us online at TIAA.org/profile ... OPTION 2: Use the TIAA mobile app to quickly upload your completed document(s). ... Go to tiaa.org/upload, select Upload files ... If you prefer to fax or mail your completed documents, use the information provided below.” Page 1, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Trust as beneficiary. “If the beneficiary is a trust, please attach a legal opinion advising that your trust adheres to IRS Publication 590.” Page 1, form Beneficiary Change Form IRA Accounts (Equities), revision 0824. Source document

How to name the trust. “If you name a trust as beneficiary of your IRA, please include the date of trust creation.” Page 4, form DT345, revision 2024-01. Source document

Trust documents. “If the beneficiary is a trust, please attach a legal opinion advising that your trust adheres to IRS Publication 590. ... If beneficiary is a Trust, a copy of the Trust is required.” Page 1, form Beneficiary Change Form IRA Accounts (Equities), revision 0824. Source document

Minor as beneficiary. “If the Beneficiary designated to receive payments is a minor child or declared incapacitated or incompetent by the court, the Trustee may make such payment to a court appointed guardian or legally appointed representative.” Page 27, form DT345, revision 2024-01. Source document

Default beneficiary. “If the designation of a Beneficiary has not been made by the Account Holder at the time of the Account Holder's death, the Beneficiary shall be the Spouse of the Account Holder, or if there is no Spouse living at the time of the Account Holder's death, the Beneficiary will be the estate of the Account Holder.” Page 27, form DT345, revision 2024-01. Source document

If a beneficiary dies first. “Contingent Beneficiary(ies): (Replaces Primary noted above if Primary predeceases the Contingent)” Page 1, form Beneficiary Change Form IRA Accounts (Equities), revision 0824. Source document

Effect of divorce. “If your designated beneficiary is your spouse, (designated either by name or relationship or both), your divorce or annulment or other legal termination of your marriage will automatically revoke your beneficiary designation. ... An Account Holder may designate a former Spouse as a Beneficiary on a form executed following the date the Account Holder's marriage legally terminated” Page 4, form DT345, revision 2024-01. Source document

How to submit. “Return this completed form by: ... EMAIL: [email protected] or ... Mail: TradeStation Securities Inc, Attn: Account Services, 8050 SW 10th Street, Suite 2000 Plantation, FL 33324” Page 1, form Beneficiary Change Form IRA Accounts (Equities), revision 0824. Source document

How to disclaim. “A designated Beneficiary may disclaim his or her interest in the account provided the disclaimer is in a form acceptable to the Trustee and complies with Code Section 2518(b).” Page 27, form DT345, revision 2024-01. Source document

Trust as beneficiary. “You may name your spouse, trust, estate, other individuals, charities or other institutions as beneficiaries.” Page 5, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Trust as contingent. “Contingent Beneficiary Name ... (for each primary beneficiary)” Page 5, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Trust documents. “To name a trust as a beneficiary, attach a copy of the trust agreement to this form.” Page 4, Credit Suisse Funds Traditional, Rollover and Inherited IRA (legacy fund IRA hosted by UBS; affiliate). Source document

Per stirpes. “If this primary beneficiary dies before you, indicate how you want this portion to be paid: To the other remaining primary beneficiaries named on this form (choose one): Proportionately Equally To this primary beneficiary's estate To the contingent beneficiary(ies) named below” Page 5, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Per stirpes defined. “Per Stirpes - A beneficiary's share of the inheritance will go to his or her descendents if the beneficiary does not survive you.” Page 4, Credit Suisse Funds Traditional, Rollover and Inherited IRA (legacy fund IRA hosted by UBS; affiliate). Source document

Per capita. “Per Capita - Only surviving named beneficiaries receive shares of the inheritance.” Page 4, Credit Suisse Funds Traditional, Rollover and Inherited IRA (legacy fund IRA hosted by UBS; affiliate). Source document

Minor as beneficiary. “including the trustee of any trust designated as a Beneficiary or any custodian holding funds for the benefit of a minor Beneficiary” Page 53, Traditional IRA (also Rollover, SEP, SIMPLE), read from a Wayback Machine capture of 2024-07-12. Source document

Estate as beneficiary. “You may name your spouse, trust, estate” Page 5, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Default beneficiary. “Pursuant to the Custodial Agreement, any interest in this IRA that is not effectively disposed of by the beneficiary designation I make in this Application or any subsequent beneficiary designation will be paid to my surviving spouse, and if no surviving spouse, to my estate.” Page 6, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

