Beneficiary Designation Form Rules at 286 Banks, Brokers, Plans and Insurers

Trust as beneficiary. “Beneficiaries (If naming a trust, please provide first and last page of trust)” Page 2, form 5305, revision 2021-12. Source document

Spousal consent. “The consent of spouse must be signed only if all of the following conditions are present: a. Your spouse is living; b. Your spouse is not the sole primary beneficiary name” Page 1, revision 2026-01. Source document

If a beneficiary dies first. “the balance in the account shall be paid to the primary beneficiaries who survive me in equal shares (or in the specified shares, if indicated)” Page 1, revision 2026-01. Source document

How to submit. “you may send the completed documents to your account representative (by email or through DocuSign), fax them to us at 866.385.6045, or mail them” Page 1, form 5305, revision 2021-12. Source document

How to submit. “Your beneficiary designation we have on file will remain in effect unless you change it by completing and signing the form that we have for this purpose.” Page 1, revision 2014-10. Source document

Trust as beneficiary. “You may designate one or more persons or entities as beneficiary ... trusts may also qualify as a designated beneficiary under the IRA” Page 3, form 5305-A, revision 2017-04, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

Spousal consent. “If your spouse is not named as a primary beneficiary with at least 50% allocation of IRA funds, then have spouse sign CONSENT OF SPOUSE.” Page 1, revision 2007-12, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary and contingent beneficiaries predecease you, your estate will be the beneficiary.” Page 3, form 5305-A, revision 2017-04, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

If a beneficiary dies first. “In an event that one or more of the primary beneficiaries predeceases owner, the amount allocated to said beneficiary(ies) will be divided among the surviving primary beneficiary(ies) ... Secondary beneficiary(ies) will receive funds only if the primary beneficiary(ies) predeceases the owner.” Page 1, revision 2007-12, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

How to submit. “RETURN COMPLETED FORM TO ALLIANT CREDIT UNION. FAX: (773) 462-8735” Page 1, revision 2007-12, Traditional, Roth and SEP IRA (IRA Beneficiary Designation/Change form and custodial agreements). Source document

Trust as beneficiary. “I, the undersigned IRA Owner, hereby designate the above persons/entities as my primary and contingent beneficiary(ies) for this IRA Plan ... (If a trust is a named beneficiary, I must provide a copy of the trust document.)” Page 3, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

Spousal consent. “For use in community/marital property states AZ, CA, ID, LA, NV, NM, TX, WA, WI (marital property state) ... I am married. I understand that if I want to name a primary beneficiary other than my spouse, my spouse's notarized signature appears below.” Page 4, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

Default beneficiary. “If you do not designate a beneficiary or if no primary or contingent designated beneficiary survives you, payments from your IRA shall be made to your surviving spouse or, if you do not have a surviving spouse, to your estate.” Page 10, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

If a beneficiary dies first. “Unless otherwise requested herein, each payment made pursuant to this designation: (a) shall be paid to the primary beneficiary(ies) who are living at the time of my death; or (b) if no primary beneficiary(ies) shall be living at the time of my death, such payment shall be made to the contingent beneficiary(ies) who are then living.” Page 3, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

How to submit. “Log in at ally.com and select Messages, or log in on our app and select . Attach the form to your message. ... Ally Bank Retirement Services P.O. Box 13625 ... Fax Number: 866-699-2969 ... Expedited Delivery” Page 1, form 5305-A, revision 2025-05, Ally Bank IRA (CDs and savings; beneficiaries help page). Source document

Trust as beneficiary. “Primary Beneficiaries (If designating a trust, please provide trust name, names of all trustees, and date established).” Page 2, form Ally Invest IRA Beneficiary Designation Form V.2, revision 2023-02. Source document

How to name the trust. “If designating a trust, please provide trust name, names of all trustees, and date established.” Page 2, form Ally Invest IRA Beneficiary Designation Form V.2, revision 2023-02. Source document

Refused wording. “Please note: Share totals must equal 100%. Do not use fractional percentages or dollar amounts.” Page 2, form Ally Invest IRA Beneficiary Designation Form V.2, revision 2023-02. Source document

Spousal consent. “I am the spouse of the above-named account holder. ... I hereby give the account holder any interest I have in the funds or property deposited in this account and consent to the beneficiary designation(s) indicated above. ... SIGNATURE OF WITNESS” Page 4, form Ally Invest IRA Beneficiary Designation Form V.2, revision 2023-02. Source document

How to submit. “Please complete this form in its entirety and return via fax, mail, or online. ... Be sure to sign it, then upload it in the forms section after logging in to your account, fax it to 1-866-699-0563 or mail it to” Web page, form 69255P-UTCF, revision 2018-07-13. Source document

Default beneficiary. “If no beneficiary designation is in effect, if none of the named beneficiaries survive the Depositor, or if the Custodian or Administrator cannot locate any of the named beneficiaries after reasonable search, any balance in the Custodial Account will be payable to the Depositor's estate.” Page 7, form 25094Y, revision 2017-04, read from a Wayback Machine capture of 2023-02-05. Source document

How to submit. “Click on the Beneficiaries tab in the Settings menu ... If you need to list a beneficiary longer than 64 characters, please reach out to our Support team” Web page. Source document

How to submit. “NOTE: This form does not designate PODs for IRA or Trust Accounts. An IRA Beneficiary (POD) MUST be designated on AFCU Form #424.” Page 1, form Form #40, read from a Wayback Machine capture of 2026-05-09. Source document

Trust as beneficiary. “E. Other (Person, Trust, Organization, etc) ... Beneficiary Name* (Full Name of Person, Trust or Organization) ... Trust Date* If named” Page 2, form DOC01033993, revision 2020-05, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

How to name the trust. “Please provide the full name of your trust and trust creation date on the beneficiary form you submit. The names of trustees will be confirmed at claim time.” Web page, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Per stirpes. “B. Spouse if Living, if not, Children Per Stirpes. ... D. Living Lawful Children With Rights of Survivorship per Stirpes.” Page 2, form DOC01033993, revision 2020-05, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Spousal consent. “Consent of Spouse - This consent of spouse must be signed if all of the following conditions are present: (a) the spouse of the owner is living, (b) the spouse is not the sole primary beneficiary named and (c) the owner and spouse are residents of a community property state” Page 3, form DOC01033993, revision 2020-05, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Default beneficiary. “If all such designated beneficiaries have predeceased the Depositor, or if at the time of the Depositor's death there is no designation of beneficiary then in effect, the beneficiary shall be deemed to be the Depositor's surviving spouse, if any. If there is no surviving spouse, then the beneficiary shall be deemed to be the Depositor's living, lawful children. If there is no surviving spouse or living, lawful children, the beneficiary shall be deemed to be the Depositor's estate.” Page 8, revision 2026-03, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

If a beneficiary dies first. “Unless specifically noted on this form, all designations will be considered to be equally with rights of survivorship.” Page 2, form DOC01033993, revision 2020-05, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

How to submit. “Online in the secure site on ameriprise.com ... Contact your financial advisor to fill out a new form that can be sent to you for signature ... By completing one of the following forms” Web page, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Refused wording. “Share totals must equal 100%. Do not use fractional percentages or dollar amounts” Page 1, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA (Apex as custodian). Source document

Spousal consent. “Consent of the Account holder's (Participant) Spouse may be required (for example, in a Community Property or Marital Property State) to effectively designate a beneficiary other than or in addition to the Participant's Spouse.” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA (Apex as custodian). Source document

Default beneficiary. “If none of the Primary or Contingent beneficiaries I have designated survives me, any interest I may have in this IRA shall be paid in accordance with the rules and procedures specified in the 'Beneficiaries' section of the IRA Custodial Agreement governing this IRA.” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA (Apex as custodian). Source document

If a beneficiary dies first. “If the death of one or more designated Primary Beneficiary(ies) precedes my death, the interest they would have received from this IRA will be paid, upon my death, to my surviving Primary Beneficiary(ies) Pro Rata such that 100% is paid to the surviving primary beneficiary(ies)” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA (Apex as custodian). Source document

Trust as beneficiary. “I designate the persons or entities named above as my primary and/or ... contingent beneficiaries of this IRA ... Spousal consent should be considered if either the trust or the residence of” Page 2, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence of ... I understand that if I choose to designate a primary ... beneficiary other than or in addition to my spouse, my spouse should” Page 2, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

Default beneficiary. “If no beneficiaries are named, my estate will be my beneficiary.” Page 1, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

If a beneficiary dies first. “The interest of any beneficiary that predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis. ... The balance in the account will be payable to these beneficiaries if all primary beneficiaries have predeceased the IRA owner.” Page 1, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

How to submit. “I understand that I may replace my beneficiary designations at any time by ... completing and delivering the proper form to the trustee or custodian” Page 2, revision 2020-09, read from a Wayback Machine capture of 2021-12-02. Source document

Trust as beneficiary. “To designate a trust as a beneficiary, enter the beneficiary information as follows. Beneficiary Name. Provide the full legal title of the trust. Include a list of all trustees and the date of the trust.” Page 2, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

How to name the trust. “Provide the full legal title of the trust. Include a list of all trustees and the date of the trust.” Page 2, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Per stirpes. “the terms 'spouse', 'children', or 'per stirpes' are not acceptable designations” Page 1, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Refused wording. “the terms 'spouse', 'children', or 'per stirpes' are not acceptable designations for "Beneficiary Name"” Page 1, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Spousal consent. “statutes and I do not designate my spouse as the sole primary beneficiary, I represent and warrant that my spouse has consented to such designation.” Page 1, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Default beneficiary. “If there is no valid beneficiary information designated, your estate is the beneficiary.” Page 1, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

If a beneficiary dies first. “If any primary or contingent beneficiary dies before the account owner, their interest and the interest of their heirs will terminate completely.” Page 2, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

How to submit. “Return your completed form as instructed by your Investment Advisor or your client representative.” Page 2, form IRA Beneficiary Designation or Change Request, revision 2021-06, Axos Clearing IRA (advisor custody). Source document

Spousal consent. “Spousal Consent (For residents of community property states) This section must be used when a Primary Beneficiary other than the Participant's spouse is named.” Page 1. Source document

Default beneficiary. “If the Participant does not designate any beneficiary, the entire balance in the IRA will be paid to the Participant's Spouse, and if no spouse, his/her estate.” Page 1. Source document

If a beneficiary dies first. “if a Primary Beneficiary does not survive the Participant, that Primary Beneficiary's share is allocated in equal shares among the surviving Primary Beneficiaries. If no Primary Beneficiary survives the Participant, payment is made to the Contingent Beneficiaries.” Page 1. Source document

How to submit. “You can download and complete a Bank of America IRA beneficiary change form ... prior to your appointment ... It is not necessary for the beneficiary to attend the financial center appointment” Web page. Source document

Trust as beneficiary. “you can make your trust a beneficiary of a Betterment IRA. This can be done by selecting "Settings" from the menu and then "Accounts".” Web page. Source document

Spousal consent. “If you live in a state with community property statutes and do not designate your spouse as the sole primary beneficiary, you represent and warrant that your spouse has consented to such designation.” Web page, revision 2025-12-22. Source document

How to submit. “You understand that any change or revocation must be provided in writing to Betterment via the Betterment interface.” Web page, revision 2025-12-22. Source document

Trust as beneficiary. “Beneficiary's Full Name (first, middle, last) or Trust Name Date of Birth/Trust (month/day/year)” Page 2, form im-ira-beneficiary-designation-form. Source document

How to name the trust. “To name a trust as a primary or secondary beneficiary, write the name and address of the trustee, then give the name and date of the trust agreement.” Page 1. Source document

Default beneficiary. “designation is in effect upon notification of your death, the balance in your account(s) will be paid to your Estate.” Page 1, form im-ira-beneficiary-designation-form. Source document

If a beneficiary dies first. “Any secondary beneficiary you name will receive all or a portion of your IRA balance(s) only if all primary beneficiaries die before you. For example, if you name two primary beneficiaries but one of them dies before you, the entire balance will be paid to the surviving beneficiary.” Page 1. Source document

How to submit. “For IRAs only, please note that beneficiaries can be added or changed by logging into your account online ... Please mail this completed form to” Page 4. Source document

Trust as beneficiary. “Please complete this form as the representative of an organization named as a beneficiary of a ... Organization Type” Page 1. Source document

Trust as beneficiary. “If you name a trust as beneficiary, provide the full legal name of the trust. Example: "The Davis Family Trust."” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

How to name the trust. “If you name a trust as beneficiary, provide the full legal name of the trust. ... Date of birth or trust (mm/dd/yyyy)” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

Refused wording. “We cannot accept beneficiary designations that reference "will" or "trust under will." ... All stated percentages must be in whole numbers (e.g., 33%, not 33.3%).” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

Default beneficiary. “the assets will be paid according to the Custodial Agreement default designation: The account owner's spouse will be the beneficiary or, if none, the owner's children equally ... If none of the above survives the account owner, the beneficiary is the owner's estate” Web page. Source document

If a beneficiary dies first. “If any designated primary beneficiary(ies) dies before I do, that beneficiary's share will be divided proportionately among the surviving primary beneficiaries unless otherwise indicated.” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

How to submit. “you may update beneficiary information by logging in to your account at www.capitalgroup.com ... If mailing, choose the service center for your state. ... Investor upload www.capitalgroup.com/submit” Page 1, form IRGEFM-004-0426O, revision 2026-04. Source document

Per stirpes. “The interest of any beneficiary that predeceases me terminates completely” Page 1, revision 2012-05. Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence of the IRA owner is located in a community or marital property state. ... if I choose to designate a primary beneficiary other than or in addition to my spouse, my spouse should sign below.” Page 2, revision 2012-05. Source document

Default beneficiary. “If no beneficiaries are named, my estate will be my beneficiary.” Page 1, revision 2012-05. Source document

If a beneficiary dies first. “The interest of any beneficiary that predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis.” Page 1, revision 2012-05. Source document

Trust as beneficiary. “If a trust is named as a beneficiary of an IRA instead of the IRA holder's spouse and the IRA holder then passes away, the IRA funds will be transferred to an Inherited IRA under the name of the trust.” Web page, read from a Wayback Machine capture of 2024-09-16. Source document

If a beneficiary dies first. “A per capita beneficiary designation specifies that if an IRA holder names multiple primary beneficiaries and one of the beneficiaries passes away, the funds will pass to the remaining named beneficiaries upon the IRA holder's death. The funds will not pass to the heirs of the deceased beneficiary.” Web page, read from a Wayback Machine capture of 2024-09-16. Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence of the IRA owner is located in a community or marital property state.” Page 2, revision 2015-04. Source document

Default beneficiary. “If no beneficiaries are named, my estate will be my beneficiary.” Page 1, revision 2015-04. Source document

If a beneficiary dies first. “The interest of any beneficiary that predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis.” Page 1, revision 2015-04. Source document

How to submit. “I understand that I may replace my beneficiary designations at any time by completing and delivering the proper form to the trustee or custodian.” Page 2, revision 2015-04. Source document

Trust as beneficiary. “Trust/Organization/Estate (If Trust, include full Trust name.) ... Relationship (Select only one.) ... Trust” Page 4, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

How to name the trust. “Trust/Organization/Estate (If Trust, include full Trust name.) ... Date of Birth/Trust Date (mm/dd/yyyy)” Page 4, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Per stirpes. “Select either a per stirpes or a per capita distribution option. Only one option may be selected per account. ... Per stirpes and per capita are options for individual beneficiaries only; for trusts or organizations (such as charities), designate only a percentage.” Page 2, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Spousal consent. “If I live in a state with community property statutes and do not designate my spouse as the sole Primary Beneficiary, I represent and warrant that my spouse has consented to such designation.” Page 1, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Default beneficiary. “If I do not designate a Beneficiary, the balance of the account shall be distributed in the listed order of priority to the following named person(s) surving [sic] me: a) my spouse, b) my living children (natural or legally adopted) in equal shares; stepchildren are not legally defined as descendants for these purposes, c) my estate.” Page 1, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

If a beneficiary dies first. “If all of your named beneficiaries die before you, Schwab will distribute your assets equally among all of the living children of your named beneficiaries, if any. ... If you indicate per stirpes or per capita for a named beneficiary, Schwab will require the Authorized Party (named in Section 5) to certify the identity of the per stirpes/per capita beneficiary(ies) prior to distributing your assets.” Page 2, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

How to submit. “Upload online with secure messaging (if you are an existing client and have online access to your Account). ... Fax to 1-888-526-7252. ... Bring to your nearest Schwab branch” Page 8, form AEM10603357, revision 2026-03, Traditional IRA (also 403(b)(7)). Source document

Trust as beneficiary. “You may designate one or more persons or entities as beneficiary ... trusts may also qualify as a designated beneficiary under the IRA” Page 3, form 2400R-C, revision 2017-04, read from a Wayback Machine capture of 2026-02-17. Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary ... and contingent beneficiaries predecease you, your estate will be” Page 3, form 2400R-C, revision 2017-04, read from a Wayback Machine capture of 2026-02-17. Source document

If a beneficiary dies first. “beneficiaries and no primary beneficiary survives you, the ... contingent beneficiaries will acquire the designated share of your” Page 3, form 2400R-C, revision 2017-04, read from a Wayback Machine capture of 2026-02-17. Source document

How to submit. “and it will only be effective when it is filed ... with us during your lifetime” Page 3, form 2400R-C, revision 2017-04, read from a Wayback Machine capture of 2026-02-17. Source document

Trust as beneficiary. “If you are designating your Trust as either Primary or Contingent Beneficiary, please submit a copy of the trust documents.” Page 2, form Beneficiary Designation Form, revision 06_26_2023. Source document

Spousal consent. “and do not designate my spouse as the sole Primary Beneficiary, I represent and warrant that my spouse has consented to such designation.” Page 1, form Beneficiary Designation Form, revision 06_26_2023. Source document

Default beneficiary. “I improperly name a beneficiary my account will be distributed to my surviving spouse, if there is one or my estate, in accordance to the Directed Trust Company Custodial Account Agreement for my account.” Page 1, form Beneficiary Designation Form, revision 06_26_2023. Source document

How to submit. “Secure File Upload ... Email Forms to ... Send Mail to ... Fax: (602) 899-9641” Page 3, form Beneficiary Designation Form, revision 06_26_2023. Source document

Trust as beneficiary. “a) Nonperson Beneficiaries : A trust, estate, charitable organization or other entity that is not an individual may be designated as a Beneficiary or contingent Beneficiary.” Web page, form none (no static PDF published); plan document "Morgan Stanley Individual Retirement Plan", revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Per stirpes. “Per Stirpes: the share of any individual beneficiary who predeceases you will pass to his or her descendants, as defined by applicable state law. ... This designation is not available for entity beneficiaries, such as trusts.” Page 1, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Spousal consent. “A Participant residing in a community property state who wishes to designate a Beneficiary other than the Participant's spouse must obtain the written consent of the spouse to the designation.” Web page, form none (no static PDF published); plan document "Morgan Stanley Individual Retirement Plan", revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Default beneficiary. “the Custodian shall pay death benefits under the Plan in accordance with the following default rules. i) to the surviving spouse of the Participant, if any; ii) if no surviving spouse, then to the Participant's surviving children (naturally born or legally adopted) in equal shares; iii) if no surviving spouse and if no children survive the Participant, then to the Participant's surviving parents in equal shares ... iv) ... then to the personal representative of the Participant's estate” Web page, form none (no static PDF published); plan document "Morgan Stanley Individual Retirement Plan", revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

How to submit. “Designation of Beneficiary (IRA) Specify who will receive your IRA in the event of your death Submit online / Submit via DocuSign” Web page, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Trust as beneficiary. “Custom beneficiary designations can specify beneficiary types including individuals, entities, trusts and separate share trusts.” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

How to name the trust. “Good Example: 100% to the John Wayne Doe Revocable Trust U/A dated 01/01/01 ... Original date the trust agreement was executed by the grantor/settlor (not the most recent amendment or restatement date)” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

Per stirpes. “For per stirpes designation the following information must be included in the designation: Full legal name of the individual whose descendants are designated Social Security number ... Date of birth ... Bad Example: 100% per stirpes Bad Example: 100% to John Doe, per stirpes” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

Refused wording. “Bad Example: 100% per stirpes Bad Example: 100% to John Doe, per stirpes ... Bad Example: My Trust dated ... Bad Example: Testamentary Trust under my Last Will” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

Spousal consent. “For traditional, Roth, SEP and SIMPLE IRAs: If all conditions (a) through (c) below are met at the time of the client's death, Edward Jones requires an executed spousal consent to support the beneficiary designation. (a) The client has a surviving spouse; and (b) The client and the surviving spouse resided in one or more community property jurisdictions during their marriage; and (c) The surviving spouse is not the sole designated primary beneficiary.” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025, Traditional IRA (also SEP, SIMPLE). Source document

Default beneficiary. “If I have no designated beneficiaries, or no designated beneficiaries survive me, then my beneficiaries shall be deemed to be designated in the following order and priority: (1) my surviving spouse (at the time of my death); or if none, then (2) my descendants, per stirpes, as defined under the laws of the State of Missouri; or if none, then (3) my estate.” Page 4, form 5305-A, revision 2025-09, Traditional IRA (also SEP, SIMPLE). Source document

How to submit. “Contact your financial advisor to update your beneficiary designations. ... please fax a copy of the draft document and your request for review to (877) 818-0584” Web page, form CPA-2485F-A, Traditional IRA (also SEP, SIMPLE). Source document

Trust as beneficiary. “In addition to naming a person as beneficiary (often a spouse, children or other individual), non-individuals such as trusts and charities can be named as IRA beneficiaries.” Web page, Traditional IRA (self-directed; also Roth). Source document

Spousal consent. “Complete this section only if Account Holder's legal residence is in a community property state [AZ, CA, LA, ID, NV, NM, TX, WA, WI] and Account Holder is choosing to name a” Page 2, form MT_F-0003-02, revision Rev. 050925, Traditional IRA (self-directed; also Roth). Source document

Default beneficiary. “If no beneficiary should survive you, or if all beneficiaries ... renounce their rights to receive any benefit from the IRA, or if you ... order: (i) to your spouse, but if you have no spouse or if your ... spouse does not survive you, then to (ii) your estate.” Page 9, form 5305-A, revision 2017-04, Traditional IRA (self-directed; also Roth), read from a Wayback Machine capture of 2025-12-09. Source document

If a beneficiary dies first. “the balance in the account shall be paid to the Primary Beneficiaries who survive me in equal shares (or in the specified shares, if indicated) ... If none of the Primary Beneficiaries survive me, the balance in the account shall be paid to the Contingent Beneficiaries who survive me” Page 2, form MT_F-0003-02, revision Rev. 050925, Traditional IRA (self-directed; also Roth). Source document

How to submit. “For processing return to: PO Box 62957, Fort Myers, FL 33906 or use our Secure Upload” Page 2, form MT_F-0003-02, revision Rev. 050925, Traditional IRA (self-directed; also Roth). Source document

Trust as beneficiary. “Primary Beneficiaries ... Non-Spouse / Trust / Other Entity” Page 1, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

How to name the trust. “Date of Birth/Trust MM DD YYYY” Page 1, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

Per stirpes. “If you outlive a beneficiary and you want that beneficiary's share to go to his or her descendants, check "Per stirpes."” Page 1, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

Default beneficiary. “If the Depositor had not by the date of his or her death properly designated a Beneficiary ... or if no designated primary or contingent Beneficiary survives the Depositor, the Depositor's Beneficiary shall be his or her surviving spouse, but if he or she has no surviving spouse, his or her estate.” Page 4, form 2056A, revision 2012-06, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

If a beneficiary dies first. “Unless otherwise designated by the Depositor in a form and manner acceptable to the Custodian, if a primary or contingent Beneficiary designated by the Depositor predeceases the Depositor, the Shares and Other Funding Vehicles for which that deceased Beneficiary is entitled will be divided equally among the surviving primary and contingent Beneficiary(ies)” Page 4, form 2056A, revision 2012-06, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

How to submit. “For faster processing, complete, sign, and submit using the ... digital uploading process ... can the QR code OR go to Fidelity.com/upload-Bene-IRA/HSA ... You can add or change beneficiaries anytime, or on any” Page 1, form 1.925787.107, revision 2025-04, Traditional IRA (incl. Rollover, SEP, SIMPLE); Roth IRA. Source document

Trust as beneficiary. “You can designate specific individuals or other ... not limited to, an estate, a trust, or a charitable organization” Page 14. Source document

Default beneficiary. “If there is no beneficiary designation on file at the time of your death, or if none of the beneficiaries on file are alive at the time of your death, your IRA assets will be paid to your estate.” Page 11. Source document

If a beneficiary dies first. “The named beneficiaries that survive inherit any assets remaining in the IRA after your death.” Page 14. Source document

How to submit. “By completing the appropriate section on the corresponding IRA application you may designate any person(s) as your beneficiary ... Please send your check along with the appropriate forms and investment instructions to” Page 2. Source document

Refused wording. “Share totals must equal 100%. Do not use fractional percentages or dollar amounts” Page 1, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA. Source document

Spousal consent. “Consent of the Account holder's (Participant) Spouse may be required (for example, in a Community Property or Marital Property State) to effectively designate a beneficiary other than or in addition to the Participant's Spouse.” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA. Source document

Default beneficiary. “If none of the Primary or Contingent beneficiaries I have designated survives me, any interest I may have in this IRA shall be paid in accordance with the rules and procedures specified in the 'Beneficiaries' section of the IRA Custodial Agreement governing this IRA.” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA. Source document

If a beneficiary dies first. “If the death of one or more designated Primary Beneficiary(ies) precedes my death, the interest they would have received from this IRA will be paid, upon my death, to my surviving Primary Beneficiary(ies) Pro Rata such that 100% is paid to the surviving primary beneficiary(ies)” Page 2, form 5050P-UBEN, revision 2025-12-19, Traditional and Roth IRA. Source document

How to submit. “Log in to your Firstrade account on the web ... Click on the tab Beneficiaries” Web page, Traditional and Roth IRA. Source document

Trust as beneficiary. “Name OR Name of Trust (trust date required mm/dd/yyyy)” Page 1, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

How to name the trust. “Name OR Name of Trust (trust date required mm/dd/yyyy)” Page 1, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

Per stirpes. “PFTC will not accept customized beneficiary designations (for example, designations which involve multiple contingencies within a primary or contingent beneficiary category) or "per stirpes" designations.” Page 1, form FM523A, revision 2025-08, Putnam IRA and Beneficiary (inherited) IRA (PFTC directed trustee). Source document

Refused wording. “PFTC will not accept customized beneficiary designations ... or "per stirpes" designations.” Page 1, form FM523A, revision 2025-08, Putnam IRA and Beneficiary (inherited) IRA (PFTC directed trustee). Source document

Default beneficiary. “If no beneficiary is designated, your beneficiary shall be your spouse or, if you have no surviving spouse, your estate.” Page 1, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

If a beneficiary dies first. “Unless I indicate otherwise, if any primary or contingent beneficiary dies before me, his or her interest and the interest of his or her heirs shall terminate completely and the percentage share of any remaining beneficiary(ies) shall be increased on a pro rata basis.” Page 3, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

How to submit. “Emails MUST include an attachment (PDF preferred) of your request. ... You may use any of the below mailing addresses:” Page 4, form RRET-FBEN, revision 11/25, Franklin Templeton IRA (FTIOS custodian). Source document

Trust as beneficiary. “Name (first, middle, last or trust/entity) ... For Custodial IRA Contracts, the Custodian must be listed as the Beneficiary.” Page 1, form FA5014-06. Source document

How to name the trust. “Date of Birth/Trust (mm/dd/yyyy)” Page 2, form GA20013-02. Source document

Per stirpes. “Primary Per Stirpes Irrevocable ... Contingent Yes No Yes No” Page 2, form FA5014-06. Source document

Default beneficiary. “If the request is to change from a custodian to a custodian or an individual to a custodian, the beneficiary will automatically be the custodian. ... If no beneficiary change is provided for requests from a custodian to an individual as owner, the beneficiary will be listed as the estate until instructed otherwise.” Page 1, form GA20013-02. Source document

If a beneficiary dies first. “Unless otherwise indicated, proceeds will be distributed equally. Payments to Contingent Beneficiaries only apply in the event there is no surviving Primary Beneficiary.” Page 1, form FA5014-06. Source document

How to submit. “Log in at globalatlantic.com, navigate to policy details, and select the Upload Documents button ... [email protected]” Page 4, form GA20006-02. Source document

Trust as beneficiary. “I designate the persons or entities named above as my primary and/or contingent beneficiaries of this IRA.” Page 2, form 301 / 2303 (Ascensus), revision 2015-04. Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence of the IRA owner is located in a community or marital property state.” Page 2, form 301 / 2303 (Ascensus), revision 2015-04. Source document

Default beneficiary. “If no beneficiaries are named, my estate will be my beneficiary.” Page 1, form 301 / 2303 (Ascensus), revision 2015-04. Source document

If a beneficiary dies first. “The interest of any beneficiary that predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis.” Page 1, form 301 / 2303 (Ascensus), revision 2015-04. Source document

How to submit. “701 S. Taylor, LB 110 (Mailing) ... 701 S. Taylor, Ste 260 (Overnight)” Page 1, form 301 / 2303 (Ascensus), revision 2015-04. Source document

Trust as beneficiary. “You may designate one or more persons or entities as beneficiary ... If a beneficiary other than a person (e.g., your estate, a charity, or ... a certain type of trust) is named” Page 2, form 2400R-C, revision 2017-04, Roth IRA, read from a Wayback Machine capture of 2021-09-26. Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence ... of the IRA owner is located in a community or marital property state.” Page 2, revision 2020-04, Traditional IRA, read from a Wayback Machine capture of 2021-09-26. Source document

Default beneficiary. “If no beneficiaries are named ... my estate will be my beneficiary.” Page 2, revision 2020-04, Traditional IRA, read from a Wayback Machine capture of 2021-09-26. Source document

If a beneficiary dies first. “The interest of any beneficiary that predeceases ... me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis. ... if all primary beneficiaries have predeceased the IRA owner.” Page 2, revision 2020-04, Traditional IRA, read from a Wayback Machine capture of 2021-09-26. Source document

Trust as beneficiary. “Trust as Beneficiary ... Please select one. Primary Beneficiary Contingent Beneficiary” Page 2, form IRA-012, revision 2024-01, Traditional IRA (incl. rollover/self-directed). Source document

How to name the trust. “For a standard Trust - we require the date the Trust was created in the created field below. ... Name of Trustee(s):” Page 2, form IRA-012, revision 2024-01, Traditional IRA (incl. rollover/self-directed). Source document

Per stirpes. “If multiple Primary or Contingent Beneficiaries are named, as to each Beneficiary that shall not survive me, his or her share ... shall be distributed to the remaining Beneficiaries” Page 1, form IRA-012, revision 2024-01, Traditional IRA (incl. rollover/self-directed). Source document

Refused wording. “The Custodian reserves the right to reject, or not to accept, beneficiary designations other ... than beneficiary designations to named individuals or specific entities.” Page 7, form IRA-004, revision 2017-04, Traditional IRA (incl. rollover/self-directed), read from a Wayback Machine capture of 2024-09-09. Source document

Spousal consent. “Complete this section if (1) Account Owner is married and has designated a Primary Beneficiary other than his/her spouse; and (2) this IRA includes property in which his/her spouse possesses a community property interest.” Page 3, form IRA-012, revision 2024-01, Traditional IRA (incl. rollover/self-directed). Source document

Default beneficiary. “(i) To the Account Owner's spouse; but if no such spouse shall survive the Account ... (ii) The natural and adoptive children of the Account Owner in equal shares per capita; ... (iii) The Account Owner's estate, through the estate's executor or other legal” Page 7, form IRA-004, revision 2017-04, Traditional IRA (incl. rollover/self-directed), read from a Wayback Machine capture of 2024-09-09. Source document

If a beneficiary dies first. “If multiple Primary or Contingent Beneficiaries are named, as to each Beneficiary that shall not survive me, his or her share (if any for a Contingent Beneficiary) shall be distributed to the remaining Beneficiaries” Page 1, form IRA-012, revision 2024-01, Traditional IRA (incl. rollover/self-directed). Source document

Trust as beneficiary. “If the beneficiary is a Trust, please attach a signed copy of the Trust document.” Page 2, form iraBeneficiaryForm, revision 2016-12, Traditional IRA (also SEP). Source document

Per stirpes. “You may select a per stirpes distribution, designating an equal distribution of assets to the children of a beneficiary that dies before you. Check the per stirpes election per designated beneficiary.” Page 1, Traditional IRA (also SEP). Source document

Refused wording. “Unacceptable Designations & Language Last Will and Testament. Animals named as beneficiaries. Use of the word "issue" because in it's legal sense includes all lineal descendants, regardless of how remote the relationship ... Words like "or" "and/or" cannot be used because it does not clearly explain how the assets should be distributed. Altered forms or items crossed out.” Page 1, form iraBeneficiaryForm, revision 2016-12, Traditional IRA (also SEP). Source document

Spousal consent. “Spousal consent is required when the IRA owner resides in a community or marital property state and designates any non-spouse as the primary beneficiary.” Page 3, Traditional IRA (also SEP). Source document

Default beneficiary. “Without designations, benefits will be paid to the spouse as primary beneficiary or the IRA Owner's estate as the contingent beneficiary.” Page 1, Traditional IRA (also SEP). Source document

If a beneficiary dies first. “Pass to any remaining Primary Beneficiary(ies) pro rata, and if none remain, pass to any Contingent Beneficiaries (default selection). Pass directly to any Contingent Beneficiaries and, if none remain, pass to the estate of the (last surviving) Account Owner” Web page, Traditional IRA (also SEP). Source document

How to submit. “Your form may be sent via mail, fax, or the secure Message Center. ... Return via the secure message center. ... Return by regular or overnight mail to:” Page 1, form iraBeneficiaryForm, revision 2016-12, Traditional IRA (also SEP). Source document

Default beneficiary. “If no beneficiary is named on the account and the account owner was unmarried at the time of death, any assets remaining in the account will be distributed to the account owner's estate.” Page 7, read from a Wayback Machine capture of 2019-05-03. Source document

Trust as beneficiary. “Non-Spouse Trust Share Percentage” Page 1, form IRAR Beneficiary Designation, revision 2024-11. Source document

Spousal consent. “The consent of spouse must be signed only if the following conditions are present: ... Your spouse is not the sole primary beneficiary named and; You and your spouse are residents of a community property state” Page 2, form IRAR Beneficiary Designation, revision 2024-11. Source document

Default beneficiary. “If no Primary or Contingent Beneficiary survives me, the remaining balance in the account shall be distributed in accordance with the plan provisions to my estate” Page 1, form IRAR Beneficiary Designation, revision 2024-11. Source document

If a beneficiary dies first. “If any Primary or Contingent Beneficiary does not survive me, such beneficiary's interest and the interest of such beneficiary's heirs shall terminate completely, and the share for any remaining Primary or Contingent Beneficiary shall be increased on a pro rata basis.” Page 1, form IRAR Beneficiary Designation, revision 2024-11. Source document

How to submit. “Submission Options ... (858) 459-6565 [email protected]” Page 2, form IRAR Beneficiary Designation, revision 2024-11. Source document

Trust as beneficiary. “Relationship (select one) ... Entity ... Trust” Page 2, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

Per stirpes. “you may choose a "per stirpes" option for your primary and/or contingent beneficiaries, which means if any primary or contingent beneficiary with the per stirpes designation dies before you do ... (i) the duly appointed legal representative of your estate must identify the living descendants who are entitled to receive that beneficiary's share of the IRA assets; and (ii) the beneficiary's share will be paid to the identified living descendants, subject to state law.” Page 1, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

Spousal consent. “If you live in a community property state and have designated a primary beneficiary other than or in addition to your spouse, you should consult with your own legal or tax professional and, if necessary, obtain your spouse's consent.” Page 1, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

Default beneficiary. “If there is no beneficiary designation on file with the Custodian, or if no beneficiary survives the Depositor (including where the Depositor has designated a per stirpes method of distribution with respect to any beneficiaries and there are no surviving descendants to share in that portion of the IRA), any assets remaining in the custodial account will be paid to the Depositor's estate.” Page 55, Traditional IRA (incl. SEP). Source document

If a beneficiary dies first. “Unless you specifically designate otherwise, if a primary or contingent beneficiary dies before you, their percentage share will terminate and will be divided equally among the surviving primary or contingent beneficiaries” Page 1, form 33030_CYI v6.0.1 (338 6302.240), revision not dated (version v6.0.1), Traditional IRA (incl. SEP). Source document

How to submit. “IRA Beneficiary Update Request Update an existing beneficiary designation on your retirement account. Update online” Web page, Traditional IRA (incl. SEP). Source document

Trust as beneficiary. “If you named a beneficiary which is a Trust, you understand that the Trustee must provide certain information concerning such Trust to Janney at the time of your death.” Page 2, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Per stirpes. “If you select the per stirpes designation for a beneficiary and that beneficiary predeceases the account holder, Janney will distribute that beneficiary's share of the account equally among his/her lineal descendants.” Page 1, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Spousal consent. “Consent of the Participant's Spouse may be required in a community property or marital property state to effectively designate a beneficiary other than or in addition to the Participant's Spouse. ... Janney will not assume responsibility for determining whether the IRA account referenced on this form is subject to community property or marital property laws.” Page 2, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Default beneficiary. “If you fail to make a beneficiary designation, or if your beneficiary designation does not take effect for any reason, upon your death, your account will be distributed to your estate.” Page 1, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

If a beneficiary dies first. “In the event of my death, the assets in the account shall be distributed to the Primary Beneficiaries who survive me in equal shares (or in the specified shares, if indicated). If none of the Primary Beneficiaries survive me, the assets in the account shall be distributed to the Contingent Beneficiaries who survive me” Page 1, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

How to submit. “a designation or change of beneficiary must be in writing, signed by you, and delivered to us prior to the time of your death” Page 1, form IRA BENEFICIARY CHANGE FORM, revision 02/2019, Traditional IRA (incl. small-plan IRAs). Source document

Default beneficiary. “If no acceptable beneficiary designation is in effect, if none of the named beneficiaries survive the Depositor, or if Custodian cannot locate any of the named beneficiaries after reasonable search, any balance in the account will be payable to the Depositor's estate.” Page 6, form 5305-A, revision 2017-04, read from a Wayback Machine capture of 2021-09-24. Source document

Trust as beneficiary. “I hereby designate the following individual(s) or entity(ies) as my primary and/or contingent beneficiary(ies)” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

Per stirpes. “In the event that a designated beneficiary dies, you may select whether distributions will be made to other remaining beneficiaries or to your beneficiary's heirs. Pro Rata (Default Rule) -- Unless Per Stirpes is indicated below” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

Spousal consent. “If I live in a state with community property statutes or the account is a 403(b)(7) subject to Title 1 of ERISA and do not designate my spouse as the sole primary beneficiary, I certify that my spouse has consented to such designation.” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

Default beneficiary. “If no primary or contingent beneficiaries survive me, my spouse will be deemed my beneficiary. If there is no surviving spouse at the time of my death, my estate will be deemed my beneficiary.” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

If a beneficiary dies first. “If any primary beneficiary(ies) dies before me, his or her interest shall terminate completely, and the percentage share of any remaining primary beneficiary (ies) shall be increased equally.” Page 6, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

How to submit. “Please fax the completed form to New Accounts at (858) 202-8325.” Page 1, form F1BR-R, revision Revised 0818 (08/2018 advisor-hosted copy; lpl.com lists a later F1BR-CTD Revised 0226 that returned HTTP 403), Traditional IRA (also Roth, SIMPLE, 403(b)(7)). Source document

Trust as beneficiary. “You can add up to three primary and three contingent beneficiaries per account, including trusts. To name a trust as beneficiary, provide the trust's legal name and Tax ID as required on the form.” Web page. Source document

Refused wording. “whole numbers only (e.g., 50/50 or 33/33/34)” Web page. Source document

How to submit. “Log in to M1 on the web. Navigate to Profile > Beneficiaries in your account settings. ... If you want separate beneficiaries for each account or wish to designate a trust, complete the M1 Beneficiary Form and submit as instructed. ... If you'd like to add or update beneficiaries for an IRA specifically, use the IRA Beneficiary Form” Web page. Source document

Trust as beneficiary. “Beneficiary name: first and last, trust, organization or estate ... designate any person, including an individual, trust, estate” Page 2, form 5305-RA. Source document

How to name the trust. “Date of birth/Date of formation” Page 1, form F4V25. Source document

Spousal consent. “I understand that it is my responsibility to determine if my spouse's signature is required due to community property and other laws of some states based on the state I live in at the time of my death.” Page 3, form F4V25. Source document

Default beneficiary. “the Accountholder's surviving spouse, if any, shall be deemed to be the Accountholder's designated beneficiary; or if there is no surviving spouse, the Accountholder's then living issue, by right of representation” Page 2, form 5305-RA. Source document

How to submit. “Please complete and submit this form via one of the following methods: Mail: Madison Administration Company” Page 1, form F4V4. Source document

Trust as beneficiary. “If you are designating a Trust as Primary or Contingent beneficiary, the first, last, and signature page of the Trust are required.” Page 1, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

Per stirpes. “The interest of any beneficiary who predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis unless you indicate a Per Stirpes beneficiary designation. Mainstar Trust will rely on instruction from the executor of your estate regarding the identity of the heirs per stirpes.” Page 1, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

Spousal consent. “This applies to all states, not just the community or marital property states. ... I am Married - I understand that if I choose to designate a primary beneficiary other than my spouse, my spouse must sign below.” Page 2, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary and contingent beneficiaries predecease you, your estate will be the beneficiary.” Page 9, revision 2025-11, Traditional IRA (also Roth). Source document

If a beneficiary dies first. “The interest of any beneficiary who predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis unless you indicate a Per Stirpes beneficiary designation.” Page 1, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

How to submit. “Secure File Upload: Contact Us Via Email: Mainstar Address: Phone: 800-521-9897” Page 2, form none printed, revision 8/2024, Traditional IRA (also Roth). Source document

Trust as beneficiary. “If I named a beneficiary which is a Trust, I understand I must provide certain information concerning such Trust to the Custodian.” Page 329, form 5.8, revision 2007-07-20, read from a Wayback Machine capture of 2009-02-19. Source document

Per stirpes. “If any Contingent Beneficiary does not survive me, such beneficiary's interest shall pass per stirpes to his or her issue, if none, to the other named contingent beneficiaries on a pro rata basis.” Page 329, form 5.8, revision 2007-07-20, read from a Wayback Machine capture of 2009-02-19. Source document

Default beneficiary. “If no beneficiary designation is in effect, if none of the named beneficiaries survive the Grantor, or if the Trustee cannot locate any of the named beneficiaries after reasonable search, any balance in the account will be payable to the Grantor's estate.” Page 312, form 5.8, revision 2007-07-20, read from a Wayback Machine capture of 2009-02-19. Source document

If a beneficiary dies first. “the balance in the account shall be paid to the Primary Beneficiaries who survive me in equal shares (or in the specified shares, if indicated). If none of the Primary Beneficiaries survive me, the balance in the account shall be paid to the Contingent Beneficiaries ... If any Contingent Beneficiary does not survive me, such beneficiary's interest shall pass per stirpes to his or her issue” Page 329, form 5.8, revision 2007-07-20, read from a Wayback Machine capture of 2009-02-19. Source document

Trust as beneficiary. “You may name one or more individuals and/or entities to be the primary or contingent beneficiary(ies) of your account, including your estate, trust or other entity.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

How to name the trust. “For estates, trusts or other entities please provide the exact name or title of the entity, tax identification number, and the date of inception, if available. Although all fields are not required” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Per stirpes. “You may choose only "per stirpes" or "per capita", but not both, for beneficiaries in the same class (i.e., primary or contingent).” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Refused wording. “Designations that include "as per will" or "as per trust" will be considered invalid.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Spousal consent. “After your death, we make distributions to beneficiaries you've designated, regardless of state community property law. If you live in a state with community property law, both your spouse and designated beneficiary must sign and submit a written statement authorizing us to make distributions to the spouse instead of the designated beneficiary.” Page 11, form M209468626, Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Default beneficiary. “If no primary or contingent beneficiary(ies) survive you, or if no beneficiary is in effect at the time of your death, we will pay your IRA balance to your surviving spouse, or, if you are not survived by a spouse, to your estate.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

If a beneficiary dies first. “If a primary beneficiary predeceases you, his/her share will be distributed to the remaining primary beneficiary(ies) in proportion to the payment percentages. If no primary beneficiary(ies) survive you, the balance will be distributed to your contingent beneficiary(ies) in the same manner.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

How to submit. “Forward your completed form, in its entirety (pages 1-3), to your Merrill Lynch Wealth Management Advisor, Client Associate or the Merrill Advisory Center. ... Fax to: 1.877.229.7160 ... Or, you can mail to the following address” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022), Traditional IRA (IRA, IRRA, SEP, SIMPLE, BASIC). Source document

Trust as beneficiary. “SELECT ONE: Individual Trust/Charity/Organization INDIVIDUAL NAME OR NAME OF TRUST/CHARITY/ORGANIZATION” Page 1, form MT_F-0003-02, revision Rev. 050925. Source document

How to name the trust. “NAME OF TRUST/CHARITY/ORGANIZATION ... BIRTHDATE/DATE OF ESTABLISHMENT” Page 1, form MT_F-0003-02, revision Rev. 050925. Source document

Spousal consent. “By signing below, I acknowledge that I am the spouse of the Account Holder and agree with and consent to my spouse's designation of a primary beneficiary other than or in addition to me.” Page 2, form MT_F-0003-02, revision Rev. 050925. Source document

If a beneficiary dies first. “the balance in the account shall be paid to the Primary Beneficiaries who survive me in equal shares (or in the specified shares, if indicated)” Page 2, form MT_F-0003-02, revision Rev. 050925. Source document

How to submit. “For processing return to: PO Box 62957, Fort Myers, FL 33906 or use our Secure Upload” Page 2, form MT_F-0003-02, revision Rev. 050925. Source document

Trust as beneficiary. “Non-Spouse Trust* SOCIAL SECURITY NUMBER” Page 3, form Account Change Form - Beneficiary Designation. Source document

Refused wording. “Failure to do so may result in your designation being invalid.” Page 3, form Account Change Form - Beneficiary Designation. Source document

Spousal consent. “If you live in a community property state (AZ, CA, ID, LA, NV, NM, TX, WA, or WI), you must name your spouse as 100% primary beneficiary unless your spouse waives this right by signing this form.” Page 4, form Account Change Form - Beneficiary Designation. Source document

Default beneficiary. “IRA Accounts - If none of your named primary or contingent beneficiaries are living or you do not name a beneficiary, the proceeds will be paid to your surviving spouse or, in the absence of a surviving spouse, to your estate. ... If a Social Security number is not provided and/or we cannot locate the named beneficiary, the MissionSquare IRA balance will be paid to your surviving spouse” Page 4, form Account Change Form - Beneficiary Designation. Source document

Trust as beneficiary. “a) Nonperson Beneficiaries : A trust, estate, charitable organization or other entity that is not an individual may be designated as a Beneficiary or contingent Beneficiary.” Web page, form not public, revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Spousal consent. “A Participant residing in a community property state who wishes to designate a Beneficiary other than the Participant's spouse must obtain the written consent of the spouse to the designation.” Web page, form not public, revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Default beneficiary. “i) to the surviving spouse of the Participant, if any; ii) if no surviving spouse, then to the Participant's surviving children (naturally born or legally adopted) in equal shares; iii) ... surviving parents ... iv) ... the personal representative of the Participant's estate” Web page, form not public, revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

If a beneficiary dies first. “who shall receive an interest in the Account as designated by the Participant only if one or more other Beneficiaries predecease the Participant, disclaim their interest in the Account or are otherwise disqualified ... the Account shall be distributed as if the disclaiming Beneficiary had predeceased the Participant” Web page, form not public, revision 2012-10-01, Traditional IRA (custodian Morgan Stanley Smith Barney LLC). Source document

Trust as beneficiary. “DESIGNATION OF TRUST AS BENEFICIARY ... You may only designate a trust as your beneficiary contingent on our ability to begin to pay the trust within one year” Page 1, form 6475.M, revision 2012-01. Source document

How to name the trust. “My (Testamentary) Trust. Created under my Will dated ... The Living Trust of ... Print here the FULL NAME AND ADDRESS OF THE TRUSTEE OR SUCCESSOR TRUSTEE” Page 2, form 6475.M, revision 2012-01. Source document

Default beneficiary. “If there is no living designated beneficiary at your death, the amount payable will be paid to the first surviving class of the following: (a) your surviving spouse (as determined under state law), (b) your surviving children in equal shares, (c) your surviving parents in equal shares, (d) your surviving brothers and sisters in equal shares, or (e) the executors or administrators of your estate.” Page 2, form 6475.M, revision 2012-01. Source document

If a beneficiary dies first. “the death benefit will be paid in equal shares to the primary beneficiaries who survive you, or if none, to the secondary beneficiaries who survive you ... If the trust you designate cannot begin to receive payments within one year of the date that we receive notice of your death, you are authorizing us to treat your designation of the trust as void.” Page 1, form 6475.M, revision 2012-01. Source document

How to submit. “Send this form to your local service representative. ... Send the completed, signed form to Mutual of America at the following” Page 1, form 6475.M, revision 2012-01. Source document

Trust as beneficiary. “B. Principal Beneficiary(ies) ... Entity Name: (Trust, Estate, or Non-Profit Organization)” Page 1, Traditional and SEP IRA. Source document

Spousal consent. “In these states, Navy Federal requires spousal ... consent when an IRA holder wishes to name someone other than, or in addition to, their spouse as an IRA beneficiary.” Page 2, Traditional and SEP IRA. Source document