If a beneficiary dies first. “If this primary beneficiary dies before you, indicate how you want this portion to be paid: To the other remaining primary beneficiaries named on this form (choose one): Proportionately Equally To this primary beneficiary's estate To the contingent beneficiary(ies) named below” Page 5, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Spousal consent. “If you are married and live in a community or marital property state (AZ, CA, ID, LA, NV, NM, TX, WA, WI) and your spouse is not named as Primary Beneficiary of at least 50% of the IRA assets, your spouse must sign below.” Page 5, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Effect of divorce. “If the Client designates the Client's spouse as Beneficiary, the Client's subsequent divorce or legal termination of the marriage will automatically revoke the designation.” Page 53, Traditional IRA (also Rollover, SEP, SIMPLE), read from a Wayback Machine capture of 2024-07-12. Source document

Limit on beneficiaries. “To name additional beneficiaries, attach additional copies of this page, put your signature and date on the bottom of each additional page” Page 5, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

How to submit. “You may revoke or change the beneficiary designation at any time by completing a new Change of Beneficiary Form and providing it to the custodian.” Page 4, Credit Suisse Funds Traditional, Rollover and Inherited IRA (legacy fund IRA hosted by UBS; affiliate). Source document

Trust as beneficiary. “Note: If a trust is being named as beneficiary, attach the trust document's first page and the trust document's signature page.” Page 1, form 08308-0824, revision 08/24. Source document

Trust as contingent. “If none of the primary beneficiaries survives me, pay benefits to the following or to the survivors thereof ... If a trust is being named as beneficiary, attach the trust document's first page and the trust document's” Page 1, form 08308-0824, revision 08/24. Source document

Trust documents. “If a trust is being named as beneficiary, attach the trust document's first page and the trust document's signature page. You will also need to attach a completed USAA Memorandum of Trust form.” Page 1, form 08308-0824, revision 08/24. Source document

Refused wording. “% (must be whole number)” Page 1, form 08308-0824, revision 08/24. Source document

Default beneficiary. “If no beneficiary is selected, the assets in the account will be paid according to the Custodial Agreement in effect at the time of death.” Page 1, form 08308-0824, revision 08/24. Source document

If a beneficiary dies first. “In the event of my death, pay benefits to the following or to the survivors thereof” Page 1, form 08308-0824, revision 08/24. Source document

How to submit. “Choose one of the following methods to return the completed form ... Mail: USAA Federal Savings Bank ... Fax: 800-531-5717” Page 4, form 08308-0824, revision 08/24. Source document

Trust as beneficiary. “Trusts ... To a trust you've already created ... Name of trust ... Date of trust ... To a trust that will be created under your last will ... Name of trust or section of will” Page 6, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Trust as contingent. “Backup beneficiaries ... Trusts ... To a trust you've already created ... To a trust that will be created under your last will” Page 2, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

How to name the trust. “Name of trust Date of trust mm dd yyyy ... Note: You don't need to provide trustee names at” Page 4, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Trust documents. “VFTC shall have no independent duty to obtain or verify such information but may instead rely upon the representations of an authorized party such as the executor or administrator of my estate or, if a trust beneficiary, the trustee of that trust (my fiduciary).” Page 9, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Per stirpes. “Children (Descendants, per stirpes) Your assets will be divided equally among all your children. If any of your children pass before you, their share will be divided equally among their children (also known as per stirpes). This designation excludes stepchildren and step-grandchildren.” Page 6, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Per stirpes defined. “1.14 Per Stirpes means a way of dividing the Account as follows: The Account shall be divided into as many equal shares as there are surviving descendants in the generation nearest to the decedent that contains at least one surviving descendant and deceased descendants in the same generation who left surviving descendants” Page 23, revision 2024-05-23, Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

A class like "my children". “Children (Descendants, per stirpes) ... Your assets will be divided equally among all your children. If any of your children pass ... Grandchildren only” Page 6, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Custom designation. “You may also select other beneficiary designations deemed acceptable by the Custodian.” Page 20, revision 2024-05-23, Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Minor as beneficiary. “If upon the death of the Investor, a Beneficiary known to the Custodian to be a minor is entitled to receive any undistributed assets of the Account, the Custodian may, in its absolute discretion, transfer assets to an inherited Account for the benefit of the minor Beneficiary.” Page 29, revision 2024-05-23, Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Estate as beneficiary. “My estate ... Assets will be transferred to your estate at the time of your death” Page 7, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Default beneficiary. “If no Beneficiary designation is in effect, or if there are no surviving Beneficiaries, at the time of the Investor's death, the Beneficiary shall be the Investor's surviving spouse, if any. If the Investor has no surviving spouse, the Investor's Beneficiary shall be the Investor's estate.” Page 29, revision 2024-05-23, Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