Default beneficiary. “I understand that without a designated beneficiary, all IRA account(s) under this/these plan(s) will be transferred to an Estate account upon my death. ... If you do not designate a beneficiary, or” Page 8, Traditional and SEP IRA. Source document

If a beneficiary dies first. “If any primary or contingent beneficiary dies before me, his/her interest and the interest of his/her heirs shall terminate completely, and the percentages share of any remaining beneficiary(ies) shall be increased on a pro rata basis.” Page 1, Traditional and SEP IRA. Source document

How to submit. “Digital Banking: Attach signed form to eMessage ... Fax Number: (703) 206-4250 ... Visit your local branch ... Mail: P.O. Box 3001, Merrifield, VA 22119-3001” Page 1, Traditional and SEP IRA. Source document

Spousal consent. “The consent of the spouse must be signed only if all of the following conditions are present; the account holder's spouse is living, the account holder's spouse is not the sole Primary Beneficiary named to the account and the account holder and spouse are residents of a community property state” Page 1, revision 2024-05. Source document

Default beneficiary. “If no beneficiary designation is in effect, if none of the named beneficiaries survive the Depositor, or if the Custodian cannot locate any of the named beneficiaries after reasonable search, any balance in the account will be payable to the Depositor's estate.” Page 4, form 5305-A, revision 2002-03. Source document

How to submit. “sign in to the NDTCO client portal and navigate to your Profile” Web page. Source document

Trust as beneficiary. “Beneficiary Birth or Trust Date ... Social Security # or Tax ID #” Page 1, revision 1998-12, read from a Wayback Machine capture of 2004-11-18. Source document

How to name the trust. “Beneficiary Birth or Trust Date” Page 1, revision 1998-12, read from a Wayback Machine capture of 2004-11-18. Source document

How to submit. “Return Form To ... BNY Clearing Services LLC ... 111 East Kilbourn Avenue” Page 1, revision 1998-12, read from a Wayback Machine capture of 2004-11-18. Source document

Trust as beneficiary. “You can list your trust as the beneficiary of your primary share and IRAs by completing form 13 (for the Share) and form 732 (for the IRA). ... (Please choose this option if an Estate or Trust is the beneficiary.)” Page 1, form 1378, revision 2016-06, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates). Source document

Spousal consent. “Spouse's signature required only if a beneficiary other than a spouse is named, and the spouse's signature is required by state law based on owner's legal residence. Generally applicable to community property states.” Page 1, form 732, revision 2019-07, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates), read from a Wayback Machine capture of 2025-03-03. Source document

Default beneficiary. “If beneficiaries are not named, funds are payable to the estate of the IRA owner. ... If the Depositor fails to name any Beneficiary, or if the Depositor revokes” Page 8, form 743, revision 2013-01, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates), read from a Wayback Machine capture of 2019-01-20. Source document

If a beneficiary dies first. “If a primary beneficiary predeceases the member/owner, the balance in the account is to be shared by the remaining primary beneficiaries, in equal shares. ... In the event the primary beneficiary(ies) predecease(s) the participant, the balance in the account is to be shared by the contingent beneficiaries in the ratios provided.” Page 6, form 795-A, revision 2017-04, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates), read from a Wayback Machine capture of 2025-03-01. Source document

How to submit. “Changes of beneficiary(ies) must be provided on this form. ... Securely upload, mail or fax your forms to PenFed.” Web page, form 1378, revision 2016-06, Traditional, Roth and SEP IRA (IRA Share and IRA Certificates). Source document

Trust as beneficiary. “Pershing considers the following as a standard beneficiary request: Name of an Individual(s) Name of Group(s) (e.g. charity) Specifically dated Trust (s), subject to proper qualification” Page 1, form IRA-DB, revision 06/30/2022. Source document

How to name the trust. “Specifically dated Trust (s), subject to proper qualification ... Date of Birth or Date of Trust” Page 1, form IRA-DB, revision 06/30/2022. Source document

Per stirpes. “Relationship Per Stirpes” Page 1, form IRA-DB, revision 06/30/2022. Source document

Refused wording. “"Per Will" designations are not acceptable designations.” Page 1, form IRA-DB, revision 06/30/2022. Source document

Spousal consent. “If you are married, reside in a community property or marital property state, and designate someone other than your spouse as your sole, primary beneficiary, your spouse must sign this form below.” Page 6, form IRA-DB, revision 06/30/2022. Source document

Default beneficiary. “If there is no Beneficiary designation on file with the Custodian, or if no primary or contingent Beneficiaries survive the Participant, the Custodian shall distribute the Account in the following order of preference: (i) The Participant's surviving spouse, if any (ii) The Participant's children, if any, in equal shares (iii) The Participant's estate” Page 4, form 5305-A, revision 2017-04. Source document

If a beneficiary dies first. “Unless otherwise designated by the Participant in a form and ... manner acceptable to the Custodian, if a primary or contingent ... Beneficiary designated by the Participant predeceases the ... Participant, the deceased Beneficiary's percentage allocation will ... be divided among the surviving Beneficiaries in accordance with” Page 4, form 5305-A, revision 2017-04. Source document

Trust as beneficiary. “the individual(s), estate, trust or organization designated” Page 1, form 1.830486.119, revision 2024-04, read from a Wayback Machine capture of 2026-03-01. Source document

How to submit. “designation at any time by contacting my PNCWM ... Financial Advisor, and (iii) each subsequent beneficiary” Page 1, form 1.830486.119, revision 2024-04, read from a Wayback Machine capture of 2026-03-01. Source document

Trust as beneficiary. “If you name a qualified trust, which is defined in Treasury Regulation” Page 6, form 5305-A, revision 2002-03, Principal Bank traditional IRA (deposit-only custodial IRA; affiliate of Principal Life; 2003 booklet), read from a Wayback Machine capture of 2006-11-13. Source document

Default beneficiary. “designation on file at the time of your death, or if none of the beneficiaries on file ... are alive at the time of your death, your IRA assets will be paid to your estate” Page 4, form 5305-A, revision 2002-03, Principal Bank traditional IRA (deposit-only custodial IRA; affiliate of Principal Life; 2003 booklet), read from a Wayback Machine capture of 2006-11-13. Source document

Trust as beneficiary. “If you are naming an entity (e.g., trust, estate, charity) as beneficiary, please complete the following information.” Page 2, revision 2015-04, read from a Wayback Machine capture of 2024-07-15. Source document

How to name the trust. “Date of Registration/Creation ... Trustee, Executor, or Authorized Signer Name” Page 2, revision 2015-04, read from a Wayback Machine capture of 2024-07-15. Source document

Spousal consent. “any applicable spousal consent is provided on the attached form” Page 2, revision 2015-04, read from a Wayback Machine capture of 2024-07-15. Source document

How to submit. “When ready, mail, email, or fax this completed form” Page 2, revision 2015-04, read from a Wayback Machine capture of 2024-07-15. Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary and contingent beneficiaries predecease you, your spouse will be the beneficiary, or if there is no spouse living at the time of your death, your estate will be the beneficiary.” Page 4, form 69163P-QPNA, revision 2017-04, Traditional and Roth IRA. Source document

If a beneficiary dies first. “If you have designated both primary and contingent beneficiaries and no primary beneficiary(ies) survives you, the contingent beneficiary(ies) will acquire the designated share of your IRA.” Page 4, form 69163P-QPNA, revision 2017-04, Traditional and Roth IRA. Source document

How to submit. “Tap Beneficiaries then tap your IRA account and tap the +Add button ... This designation can only be made on a form provided by or acceptable to us, and it will only be effective when it is filed with us during your lifetime.” Page 4, Traditional and Roth IRA. Source document

Trust as beneficiary. “You can designate specific individuals or other entities ... not limited to, an estate, a trust, or a charitable organization” Page 6, form 5305-A, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

Spousal consent. “I Am Married. I understand that if I designate a primary beneficiary other than my spouse, my spouse must consent by signing below.” Page 2, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

Default beneficiary. “If all of the beneficiaries die before me, or if none are designated, my IRA assets will be paid to my estate.” Page 1, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

If a beneficiary dies first. “In the event a beneficiary dies before me, such beneficiary's share will be reallocated on a pro-rata basis to the other beneficiaries that share the deceased beneficiary's classification” Page 1, Traditional, Roth and SIMPLE IRA (deposit-only IRA custodied by RBFCU). Source document

Trust as beneficiary. “The term "Beneficiary" shall mean the person or persons ... (including a trust, estate or other entity) designated as such” Page 18, revision 2021-09, read from a Wayback Machine capture of 2022-08-01. Source document

Per stirpes. “designation containing "per stirpes" provisions provided ... such designation is executed and submitted to the Custodian ... in a form or manner deemed administratively acceptable to” Page 11, revision 2021-09, read from a Wayback Machine capture of 2022-08-01. Source document

Default beneficiary. “surviving spouse, if married and if not married, the ... Beneficiary shall be deemed to be the Depositor's estate.” Page 10, revision 2021-09, read from a Wayback Machine capture of 2022-08-01. Source document

If a beneficiary dies first. “Custodial Account shall be paid in equal percentages to the ... named Primary Beneficiaries who have not predeceased the ... Depositor or disclaimed their beneficial interests in the ... Beneficiary, or a Beneficiary dies within 120 hours after the ... Depositor's death, the Beneficiary will be treated as having” Page 11, revision 2021-09, read from a Wayback Machine capture of 2022-08-01. Source document

Trust as beneficiary. “A trust as beneficiary can be a useful estate-planning tool if properly structured” Page 3, revision 2025-04. Source document

Per stirpes. “in lieu of such division, the Depositor may elect, on the applicable beneficiary designation form, to have the Custodial Account divided per stirpes among the primary Beneficiaries and their respective issue” Page 7, form 5305-A, revision 2017-03. Source document

Spousal consent. “If the Custodial Account contains any community property, the Depositor represents and warrants that the Depositor's spouse has consented to any beneficiary designation the Depositor provides to the Custodian, where such consent is required under applicable community property laws.” Page 7, form 5305-A, revision 2017-03. Source document

Default beneficiary. “If no beneficiary designation is in effect, if none of the named beneficiaries survive the Depositor, or if the Custodian cannot locate any of the named beneficiaries after reasonable search, any balance in the account will be payable to the Depositor's surviving spouse; or if no spouse survives the Depositor, the Depositor's estate.” Page 6, form 5305-A, revision 2017-03. Source document

If a beneficiary dies first. “If the Depositor specifies percentage (or fractional) shares for the primary Beneficiaries and if some but not all such Beneficiaries survive the Depositor, the Custodial Account will be divided among the surviving primary Beneficiaries in proportion to the relative percentage” Page 7, form 5305-A, revision 2017-03. Source document

Per stirpes. “Client may indicate per stirpes distribution for one or more named beneficiaries.” Page 28, revision 2022-01-01, Baird brokerage IRA (Baird Trust Company trustee; IRA Custodial Supplement to the Client Relationship Agreement). Source document

Refused wording. “All beneficiaries must be named, as the Custodian cannot properly determine beneficiaries such as "children" or "spouse".” Page 1, Baird Funds IRA (U.S. Bank custodian). Source document

Spousal consent. “If you name someone other than or in addition to your spouse as a primary beneficiary in Primary Beneficiary Designation section and reside in a community or marital property state (AZ, CA, ID, LA, NV, NM, TX, WA, and WI), your spouse must consent to the designation by signing below.” Page 2, form ZZ-BEN-DES, revision 2025-05, Baird Funds IRA (U.S. Bank custodian). Source document

Default beneficiary. “If Client does not designate a beneficiary or if all Client's primary and contingent beneficiaries predecease Client, Client's estate will be the beneficiary of Client's IRA.” Page 28, revision 2022-01-01, Baird brokerage IRA (Baird Trust Company trustee; IRA Custodial Supplement to the Client Relationship Agreement). Source document

If a beneficiary dies first. “The secondary beneficiary(ies) will only inherit the assets in the event all primary beneficiaries predecease the account owner(s) or disclaim their inheritance.” Page 1, form ZZ-BEN-DES, revision 2025-05, Baird Funds IRA (U.S. Bank custodian). Source document

How to submit. “This designation will not be in force unless it is signed and received by the custodian, at one of the addresses above ... Sign and return the form to one of the addresses above.” Page 1, Baird Funds IRA (U.S. Bank custodian). Source document

Trust as beneficiary. “A trust may be designated as a Beneficiary if (i) the trust is valid under state law (or would be but for the lack of a corpus), (ii) the trust is irrevocable or will become irrevocable upon your death, (iii) the beneficiaries of the trust are identifiable from the trust instrument, and (iv) you (or, after your death, the trustee) provide the Custodian with a copy of the trust instrument, or a certification of trust acceptable to the Custodian listing all trust beneficiaries” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

How to name the trust. “If the Beneficiary is a trust, you must provide the trust's name, date, and Tax ID.” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

Per stirpes. “You may not designate an unborn or successor Beneficiary. ... the predeceased or ineligible Primary Beneficiary's share divided pro rata among the surviving Primary Beneficiaries” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

Spousal consent. “If you are married and live, or have lived, in a state with community property statutes and do not designate your spouse as the sole beneficiary, you represent and warrant that your spouse has consented to such designation.” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

Default beneficiary. “if no Primary or Contingent Beneficiary survives you or is eligible, to your surviving spouse (if any) or your estate if no surviving spouse.” Page 11, form 5305-A, revision 2017-04, Traditional IRA. Source document

If a beneficiary dies first. “with the predeceased or ineligible Primary Beneficiary's share divided pro rata among the surviving Primary Beneficiaries” Page 10, form 5305-A, revision 2017-04, Traditional IRA. Source document

How to submit. “To set up beneficiaries for your investing and IRA accounts, select Account” Web page, Traditional IRA. Source document

Trust as beneficiary. “You may designate one or more persons or entities as beneficiary of ... trusts may also qualify as a designated beneficiary under the IRA” Page 3, form 5305-A, revision 2017-04, Traditional IRA (IRA share and share certificates; Ascensus custodial agreement). Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence of the ... inherited IRA owner is located in a community or marital property state.” Page 2, revision 2015-04, Inherited Traditional or Roth IRA (beneficiary naming successor beneficiaries), read from a Wayback Machine capture of 2021-06-23. Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary and ... contingent beneficiaries predecease you, your estate will be the” Page 3, form 5305-A, revision 2017-04, Traditional IRA (IRA share and share certificates; Ascensus custodial agreement). Source document

If a beneficiary dies first. “If you have designated both primary and contingent ... beneficiaries and no primary beneficiary survives you, the ... contingent beneficiaries will acquire the designated share of your” Page 3, form 5305-A, revision 2017-04, Traditional IRA (IRA share and share certificates; Ascensus custodial agreement). Source document

Spousal consent. “Spousal consent should be considered if either the trust or the residence of the IRA owner is located in a community or marital property state. ... if I choose to designate a primary beneficiary other than or in addition to my spouse, my spouse should sign below.” Page 2, revision 2012-05, read from a Wayback Machine capture of 2019-09-17. Source document

Default beneficiary. “If no beneficiaries are named, my estate will be my beneficiary.” Page 1, revision 2012-05, read from a Wayback Machine capture of 2019-09-17. Source document

If a beneficiary dies first. “The interest of any beneficiary that predeceases me terminates completely, and the percentage share of any remaining beneficiaries will be increased on a pro rata basis. ... if all primary beneficiaries have predeceased the IRA owner.” Page 1, revision 2012-05, read from a Wayback Machine capture of 2019-09-17. Source document

How to submit. “I understand that I may replace my beneficiary designations at any time by completing and delivering the proper form to the trustee or custodian.” Page 2, revision 2012-05, read from a Wayback Machine capture of 2019-09-17. Source document

Trust as beneficiary. “Note: We cannot accommodate trusts, minors, or non-U.S. citizens as beneficiaries at this time.” Web page, read from a Wayback Machine capture of 2025-08-09. Source document

How to submit. “Login to your SoFi IRA Invest account ... Select the gear icon and then click on” Web page, read from a Wayback Machine capture of 2025-08-09. Source document

Spousal consent. “Consent of the IRA account owner's (owner, owner's, its) Spouse may be required (for example, in a Community Property or Marital Property State) to effectively designate a beneficiary other than or in addition to the owner's Spouse.” Page 3, form 69164P-QPNA, revision 2019-12-17. Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary and contingent beneficiaries predecease you, your spouse will be the beneficiary, or if there is no spouse living at the time of your death, your estate will be the beneficiary.” Web page. Source document

If a beneficiary dies first. “If the death of one or more designated Primary Beneficiary(ies) precedes my death, the interest they would have received from this IRA will be paid, upon my death, to my surviving Primary Beneficiary(ies) Pro Rata” Page 3, form 69164P-QPNA, revision 2019-12-17. Source document

How to submit. “Send completed forms along with initial contribution check(s) to your personal broker.” Page 1, form 69164P-QPNA, revision 2019-12-17. Source document

Spousal consent. “if you are married and reside in a community property or marital property state (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington or Wisconsin), you may need to obtain your spouse's consent if you have not designated your spouse as Primary Beneficiary for at least half of your Account.” Page 2, Royce Funds IRA (Traditional, Roth, SEP, 403(b)(7)), State Street Bank and Trust Company custodian. Source document

Default beneficiary. “Any amount remaining in the Account that is not disposed of by a proper Designation of Beneficiary will be distributed to your estate (unless otherwise required by the laws of your state of residence).” Page 1, Sequoia Fund IRA (Traditional, Roth), State Street Bank and Trust Company custodian. Source document

If a beneficiary dies first. “If any Primary Beneficiary predeceases me, his/her share is to be divided among the Primary Beneficiaries who survive me in the relative proportion assigned to each such surviving Primary Beneficiary. ... If none of the Primary Beneficiaries survives me, pay any interest I may have under my Account to the following Alternate Beneficiary” Page 1, Royce Funds IRA (Traditional, Roth, SEP, 403(b)(7)), State Street Bank and Trust Company custodian. Source document

How to submit. “Please mail the completed form to: The Royce Funds c/o SS&C GIDS, Inc.” Page 2, Royce Funds IRA (Traditional, Roth, SEP, 403(b)(7)), State Street Bank and Trust Company custodian. Source document

Trust as beneficiary. “You may designate one or more persons or entities as beneficiary of your IRA. This designation can only be made on a form provided by or acceptable to us” Page 51, Traditional IRA. Source document

Per stirpes. “Certain accounts (e.g., Individual Retirement Accounts & Transfer-On-Death accounts) permit the account owner to designate beneficiaries ... On accounts that permit beneficiary designation, a check box appears on the beneficiary designation form that, when checked, shall serve as the account owner's direction that, in the event that a beneficiary predeceases the account owner, the deceased beneficiary's share shall be distributed to his or her lineal descendants by representation (Per Stirpes).” Page 51, Traditional IRA. Source document

Default beneficiary. “If you do not designate a beneficiary, or if all of your primary and contingent beneficiary(ies) predecease you, your estate will be the beneficiary.” Page 51, Traditional IRA. Source document

If a beneficiary dies first. “no primary beneficiary(ies) survives you, the contingent ... beneficiary(ies) shall acquire the designated share of” Page 51, Traditional IRA. Source document

Trust as beneficiary. “The following individual s or entity ies shall be my primary and/or contingent beneficiary ies” Page 1, form Form 57589, revision 1.2020. Source document

Spousal consent. “Complete this section if Accountholder is married and has designated a Primary Beneficiary other than his/her spouse and this IRA includes property in which his/her spouse possesses a community property interest” Web page, form Form 57589, revision 1.2020. Source document

Default beneficiary. “If no primary or contingent beneficiary ies survive me, the remaining balance in my account shall be payable to my legal spouse, or if none, my estate.” Page 1, form Form 57589, revision 1.2020. Source document

If a beneficiary dies first. “If any primary or contingent beneficiary dies before I do, his or her interest and the interest of his or her heirs shall terminate completely, and the percentage share of any remaining beneficiary ies shall be increased on a pro rata basis.” Page 1, form Form 57589, revision 1.2020. Source document

How to submit. “Pleasesubmitusingonemethod ... Email:[email protected] ... USMail:POBox23149,Waco,TX76702” Page 1, form Form 57589, revision 1.2020. Source document

Trust as beneficiary. “A beneficiary may be one or more individuals or legal entities, such as a trust, estate or charity.” Page 1, form FMF3BEN1, revision 2024-04. Source document

Default beneficiary. “If there are no beneficiaries on your account, your surviving spouse will be considered your sole beneficiary. If you do not have a surviving spouse, your estate will be considered your sole beneficiary.” Page 1, form FMF3BEN1, revision 2024-04. Source document

If a beneficiary dies first. “Unless you indicate otherwise, T. Rowe Price will distribute to your beneficiaries on a per capita basis. This means if a primary beneficiary dies before you, the percentages will be recalculated proportionately among the surviving primary beneficiaries.” Page 1, form FMF3BEN1, revision 2024-04. Source document

How to submit. “Roth, Rollover, and Traditional IRA beneficiary changes can be ... requested at troweprice.com. ... Baltimore, MD 21297-1302” Page 1, form FMF3BEN1, revision 2024-04. Source document

Refused wording. “Share totals must equal 100%. Do not use fractional percentages or dollar amounts” Page 1, form 5050P-UBEN, revision 2025-12-19. Source document

Spousal consent. “Consent of the Account holder's (Participant) Spouse may be required (for example, in a Community Property or Marital Property State) to effectively designate a beneficiary other than or in addition to the Participant's Spouse.” Page 2, form 5050P-UBEN, revision 2025-12-19. Source document

Default beneficiary. “If none of the Primary or Contingent beneficiaries I have designated survives me, any interest I may have in this IRA shall be paid in accordance with the rules and procedures specified in the 'Beneficiaries' section of the IRA Custodial Agreement governing this IRA.” Page 2, form 5050P-UBEN, revision 2025-12-19. Source document

If a beneficiary dies first. “If the death of one or more designated Primary Beneficiary(ies) precedes my death, the interest they would have received from this IRA will be paid, upon my death, to my surviving Primary Beneficiary(ies) Pro Rata such that 100% is paid to the surviving primary beneficiary(ies)” Page 2, form 5050P-UBEN, revision 2025-12-19. Source document

Trust as beneficiary. “Trust/Organization/Estate (If Trust, include full Trust name.) ... Relationship (Select only one.) ... Trust” Page 4, form AEM10603357, revision 2026-03. Source document

How to name the trust. “Trust/Organization/Estate (If Trust, include full Trust name.) ... Date of Birth/Trust Date (mm/dd/yyyy)” Page 4, form AEM10603357, revision 2026-03. Source document

Per stirpes. “Select either a per stirpes or a per capita distribution option. Only one option may be selected per account. ... Per stirpes and per capita are options for individual beneficiaries only; for trusts or organizations (such as charities), designate only a percentage.” Page 2, form AEM10603357, revision 2026-03. Source document

Spousal consent. “If I live in a state with community property statutes and do not designate my spouse as the sole Primary Beneficiary, I represent and warrant that my spouse has consented to such designation.” Page 1, form AEM10603357, revision 2026-03. Source document

Default beneficiary. “If I do not designate a Beneficiary, the balance of the account shall be distributed in the listed order of priority to the following named person(s) surving [sic] me: a) my spouse, b) my living children (natural or legally adopted) in equal shares; stepchildren are not legally defined as descendants for these purposes, c) my estate.” Page 1, form AEM10603357, revision 2026-03. Source document

If a beneficiary dies first. “If all of your named beneficiaries die before you, Schwab will distribute your assets equally among all of the living children of your named beneficiaries, if any. ... If you indicate per stirpes or per capita for a named beneficiary, Schwab will require the Authorized Party (named in Section 5) to certify the identity of the per stirpes/per capita beneficiary(ies) prior to distributing your assets.” Page 2, form AEM10603357, revision 2026-03. Source document

How to submit. “Upload online with secure messaging (if you are an existing client and have online access to your Account). ... Fax to 1-888-526-7252. ... Bring to your nearest Schwab branch” Page 8, form AEM10603357, revision 2026-03. Source document

Trust as beneficiary. “To name a trust as a primary or secondary beneficiary, write the name and address of the trustee, then give the name and date of the trust agreement. ... Beneficiary's Full Name (first, middle, last) or Trust Name” Page 1, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

How to name the trust. “To name a trust as a primary or secondary beneficiary, write the name and address of the trustee, then give the name and date of the trust agreement.” Page 1, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

Default beneficiary. “If no beneficiary survives you, or if no beneficiary designation is in effect at your death, the balance in your IRA(s) will be paid to your estate.” Page 1, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

If a beneficiary dies first. “Any secondary beneficiary you name will receive all or a portion of your IRA balance(s) only if all primary beneficiaries die before you. For example, if you name two primary beneficiaries but one of them dies before you, the entire balance will be paid to the surviving beneficiary.” Page 1, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

How to submit. “For IRAs only, please note that beneficiaries can be added or changed by logging into your account online ... Please mail this completed form to” Page 4, BNY mutual fund IRA (Traditional, Rollover, Roth, SEP; The Bank of New York Mellon custodian). Source document

Trust as beneficiary. “2B: Entity Beneficiaries Use this section if you're naming any entities (e.g. charities, corporations, trusts, or foundations) as beneficiaries.” Page 2, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Refused wording. “Distributions cannot be expressed in dollar amounts.” Page 1, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Spousal consent. “Spousal Consent is required only if all of the following conditions are met: A. The spouse is not the sole primary beneficiary named and; B. The account owner and the spouse are residents of a community property state” Page 3, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Default beneficiary. “If no beneficiary survives me, or if I do not designate a beneficiary, pay the full value of my account to my estate.” Page 1, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

If a beneficiary dies first. “I understand that if a Primary Beneficiary predeceases me, the remaining portion will be divided proportionately to any surviving Beneficiaries in a manner provided in the applicable Entrust Individual Retirement Custodial Account Agreement.” Page 1, form BDC, revision Rev. 12-18-2025, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

How to submit. “SUBMIT BY FAX ... SUBMIT BY EMAIL ... SUBMIT BY MAIL ... After logging in to the Entrust Client Portal” Web page, Traditional IRA (also Roth, SEP, SIMPLE, HSA). Source document

Trust as beneficiary. “You may designate one or more persons or entities as beneficiary of your IRA. ... FULL LEGAL NAME (OR NAME OF TRUST, ESTATE OR OTHER ENTITY)” Page 3, form 5305-A, revision 2017-04. Source document

Per stirpes. “If a primary beneficiary is not living at your death, then the deceased beneficiary's share of the IRA shall go to the: ... then living descendants of the deceased beneficiary (by right of representation).” Page 1, form IRA FRM BEN, revision 2017-05. Source document

Default beneficiary. “If you do not designate a beneficiary or if all of your primary and contingent beneficiaries predecease you, your estate will be the beneficiary.” Page 3, form 5305-A, revision 2017-04. Source document

If a beneficiary dies first. “then living descendants of the deceased beneficiary (by right of representation). ... remaining primary beneficiaries who are then living (on a pro rata basis). ... Your election for who receives the share of a deceased primary beneficiary also applies to the share of a deceased contingent beneficiary.” Page 1, form IRA FRM BEN, revision 2017-05. Source document

How to submit. “Please mail your form to: Northern Funds, P.O. Box 75986, Chicago, IL 60675-5986 or fax your form to: 312-557-0411.” Page 1, form IRA FRM BEN, revision 2017-05. Source document

Trust as beneficiary. “A beneficiary can be an individual, an institution, an organization, a trust, or your estate. ... We cannot accept a 'Will' as a designation, but you can designate a Testamentary Trust if we are provided with the 'Will' creation date” Page 1, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

How to name the trust. “Date of Birth/Date of Trust/ Issue Date of Will* (mm/dd/yyyy)” Page 4, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Per stirpes. “If you check 'Payments made to this deceased beneficiary's children' and the named beneficiary predeceases you, the monies which would have been paid to that beneficiary will be divided proportionately among his/her children (if any).” Page 4, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Refused wording. “TIAA cannot accept a 'Will' as a designation. ... Plan-based designations are not acceptable.” Page 3, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Default beneficiary. “If none of the beneficiaries are living at the time of your death, we will pay your Estate” Page 1, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

If a beneficiary dies first. “If a beneficiary predeceases you ... the proportion of the benefits that would have otherwise been apportioned to such deceased beneficiary shall instead be divided to the other beneficiaries who survive you” Page 11, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

How to submit. “To update or change your beneficiary designation, please visit us online at TIAA.org/profile ... OPTION 2: Use the TIAA mobile app to quickly upload your completed document(s). ... Go to tiaa.org/upload, select Upload files ... If you prefer to fax or mail your completed documents, use the information provided below.” Page 1, form F11468, revision 2022-07, Traditional IRA (TIAA/CREF IRA annuity contracts covered by F11468; TIAA Trust N.A. brokerage IRAs use F11555, not retrieved). Source document

Trust as beneficiary. “If the beneficiary is a trust, please attach a legal opinion advising that your trust adheres to IRS Publication 590.” Page 1, form Beneficiary Change Form IRA Accounts (Equities), revision 0824. Source document

How to name the trust. “If you name a trust as beneficiary of your IRA, please include the date of trust creation.” Page 4, form DT345, revision 2024-01. Source document

Default beneficiary. “If the designation of a Beneficiary has not been made by the Account Holder at the time of the Account Holder's death, the Beneficiary shall be the Spouse of the Account Holder, or if there is no Spouse living at the time of the Account Holder's death, the Beneficiary will be the estate of the Account Holder.” Page 27, form DT345, revision 2024-01. Source document

If a beneficiary dies first. “Contingent Beneficiary(ies): (Replaces Primary noted above if Primary predeceases the Contingent)” Page 1, form Beneficiary Change Form IRA Accounts (Equities), revision 0824. Source document

How to submit. “Return this completed form by: ... EMAIL: [email protected] or ... Mail: TradeStation Securities Inc, Attn: Account Services, 8050 SW 10th Street, Suite 2000 Plantation, FL 33324” Page 1, form Beneficiary Change Form IRA Accounts (Equities), revision 0824. Source document

Trust as beneficiary. “You may name your spouse, trust, estate, other individuals, charities or other institutions as beneficiaries.” Page 5, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Per stirpes. “If this primary beneficiary dies before you, indicate how you want this portion to be paid: To the other remaining primary beneficiaries named on this form (choose one): Proportionately Equally To this primary beneficiary's estate To the contingent beneficiary(ies) named below” Page 5, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Spousal consent. “If you are married and live in a community or marital property state (AZ, CA, ID, LA, NV, NM, TX, WA, WI) and your spouse is not named as Primary Beneficiary of at least 50% of the IRA assets, your spouse must sign below.” Page 5, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

Default beneficiary. “Pursuant to the Custodial Agreement, any interest in this IRA that is not effectively disposed of by the beneficiary designation I make in this Application or any subsequent beneficiary designation will be paid to my surviving spouse, and if no surviving spouse, to my estate.” Page 6, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

If a beneficiary dies first. “If this primary beneficiary dies before you, indicate how you want this portion to be paid: To the other remaining primary beneficiaries named on this form (choose one): Proportionately Equally To this primary beneficiary's estate To the contingent beneficiary(ies) named below” Page 5, form AC-IRA, revision 2007-04, Traditional IRA (also Rollover, SEP, SIMPLE). Source document

How to submit. “You may revoke or change the beneficiary designation at any time by completing a new Change of Beneficiary Form and providing it to the custodian.” Page 4, Credit Suisse Funds Traditional, Rollover and Inherited IRA (legacy fund IRA hosted by UBS; affiliate). Source document

Trust as beneficiary. “Note: If a trust is being named as beneficiary, attach the trust document's first page and the trust document's signature page.” Page 1, form 08308-0824, revision 08/24. Source document

Refused wording. “% (must be whole number)” Page 1, form 08308-0824, revision 08/24. Source document

Default beneficiary. “If no beneficiary is selected, the assets in the account will be paid according to the Custodial Agreement in effect at the time of death.” Page 1, form 08308-0824, revision 08/24. Source document

If a beneficiary dies first. “In the event of my death, pay benefits to the following or to the survivors thereof” Page 1, form 08308-0824, revision 08/24. Source document

How to submit. “Choose one of the following methods to return the completed form ... Mail: USAA Federal Savings Bank ... Fax: 800-531-5717” Page 4, form 08308-0824, revision 08/24. Source document

Trust as beneficiary. “Trusts ... To a trust you've already created ... Name of trust ... Date of trust ... To a trust that will be created under your last will ... Name of trust or section of will” Page 6, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

How to name the trust. “Name of trust Date of trust mm dd yyyy ... Note: You don't need to provide trustee names at” Page 4, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Per stirpes. “Children (Descendants, per stirpes) Your assets will be divided equally among all your children. If any of your children pass before you, their share will be divided equally among their children (also known as per stirpes). This designation excludes stepchildren and step-grandchildren.” Page 6, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Spousal consent. “Important note about community property rights. If you lived in a community property state while you were married, your spouse at that time may have certain rights to your retirement account. ... Vanguard won't assume responsibility for determining whether your IRA is subject to community property laws.” Page 3, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Default beneficiary. “If no Beneficiary designation is in effect, or if there are no surviving Beneficiaries, at the time of the Investor's death, the Beneficiary shall be the Investor's surviving spouse, if any. If the Investor has no surviving spouse, the Investor's Beneficiary shall be the Investor's estate.” Page 29, revision 2024-05-23, Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

If a beneficiary dies first. “Grandchildren only This option will skip your children, and your assets will be passed in equal portions directly to all your grandchildren (step-grandchildren are not included). ... To the person I'm married to at the time of my death” Page 3, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

How to submit. “To designate your beneficiaries by mail ... To change your beneficiaries online ... Mail your completed form and any attached information to:” Page 1, form R350, revision Effective June 2026 (R350 062026), Traditional IRA (incl. Rollover, SEP, SIMPLE). Source document

Spousal consent. “you need your spouse's consent to designate any primary beneficiary other than your spouse. This need arises from state property law.” Web page, revision 2026-08-28. Source document

How to submit. “You can update your beneficiary information anytime in the mobile app or on our website. ... upload the completed form on the Taxes & Documents page” Web page, revision 2026-09-03. Source document

Trust as beneficiary. “Beneficiaries must be legal adults (18 or older) with a valid U.S. address and a Tax Identification Number (TIN).” Web page. Source document

Default beneficiary. “If no beneficiary designations were provided, the surviving spouse will be considered the beneficiary. If there is no surviving spouse, the estate will be designated as the beneficiary.” Web page. Source document

How to submit. “To add or modify your beneficiary designations, please navigate through the following steps: ... Select View Details next to Beneficiary Information.” Web page. Source document

Trust as beneficiary. “Type (Select one) Spouse Non-Spouse Non-Spouse - Minor Trust Other Entity” Page 2, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

How to name the trust. “Trust Date is required if a trust is designated as beneficiary (unless the trust is a testamentary trust).” Page 2, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Per stirpes. “If you select Per Stirpes in this form, the selected beneficiary's share of the IRA will not lapse and instead will go to their lineal descendants (generally children). If you select Per Stirpes, you must name an authorized party (or an individual acting in a fiduciary capacity) to identify, verify, or locate living descendants” Page 1, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Spousal consent. “If you are married, reside in a community property/martial property jurisdiction or elective share state, and wish to designate a primary beneficiary who is not your spouse, you may be required by applicable law to obtain your spouse's consent to such designation. We shall in no case be responsible for determining if your account is subject to community/martial property or elective share laws.” Page 7, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Default beneficiary. “The WFCS default beneficiaries are first your spouse. If you are not survived by a spouse, the second default beneficiaries will be your surviving children as determined under state law. ... If you are not survived by a spouse or by any of your children, as certified by your authorized party or by a court order, the third default beneficiary will be your estate.” Page 7, form 990-T, revision 2026-05-21, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

If a beneficiary dies first. “If a designated beneficiary (including any contingent beneficiary) does not survive you, such beneficiary's interest shall lapse, and the percentage interest of any remaining beneficiary ... shall be increased on a pro rata basis unless your beneficiary designation allows otherwise.” Page 7, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

How to submit. “Submit your Completed Form via Secure Email, or Mail (for Non-Electronic Signatures) ... Select wellsfargo.com/senddocument to access the Message Center. ... Mail: Wells Fargo Advisors, Attention: MAC N9160-01P” Page 8, form 578639, revision Rev 24 - 06/26, Traditional IRA (also SEP/SAR-SEP, SIMPLE). Source document

Trust as beneficiary. “The Depositor shall designate in writing the person or persons (or entity or entities) to receive any distribution ... If you name a trust that meets certain requirements, the beneficiaries of the trust will be treated as the beneficiaries” Page 16, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

Spousal consent. “It is the Depositor's responsibility to determine whether such laws apply and to request the Depositor's spouse to consent to the Depositor's beneficiary designation if appropriate.” Page 30, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

Default beneficiary. “In the event no designation is filed at the time of the Depositor's death, there is no surviving Beneficiary ... the Beneficiary shall be the Depositor's surviving spouse ... the Beneficiary shall be the Depositor's children as determined under state law ... if the Depositor is not survived by children as determined under state law, the Custodial Account shall be paid to the Depositor's estate” Page 30, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

If a beneficiary dies first. “If a designated beneficiary (including any contingent beneficiary) does not survive the Depositor, such beneficiary's interest shall lapse, and the percentage interest of any remaining beneficiary (including any contingent beneficiary) shall be increased on a pro rata basis” Page 30, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

How to submit. “Each such designation shall be filed with the Custodian on a form acceptable to the Custodian ... You may change your beneficiary designation at any time by contacting us and submitting a beneficiary change form before your death.” Page 15, form N9777-120, revision 2024-12-13, Wells Fargo Bank, N.A. Traditional IRA (bank custodial IRA, incl. savings and time deposit IRAs). Source document

How to name the trust. “If you designate a trust as a beneficiary, please include the trust name and trust date.” Page 1, form AP894550BENEMAY. Source document

Per stirpes. “If any primary or contingent beneficiary dies before me, his or her interest and the interest of his or her heirs shall terminate completely, and the percentage share of any remaining beneficiary(ies) shall be increased on a pro rata basis.” Page 1, form BENE(205) 035 04-, revision not legible (form code "035 04-"; employer copy posted 2018). Source document

Spousal consent. “If you are married, your spouse must be the sole primary beneficiary, unless your spouse approves otherwise and signs the waiver below. ... If you are legally married and have chosen a primary beneficiary other than your spouse, Section III must be completed and notarized.” Page 1, form BENE(205) 035 04-, revision not legible (form code "035 04-"; employer copy posted 2018). Source document

Default beneficiary. “If none of my designated beneficiaries are living at the time of my death, or I have not designated a beneficiary, then any distribution of my plan accounts shall be payable to a default beneficiary or beneficiaries in accordance with the terms of the plan.” Page 1, form BENE(205) 035 04-, revision not legible (form code "035 04-"; employer copy posted 2018). Source document

If a beneficiary dies first. “If any primary or contingent beneficiary dies before me, his or her interest and the interest of his or her heirs shall terminate completely, and the percentage share of any remaining beneficiary(ies) shall be increased on a pro rata basis. ... If your Primary Beneficiary(ies) die(s) before you, then Plan benefits will be distributed to Contingent Beneficiary(ies).” Page 1, form BENE(205) 035 04-, revision not legible (form code "035 04-"; employer copy posted 2018). Source document

How to submit. “Return this form to the Plan Administrator ... DO NOT SEND THIS FORM TO ADP ... If your application is complete, please mail or fax ... you must make or change your beneficiary designations by going online” Page 1, form BENE(205) 035 04-, revision not legible (form code "035 04-"; employer copy posted 2018). Source document

Spousal consent. “If you are married in accordance with applicable federal law when you die, your full account will be paid to your spouse, unless your spouse consents in writing to the naming of another beneficiary.” Page 51, form SPD (no number), revision 2023-09-01. Source document

Default beneficiary. “If you do not make this election, your beneficiary will default to your spouse if you are married in accordance with federal law or to your estate if you are not married.” Page 9, form SPD (no number), revision 2023-09-01. Source document

How to submit. “Your initial beneficiary designation and any changes should be made or updated by using Alight Worklife or by contacting the Company HR Service Center.” Page 39, form SPD (no number), revision 2023-09-01. Source document

Trust as beneficiary. “Please check primary or contingent for each individual beneficiary ... o Entity o Estate o Trust” Page 27, form ARET01773, revision 2016-10. Source document

Per stirpes. “If any primary or contingent beneficiary dies before me, his or her interest and the interest of his or her heirs shall terminate completely, and the percentage share of any remaining beneficiary(ies) shall be increased on a pro rata basis.” Page 1, form #10481-IK; 1202, revision 2010-06. Source document

Spousal consent. “I Am Married - I understand that my spouse will be my Primary Beneficiary. However, I understand I may designate a Primary Beneficiary other than my spouse on the space below if my spouse signs the section below entitled "Consent of Spouse." ... The signature of the spouse must be witnessed by a Notary Public or plan representative as required.” Page 1, form #10481-IK; 1202, revision 2010-06. Source document

If a beneficiary dies first. “If any primary or contingent beneficiary dies before me, his or her interest and the interest of his or her heirs shall terminate completely, and the percentage share of any remaining beneficiary(ies) shall be increased on a pro rata basis. If no primary beneficiary(ies) survives me, the contingent beneficiary(ies) shall acquire the designated share” Page 1, form #10481-IK; 1202, revision 2010-06. Source document

How to submit. “Please return the completed beneficiary designation form to your employer. ... Complete this form for your records only. Do not submit a copy to Ascensus.” Page 28, form ARET01773, revision 2016-10. Source document

Trust as beneficiary. “If the beneficiary is a Trust, Estate, or a Charity, check the corresponding box to fill in the information needed.” Page 4, revision 2025-05. Source document

Spousal consent. “If you are married and are designating someone other than your spouse as your primary beneficiary, your spouse must ... consent in writing for this designation to be valid.” Page 2, revision 2025-05. Source document

How to submit. “click Save to save your changes. ... return this completed form to your HR or Benefits representative.” Page 3, revision 2025-05. Source document

Per stirpes. “the terms 'spouse', 'children', or 'per stirpes' are not acceptable designations” Page 1, revision 2024-12, read from a Wayback Machine capture of 2025-04-20. Source document

Refused wording. “The beneficiary(ies) must be named on this form. For example, the terms 'spouse', 'children', or 'per stirpes' are not acceptable designations” Page 1, revision 2024-12, read from a Wayback Machine capture of 2025-04-20. Source document

Spousal consent. “Notarized signature is required when the spouse is not listed as 100% primary beneficiary.” Page 2, revision 2024-12, read from a Wayback Machine capture of 2025-04-20. Source document

Default beneficiary. “If no designated beneficiary survives me, or if I do not designate a beneficiary, pay the full value of my Account per the provisions of the above-named Plan.” Page 1, revision 2024-12, read from a Wayback Machine capture of 2025-04-20. Source document

If a beneficiary dies first. “I understand that if a Primary Beneficiary predeceases me, the remaining portion will be divided proportionately to any surviving Primary Beneficiaries determined under the provisions of the above-named Plan.” Page 1, revision 2024-12, read from a Wayback Machine capture of 2025-04-20. Source document

Spousal consent. “a married Participant's initial designation of a Beneficiary or change in Beneficiary designation to someone other than or in addition to his Eligible Spouse shall not be effective unless Spousal Consent is obtained” Page 1. Source document

Default beneficiary. “If you are married, your beneficiary will automatically be your Spouse. ... if the participant has not completed the beneficiary appointment form, the retirement plan documentation will establish how the benefits will be distributed, and in the case of being married, the spouse will be the sole beneficiary.” Web page. Source document

How to submit. “The designation must be made on a form provided by and returned to the Plan Administrator.” Page 18, form 5500. Source document

Spousal consent. “if you are legally married under federal law, your spouse must be the sole primary beneficiary unless he or she consents to the designation of another beneficiary in writing” Web page, revision 2025-12-22. Source document

Default beneficiary. “if no designated beneficiary survives you, or if Betterment Securities, as the custodian, cannot locate the beneficiary, Betterment will distribute the benefits to your spouse, if living; or, if your spouse isn't alive or you have no spouse, to your children in equal shares; or if no children, to your estate.” Web page, revision 2025-12-22. Source document

If a beneficiary dies first. “in the event your primary beneficiary or beneficiaries do not survive you, the benefit will be allocated proportionally among the remaining primary beneficiaries according to the rules of your 401(k) plan” Web page, revision 2025-12-22. Source document

How to submit. “any change or revocation must be provided in writing to Betterment via the Betterment interface” Web page, revision 2025-12-22. Source document

Trust as beneficiary. “Beneficiary's Full Name (first, middle, last) or Trust Name ... Date of Birth/Trust (month/day/year)” Page 2. Source document

Default beneficiary. “If no beneficiary survives you, if no beneficiary designation is in effect at your death, or if your beneficiary is your estate” Page 1. Source document

If a beneficiary dies first. “Your entire 403(b)(7) Custodial Account balance will be paid to the beneficiaries who survive you. If you name two primary beneficiaries but one of them dies before you, the entire balance will be paid to the surviving beneficiary. ... only if all primary beneficiaries die before you” Page 1. Source document

How to submit. “You have the right to change your beneficiaries at any time by filing a proper written request with the Custodian. You should also give a copy to your Employer. ... Please mail this completed form to:” Page 1. Source document

Trust as beneficiary. “You may name a Trust as a primary or contingent beneficiary.” Page 1, form PR450001BENEMAINTE. Source document

How to name the trust. “please include the trust's name and date ... George Smith and Clara Smith, Trustees of the George Smith and Clara Smith Living Trust dated August 2, 2013” Page 1, form PR450001BENEMAINTE. Source document

Spousal consent. “must consent in writing in Section 4 of this form or your designation will not be valid or effective” Page 1, form PR450001BENEMAINTE. Source document

Default beneficiary. “If you do not complete and return this form, then upon your death your benefits will be paid in the following order of priority: (1) your spouse or registered ... domestic partner; (2) your natural or adopted children; (3) your parents; or (4) your estate.” Page 1, form PR450001BENEMAINTE. Source document

If a beneficiary dies first. “If your primary beneficiary(ies) dies before you, then Plan benefits will be distributed to your Contingent Beneficiary(ies). ... If none of the above-named beneficiary(ies) survive me, all benefits under the Plan will be distributed according to the provisions stated in the Plan Document.” Page 2, form PR450001BENEMAINTE. Source document

How to submit. “Please submit your completed form by fax or mail” Page 3, form PR450001BENEMAINTE. Source document

Spousal consent. “The participant must complete this form and obtain spousal consent as required by plan rules/regulations and then return the paperwork to the employer. The employer is then responsible for inputting the beneficiary information on the plan sponsor website and retaining the paper form with plan records.” Web page. Source document

How to submit. “Primary and contingent beneficiary designations can be modified post-enrollment via the participant website or mobile app. ... The participant must complete this form and obtain spousal consent as required by plan rules/regulations and then return the paperwork to the employer.” Web page. Source document

Trust as beneficiary. “Trust/Organization/Estate (If Trust, include full Trust name.) ... Relationship (Select only one.) ... Trust” Page 4, form AEM10603357, revision 2026-03. Source document

How to name the trust. “Trust/Organization/Estate (If Trust, include full Trust name.) ... Date of Birth/Trust Date (mm/dd/yyyy)” Page 4, form AEM10603357, revision 2026-03. Source document

Per stirpes. “Select either a per stirpes or a per capita distribution option. Only one option may be selected per account. ... Per stirpes and per capita are options for individual beneficiaries only; for trusts or organizations (such as charities), designate only a percentage.” Page 2, form AEM10603357, revision 2026-03. Source document

Spousal consent. “If I live in a state with community property statutes and do not designate my spouse as the sole Primary Beneficiary, I represent and warrant that my spouse has consented to such designation. ... If I do not designate my spouse as the Primary Beneficiary, I have obtained the consent of my spouse to such designation.” Page 8, form AEM10330989, revision 2024-11. Source document

Default beneficiary. “If I do not designate a Beneficiary, the balance of the account shall be distributed in the listed order of priority to the following named person(s) surving [sic] me: a) my spouse, b) my living children (natural or legally adopted) in equal shares; stepchildren are not legally defined as descendants for these purposes, c) my estate.” Page 1, form AEM10603357, revision 2026-03. Source document

If a beneficiary dies first. “If all of your named beneficiaries die before you, Schwab will distribute your assets equally among all of the living children of your named beneficiaries, if any. ... If you indicate per stirpes or per capita for a named beneficiary, Schwab will require the Authorized Party (named in Section 5) to certify the identity of the per stirpes/per capita beneficiary(ies) prior to distributing your assets.” Page 2, form AEM10603357, revision 2026-03. Source document

How to submit. “Upload online with secure messaging (if you are an existing client and have online access to your Account). ... Fax to 1-888-526-7252. ... Bring to your nearest Schwab branch” Page 8, form AEM10603357, revision 2026-03. Source document

Trust as beneficiary. “A beneficiary may be an individual, institution, estate, or trust.” Page 1, form VL 19577, revision VER 10/2024. Source document

Per stirpes. “A designation of "Per Stirpes" after the beneficiary name allows the descendants of the deceased beneficiary to receive the deceased beneficiary's portion.” Page 1, form VL 19577, revision VER 10/2024. Source document

Spousal consent. “If you change your beneficiary from your spouse to a non-spouse, a spousal consent will be required before the change becomes effective.” Page 2, form VL 19577, revision VER 10/2024. Source document

Default beneficiary. “In the event that no Beneficiary is designated, the Plan distribution will be paid to your estate unless the plan document provides otherwise. ... If there is no Beneficiary living when the Client dies, payment shall be made to the Client's estate unless the plan document provides otherwise.” Page 2, form VL 19577, revision VER 10/2024. Source document

If a beneficiary dies first. “When there are multiple beneficiaries and one predeceases you, the proceeds will be divided between the remaining beneficiaries.” Page 1, form VL 19577, revision VER 10/2024. Source document