If a beneficiary dies first. “Grandchildren only This option will skip your children, and your assets will be passed in equal portions directly to all your grandchildren (step-grandchildren are not included). ... To the person I'm married to at the time of my death” Page 3, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Spousal consent. “Important note about community property rights. If you lived in a community property state while you were married, your spouse at that time may have certain rights to your retirement account. ... Vanguard won't assume responsibility for determining whether your IRA is subject to community property laws.” Page 3, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Effect of divorce. “Unless the Investor has indicated otherwise on the ... Beneficiary designation, any designation of a Spouse ... by name or by relationship shall be deemed revoked ... by the divorce of the Investor and such Beneficiary; ... shall mean a final decree of divorce, annulment, or” Page 29, revision 2024-05-23, Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Limit on beneficiaries. “If you need more space to list additional beneficiary designations, copy this page.” Page 6, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Online designation. “To change your beneficiaries online Log on to your account at vanguard.com. From the My Accounts dropdown, select Profile & account settings. Then select Beneficiaries and follow the instructions.” Page 1, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

How to submit. “To designate your beneficiaries by mail ... To change your beneficiaries online ... Mail your completed form and any attached information to:” Page 1, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Spousal consent. “you need your spouse's consent to designate any primary beneficiary other than your spouse. This need arises from state property law.” Web page, revision 2026-08-28. Source document

How the spouse consents. “have your spouse complete the Spousal Consent Form in the presence of a witness, and then upload the completed form on the Taxes & Documents page. ... Note that a spousal consent form only applies to a specific beneficiary designation for a single Wealthfront account.” Web page, revision 2026-08-28. Source document

Online designation. “You can update your beneficiary information anytime in the mobile app or on our website.” Web page, revision 2026-09-03. Source document

How to submit. “You can update your beneficiary information anytime in the mobile app or on our website. ... upload the completed form on the Taxes & Documents page” Web page, revision 2026-09-03. Source document

Trust as beneficiary. “Beneficiaries must be legal adults (18 or older) with a valid U.S. address and a Tax Identification Number (TIN).” Web page. Source document

Trust as contingent. “Beneficiaries must be legal adults (18 or older) with a valid U.S. address and a Tax Identification Number (TIN).” Web page. Source document

Minor as beneficiary. “Beneficiaries must be legal adults (18 or older)” Web page. Source document

Estate as beneficiary. “A Transfer on Death (TOD) beneficiary designation allows you to name one or more individuals ... Beneficiaries must be legal adults (18 or older)” Web page. Source document

Default beneficiary. “If no beneficiary designations were provided, the surviving spouse will be considered the beneficiary. If there is no surviving spouse, the estate will be designated as the beneficiary.” Web page. Source document

Limit on beneficiaries. “You can designate up to six primary beneficiaries and six contingent beneficiaries.” Web page. Source document

Online designation. “To add or modify your beneficiary designations, please navigate through the following steps: ... Tap Beneficiary Information” Web page. Source document

How to submit. “To add or modify your beneficiary designations, please navigate through the following steps: ... Select View Details next to Beneficiary Information.” Web page. Source document

Trust as beneficiary. “Type (Select one) Spouse Non-Spouse Non-Spouse - Minor Trust Other Entity” Page 2, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Trust as contingent. “Contingent Beneficiary ... Trust” Page 1, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