How to submit. “Please fax this form to 1-877-202-0187 or mail to the address below for processing” Page 2, form VL 19577, revision VER 10/2024. Source document

Trust as beneficiary. “Type of Beneficiary ... Name (for trusts, provide trust or agreement date)” Page 1, form 0323-QRPDB-B67958 (Ascensus base form (c)2010), revision 03/23. Source document

How to name the trust. “If you elect to name a trust as your beneficiary, please provide the full trust name and latest amendment or restatement date for the trust.” Page 1, form 0323-QRPDB-B67958 (Ascensus base form (c)2010), revision 03/23. Source document

Per stirpes. “Per Stirpes: the share of any individual beneficiary who predeceases you will pass to his or her descendants, as defined by applicable state law. ... This designation is not available for entity beneficiaries, such as trusts. ... If per capita or per stirpes is not indicated, it will be deemed to be per capita.” Page 1, form 0323-QRPDB-B67958 (Ascensus base form (c)2010), revision 03/23. Source document

Refused wording. “Designations that include "per will" or "per trust" or substantially similar language will be considered invalid.” Web page. Source document

Spousal consent. “5. CONSENT OF SPOUSE (IF ANY NON-SPOUSE BENEFICIARY IS NAMED AS PRIMARY BENEFICIARY) ... Signature of QRP Participant's Spouse (Must be notarized - Section 7) ... It does not apply to Profit Sharing Plans and 401(k) Plans, since these plans include an REA Safe Harbor provision.” Page 2, form 0323-QRPDB-B67958 (Ascensus base form (c)2010), revision 03/23. Source document

Default beneficiary. “If no Beneficiary designated by the Participant on the Designation of Beneficiary Form survives the Participant, the Employer directs the Custodian to pay the remaining balance of the Account to the Participant's spouse, or where no Spouse exists, to the Participant's estate.” Web page. Source document

If a beneficiary dies first. “Per Capita: all surviving primary beneficiaries will receive their designated share of the account. ... Grandchildren will not receive a share if any children listed as primary beneficiaries are still living.” Page 1, form 0323-QRPDB-B67958 (Ascensus base form (c)2010), revision 03/23. Source document

How to submit. “I understand that I may change my beneficiary(ies) by completing a QRP Designation of Beneficiary Form and sending it to E*TRADE. ... Designation of Beneficiary (Qualified Plan) Specify who will receive your non-IRA retirement account in the event of your death View Beneficiaries / Download PDF” Page 2, form 0323-QRPDB-B67958 (Ascensus base form (c)2010), revision 03/23. Source document

Trust as beneficiary. “Custom beneficiary designations can specify beneficiary types including individuals, entities, trusts and separate share trusts.” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025. Source document

How to name the trust. “Good Example: 100% to the John Wayne Doe Revocable Trust U/A dated 01/01/01 ... Original date the trust agreement was executed by the grantor/settlor (not the most recent amendment or restatement date)” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025. Source document

Per stirpes. “For per stirpes designation the following information must be included in the designation: Full legal name of the individual whose descendants are designated Social Security number ... Date of birth ... Bad Example: 100% per stirpes Bad Example: 100% to John Doe, per stirpes” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025. Source document

Refused wording. “Bad Example: 100% per stirpes Bad Example: 100% to John Doe, per stirpes ... Bad Example: My Trust dated ... Bad Example: Testamentary Trust under my Last Will” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025. Source document

Spousal consent. “For owner-only 401(k) plans: If conditions (a) and (b) below are met at the time of the client's death, Edward Jones requires an executed spousal consent to support the beneficiary designation. (a) The client has a surviving spouse; and (b) The surviving spouse is not the sole designated primary beneficiary.” Web page, form custodial agreement LGL-7414Q-A-E-CC (URL name LGL-7414M-A), revision agreement REV. SEP 2025. Source document

How to submit. “Contact your financial advisor to update your beneficiary designations. ... please fax a copy of the draft document and your request for review to (877) 818-0584” Web page, form CPA-2485F-A. Source document

Trust as beneficiary. “Relationship ... My Estate A Trust Other ... Example 2: Trust as Beneficiary ... Trust of Jane Doe XX-XXXXXXX 06/30/2015” Page 1, form GU35, revision 2020-12-31. Source document

How to name the trust. “Primary Beneficiary Name (Name of Individual, Trust, Charity, etc.) ... Date of Birth or Trust Date ... Trust of Jane Doe” Page 1, form GU35, revision 2020-12-31. Source document

Per stirpes. “If a primary beneficiary predeceases me, his or her benefit will be allocated to the surviving primary beneficiaries.” Page 2, form GU35, revision 2020-12-31. Source document

Spousal consent. “If I am married, my Plan requires my spouse to be named as primary beneficiary for 100% of my account balance, or my spouse must consent to my beneficiary designation. ... The spouse's signature must be notarized by a Notary Public. ... Consent must be obtained no more than 180 days prior to the effective date of the original request in order to be effective.” Page 1, form GU35, revision 2020-12-31. Source document

Default beneficiary. “If I fail to designate beneficiaries, amounts will be paid pursuant to the terms of the Plan or applicable law. ... If a participant did not designate a beneficiary or all designated beneficiaries predecease the participant, assets may be distributed to claimants according to the plan document's default hierarchy or payout order.” Page 2, form GU35, revision 2020-12-31. Source document

If a beneficiary dies first. “If a primary beneficiary predeceases me, his or her benefit will be allocated to the surviving primary beneficiaries. ... If a contingent beneficiary predeceases me, his or her benefit will be allocated to the surviving contingent beneficiaries.” Page 2, form GU35, revision 2020-12-31. Source document

How to submit. “Uploaded Electronically: ... Login to account at ... Click on Upload Documents to submit ... Sent Regular Mail to: ... Sent Express Mail to: ... We will not accept hand delivered forms at Express Mail addresses.” Page 3, form GU35, revision 2020-12-31. Source document

Trust as beneficiary. “If a trust is designated as a beneficiary, please include the full name of the trust and the date and name(s) of the present acting trustee(s).” Page 1, form X03435_6_f (Cat. #125279), revision 2024-01, EQUI-VEST 403(b) (TSA) and Keogh contracts. Source document

How to name the trust. “please include the full name of the trust and the date and name(s) of the present acting trustee(s) ... Trustee(s) under Trust Agreement dated February 1, 1994.” Page 1, form X03435_6_f (Cat. #125279), revision 2024-01, EQUI-VEST 403(b) (TSA) and Keogh contracts. Source document

Per stirpes. “if not then living in equal shares to the annuitant's children who are then living and to the then living children of any deceased child of the annuitant, per stirpes.” Page 3, form X03435_6_f (Cat. #125279), revision 2024-01, EQUI-VEST 403(b) (TSA) and Keogh contracts. Source document

Spousal consent. “For TSA plans subject to the Employee Retirement Income Security Act of 1974 (ERISA) & all Non-Trusteed Keogh (HR-10) plans and contracts which were formerly trustee owned: If you are a current or former Annuitant in one of these plans, your spouse's consent is required” Page 2, form X03435_6_f (Cat. #125279), revision 2024-01, EQUI-VEST 403(b) (TSA) and Keogh contracts. Source document

How to submit. “Regular Mail: ... Charlotte, NC 28201-1430 ... Fax: 816-701-4969” Page 1, form X03435_6_f (Cat. #125279), revision 2024-01, EQUI-VEST 403(b) (TSA) and Keogh contracts. Source document

Trust as beneficiary. “You can designate up to twenty beneficiaries of your account including persons, a trust, a corporation, your estate, or another legal entity (including a foundation or charity).” Page 6, form TSPBK31, revision 2024-03. Source document

How to name the trust. “If the beneficiary is a trust, check the box marked ... Enter the name of the trust and the trustee's name and” Page 6, form TSP-3, revision 2017-05. Source document

Per stirpes. “You cannot designate tertiary beneficiaries (i.e., "third-in-line" beneficiaries who would be entitled to a share of your account if the primary and contingent beneficiaries die before you do) for a TSP account.” Page 6, form TSPBK31, revision 2024-03. Source document

Refused wording. “Only a Form TSP-3 is valid for designating beneficiaries to your TSP account(s); a will or court order (i.e., divorce decree) is not valid for the disposition of a TSP account. ... A will may not be used to designate a beneficiary of a TSP account.” Web page, form TSP-3, revision 2017-05. Source document

Default beneficiary. “If you die with a balance in your TSP account and you did not designate beneficiaries for that account, the account will be distributed according to the following order of precedence required by law: 1. To your spouse 2. If none, to your child or children equally, with the share due any deceased child divided equally among that child's descendants 3. If none, to your parents equally or to your surviving parent 4. If none, to the appointed executor or administrator of your estate 5. If none, to your next of kin” Web page, form TSPBK33, revision 2026-01. Source document

If a beneficiary dies first. “If there are no contingent beneficiaries, the deceased beneficiary's share will be paid to the other designated beneficiaries in proportion to the shares designated by the participant. ... If a beneficiary dies at the same time as the participant, the beneficiary will be treated as if he or she had died before the participant. ... If a beneficiary dies after the participant but before payment is made, the beneficiary's share will be paid to the beneficiary's estate.” Web page. Source document

How to submit. “To designate a beneficiary or beneficiaries, log in to My Account on tsp.gov or use one of the ThriftLine Service Center options ... The TSP must receive a Participant's Form TSP-3 on or before the date of their death, and no more than 365 calendar days after it is signed. ... Fax: 1-866-817-5023” Page 6, form TSPBK31, revision 2024-03. Source document

Trust as beneficiary. “Non-Spouse / Trust / Other Entity” Web page, form 1.925787.107, revision 2025-04. Source document

How to name the trust. “Date of Birth/Trust MM DD YYYY” Page 1, form 1.929800.107, revision 2025-06. Source document

Per stirpes. “If you outlive a beneficiary and you want that beneficiary's share to go to his or her descendants, check "Per stirpes."” Page 1, form 1.929800.107, revision 2025-06. Source document

Spousal consent. “If you are married, and you designate anyone other than your spouse as beneficiary, you must provide a notarized signature of your spouse in Section 5. ... Notarized signature required if spouse is not the only primary beneficiary.” Page 1, form 1.929800.107, revision 2025-06. Source document

Default beneficiary. “if you do not properly name a beneficiary, or no beneficiary survives you, your beneficiary will be your spouse or, if you are not married, your estate in accordance with the rules of succession in the Plan Document.” Page 2, form 1.929800.107, revision 2025-06. Source document

How to submit. “complete, sign, and submit using the ... can the QR code OR go to Fidelity.com/upload-DCRP-Bene ... You can change beneficiaries any time at Fidelity.com/” Page 1, form 1.929800.107, revision 2025-06. Source document

Trust as beneficiary. “Relationship to Applicant: Spouse OR Trust OR Estate/Charity OR Other ... Trust Name” Page 3, form 1.471260.114. Source document

How to name the trust. “If you designate a trust as a beneficiary, please include the trust's name and the date the trust was created.” Page 1, form 1.471260.114. Source document

Per stirpes. “If a percentage is indicated and a primary beneficiary(ies) does not survive you, the percentage of that beneficiary's designated share shall be divided among the surviving primary beneficiaries in proportion to the percentage selected for them.” Page 1, form 1.471260.114. Source document

Spousal consent. “If you are married, your plan requires you to designate that your spouse receives at least 50% of your vested account balance unless your spouse consents” Page 2, form 1.471260.114. Source document

Default beneficiary. “if I choose not to designate a beneficiary, distributions will be made according to the plan document or, if applicable, the Fidelity Investments Section 403(b)(7) Individual Custodial Account Agreement.” Page 5, form 1.471260.114. Source document

If a beneficiary dies first. “If a percentage is indicated and a primary beneficiary(ies) does not survive you, the percentage of that beneficiary's designated share shall be divided among the surviving primary beneficiaries in proportion to the percentage selected for them.” Page 1, form 1.471260.114. Source document

How to submit. “Digitally using the NetBenefits® Mobile App ... Tap: Actions > Send a Document ... Regular Mail” Page 1, form 1.471260.114. Source document

Trust as beneficiary. “You may designate any person, organization or trust, or your estate.” Page 1, form IPBEN-1, revision 2023-07. Source document

Per stirpes. “The percentage payable to a beneficiary who dies before you will be paid equally among the surviving primary beneficiaries.” Page 1, form IPBEN-1, revision 2023-07. Source document

Spousal consent. “I understand that if I am married and have named someone other than my spouse as my primary beneficiary, my spouse needs to sign this designation ... Spousal Acknowledgement: By signing below, I hereby acknowledge that, as the spouse of the Member named above, I am aware that my spouse designated someone other than me” Page 1, form IPBEN-1, revision 2023-07. Source document

Default beneficiary. “If the member does not designate a beneficiary(ies), or if no designated beneficiary survives the member, then the member's beneficiary(ies) will be those specified by Section 121.4501(20), F.S. which are: the deceased member's spouse; or if there is no surviving spouse, then the deceased member's children ... if no children survive, the deceased member's father or mother, if living; otherwise the deceased member's estate.” Web page, revision 2026-03-07. Source document

If a beneficiary dies first. “The percentage payable to a beneficiary who dies before you will be paid equally among the surviving primary beneficiaries.” Page 1, form IPBEN-1, revision 2023-07. Source document

How to submit. “Alternatively, a beneficiary may also be designated electronically by logging on to MyFRS.com ... or by calling the Investment Plan Administrator ... MAIL your completed form to: FRS Investment Plan Administrator ... OR FAX your completed form to” Page 1, revision 2026-03-07. Source document

Trust as beneficiary. “In general, you can leave your 401(k) account to the following beneficiaries of your choosing: Individuals Trusts Charities” Web page. Source document

Spousal consent. “If you want to designate a beneficiary other than your spouse, your spouse's notarized, written consent is required.” Web page. Source document

Default beneficiary. “If you don't name a beneficiary, or if none of your beneficiaries survive you, your account will be distributed in the following order: Surviving spouse Children (split equally) Parents (split equally) Your estate” Web page. Source document

If a beneficiary dies first. “If a primary beneficiary is unable to inherit the funds, their portion will be evenly distributed to the other primary beneficiaries before any secondary beneficiaries can claim the funds.” Web page. Source document

How to submit. “you will be asked to designate a beneficiary within the Account Settings page” Web page. Source document

Trust as beneficiary. “Additional paperwork is also required if you name a trust as your beneficiary.” Page 2, form MS1111254977833, read from a Wayback Machine capture of 2026-03-08. Source document

Spousal consent. “If I am married and have not designated my spouse as my sole primary beneficiary, this designation of beneficiary will not be effective unless consented to by my spouse below. If I am not married on the date I sign this Beneficiary Designation Form, but subsequently become married prior to benefit commencement, I understand that this designation of beneficiary shall cease to be effective upon my marriage.” Page 1, form GP5500US, revision 2019-04. Source document

If a beneficiary dies first. “If a percentage is indicated and a primary beneficiary(ies) does not survive me, the percentage of that beneficiary's share shall be divided among the surviving primary beneficiary(ies) in proportion to the percentages shown ... Payment to secondary beneficiaries will be made according to the rules of succession described for Primary Beneficiary.” Page 1, form GP5500US, revision 2019-04. Source document

How to submit. “Select Update my beneficiary info ... The form will be retained by the Plan Administrator and does not need to be submitted to John Hancock.” Page 2, form MS1111254977833, read from a Wayback Machine capture of 2026-03-08. Source document

Trust as beneficiary. “1. Primary beneficiary Spouse Non-spouse Trust Other entity” Page 1, form RPS81701-AL-LFG, revision 2018-06. Source document

How to name the trust. “Date of birth/trust (mm/dd/yyyy)” Page 1, form RPS81701-AL-LFG, revision 2018-06. Source document

Per stirpes. “If any primary or contingent beneficiary dies before me, their interest and the interest of their heirs will terminate completely.” Page 1, form RPS81701-AL-LFG, revision 2018-06. Source document

Spousal consent. “Under this retirement plan, if you are married, your spouse must be the sole beneficiary to your plan benefits unless your spouse has consented in writing to your alternative beneficiary designation(s). If you are married and you wish to name a trust or someone other than your spouse as primary beneficiary, you and your spouse must review and complete the information on this form.” Page 1, form RPS81701-AL-LFG, revision 2018-06. Source document

Default beneficiary. “If I am married and I do not name a beneficiary, all death benefits will be paid to my surviving spouse. If both of the following applies, all death benefits will be paid according to the retirement plan document provisions or applicable state regulations: I am not married or do not have a surviving spouse ... If no beneficiary survives or I do not name a beneficiary” Page 3, form RPS81701-AL-LFG, revision 2018-06. Source document

If a beneficiary dies first. “If any primary or contingent beneficiary dies before me, their interest and the interest of their heirs will terminate completely. The percentage share of any remaining beneficiary or beneficiaries will acquire the designated share of my balance.” Page 1, form RPS81701-AL-LFG, revision 2018-06. Source document

How to submit. “If available to your plan, visit the ... Return all documents to: ... [email protected] ... (Accepted format: .pdf, .tif, .png) ... If faxing, include both the” Page 3, form RPS81739-AL-LFG, revision 2024-04. Source document

Trust as beneficiary. “Named Individual(s) Trust Trust under Will Estate of the Insured Other Entity ... For Non-Qualified Deferred Compensation Plan and Qualified Plan owned contracts, the plan must be designated as primary beneficiary.” Page 5, form FR2057, read from a Wayback Machine capture of 2025-06-21. Source document

How to name the trust. “Date of birth/Trust (mm/dd/yyyy):” Page 5, form FR2057, read from a Wayback Machine capture of 2025-06-21. Source document

Per stirpes. “Issue per stirpes? Yes No (Default) ... Issue per stirpes is only applicable if the beneficiary is a natural person.” Page 5, form FR2057, read from a Wayback Machine capture of 2025-06-21. Source document

Spousal consent. “Spousal consent is required in section H if changing a beneficiary on a qualified contract subject to ERISA to a person other than a spouse ... Spousal Consent & Notary Stamp/Seal (Required for beneficiary changes on all ERISA TSA, Keogh (H.R. 10) & former Qualified Plan” Page 5, form FR2057, read from a Wayback Machine capture of 2025-06-21. Source document

Default beneficiary. “If there is no living or existing beneficiary, the proceeds will be paid ... to the owner or the owner's estate.” Page 12, form FR2057, read from a Wayback Machine capture of 2025-06-21. Source document

If a beneficiary dies first. “If Distribution Amounts/Percentages are designated, and a ... beneficiary predeceases the Owner, no longer exists or is no longer ... the surviving beneficiaries in that class as per the ratio designated” Page 12, form FR2057, read from a Wayback Machine capture of 2025-06-21. Source document

How to submit. “Phone: Mail: Overnight Mail: Email: ... [email protected] ... Attention: Annuity Hub” Page 11, form FR2057, read from a Wayback Machine capture of 2025-06-21. Source document

Trust as beneficiary. “Relationship ... My Estate A Trust Other ... Example 2: Trust as Beneficiary ... Trust of Jane Doe XX-XXXXXXX 06/30/2015” Page 1, form GU35, revision 2020-12-31. Source document

How to name the trust. “Primary Beneficiary Name (Name of Individual, Trust, Charity, etc.) ... Date of Birth or Trust Date ... Trust of Jane Doe” Page 1, form GU35, revision 2020-12-31. Source document

Per stirpes. “If a primary beneficiary predeceases me, his or her benefit will be allocated to the surviving primary beneficiaries.” Page 2, form GU35, revision 2020-12-31. Source document

Spousal consent. “If I am married, my Plan requires my spouse to be named as primary beneficiary for 100% of my account balance, or my spouse must consent to my beneficiary designation. ... The spouse's signature must be notarized by a Notary Public. ... Consent must be obtained no more than 180 days prior to the effective date of the original request in order to be effective.” Page 1, form GU35, revision 2020-12-31. Source document

Default beneficiary. “If I fail to designate beneficiaries, amounts will be paid pursuant to the terms of the Plan or applicable law. ... If a participant did not designate a beneficiary or all designated beneficiaries predecease the participant, assets may be distributed to claimants according to the plan document's default hierarchy or payout order.” Page 2, form GU35, revision 2020-12-31. Source document

If a beneficiary dies first. “If a primary beneficiary predeceases me, his or her benefit will be allocated to the surviving primary beneficiaries. ... If a contingent beneficiary predeceases me, his or her benefit will be allocated to the surviving contingent beneficiaries.” Page 2, form GU35, revision 2020-12-31. Source document

How to submit. “Uploaded Electronically: ... Login to account at ... Click on Upload Documents to submit ... Sent Regular Mail to: ... Sent Express Mail to: ... We will not accept hand delivered forms at Express Mail addresses.” Page 3, form GU35, revision 2020-12-31. Source document

Trust as beneficiary. “Retirement Selector Account 403(b)(7) ... You may name one or more individuals and/or entities to be the ... primary or contingent beneficiary(ies) of your account, including ... your estate, trust or other entity.” Page 1. Source document

How to name the trust. “tax identification number and the date of inception, if available.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022). Source document

Per stirpes. “You may choose only ... "per stirpes" or "per capita," but not both, for beneficiaries” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022). Source document

Refused wording. “beneficiary(ies) in a timely manner. Designations that include ... "as per will" or "as per trust" will be considered invalid.” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022). Source document

Spousal consent. “4: To be Completed ONLY for BASIC and Retirement Selector Accounts ... If you are married, your spouse must sign and date this section if you designate someone other than your spouse as beneficiary.” Page 3. Source document

Default beneficiary. “I understand that if no designated beneficiary survives me, or if no beneficiary designation is in effect at my death, the account ... balance(s) will be paid to my spouse, or if I am not survived by a spouse, to my estate.” Page 3, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022). Source document

If a beneficiary dies first. “the payment percentages indicated. If a primary beneficiary ... predeceases you, his/her share will be distributed to the ... remaining primary beneficiary(ies) in proportion to the payment” Page 1, form Code 1217-0424 (Merrill Edge version: BeneficiaryDesignation_1217_EDGE, SHEET-06-22-0505), revision 04/24 (Edge version 07/2022). Source document

How to submit. “Please complete this form and fax to 866.994.7807 or mail to:” Page 1. Source document

Trust as beneficiary. “TRUST WITH INDIVIDUAL TRUSTEES RICHARD DOE AND JOHN SMITH, TRUSTEES, OR A SUCCESSOR IN TRUST UNDER (TRUST NAME) ESTABLISHED (DATE OF TRUST AGREEMENT).” Page 1, form 606300ben v20, revision 07/30/20. Source document

How to name the trust. “RICHARD DOE AND JOHN SMITH, TRUSTEES, OR A SUCCESSOR IN TRUST UNDER (TRUST NAME) ESTABLISHED (DATE OF TRUST AGREEMENT)” Page 1, form 606300ben v20, revision 07/30/20. Source document

Spousal consent. “4. Spousal Consent and Witness (Only complete this section if your spouse is not named as your sole primary beneficiary)” Page 3, form 606300ben v20, revision 07/30/20. Source document

Default beneficiary. “If I am married at the time of my death, my spouse will be considered my 100% beneficiary (regardless of any other designation I make) ... If you fail to designate a beneficiary, the Plan Sponsor will identify your beneficiary in accordance with the applicable law.” Page 2, form 606300ben v20, revision 07/30/20. Source document

How to submit. “After you complete this form, make a copy for your records, then forward the original to: Merrill Retirement & Benefit Plan Services, 1400 American Blvd., Mail-Stop NJ2-140-03-50” Page 1, form 606300ben v20, revision 07/30/20. Source document

Trust as beneficiary. “NOTE: If a Trust is designated as a Primary or Contingent a copy of the trust must be submitted.” Page 3, form 403B-BENECHANGE, revision 2024-11, read from a Wayback Machine capture of 2025-05-28. Source document

Refused wording. “Please use whole percentages ONLY.” Page 3, form 403B-BENECHANGE, revision 2024-11, read from a Wayback Machine capture of 2025-05-28. Source document

Spousal consent. “If your 403(b) plan is subject to ERISA please complete the appropriate section below. ... If you are married and designate a beneficiary(ies) other than your spouse for your death benefit, such designation will not be effective unless your spouse indicates agreement with the designation by signing the Spousal Consent below.” Page 3, form 403B-BENECHANGE, revision 2024-11, read from a Wayback Machine capture of 2025-05-28. Source document

Default beneficiary. “If any portion of my death benefit is not disposed of by a designation of beneficiary, for any reason whatsoever, it will be paid to my spouse if my spouse survives me, otherwise to my estate in a lump sum.” Page 1, form 403B-BENECHANGE, revision 2024-11, read from a Wayback Machine capture of 2025-05-28. Source document

If a beneficiary dies first. “Payments to contingent beneficiary(ies) will only be made if no primary beneficiary(ies) survives me. ... If no designated percentage is indicated, benefits will be paid to each surviving beneficiary in equal shares. ... If any portion of my death benefit is not disposed of by a designation of beneficiary, for any reason whatsoever, it will be paid to my spouse” Page 1, form 403B-BENECHANGE, revision 2024-11, read from a Wayback Machine capture of 2025-05-28. Source document

How to submit. “SECTION 4: How to submit Mail this form to: Overnight mail only: Fax to: Email: ... [email protected]” Page 5, form 403B-BENECHANGE, revision 2024-11, read from a Wayback Machine capture of 2025-05-28. Source document

Trust as beneficiary. “Non-Spouse Trust* SOCIAL SECURITY NUMBER” Page 3, form Account Change Form - Beneficiary Designation. Source document

Refused wording. “Failure to do so may result in your designation being invalid.” Page 3, form Account Change Form - Beneficiary Designation. Source document

Spousal consent. “A participant living in a community ... the primary beneficiary for at least 50% of the account, unless the spouse waives his/her right by consenting to an alternative beneficiary designation” Page 4, form Account Change Form - Beneficiary Designation. Source document

Trust as beneficiary. “DESIGNATION OF TRUST AS BENEFICIARY ... You may only designate a trust as your beneficiary contingent on our ability to begin to pay the trust within one year” Page 1, form 6475.M, revision 2012-01. Source document

How to name the trust. “My (Testamentary) Trust. Created under my Will dated ... The Living Trust of ... Print here the FULL NAME AND ADDRESS OF THE TRUSTEE OR SUCCESSOR TRUSTEE” Page 2, form 6475.M, revision 2012-01. Source document

Spousal consent. “If your plan description indicates that your plan is subject to the spousal consent rules of ERISA and you are married, you must name your Eligible Spouse (as defined in the Plan and federal law) as your only beneficiary unless your Eligible Spouse signs the Spouse's Waiver of Death Benefits below” Page 1, form 6475.M, revision 2012-01. Source document

Default beneficiary. “If there is no living designated beneficiary at your death, the amount payable will be paid to the first surviving class of the following: (a) your surviving spouse (as determined under state law), (b) your surviving children in equal shares, (c) your surviving parents in equal shares, (d) your surviving brothers and sisters in equal shares, or (e) the executors or administrators of your estate.” Page 2, form 6475.M, revision 2012-01. Source document

If a beneficiary dies first. “the death benefit will be paid in equal shares to the primary beneficiaries who survive you, or if none, to the secondary beneficiaries who survive you ... If the trust you designate cannot begin to receive payments within one year of the date that we receive notice of your death, you are authorizing us to treat your designation of the trust as void.” Page 1, form 6475.M, revision 2012-01. Source document

How to submit. “Send this form to your local service representative. ... Send the completed, signed form to Mutual of America at the following” Page 1, form 6475.M, revision 2012-01. Source document

Trust as beneficiary. “If you are naming a Trust as beneficiary, you must submit the first and last pages of the Trust Document with this form.” Page 1, revision 2019-05, 401(k) employer plan (plan-specific example, Sea Island 401k Savings Plan). Source document

How to name the trust. “First National Bank of Canton, Ohio, as Trustee under Trust Agreement with Robert E. Nation dated January 1, 2002.” Page 2, form DC-770, revision 2022-02, Public-sector 457(b), 401(a), 401(k) and 403(b) plans administered by Nationwide Retirement Solutions (form DC-770). Source document

Refused wording. “Generic beneficiary designations will not be accepted. Examples of generic designations include: ... My children. ... Children of this marriage or any past marriage. ... As designated in my will.” Page 2, form DC-770, revision 2022-02, Public-sector 457(b), 401(a), 401(k) and 403(b) plans administered by Nationwide Retirement Solutions (form DC-770). Source document

Spousal consent. “Spousal Consent (required if you're married and designate less than 100% to your spouse) If married, your spouse must sign, acknowledging the Disclosure Statement below. Additionally, your spouse's signature must be witnessed by the Plan Sponsor or a Notary.” Page 1, form PNF-0758AO.1, revision 2022-11, 401(k) employer plan (plan-specific example, Sea Island 401k Savings Plan). Source document

If a beneficiary dies first. “In the event that your primary beneficiaries predecease you, or is otherwise revoked by law or the plan document, your vested account balance will be divided among your contingent beneficiaries in the percentages specified below.” Page 1, revision 2019-05, 401(k) employer plan (plan-specific example, Sea Island 401k Savings Plan). Source document

How to submit. “By Mail: Nationwide Retirement Plans ... By Fax: 877-677-4329 ... By Email: [email protected] ... Return form to: YOUR HUMAN RESOURCES REPRESENTATIVE” Page 2, form PNF-0758AO.1, revision 2022-11, 401(k) employer plan (plan-specific example, Sea Island 401k Savings Plan). Source document

Default beneficiary. “The estate of the participant shall be the beneficiary if, at the time of the participant's death, the participant has not designated a living beneficiary with the recordkeeper.” Page 2, revision 2024-08-22, read from a Wayback Machine capture of 2024-11-04. Source document

If a beneficiary dies first. “If a primary beneficiary pre-deceases the participant, then the beneficiary's share of the participant's benefit will be paid in equal shares to any remaining primary beneficiaries. ... If a contingent beneficiary pre-deceases the participant, then the beneficiary's share of” Page 1, revision 2024-08-22, read from a Wayback Machine capture of 2024-11-04. Source document

How to submit. “complete the form (which may be online or by telephone) that are provided by the Department or the recordkeeper. Paper forms must be notarized and must be received by the recordkeeper” Page 1, revision 2024-08-22, read from a Wayback Machine capture of 2024-11-04. Source document

Trust as beneficiary. “If you wish to designate a person, persons, trust, estate, or an institution as your beneficiary, you must complete Step 4 ... If you designate a trust, estate, institution or multiple” Page 1, revision 2022-10, OPERS Member-Directed Plan (defined contribution; universal A-3U designation), read from a Wayback Machine capture of 2026-08-20. Source document

How to name the trust. “Primary Beneficiary, Estate, Trust or Institution Name ... Birth Date or Trust Creation Date” Page 3, revision 2022-10, OPERS Member-Directed Plan (defined contribution; universal A-3U designation), read from a Wayback Machine capture of 2026-08-20. Source document

Default beneficiary. “If, after one of these events occurs, a new designation is not submitted to us, the beneficiary will be determined by automatic succession.” Page 4, OPERS Member-Directed Plan (defined contribution; universal A-3U designation), read from a Wayback Machine capture of 2026-02-23. Source document

If a beneficiary dies first. “You may designate multiple (joint) beneficiaries to share a refund of the vested portion of your individual account. Joint beneficiaries will share equally unless you designate specific percentages. ... Contingent beneficiary(ies) - applies only in the event of death of ALL primary beneficiary(ies).” Page 2, revision 2022-10, OPERS Member-Directed Plan (defined contribution; universal A-3U designation), read from a Wayback Machine capture of 2026-08-20. Source document

How to submit. “You can designate a beneficiary online through OPERS Online Account Access. ... downloading and completing the Designation of Beneficiary form and mailing it to OPERS” Page 4, revision 2022-10, OPERS Member-Directed Plan (defined contribution; universal A-3U designation), read from a Wayback Machine capture of 2026-08-20. Source document

Trust as beneficiary. “Accordingly, the following individuals or revocable trusts are beneficiaries of the participant's retirement plan benefits. Beneficiary Name (or Trust Name) Beneficiary SSN (or Trust EIN)” Page 1, form RS0084, revision 2023-08. Source document

Per stirpes. “The benefit will be paid to my Primary Beneficiaries if living. In the event that my Primary Beneficiaries are not living, benefits will be paid to my Secondary Beneficiary.” Page 1, form RS0016, revision 2011-08. Source document

Spousal consent. “I understand that if I am married I may only have one Primary Beneficiary which is my spouse. However, I understand I may select a Primary Beneficiary other than my spouse if my spouse signs the section below entitled "Spousal Waiver." ... The signature of the spouse must be witnessed by a notary public.” Page 1, form RS0016, revision 2011-08. Source document

Default beneficiary. “such deceased Participant's Individual Account will be payable to any surviving Beneficiary designated by the Participant, or, if no Beneficiary survives the Participant, to the Participant's Spouse, or, where no Spouse exists, to the Participant's estate.” Page 60, revision 2018-07. Source document

How to submit. “will be effective only upon delivery to the Plan Administrator ... Note: Return this completed form to your employer. Employers should keep all beneficiary forms on file.” Page 1, form RS0016, revision 2011-08. Source document

Trust as beneficiary. “If you need more space to name beneficiaries or name a Trust, Testamentary Trust, or minor children (custodian for minors), please attach a separate list that you have signed and dated.” Page 2, form CTD01304, revision 07.18.2017. Source document

How to name the trust. “Trustee or successor in trust under (trust name) ... established (date of trust agreement)” Page 3, form CTD01304, revision 07.18.2017. Source document

Per stirpes. “If any of my children predecease me, the surviving children of any such child shall receive in the share their parent would have received, if living. If no child of a deceased child survives, the share of that child of mine shall go to the survivor or survivors of my children, equally.” Page 3, form CTD01304, revision 07.18.2017. Source document

Spousal consent. “If you are married and do not name your spouse as the sole primary beneficiary, your spouse must sign the consent below. The signature must be witnessed by a plan representative or notary public. If you are younger than age 35, your spouse must again consent to this in writing at the start of the plan year in which you reach age 35 ... I understand if I marry, this designation is void one year after my marriage (some plans specify a shorter period).” Page 1, form CTD01304, revision 07.18.2017. Source document

If a beneficiary dies first. “Unless otherwise provided, if two or more beneficiaries are named, the proceeds shall be paid to the named beneficiaries, or to the survivor or survivors, in equal shares. ... Unless otherwise indicated below, if one of your beneficiaries predeceases you, their portion will be split equally to the remaining beneficiaries. If a beneficiary dies shortly after you, but before allocation of the death benefit, their portion will be allocated based on the plan document.” Page 2, form CTD01304, revision 07.18.2017. Source document

How to submit. “You may designate your beneficiary either online at principal.com or by completing the below form. ... Return the beneficiary form to Principal Financial Group by fax ... Return the original to your plan sponsor.” Page 1, form CTD01304, revision 07.18.2017. Source document

Spousal consent. “any applicable spousal consent is provided on the attached form” Page 2, revision 2022-12, read from a Wayback Machine capture of 2024-06-30. Source document

How to submit. “When ready, mail, email, or fax this completed form” Page 2, revision 2022-12, read from a Wayback Machine capture of 2024-06-30. Source document

Trust as beneficiary. “Relationship ... My Estate A Trust Other ... Example 2: Trust as Beneficiary ... Trust of Jane Doe XX-XXXXXXX 06/30/2015” Page 1, form GU35, revision 2020-12-31. Source document

How to name the trust. “Primary Beneficiary Name (Name of Individual, Trust, Charity, etc.) ... Date of Birth or Trust Date ... Trust of Jane Doe” Page 1, form GU35, revision 2020-12-31. Source document

Per stirpes. “If a primary beneficiary predeceases me, his or her benefit will be allocated to the surviving primary beneficiaries.” Page 2, form GU35, revision 2020-12-31. Source document

Spousal consent. “If I am married, my Plan requires my spouse to be named as primary beneficiary for 100% of my account balance, or my spouse must consent to my beneficiary designation. ... The spouse's signature must be notarized by a Notary Public. ... Consent must be obtained no more than 180 days prior to the effective date of the original request in order to be effective.” Page 1, form GU35, revision 2020-12-31. Source document

Default beneficiary. “If I fail to designate beneficiaries, amounts will be paid pursuant to the terms of the Plan or applicable law. ... If a participant did not designate a beneficiary or all designated beneficiaries predecease the participant, assets may be distributed to claimants according to the plan document's default hierarchy or payout order.” Page 2, form GU35, revision 2020-12-31. Source document

If a beneficiary dies first. “If a primary beneficiary predeceases me, his or her benefit will be allocated to the surviving primary beneficiaries. ... If a contingent beneficiary predeceases me, his or her benefit will be allocated to the surviving contingent beneficiaries.” Page 2, form GU35, revision 2020-12-31. Source document

How to submit. “Uploaded Electronically: ... Login to account at ... Click on Upload Documents to submit ... Sent Regular Mail to: ... Sent Express Mail to: ... We will not accept hand delivered forms at Express Mail addresses.” Page 3, form GU35, revision 2020-12-31. Source document

Trust as beneficiary. “If your beneficiary is a trust, please include the Title page and signature page of the trust document.” Page 1, revision 2024-08, SchoolsFirst Retirement Plans 403(b), 401(a) and 457(b) (Nationwide Retirement Solutions form). Source document

Spousal consent. “I am MARRIED and designate the following person(s) to receive death benefits from the Plan ... Spousal Consent (This Section is Required for Option 3) ... I understand that if I marry, this designation becomes void 12 months after my marriage.” Page 1, revision 2024-02, SchoolsFirst FCU 457(b) Deferred Compensation Plan (DCP) Share Certificate, read from a Wayback Machine capture of 2024-07-21. Source document

If a beneficiary dies first. “If any primary or contingent beneficiary dies before me, his or her interest and the interest of his or her heirs shall terminate completely ... If no primary beneficiary(ies) survives me, the contingent beneficiary(ies) shall acquire the designated share.” Page 2, revision 2024-02, SchoolsFirst FCU 457(b) Deferred Compensation Plan (DCP) Share Certificate, read from a Wayback Machine capture of 2024-07-21. Source document

How to submit. “Fax completed forms to (714) 258-4185 ... Return to any branch, or mail to:” Page 1, revision 2024-02, SchoolsFirst FCU 457(b) Deferred Compensation Plan (DCP) Share Certificate, read from a Wayback Machine capture of 2024-07-21. Source document

Spousal consent. “If you are married, you will need your spouse's consent to ... name a person other than your spouse as the beneficiary” Page 14, form CC6258587, revision 2022-02, William Blair 401(k) and Profit Sharing Plan, recordkept by SRPS. Source document

Default beneficiary. “If you are married at the time of your death, your surviving spouse will be your ... default PRAP beneficiary; if you are unmarried at the time of your death, your estate will be your default” Page 3, form CC6568428, revision 2022-04, United Airlines Pilot Retirement Account Plan (PRAP) 401(k), recordkept by SRPS. Source document

Trust as beneficiary. “If designating a trust, include the name of the trust and the date it was created. The trust must be an inter vivos or living trust.” Page 4, read from a Wayback Machine capture of 2024-11-06. Source document

How to name the trust. “If I have designated a trust as beneficiary, I confirm it is an inter vivos trust and have included the date it was created.” Page 3, read from a Wayback Machine capture of 2015-09-16. Source document

Per stirpes. “Designate beneficiaries by name. Do not designate "per stirpes"” Page 4, read from a Wayback Machine capture of 2015-09-16. Source document

Refused wording. “Designate beneficiaries by name. Do not designate "per stirpes" or "the survivors of ... A testamentary trust cannot be designated as a beneficiary. ... Any corrections or use of correction fluid will invalidate this designation” Page 2, read from a Wayback Machine capture of 2024-11-06. Source document

Spousal consent. “If you are married and designate a primary beneficiary other than your spouse, your spouse will be required to sign, and have notarized, a spousal consent form.” Page 3, read from a Wayback Machine capture of 2024-11-07. Source document

Default beneficiary. “If you have not previously filed a beneficiary designation, the succession of beneficiaries now applies to your account. ... Children, share and share alike ... Parents, share and share alike” Page 2, read from a Wayback Machine capture of 2024-11-07. Source document

If a beneficiary dies first. “Applies only in the event of the deaths of all primary beneficiaries. ... all primary beneficiaries will receive an equal share of the benefit” Page 3, read from a Wayback Machine capture of 2015-09-16. Source document

How to submit. “Members may also designate or change beneficiaries through their Online Personal Accounts at www.strsoh.org. ... Return the completed form to STRS Ohio.” Page 1, read from a Wayback Machine capture of 2024-11-06. Source document

Per stirpes. “If a primary beneficiary dies before you, the percentages will be recalculated proportionately among the surviving primary beneficiaries unless you instruct otherwise.” Page 1, form 201711-298319, revision 2017-10, 401(k) employer plan (plan-specific example, American Ambulance 401(k) Retirement Plan). Source document

Spousal consent. “If you are married, your entire vested account in the plan will be paid to your surviving spouse after you die, unless you designate someone else as your primary beneficiary and your spouse consents ... This consent applies only to the beneficiary(ies) designated on this form. My spouse may not change beneficiaries without again getting my consent. ... My signature must be witnessed by a notary public for my consent to be effective.” Page 1, form 201711-298319, revision 2017-10, 401(k) employer plan (plan-specific example, American Ambulance 401(k) Retirement Plan). Source document

Default beneficiary. “If you are married, your entire vested account in the plan will be paid to your surviving spouse after you die, unless you designate someone else” Page 1, form 201711-298319, revision 2017-10, 401(k) employer plan (plan-specific example, American Ambulance 401(k) Retirement Plan). Source document

If a beneficiary dies first. “If a primary beneficiary dies before you, the percentages will be recalculated proportionately among the surviving primary beneficiaries unless you instruct otherwise.” Page 1, form 201711-298319, revision 2017-10, 401(k) employer plan (plan-specific example, American Ambulance 401(k) Retirement Plan). Source document

How to submit. “Your plan offers you the ability to update your Beneficiary(ies) online by going to rps.troweprice.com ... Fax the completed form to 816-218-0424 ... Scan the QR code to log in to your account or call us to name or update your beneficiary today” Page 1, form 201711-298319, revision 2017-10, 401(k) employer plan (plan-specific example, American Ambulance 401(k) Retirement Plan). Source document

Trust as beneficiary. “Beneficiary's Full Name (first, middle, last) or Trust Name ... Date of Birth/Trust (month/day/year)” Page 2. Source document

Spousal consent. “If you wish to name a beneficiary other than your spouse, or in addition to your spouse, you must obtain your spouse's written consent on this form and have it witnessed by a notary public.” Page 1. Source document

If a beneficiary dies first. “We will transfer ownership of your account to your contingent beneficiaries only if there are no surviving primary beneficiaries upon the notification of the account owner's death.” Page 1. Source document

How to submit. “Your designation of beneficiary(ies) become(s) effective only when filed with your employer's official personnel records. ... Please mail this completed form to” Page 1. Source document

Trust as beneficiary. “A beneficiary can be an individual, an institution, an organization, a trust, or your estate. ... We cannot accept a 'Will' as a designation, but you can designate a Testamentary Trust if we are provided with the 'Will' creation date” Page 1, form F11468, revision 2022-07. Source document

How to name the trust. “Date of Birth/Date of Trust/ Issue Date of Will* (mm/dd/yyyy)” Page 4, form F11468, revision 2022-07. Source document

Per stirpes. “If you check 'Payments made to this deceased beneficiary's children' and the named beneficiary predeceases you, the monies which would have been paid to that beneficiary will be divided proportionately among his/her children (if any).” Page 4, form F11468, revision 2022-07. Source document

Refused wording. “TIAA cannot accept a 'Will' as a designation. ... Plan-based designations are not acceptable.” Page 3, form F11468, revision 2022-07. Source document

Spousal consent. “If you are married at the time of your death, your spouse is entitled to receive at least 50%, up to 100%, of your death benefits under a retirement or tax-deferred annuity plan covered by any of the following: ERISA, your plan's provisions, or state law. ... A Notary Public or Plan Representative must witness your spouse signing and dating his or her consent.” Page 1, form F11468, revision 2022-07. Source document

Default beneficiary. “If none of the beneficiaries are living at the time of your death, we will pay your Estate, unless the plan provision states otherwise.” Page 1, form F11468, revision 2022-07. Source document

If a beneficiary dies first. “If a beneficiary predeceases you ... the proportion of the benefits that would have otherwise been apportioned to such deceased beneficiary shall instead be divided to the other beneficiaries who survive you” Page 11, form F11468, revision 2022-07. Source document

How to submit. “To update or change your beneficiary designation, please visit us online at TIAA.org/profile ... OPTION 2: Use the TIAA mobile app to quickly upload your completed document(s). ... Go to tiaa.org/upload, select Upload files ... If you prefer to fax or mail your completed documents, use the information provided below.” Page 1, form F11468, revision 2022-07. Source document

Trust as beneficiary. “Type of Beneficiary Designation [ ] Individual [ ] Trust [ ] Estate” Page 2, form 2227, revision 2014-07. Source document

How to name the trust. “If the named beneficiary is a trust, please specify the name and date of the trust, and the name of the trustee.” Page 2, form 2227, revision 2014-07. Source document

Per stirpes. “If you do not indicate shares, benefits will be split equally among surviving beneficiaries.” Page 2, form 2227, revision 2014-07. Source document

Spousal consent. “In the case of your death before retirement, the plan will pay your full vested account balance to your surviving spouse. However, you may elect to waive the requirement ... Your spouse must consent in writing to any such waiver. ... WITNESSED Plan Sponsor for Notary Public Signature and Stamp/Seal” Page 4, form 2227, revision 2014-07. Source document

How to submit. “complete all applicable sections of this form, obtain any required signatures, and return it to your Plan Sponsor.” Page 1, form 2227, revision 2014-07. Source document

Spousal consent. “I understand that if I become married in the future, my spouse will be my Primary Beneficiary ... unless I complete a new Designation of Beneficiary form and my spouse consents to my designation.” Page 1, revision 2008-10. Source document

Default beneficiary. “I understand that my spouse will be my Primary Beneficiary. However, I understand I may designate ... a Primary Beneficiary other than or in addition to my spouse if my spouse consents to my designation.” Page 1, revision 2008-10. Source document

If a beneficiary dies first. “If any primary or contingent beneficiary dies before me, his or her interest and the interest of his or her heirs shall terminate completely, and the percentage share of any remaining beneficiary(ies) shall be increased on a pro rata basis.” Page 1, revision 2008-10. Source document

Trust as beneficiary. “Trust(s) To the trustee of an existing trust created under agreement To the trustee of a trust created under my last will” Page 1, form XXXXXXXXXXXXXX092675800, revision 2012-04-24. Source document

How to name the trust. “Full Name (First, Middle, Last), Trust or Charity/Entity Name ... Birth or Trust Date ... Section of Will” Page 1, form XXXXXXXXXXXXXX092675800, revision 2012-04-24. Source document

Per stirpes. “If any of your primary beneficiaries is deceased at the time of your death, his or her portion of your assets will be divided proportionately among your surviving primary beneficiaries, if any.” Page 1, form XXXXXXXXXXXXXX092675800, revision 2012-04-24. Source document

Spousal consent. “You must complete the following if (a) you are married, (b) have accumulated benefits in any portion of your Plan account that are subject to the qualified pre-retirement survivor annuity rules (the Rules) under Section 401(a)(11) ... Your spouse's signature must be witnessed by a Notary Public. ... If you waive the QPSA benefit prior to attaining age 35, you will need to make another waiver after your 35th birthday.” Page 3, form XXXXXXXXXXXXXX092675800, revision 2012-04-24. Source document

Default beneficiary. “Generally, if you don't designate any beneficiaries, or if all your primary and contingent beneficiaries predecease you, your surviving spouse becomes your beneficiary. If you're not married and haven't named a beneficiary, your money will go to your estate” Web page. Source document

If a beneficiary dies first. “If any of your primary beneficiaries is deceased at the time of your death, his or her portion of your assets will be divided proportionately among your surviving primary beneficiaries, if any.” Page 1, form XXXXXXXXXXXXXX092675800, revision 2012-04-24. Source document

How to submit. “If you prefer, you can designate your beneficiaries online at www.vanguard.com. The online process is faster than via mail ... Mail to: Vanguard, P.O. Box 1101, Valley Forge, PA 19482.” Page 1, form XXXXXXXXXXXXXX092675800, revision 2012-04-24. Source document

Trust as beneficiary. “Your beneficiary can be a person, a non-profit organization, or a Trust.” Web page, revision 2025-03-10. Source document

Spousal consent. “If you wish to assign anyone other than your spouse as the primary beneficiary, you will be required to provide a Spousal Consent Form.” Web page, revision 2025-03-10. Source document

Default beneficiary. “your account will be treated as though a form was never completed and distributed according to the plan document and applicable law” Web page, revision 2025-03-10. Source document

How to submit. “Setting up beneficiary designation on your saver portal is easy! ... If you do not assign a beneficiary on your portal or through a Spousal Consent Form” Web page, revision 2025-03-10. Source document

Trust as beneficiary. “If you name an Estate or Trust as beneficiary, contact your Plan Administrator for more information.” Page 2, form Form No. 82094 ODK QPSA (Order #167358), revision 05/01/2013, 401(k)/403(b) employer plan (QPSA plans). Source document

Per stirpes. “If a class of beneficiaries is designated (such as, "the children of the participant or annuitant"), then payment will be made in equal shares to each person who is a member of the class and living at the death of the participant” Page 2, form Form No. 82094 ODK QPSA (Order #167358), revision 05/01/2013, 401(k)/403(b) employer plan (QPSA plans). Source document

Spousal consent. “You may elect to waive the QPSA benefit and name a non-spouse beneficiary for the QPSA percentage of your account, provided that your spouse consents in writing. ... the waiver will expire on the first day of the plan year in which I reach age 35” Page 1, form Form No. 82094 ODK QPSA (Order #167358), revision 05/01/2013, 401(k)/403(b) employer plan (QPSA plans). Source document