How to name the trust. “Trust Date is required if a trust is designated as beneficiary (unless the trust is a testamentary trust).” Page 2, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Per stirpes. “If you select Per Stirpes in this form, the selected beneficiary's share of the IRA will not lapse and instead will go to their lineal descendants (generally children). If you select Per Stirpes, you must name an authorized party (or an individual acting in a fiduciary capacity) to identify, verify, or locate living descendants” Page 1, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Per stirpes defined. “When selecting Per Stirpes, contingent beneficiaries will only inherit their portion of the IRA when all the primary beneficiary(ies) and their lineal descendants predecease you.” Page 1, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Custom designation. “Non-Standard Beneficiary Designation on Separate Signed Document If your beneficiary designation needs cannot be accomplished through this Application, you will need to select an authorized party (or an individual acting in a fiduciary capacity) to identify, verify, and/or interpret any such separately signed and dated beneficiary designation ... Wells Fargo Clearing Services is not responsible for reviewing, interpreting or verifying any beneficiary designation, this responsibility remains with the authorized party.” Page 2, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Minor as beneficiary. “If any of your designated beneficiaries are minors, you must designate a responsible individual called a Custodian under the Uniform Transfer to Minors Act (UTMA)/Uniform Gifts to Minors Act (UGMA)” Page 1, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Estate as beneficiary. “the third default beneficiary will be your estate” Page 7, form 990-T, revision 2026-05-21, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Default beneficiary. “The WFCS default beneficiaries are first your spouse. If you are not survived by a spouse, the second default beneficiaries will be your surviving children as determined under state law. ... If you are not survived by a spouse or by any of your children, as certified by your authorized party or by a court order, the third default beneficiary will be your estate.” Page 7, form 990-T, revision 2026-05-21, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

If a beneficiary dies first. “If a designated beneficiary (including any contingent beneficiary) does not survive you, such beneficiary's interest shall lapse, and the percentage interest of any remaining beneficiary ... shall be increased on a pro rata basis unless your beneficiary designation allows otherwise.” Page 7, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Spousal consent. “If you are married, reside in a community property/martial property jurisdiction or elective share state, and wish to designate a primary beneficiary who is not your spouse, you may be required by applicable law to obtain your spouse's consent to such designation. We shall in no case be responsible for determining if your account is subject to community/martial property or elective share laws.” Page 7, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Effect of divorce. “If you are divorced at the time of your death and your former spouse is named as beneficiary of your Traditional IRA, your former spouse will be treated as having predeceased you, unless you designated your former spouse as your beneficiary AFTER the date of the divorce or unless a court order provides otherwise.” Page 7, form 990-T, revision 2026-05-21, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Electronic signature. “For Wells Fargo Advisors Clients: For non-electronic signatures, contact your Financial Advisor for instructions ... Submit your Completed Form via Secure Email, or Mail (for Non-Electronic Signatures)” Page 8, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

How to submit. “Submit your Completed Form via Secure Email, or Mail (for Non-Electronic Signatures) ... Select wellsfargo.com/senddocument to access the Message Center. ... Mail: Wells Fargo Advisors, Attention: MAC N9160-01P” Page 8, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Trust as beneficiary. “The Depositor shall designate in writing the person or persons (or entity or entities) to receive any distribution ... If you name a trust that meets certain requirements, the beneficiaries of the trust will be treated as the beneficiaries” Page 16, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

Minor as beneficiary. “If a distribution upon the death of the Depositor is payable to a person known by the Custodian to be a minor ... we may make all or any part of such payment under a Uniform Transfers or Gifts to Minors Act” Page 29, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

Estate as beneficiary. “If you name a beneficiary that is not an individual (such as an estate or non-qualifying trust)” Page 16, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

Default beneficiary. “In the event no designation is filed at the time of the Depositor's death, there is no surviving Beneficiary ... the Beneficiary shall be the Depositor's surviving spouse ... the Beneficiary shall be the Depositor's children as determined under state law ... if the Depositor is not survived by children as determined under state law, the Custodial Account shall be paid to the Depositor's estate” Page 30, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

If a beneficiary dies first. “If a designated beneficiary (including any contingent beneficiary) does not survive the Depositor, such beneficiary's interest shall lapse, and the percentage interest of any remaining beneficiary (including any contingent beneficiary) shall be increased on a pro rata basis” Page 30, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

Spousal consent. “It is the Depositor's responsibility to determine whether such laws apply and to request the Depositor's spouse to consent to the Depositor's beneficiary designation if appropriate.” Page 30, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

How the spouse consents. “unless the Depositor's spouse has properly consented in writing otherwise” Page 30, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

Effect of divorce. “If a Depositor designates his spouse as Beneficiary and there is a subsequent divorce, the ex-spouse will be treated like any beneficiary that predeceases the Depositor; this change may be overruled by court order” Page 30, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

How to submit. “Each such designation shall be filed with the Custodian on a form acceptable to the Custodian ... You may change your beneficiary designation at any time by contacting us and submitting a beneficiary change form before your death.” Page 15, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document