Default beneficiary. “If no beneficiary survives the participant or annuitant, payment will be made to the executors or administrators of the estate of the participant or annuitant.” Page 2, form Form No. 82094 ODK QPSA (Order #167358), revision 05/01/2013, 401(k)/403(b) employer plan (QPSA plans). Source document

If a beneficiary dies first. “If a class of beneficiaries is designated (such as, "the children of the participant or annuitant"), then payment will be made in equal shares to each person who is a member of the class and living at the death of the participant” Page 2, form Form No. 82094 ODK QPSA (Order #167358), revision 05/01/2013, 401(k)/403(b) employer plan (QPSA plans). Source document

How to submit. “Please complete this form and return it to your Plan Administrator. ... Once you make your changes click on Submit.” Page 2, form Form No. 82094 ODK QPSA (Order #167358), revision 05/01/2013, 401(k)/403(b) employer plan (QPSA plans). Source document

Trust as beneficiary. “You can name anyone as your beneficiary: spouse, child, domestic partner, friend, neighbor, etc. You can also designate a charity or trust.” Page 11, form DRSD112, revision 2026-03. Source document

Refused wording. “You must name at least one beneficiary. Do not name yourself. ... Use whole numbers only (no decimals or fractions).” Page 1, form DRSMS100, revision 2026-08. Source document

Default beneficiary. “If you die without a current beneficiary designation on file, a distribution will be made to your estate.” Page 11, form DRSD112, revision 2026-03. Source document

If a beneficiary dies first. “If any beneficiaries precede me in death, share their percentages equally among the remaining primary beneficiaries. ... Contingent beneficiaries receive your account balance if all your primary beneficiaries die.” Page 4, form DRSMS100, revision 2026-08. Source document

How to submit. “update your beneficiaries online through drs.wa.gov/oaa. Or, complete the paper form Beneficiary Designation and mail it to DRS. ... Scan completed form. Log into drs.wa.gov/oaa, select "Upload Documents" under "My Documents."” Page 11, form DRSD112, revision 2026-03. Source document

Trust as beneficiary. “(Name of Individual, Trust, Charity, etc.) ... Example 2: Trust as Beneficiary” Page 1, form GU22. Source document

How to name the trust. “Example 2: Trust as Beneficiary ... Trust of Jane Doe” Page 3, form GU22. Source document

Default beneficiary. “In the absence of a written designation of BENEFICIARY, or if all designated BENEFICIARIES who survive the decedent die before the ACCOUNT HOLDER, the ACCOUNT HOLDER's BENEFICIARIES shall be determined pursuant to the standard sequence established in Wisconsin Statutes 40.02(8)(a).” Page 11, form ET-2367, revision 2025-01-01, read from a Wayback Machine capture of 2025-10-28. Source document

If a beneficiary dies first. “If a primary beneficiary predeceases me, his or her benefit will be allocated to the surviving primary beneficiaries. Contingent beneficiaries will receive a benefit only if there is no surviving primary beneficiary” Page 2, form GU22. Source document

How to submit. “this form can be sent by ... Fax to: ... Regular Mail to: ... Express Mail to:” Page 2, form GU22. Source document

Trust as beneficiary. “You may designate a trust as your beneficiary; however, you must provide the name of the trust, the date of the trust, and the name and address where the trust is filed.” Page 5, revision 2021-12, Pre-retirement lump-sum death benefits for active and inactive members (Basic Death Benefit, return of contributions, group term life) (form myCalPERS 0772). Source document

How to name the trust. “you must provide the name of the trust, the date of the trust” Page 5, revision 2021-12, Pre-retirement lump-sum death benefits for active and inactive members (Basic Death Benefit, return of contributions, group term life) (form myCalPERS 0772). Source document

Spousal consent. “If you answered yes above, your spouse or registered domestic partner must sign this beneficiary designation unless you have designated him or her as the sole primary beneficiary of any lump-sum benefits.” Page 4, revision 2021-12, Pre-retirement lump-sum death benefits for active and inactive members (Basic Death Benefit, return of contributions, group term life) (form myCalPERS 0772). Source document

Default beneficiary. “If A and B do not apply and there is no valid beneficiary designation on file at the time of death, the benefits will be payable to your survivors in the following order ... Your estate (if probated, or subject to probate); or if not ... Your trust (if one exists); or if not” Page 5, revision 2021-12, Pre-retirement lump-sum death benefits for active and inactive members (Basic Death Benefit, return of contributions, group term life) (form myCalPERS 0772). Source document

If a beneficiary dies first. “The benefit is paid to your named secondary beneficiary or beneficiaries upon the death of your primary beneficiary or beneficiaries.” Page 6, revision 2021-12, Pre-retirement lump-sum death benefits for active and inactive members (Basic Death Benefit, return of contributions, group term life) (form myCalPERS 0772). Source document

How to submit. “P.O. Box 942711, Sacramento, CA 94229-2711 ... Or fax to: (800) 959-6545 ... through their online account at my.calpers.ca.gov” Page 12, form PERSBSD509P, revision 2021-12, Pre-retirement lump-sum death benefits for active and inactive members (Basic Death Benefit, return of contributions, group term life) (form myCalPERS 0772). Source document

Trust as beneficiary. “You may name a living person, an estate, a trust” Page 2, form MS0002, revision 2026-01, Defined Benefit one-time death benefit and Cash Balance lump-sum recipient designation (Recipient Designation MS0002), read from a Wayback Machine capture of 2026-02-04. Source document

How to name the trust. “trustee's name* and address, and the date ... DATE OF BIRTH/TRUST DATE (MM/DD/YYYY)*” Page 2, form MS0002, revision 2026-01, Defined Benefit one-time death benefit and Cash Balance lump-sum recipient designation (Recipient Designation MS0002), read from a Wayback Machine capture of 2026-02-04. Source document

Spousal consent. “If you are married or registered as a domestic partner, your spouse or partner must also sign and date your form acknowledging your recipients” Page 2, form MS0002, revision 2026-01, Defined Benefit one-time death benefit and Cash Balance lump-sum recipient designation (Recipient Designation MS0002), read from a Wayback Machine capture of 2026-02-04. Source document

Default beneficiary. “If I survive all of my named recipients, then any benefit payable at the time of my death will be paid to my estate ... If you did not name a one-time death benefit recipient, we'll make the payment to your estate.” Page 3, form MS0002, revision 2026-01, Defined Benefit one-time death benefit and Cash Balance lump-sum recipient designation (Recipient Designation MS0002), read from a Wayback Machine capture of 2026-02-04. Source document

If a beneficiary dies first. “If any of your primary recipients predeceases you ... designated to that recipient will be distributed proportionally to all your remaining primary recipients” Page 1, form MS0002, revision 2026-01, Defined Benefit one-time death benefit and Cash Balance lump-sum recipient designation (Recipient Designation MS0002), read from a Wayback Machine capture of 2026-02-04. Source document

How to submit. “Complete and submit your form online using myCalSTRS ... Hand deliver your form to a local CalSTRS office ... 916-414-5783 or 916-414-5784 ... If you are using a special mailing service such as UPS or” Page 2, form MS0002, revision 2026-01, Defined Benefit one-time death benefit and Cash Balance lump-sum recipient designation (Recipient Designation MS0002), read from a Wayback Machine capture of 2026-02-04. Source document

Trust as beneficiary. “A member may designate as beneficiary any person, organization, trust, or his or her estate ... If a member who dies prior to his or her effective date of retirement has designated a trust as his or her beneficiary, such trust shall be entitled only to a refund of the member's contributions” Web page, revision 2016-07, FRS Pension Plan (defined benefit; active and terminated members, Form BEN-001). Source document

Spousal consent. “IF YES AND YOU SELECTED OPTION 1 OR 2, YOUR SPOUSE MUST ALSO COMPLETE BOX 2. ... acknowledge that the member has selected either Option 1 or 2.” Page 1, form SA-1, revision 2010-01, FRS Pension Plan (defined benefit; designation at and after retirement, payment options 1 to 4 and DROP), read from a Wayback Machine capture of 2024-07-20. Source document

Default beneficiary. “if no beneficiary is designated or if no designated beneficiary survives the member, the beneficiary shall be determined in the following order: the spouse of the deceased member; or if the spouse is not living, the living children of the deceased member ... the deceased member's father and/or mother, if living; otherwise, the legal representative of the deceased member's estate.” Web page, revision 2016-07, FRS Pension Plan (defined benefit; active and terminated members, Form BEN-001). Source document

If a beneficiary dies first. “After the death of all primary beneficiaries, any remaining benefits are paid to the ... contingent beneficiary(s) ... After the death of all primary beneficiaries and contingent ... beneficiaries, any remaining benefits are paid to the last beneficiary's estate.” Page 2, form BEN-001, revision 2016-07, FRS Pension Plan (defined benefit; active and terminated members, Form BEN-001). Source document

How to submit. “Return the form to the Division of Retirement at the above address ... Your beneficiary designation can also be securely updated by logging in to your FRS Online account.” Page 1, form BEN-001, revision 2016-07, FRS Pension Plan (defined benefit; active and terminated members, Form BEN-001). Source document

Spousal consent. “If you are married and choose to have someone other than your spouse as a primary beneficiary, you must have your spouse consent by signing the Waiver of Qualified Joint and Survivor Annuity form” Page 1, form RS-30632-00, read from a Wayback Machine capture of 2020-11-14. Source document

Spousal consent. “Married Defined Benefit Plan Participants must designate their spouse as primary beneficiary. The spouse of a Defined Benefit Plan participant cannot waive their right to be named as primary beneficiary. ... The Spouse's Waiver is invalid for Defined Benefit Plan participants.” Page 2, form 6475, revision not printed (older scanned copy). Source document

If a beneficiary dies first. “If your beneficiary dies before you, all benefit payments will stop at your death. ... If your beneficiary dies first, your benefit will be increased to the amount you would have received if you had selected the Single Life Allowance” Web page, read from a Wayback Machine capture of 2026-04-11. Source document

How to submit. “You can select your payment option when you use Retirement Online to apply for a service (not disability) retirement. You can also print an option election form from our Forms page and submit it by mail.” Web page, read from a Wayback Machine capture of 2026-02-10. Source document

Trust as beneficiary. “If you designate the Trustee of an Inter Vivos Trust ... Name a trust as a beneficiary of an in-service or post-retirement (Paragraph 2) death benefit.” Page 3, form NET-11, revision 2026-04, NYSTRS in-service or post-retirement Paragraph 2 death benefit beneficiary (NET-11.4, NET-2 Part 4). Source document

How to name the trust. “Name and address of current Trustee (this may be the member) ... Date of Birth - Date of original Trust ... Relationship - "Trustee of” Page 3, form NET-11, revision 2026-04, NYSTRS in-service or post-retirement Paragraph 2 death benefit beneficiary (NET-11.4, NET-2 Part 4). Source document

Per stirpes. “Stipulations (e.g. "per stirpes") or attachments to your designation are not acceptable.” Page 3, form NET-11, revision 2026-04, NYSTRS in-service or post-retirement Paragraph 2 death benefit beneficiary (NET-11.4, NET-2 Part 4). Source document

Refused wording. “Stipulations (e.g. "per stirpes") or attachments to your designation are not acceptable. ... Do not number your beneficiaries. Numbering of beneficiaries will result in an invalid designation. ... Unborn children may not be named.” Page 3, form NET-11, revision 2026-04, NYSTRS in-service or post-retirement Paragraph 2 death benefit beneficiary (NET-11.4, NET-2 Part 4). Source document

Default beneficiary. “Should I survive all named beneficiaries, any death benefit payable shall be paid to my estate. ... If your beneficiary designation is deemed invalid, we will update your beneficiary as your estate until a valid designation is filed.” Page 5, form NET-2, revision 2025-12, NYSTRS in-service or post-retirement Paragraph 2 death benefit beneficiary (NET-11.4, NET-2 Part 4). Source document

If a beneficiary dies first. “If more than one primary beneficiary is named, the share of any beneficiary who dies before me shall be divided equally among the surviving primary beneficiaries. ... The System will make payment to a contingent beneficiary(ies) only if all primary beneficiaries die before you do.” Page 1, form NET-11, revision 2026-04, NYSTRS in-service or post-retirement Paragraph 2 death benefit beneficiary (NET-11.4, NET-2 Part 4). Source document

How to submit. “Submit a new beneficiary designation online through MyNYSTRS or send the notarized paper form ... Forms mailed to NYSTRS will be considered filed on the day they are mailed if they are mailed by registered or certified mail” Page 34, NYSTRS in-service or post-retirement Paragraph 2 death benefit beneficiary (NET-11.4, NET-2 Part 4), read from a Wayback Machine capture of 2026-04-18. Source document

Trust as beneficiary. “The Survivor's Alternate Benefit does not apply if he member has two or more eligible principal beneficiaries for the return of contributions living at the time of their death, if their estate or living trust is their eligible beneficiary at the time of their death” Page 47, form 430, TSERS / LGERS defined benefit (return of contributions, active death benefit, survivor options, Guaranteed Refund). Source document

Refused wording. “Your beneficiary(ies) cannot be an unborn child, a pet, a church, or institution. ... you may not assign percentages of the Return of Contributions to any individual; the benefit will be divided equally among multiple beneficiaries.” Page 3, Firefighters' and Rescue Squad Workers' Pension Fund (Form 2FR, return of contributions and line-of-duty Survivorship Benefit). Source document

Default beneficiary. “If no beneficiary has been designated, the benefit will be paid to the member's spouse, or legal representative if the member is not survived by a spouse. ... if you have designated more than one beneficiary or no beneficiary for your return of contributions, the administrator or executor of your estate may select the option and name the beneficiary(ies).” Page 48, form 430, TSERS / LGERS defined benefit (return of contributions, active death benefit, survivor options, Guaranteed Refund). Source document

If a beneficiary dies first. “If you chose multiple co-beneficiaries and one is deceased at the time of your death, the benefit will be paid to the surviving co-beneficiary(ies).” Page 3, Firefighters' and Rescue Squad Workers' Pension Fund (Form 2FR, return of contributions and line-of-duty Survivorship Benefit). Source document

How to submit. “To add or change a beneficiary online: ... Please submit the completed form by mail.” Page 18, form 430, TSERS / LGERS defined benefit (return of contributions, active death benefit, survivor options, Guaranteed Refund). Source document

Trust as beneficiary. “If you wish to designate a person, persons, trust, estate, or an institution as your beneficiary, you must complete Step 4 ... If you designate a trust, estate, institution or multiple” Page 1, revision 2022-10, OPERS Traditional Pension and Combined Plans (Designation of Beneficiary A-3U, pre-retirement), read from a Wayback Machine capture of 2026-08-20. Source document

How to name the trust. “Primary Beneficiary, Estate, Trust or Institution Name ... Birth Date or Trust Creation Date” Page 3, revision 2022-10, OPERS Traditional Pension and Combined Plans (Designation of Beneficiary A-3U, pre-retirement), read from a Wayback Machine capture of 2026-08-20. Source document

Spousal consent. “I have read the plans of payment and consent to the payment plan selection.” Page 2, revision 2013-08, OPERS joint life / multiple life plan of payment (money purchase annuity pop down MP-1PD; additional annuity pop up after divorce AAA-1PUF), read from a Wayback Machine capture of 2026-08-20. Source document

Default beneficiary. “If, after one of these events occurs, a new designation is not submitted to us, the beneficiary will be determined by automatic succession. ... If you later become a member, automatic succession will apply unless you file a specific designation.” Page 4, OPERS Traditional Pension and Combined Plans (Designation of Beneficiary A-3U, pre-retirement), read from a Wayback Machine capture of 2026-02-23. Source document

If a beneficiary dies first. “Contingent beneficiary(ies) - applies only in the event of death of ALL primary beneficiary(ies). ... Joint beneficiaries will share equal amounts of any eligible lump sum payment due unless you designate specific percentages.” Page 2, revision 2022-10, OPERS Traditional Pension and Combined Plans (Designation of Beneficiary A-3U, pre-retirement), read from a Wayback Machine capture of 2026-08-20. Source document

How to submit. “You can designate a beneficiary online through OPERS Online Account Access. ... downloading and completing the Designation of Beneficiary form and mailing it to OPERS” Page 4, revision 2022-10, OPERS Traditional Pension and Combined Plans (Designation of Beneficiary A-3U, pre-retirement), read from a Wayback Machine capture of 2026-08-20. Source document

Trust as beneficiary. “If you name a trust, it must be an inter vivos trust. Only a lump-sum payment of the withdrawal value will be paid to a trust and only if there are no qualified children* eligible for monthly benefits at the time of your death.” Page 3, STRS Ohio Defined Benefit Plan, pre-retirement beneficiary (form 16-126), read from a Wayback Machine capture of 2015-09-16. Source document

How to name the trust. “If I have designated a trust as beneficiary, I confirm it is an inter vivos trust and have included the date it was created.” Page 3, STRS Ohio Defined Benefit Plan, pre-retirement beneficiary (form 16-126), read from a Wayback Machine capture of 2015-09-16. Source document

Per stirpes. “Designate beneficiaries by name. Do not designate "per stirpes"” Page 4, STRS Ohio Defined Benefit Plan, pre-retirement beneficiary (form 16-126), read from a Wayback Machine capture of 2015-09-16. Source document

Refused wording. “Do not designate "per stirpes" or "the survivors of ..." ... A testamentary trust cannot be named as a beneficiary.” Page 4, STRS Ohio Defined Benefit Plan, pre-retirement beneficiary (form 16-126), read from a Wayback Machine capture of 2015-09-16. Source document

Spousal consent. “If you are married and designate a primary beneficiary other than your spouse, your spouse will be required to sign, and have notarized, a spousal consent form.” Page 3, STRS Ohio Combined Plan, pre-retirement beneficiary (form 16-601), read from a Wayback Machine capture of 2024-11-07. Source document

Default beneficiary. “If you have not previously filed a beneficiary designation, the statutory succession of beneficiaries now applies to your account. ... Nonqualified children, who share equally in a withdrawal of the STRS Ohio account ... Is not survived by a designated beneficiary.” Page 2, STRS Ohio Defined Benefit Plan, pre-retirement beneficiary (form 16-126), read from a Wayback Machine capture of 2015-09-16. Source document

If a beneficiary dies first. “Applies only in the event of the deaths of all primary beneficiaries. ... If you do not select a percentage for each designated primary beneficiary below or the total of all designated percentages does not equal 100%, all primary beneficiaries will receive an equal share of the benefit.” Page 2, STRS Ohio Defined Benefit Plan, pre-retirement beneficiary (form 16-126), read from a Wayback Machine capture of 2024-11-06. Source document

How to submit. “Members may also designate or change beneficiaries through their Online Personal Accounts at www.strsoh.org. ... Return the completed form to STRS Ohio.” Page 1, STRS Ohio Defined Benefit Plan, pre-retirement beneficiary (form 16-126), read from a Wayback Machine capture of 2024-11-06. Source document

Trust as beneficiary. “If you intend to designate a trust, an organization, or your estate as your beneficiary for death benefits ... Primary beneficiaries are the people or entities who are eligible to receive death benefits payable by TRS.” Page 2, TRS active member death benefit and retiree survivor benefit beneficiary (TRS15). Source document

Per stirpes. “TRS will not accept stipulations or instructions you write on the form for the payment or division of benefits; TRS will pay benefits according to applicable law. ... Do not stipulate unequal portions to joint beneficiaries.” Page 2, form TRS15, TRS active member death benefit and retiree survivor benefit beneficiary (TRS15). Source document

Refused wording. “TRS will not accept stipulations or instructions you write on the form for the payment or division of benefits ... Do not stipulate unequal portions to joint beneficiaries.” Page 2, form TRS15, TRS active member death benefit and retiree survivor benefit beneficiary (TRS15). Source document

Default beneficiary. “The law provides that in the absence of a designated beneficiary, your surviving spouse is eligible to receive the benefits ... if there is no surviving spouse, TRS will pay according to the statutory order of other related survivors or if there are none, TRS will pay your estate.” Page 1, TRS active member death benefit and retiree survivor benefit beneficiary (TRS15). Source document

If a beneficiary dies first. “This means that if one designated beneficiary dies before you die, then any remaining surviving beneficiaries will receive equal shares of the benefits. ... In the event the primary beneficiary(ies) predeceases me, waives the benefits, or is ineligible to receive the benefits, I designate the following person(s) as my alternate beneficiary(ies)” Page 1, form TRS15, TRS active member death benefit and retiree survivor benefit beneficiary (TRS15). Source document

How to submit. “The completed form must be mailed to TRS at the address listed above or faxed to 512.542.6597. Your employer is not authorized to accept this form on your behalf.” Page 1, form TRS15, TRS active member death benefit and retiree survivor benefit beneficiary (TRS15). Source document

Trust as beneficiary. “A beneficiary is a person or entity (estate, trust, charitable organization, etc.) you choose to receive your money.” Page 4, form DRSMS133, PERS / TRS / SERS pension (Plans 2 and 3). Source document

Refused wording. “You must name at least one beneficiary. Do not name yourself. ... Use whole numbers only (no decimals or fractions).” Page 1, form DRSMS100, revision 2026-08, PERS / TRS / SERS pension (Plans 2 and 3). Source document

Spousal consent. “the law requires that you provide your spouse's consent to the benefit option you choose” Page 7, Judicial Retirement System (JRS, closed plan) survivor option and beneficiary (JRS Plan 1 member handbook). Source document

If a beneficiary dies first. “If any beneficiaries precede me in death, share their percentages equally among the remaining primary beneficiaries. ... Contingent beneficiaries receive your account balance if all your primary beneficiaries die.” Page 4, form DRSMS100, revision 2026-08, PERS / TRS / SERS pension (Plans 2 and 3). Source document

How to submit. “Print, sign and submit form pages 2-4. Choose one of the following: ... Scan completed form. Log into drs.wa.gov/oaa, select "Upload Documents" under "My Documents."” Page 1, form DRSMS100, revision 2026-08, PERS / TRS / SERS pension (Plans 2 and 3). Source document

Trust as beneficiary. “You may name: ... A trust. ... Your beneficiary(ies) must be one or more individual(s) or a trust in which one or more living individual(s) has a beneficiary interest.” Page 4, form ET-6101, revision 2026-04-23, WRS defined benefit retirement account (Beneficiary Designation ET-2320 / ET-2321). Source document

How to name the trust. “The name of the trustee, followed by the word "trustee." ... Example of an acceptable trust designation: ... The Appletree Family Revocable Trust, created May 4, 2020, Jane Smith, Trustee” Web page, WRS defined benefit retirement account (Beneficiary Designation ET-2320 / ET-2321). Source document

Refused wording. “Do not use the word "or" when designating multiple beneficiaries. Do not impose any conditions on payment. Your designation will be rejected. ... Do not number your beneficiaries.” Web page, WRS defined benefit retirement account (Beneficiary Designation ET-2320 / ET-2321). Source document

Default beneficiary. “If you don't file a beneficiary designation with ETF, your benefits will be paid out in the order called "standard sequence" which is part of Wisconsin law. ... Group 1. Your surviving spouse or domestic partner. ... If there are no survivors in Groups 1 through 4, any death benefits will be paid to your estate.” Web page, WRS defined benefit retirement account (Beneficiary Designation ET-2320 / ET-2321). Source document

If a beneficiary dies first. “If one of them has died before you, the other will get the full benefit. ... If a primary beneficiary dies before you, that share will be paid to any alternate primary beneficiaries you have named.” Web page, WRS defined benefit retirement account (Beneficiary Designation ET-2320 / ET-2321). Source document

How to submit. “The form can be faxed, we do not have to have the original signed copy. ... Submit your signed form to ETF via mail or fax” Web page, WRS defined benefit retirement account (Beneficiary Designation ET-2320 / ET-2321). Source document

Trust as beneficiary. “Name of beneficiary/trust Name of trustee (if applicable)” Page 1, form Beneficiary Form and Agreement. Source document

How to name the trust. “Name of beneficiary/trust ... Name of trustee (if applicable)” Page 1, form Beneficiary Form and Agreement. Source document

How to submit. “Please complete and email this form to [email protected].” Page 1, form Beneficiary Form and Agreement. Source document

Trust as beneficiary. “Primary Beneficiaries (If designating a trust, please provide trust name, names of all trustees, and date established).” Page 2, form Ally Invest Transfer on Death Form V3, revision Updated 20260528. Source document

How to name the trust. “If designating a trust, please provide trust name, names of all trustees, and date established” Page 2, form Ally Invest Transfer on Death Form V3, revision Updated 20260528. Source document

Refused wording. “Share totals must equal 100%. Do not use fractional percentages or dollar amounts.” Page 2, form Ally Invest Transfer on Death Form V3, revision Updated 20260528. Source document

Spousal consent. “Spouse's signature is required if the spouse and/or Account Holder reside(s) in a Community Property or Marital Property State, and the spouse is not an account holder, or named as the sole primary beneficiary.” Page 4, form Ally Invest Transfer on Death Form V3, revision Updated 20260528. Source document

Default beneficiary. “If none of the Primary or Contingent beneficiaries I (We) have designated survives me (us), any interest I (We) may have in this account shall pass as if my (our) Transfer on Death instructions did not exist.” Page 4, form Ally Invest Transfer on Death Form V3, revision Updated 20260528. Source document

If a beneficiary dies first. “If the death of one or more designated Primary Beneficiary(ies) precedes my (our) death, the interest they would have received from his account will be paid, upon my (our) death, to my surviving Primary Beneficiary(ies) Pro Rata” Page 4, form Ally Invest Transfer on Death Form V3, revision Updated 20260528. Source document

How to submit. “Please complete this form in its entirety and return via fax, mail, or upload online. ... To change or add a beneficiary to a non-IRA Ally Invest account, complete the Beneficiary Form (PDF) , then upload it in the forms section after logging in.” Web page, form Ally Invest IRA Beneficiary Designation Form V.2, revision 2023-02. Source document

Trust as beneficiary. “Beneficiary Name* (provide full name of Person, Trust, or Organization designated as beneficiary) ... Trust Date* (if Trust named)” Page 2, form 3214, revision 2023-08. Source document

How to name the trust. “Beneficiary Name* (provide full name of Person, Trust, or Organization designated as beneficiary) ... Trust Date* (if Trust named)” Page 2, form 3214, revision 2023-08. Source document

Per stirpes. “B. Spouse if Living, if not, Lawful Children With Rights of Survivorship per Stirpes.” Page 2, form 3214, revision 2023-08. Source document

Spousal consent. “This consent of spouse must be signed if all of the following conditions are present: (a) the spouse of the owner is living, (b) is not the sole primary beneficiary named, and (c) the owner and spouse are residents of a community property state” Page 5, form 3214, revision 2023-08. Source document

If a beneficiary dies first. “If a primary beneficiary pre-deceases the owner, the share a primary beneficiary would have received had he or she survived the owner will be divided proportionately among the surviving beneficiaries. ... I understand that if no survivorship provision is indicated in my TOD registration, any funds earmarked to a beneficiary who precedes me in death will be paid to my estate.” Page 2, form 3214, revision 2023-08. Source document

How to submit. “Online in the secure site on ameriprise.com ... Contact your financial advisor to fill out a new form that can be sent to you for signature ... Transfer on Death Agreement Form” Web page. Source document

Trust as beneficiary. “If Beneficiary is a Trust: Provide Name of Trust, names of all trustees, and date established” Page 2, form 69448P-UTOD, revision 2026-01-30. Source document

How to name the trust. “If Beneficiary is a Trust: Provide Name of Trust, names of all trustees, and date established” Page 2, form 69448P-UTOD, revision 2026-01-30. Source document

Refused wording. “Share totals must equal 100%. Fractional percentages or dollar amounts are not accepted.” Page 2, form 69448P-UTOD, revision 2026-01-30. Source document

Spousal consent. “spouse is not an account holder, or named as the sole primary beneficiary. By signing, spouse voluntarily and irrevocably consents to the beneficiary designation” Page 5, form 69448P-UTOD, revision 2026-01-30. Source document

Default beneficiary. “If none of the Primary or Contingent beneficiaries I (We) have designated survives me (us), any interest I (We) may have in this account shall pass as if my (our) Transfer on Death instructions did not exist.” Page 4, form 69448P-UTOD, revision 2026-01-30. Source document

If a beneficiary dies first. “In the event of the death of one or more designated Primary Beneficiary(s) precedes my (our) death, the interest they would have received from this account will be paid, upon my (our) death, to my (our) surviving Primary Beneficiary(s) Pro Rata” Page 4, form 69448P-UTOD, revision 2026-01-30. Source document

Trust as beneficiary. “One or more natural persons or entities can be designated to receive the securities in a TOD Account. If a trust is designated as a beneficiary, the designation must include the date of the trust agreement and the name of the trustee serving at the time of designation.” Page 3, revision 2025-05, read from a Wayback Machine capture of 2025-08-15. Source document

How to name the trust. “the designation must include the date of the trust agreement and the name of the trustee serving at the time of designation. A designation of a trustee of the trust shall be deemed to include any successor trustee.” Page 3, revision 2025-05, read from a Wayback Machine capture of 2025-08-15. Source document

Per stirpes. “PER STIRPES” Page 1, revision 2025-05, read from a Wayback Machine capture of 2025-08-15. Source document

Default beneficiary. “If no primary or contingent beneficiary is living on the Date of Death, the TOD Account assets will be paid to the estate of the Account Holder.” Page 2, revision 2025-05, read from a Wayback Machine capture of 2025-08-15. Source document

If a beneficiary dies first. “Only beneficiaries living on the Date of Death are eligible to receive TOD Account assets. ... such eligible assets shall be distributed to the primary beneficiaries who survive the Account Holder in the same proportion that their original shares bear to each other” Page 2, revision 2025-05, read from a Wayback Machine capture of 2025-08-15. Source document

How to submit. “You understand that any change or revocation must be provided in writing to Betterment via the Betterment interface.” Web page, revision 2025-12-22. Source document

Trust as beneficiary. “To name a trust as a primary or secondary beneficiary, write the name and address of the trustee, then give the name and date of the trust agreement.” Page 1, form ist-transfer-on-death-form, BNY mutual fund TOD registration (forms RET-TOD-0124, IST-TOD-0124, IM-BEN-0525 non-IRA part, IM-CARF-0525 application; BNY Mellon Securities Corporation distributor, BNY Mellon Transfer, Inc. transfer agent; Maryland Uniform TOD Act procedures). Source document

How to name the trust. “write the name and address of the trustee, then give the name and date of the trust agreement” Page 1, form ist-transfer-on-death-form, BNY mutual fund TOD registration (forms RET-TOD-0124, IST-TOD-0124, IM-BEN-0525 non-IRA part, IM-CARF-0525 application; BNY Mellon Securities Corporation distributor, BNY Mellon Transfer, Inc. transfer agent; Maryland Uniform TOD Act procedures). Source document

Per stirpes. “If your beneficiary designation is per stirpes, you understand ... I understand that if I choose per stirpes I will name a” Page 2, BNY Brokerage Account TOD (Individual and Joint Transfer on Death Account Agreements MBS-XTD-0726 and MBS-XJT-0726; BNY Brokerage Services, a division of BNY Mellon Securities Corporation; Pershing LLC clearing agent). Source document

Spousal consent. “If you are married, reside in a community property or marital ... property state, and you designate someone other than your ... spouse as your Sole Beneficiary(ies), your spouse must sign” Page 2, BNY Brokerage Account TOD (Individual and Joint Transfer on Death Account Agreements MBS-XTD-0726 and MBS-XJT-0726; BNY Brokerage Services, a division of BNY Mellon Securities Corporation; Pershing LLC clearing agent). Source document

Default beneficiary. “Beneficiary survives me, then the proceeds of my account ... shall pass to my estate” Page 2, BNY Brokerage Account TOD (Individual and Joint Transfer on Death Account Agreements MBS-XTD-0726 and MBS-XJT-0726; BNY Brokerage Services, a division of BNY Mellon Securities Corporation; Pershing LLC clearing agent). Source document

If a beneficiary dies first. “Any secondary beneficiary you name will receive all or a portion of your account balance only if all primary beneficiaries pre-decease you. ... we will transfer ownership of your account to your contingent beneficiaries only if there are no surviving primary beneficiaries” Page 1, form ist-transfer-on-death-form, BNY mutual fund TOD registration (forms RET-TOD-0124, IST-TOD-0124, IM-BEN-0525 non-IRA part, IM-CARF-0525 application; BNY Mellon Securities Corporation distributor, BNY Mellon Transfer, Inc. transfer agent; Maryland Uniform TOD Act procedures). Source document

How to submit. “Please mail this form to: BNY Mellon Shareholder Services ... Available Digital Forms ... Designate or change beneficiaries on your account(s) for IRAs or Non-IRAs Individual or Joint Tenant Transfer on Death (TOD) accounts. The form must be signed by all registered owners.” Page 1, form im-ira-beneficiary-designation-form, BNY mutual fund TOD registration (forms RET-TOD-0124, IST-TOD-0124, IM-BEN-0525 non-IRA part, IM-CARF-0525 application; BNY Mellon Securities Corporation distributor, BNY Mellon Transfer, Inc. transfer agent; Maryland Uniform TOD Act procedures). Source document

Trust as beneficiary. “Primary Beneficiary ... Trust/Organization/Estate (If Trust, include full Trust name.)” Page 4, form AEM10603357, revision 2026-03. Source document

How to name the trust. “Trust/Organization/Estate (If Trust, include full Trust name.) ... Date of Birth/Trust Date (mm/dd/yyyy)” Page 4, form AEM10603357, revision 2026-03. Source document

Per stirpes. “You may select either a per stirpes distribution or a per capita distribution.” Page 1, form AEM10603357, revision 2026-03. Source document

Spousal consent. “If I live in a state with community property statutes and do not designate my spouse as the sole Primary Beneficiary, I represent and warrant that my spouse has consented to such designation.” Page 1, form AEM10603357, revision 2026-03. Source document

Default beneficiary. “If no designated beneficiary survives me, or if I do not designate a beneficiary, pay the full value of my account to my estate.” Page 3, form AEM11527257, revision 2025-03. Source document

If a beneficiary dies first. “the remaining portion will be divided proportionately among any surviving Contingent Beneficiaries. Any beneficiary who does not survive me by 120 hours will be considered to have passed away before me.” Page 3, form AEM11527257, revision 2025-03. Source document

How to submit. “Upload online with secure messaging (if you are an existing client and have online access to your Account). ... Fax to 1-888-526-7252. ... Bring to your nearest Schwab branch” Page 8, form AEM10603357, revision 2026-03. Source document

Per stirpes. “By checking the Per Stirpes box associated with a given beneficiary, you are agreeing that if that beneficiary predeceases you, his or her share of the account will pass through to his or her descendants as determined by state law.” Page 12, revision 2026-05. Source document

If a beneficiary dies first. “If a percentage is indicated for a primary beneficiary who does not survive you, and if you have not checked the Per Stirpes box, the percentage of that beneficiary's designated share will be divided equally among the surviving primary beneficiaries. If there is no primary beneficiary living at the time of your death, you hereby specify that the balance is to be distributed to the contingent beneficiary or beneficiaries listed.” Page 12, revision 2026-05. Source document

How to submit. “You can change your beneficiary designation at any time by filling out a new Beneficiary Designation form. We will rely on the latest Beneficiary Designation in our possession.” Page 12, revision 2026-05. Source document

Trust as beneficiary. “(For trust, provide trust name, not trustee) BIRTH DATE (or date of trust)” Page 2, form 0825-NONIRATOD-B69044, revision 08/25. Source document

How to name the trust. “(For trust, provide trust name, not trustee) BIRTH DATE (or date of trust)” Page 2, form 0825-NONIRATOD-B69044, revision 08/25. Source document

Spousal consent. “SPOUSAL WAIVER If you are a married resident of a community property state (AZ, CA, ID, LA, NV, NM, TX, WA, WI, GU and PR), and are not naming your spouse as 100% primary beneficiary, YOU MUST COMPLETE THIS SECTION.” Page 3, form 0825-NONIRATOD-B69044, revision 08/25. Source document

Default beneficiary. “It shall always be that case that if no primary or contingent beneficiary survives the Account Holder, the Account assets will be paid by default to the Account Holder's estate.” Page 4, form 0825-NONIRATOD-B69044, revision 08/25. Source document

If a beneficiary dies first. “If no primary beneficiary survives all account holders of the Account, assets will be distributed to the contingent beneficiary(ies) listed below. ... In the event an Account Holder and beneficiary shall decease in such a way as it cannot be determined who the survivor was, the Account's assets shall be distributed to any contingent beneficiaries named or in the absence of such, to the Account Holder's estate.” Page 2, form 0825-NONIRATOD-B69044, revision 08/25. Source document

How to submit. “Sign and date your form and fax, mail or upload it to the below ... For individual account holders living in the US, you may view/update your beneficiaries online via etrade.com.” Page 1, form 0825-NONIRATOD-B69044, revision 08/25. Source document

Trust as beneficiary. “Account Owner must indicate a tax identification number issued ... Form in order for the designation to be valid, except when a tax ... Account Owner's living trust is using the Account Owner's Social ... Security Number for income tax reporting during the lifetime of” Page 2, form LGL-9787-A-A1, revision 2016-02. Source document

Refused wording. “Lineal Descendants per Stirpes is not a valid method of ... designating Beneficiaries under this Agreement.” Page 2, form LGL-9787-A-A1, revision 2016-02. Source document

Spousal consent. “If all conditions (a) through (c) below are met at the time of the ... Account Owner's death, the TOD features shall be void unless a ... Spousal Consent Form is received by Edward Jones and is not” Page 1, form LGL-9787-A-A1, revision 2016-02. Source document

Default beneficiary. “If no Beneficiary survives the Account Owner, the probate estate ... of the Account Owner shall be the successor in interest of the” Page 2, form LGL-9787-A-A1, revision 2016-02. Source document

If a beneficiary dies first. “In the event any designated Primary Beneficiary does not survive ... the Account Owner, then that Primary Beneficiary's allocated ... portion of the eligible assets in the Account shall pass to the ... corresponding Contingent Beneficiary(ies) listed on the ... transfer unless the Beneficiary survives the Account Owner by” Page 2, form LGL-9787-A-A1, revision 2016-02. Source document

How to submit. “date that the Beneficiary Form is delivered or mailed to an ... Edward Jones branch office and the date it is accepted by Edward” Page 1, form LGL-9787-A-A1, revision 2016-02. Source document

Trust as beneficiary. “Primary Beneficiaries For each beneficiary you list, check a beneficiary type ... Non-Spouse Trust Social Security or Taxpayer ID Number” Page 2, form 1.925788.107, revision 2025-04. Source document

How to name the trust. “Non-Spouse Trust Social Security or Taxpayer ID Number Date of Birth/Trust MM DD YYYY” Page 2, form 1.925788.107, revision 2025-04. Source document

Per stirpes. “If you outlive a beneficiary and you want that beneficiary's share to go to his or her descendants, check "Per stirpes."” Page 2, form 1.925788.107, revision 2025-04. Source document

Default beneficiary. “the ineligible assets will be paid to the estate of the account holder” Page 4, form 1.925788.107, revision 2025-04. Source document

If a beneficiary dies first. “or because one or more beneficiaries is deceased on the Date of ... Death, such eligible assets shall be distributed to the primary ... who survive the account holder in the same proportion that ... their original shares bear to each other” Page 4, form 1.925788.107, revision 2025-04. Source document

How to submit. “For faster processing, complete, sign, and submit using the ... Scan the QR code OR go to Fidelity.com/upload-Bene ... You can change beneficiaries any time at” Page 1, form 1.925788.107, revision 2025-04. Source document

Trust as beneficiary. “If Beneficiary is a Trust: Provide Name of Trust, names of all trustees, and date established” Page 2, form 69448P-UTOD, revision 2026-01-30. Source document

How to name the trust. “If Beneficiary is a Trust: Provide Name of Trust, names of all trustees, and date established” Page 2, form 69448P-UTOD, revision 2026-01-30. Source document

Refused wording. “Share totals must equal 100%. Fractional percentages or dollar amounts are not accepted.” Page 2, form 69448P-UTOD, revision 2026-01-30. Source document

Spousal consent. “spouse is not an account holder, or named as the sole primary beneficiary. By signing, spouse voluntarily and irrevocably consents to the beneficiary designation” Page 5, form 69448P-UTOD, revision 2026-01-30. Source document

Default beneficiary. “If none of the Primary or Contingent beneficiaries I (We) have designated survives me (us), any interest I (We) may have in this account shall pass as if my (our) Transfer on Death instructions did not exist.” Page 4, form 69448P-UTOD, revision 2026-01-30. Source document

If a beneficiary dies first. “In the event of the death of one or more designated Primary Beneficiary(s) precedes my (our) death, the interest they would have received from this account will be paid, upon my (our) death, to my (our) surviving Primary Beneficiary(s) Pro Rata” Page 4, form 69448P-UTOD, revision 2026-01-30. Source document

How to submit. “Please complete and return the form to us via Secure Document Upload” Web page. Source document

Trust as beneficiary. “Except as otherwise provided herein, any individual and any trust, corporation, partnership, or other entity may be designated as a beneficiary under a TOD registration.” Page 6, form FM523C, revision 2025-02, Putnam mutual fund non-retirement TOD (Putnam Investor Services transfer agent; Massachusetts law). Source document

How to name the trust. “Full name of entity/trust (required) ... Date of trust (mm/dd/yyyy; required for a trust)” Page 3, form FM523C, revision 2025-02, Putnam mutual fund non-retirement TOD (Putnam Investor Services transfer agent; Massachusetts law). Source document

Per stirpes. “Putnam will not accept customized beneficiary designations (for example, designations which involve multiple contingencies within a primary or contingent beneficiary category) or "per stirpes" designations.” Page 1, form FM523C, revision 2025-02, Putnam mutual fund non-retirement TOD (Putnam Investor Services transfer agent; Massachusetts law). Source document

Refused wording. “Putnam will not accept customized beneficiary designations ... or "per stirpes" designations.” Page 1, form FM523C, revision 2025-02, Putnam mutual fund non-retirement TOD (Putnam Investor Services transfer agent; Massachusetts law). Source document

Default beneficiary. “If no primary beneficiary or contingent beneficiary survives the last surviving account owner, the account assets will be transferred as if the account were not subject to TOD registration (usually, to the last surviving account owner's estate).” Page 6, form FM523C, revision 2025-02, Putnam mutual fund non-retirement TOD (Putnam Investor Services transfer agent; Massachusetts law). Source document

If a beneficiary dies first. “If a primary beneficiary does not survive the last surviving account owner, the share specified for that beneficiary will be transferred to the primary beneficiary(ies) who do survive the last surviving account owner, in the proportions that their shares bear to one another ... Account assets transferable to a beneficiary who dies after the last surviving account owner but before the assets are actually transferred will be transferred to the beneficiary's estate.” Page 6, form FM523C, revision 2025-02, Putnam mutual fund non-retirement TOD (Putnam Investor Services transfer agent; Massachusetts law). Source document

How to submit. “A Putnam TOD Registration Form and any accompanying certificates or documentation should be mailed to the address indicated on the Putnam TOD Registration Form.” Page 6, form FM523C, revision 2025-02, Putnam mutual fund non-retirement TOD (Putnam Investor Services transfer agent; Massachusetts law). Source document

Trust as beneficiary. “Your beneficiary (or beneficiaries) can be a natural person or other entity, such as a trust, corporation or guardianship.” Web page. Source document

Spousal consent. “If you are married and reside in a community property state, you must obtain your spouse's consent if you are not naming your spouse as the sole primary beneficiary.” Web page. Source document

If a beneficiary dies first. “Pass to any remaining Primary Beneficiary(ies) pro rata, and if none remain, pass to any Contingent Beneficiaries (default selection). Pass directly to any Contingent Beneficiaries and, if none remain, pass to the estate of the (last surviving) Account Owner” Web page. Source document

How to submit. “Click the Transfer on Death Agreement link. A pre-populated form displays. Read the agreement carefully, then print the form, sign it and send it to us.” Web page. Source document

Trust as beneficiary. “Any person or entity except a custodian ... (or if a trust or other legal entity which is a ... Beneficiary has dissolved or terminated)” Page 6. Source document

Per stirpes. “Beneficiary Type (select one) Primary Contingent Per Stirpes” Page 1. Source document

Spousal consent. “interests of spouses or domestic partners, nor to obtain any spousal consent to” Page 6. Source document

Default beneficiary. “presents evidence that all Beneficiaries have ... predeceased the Account Holder, the account assets will be distributed to the” Page 6. Source document

If a beneficiary dies first. “Beneficiary has dissolved or terminated), and the Account Holder has not selected ... assets will be distributed among the surviving Beneficiaries in proportion to each of” Page 6. Source document

How to submit. “After you complete, review and sign this form, provide it to your advisor for processing. ... Email - Please visit for in www.Chase.com/brokerageforms instructions on how to submit this completed document and any ... Regular or Overnight Mail - Send the form and any attachments to:” Page 1. Source document

Per stirpes. “The designation of per stirpes and other contingent beneficiaries is permissible.” Page 2, form Digital TOD Terms & Conditions, revision 10/9/2018. Source document

Default beneficiary. “If no beneficiary survives the account owner, no contingent or per stirpes beneficiaries are named, and/or all beneficiaries disclaim their interest in the TOD account, then the proceeds of the account owner's TOD Account shall pass to the account owner's estate.” Page 2, form Digital TOD Terms & Conditions, revision 10/9/2018. Source document

If a beneficiary dies first. “If the account is not to be distributed per stirpes and the account owner designates contingent beneficiaries, Janney will divide and register the pre-deceased beneficiary's percentage among the contingent beneficiaries ... A predeceased beneficiary's estate shall have no claim or interest in the account owner's TOD Account.” Page 2, form Digital TOD Terms & Conditions, revision 10/9/2018. Source document

How to submit. “Please return the signed form to your Janney financial consultant.” Page 1, form Digital TOD Terms & Conditions, revision 10/9/2018. Source document

Trust as beneficiary. “If the named beneficiary is a trust, you must provide a copy of the trust agreement to Kingdom Trust.” Page 7, read from a Wayback Machine capture of 2021-01-20. Source document

Spousal consent. “Consent of the Applicant's spouse is only required for married account holders living in a community property state who designate a beneficiary other than or in addition to” Page 7, read from a Wayback Machine capture of 2021-01-20. Source document

If a beneficiary dies first. “If any primary or contingent beneficiary does not survive you, such beneficiary's interest and the interest of such beneficiary's heirs shall terminate completely, and the applicable share for any remaining primary or contingent beneficiary(ies) shall be increased on a pro rata basis.” Page 7, read from a Wayback Machine capture of 2021-01-20. Source document

Trust as beneficiary. “You can add up to three primary and three contingent beneficiaries per account, including trusts. To name a trust as beneficiary, provide the trust's legal name and Tax ID as required on the form.” Web page. Source document

Refused wording. “whole numbers only (e.g., 50/50 or 33/33/34)” Web page. Source document

How to submit. “Log in to M1 on the web. Navigate to Profile > Beneficiaries in your account settings. ... If you want separate beneficiaries for each account or wish to designate a trust, complete the M1 Beneficiary Form and submit as instructed.” Web page. Source document

Trust as beneficiary. “If you name a trust as Beneficiary for the Account, please list the names of all of the current Trustee(s) of the trust.” Page 2, form SHEET-06-17-0754, revision 2025-03. Source document

How to name the trust. “Name of all current Trustees and dates of trust creation (if Beneficiary is a Trust)” Page 1, form SHEET-06-17-0754, revision 2025-03. Source document

Per stirpes. “MLPF&S will not honor any attempt to alter or amend this Agreement to provide for contingent or successor Beneficiaries, including any designation of "lineal descendants per stirpes."” Page 3, form SHEET-06-17-0754, revision 2025-03. Source document

Refused wording. “MLPF&S will not honor any attempt to alter or amend this Agreement to provide for contingent or successor Beneficiaries, including any designation of "lineal descendants per stirpes."” Page 3, form SHEET-06-17-0754, revision 2025-03. Source document

Spousal consent. “The Spousal Consent Section must be completed if ALL of the following conditions are met: (I) the Account Owner has a living spouse and the spouse is not an Account Owner;” Page 4, form SHEET-06-17-0754, revision 2025-03. Source document

Default beneficiary. “the percentage of the TOD Assets designated for a deceased Beneficiary shall pass to the estate of the Account Owner.” Page 3, form SHEET-06-17-0754, revision 2025-03. Source document

If a beneficiary dies first. “the percentage of the TOD Assets designated for a deceased Beneficiary shall pass to the estate of the Account Owner. ... Pass to estate of the Account Owner” Page 3, form SHEET-06-17-0754, revision 2025-03. Source document

Per stirpes. “If your beneficiary designation is per stirpes, you understand that if your beneficiary(ies) dies before you, the beneficiary's ... share of the account will pass to his or her respective heirs.” Page 2. Source document

Spousal consent. “If you are married, reside in a community property or marital ... property state, and you designate someone other than your ... spouse as your Sole Beneficiary(ies), your spouse must sign” Page 2. Source document

Default beneficiary. “If no ... Beneficiary survives me, then the proceeds of my account ... shall pass to my estate.” Page 2. Source document

If a beneficiary dies first. “If any of the Beneficiaries should predecease me, then my ... account will pass to the surviving Beneficiary or Beneficiaries. ... Each Contingent Beneficiary listed below a beneficiary shall ... be treated as Beneficiary in the event that the Beneficiary” Page 1. Source document

How to submit. “Please mail this completed form to: ... BNY Brokerage Services ... PO Box 958408” Page 1. Source document

Spousal consent. “Complete this section if you are married, have not named your spouse as your sole primary beneficiary, and are subject to the laws of the following community or marital property states: AK, AZ, CA, ID, LA, NV, NM, TX, WA, or WI.” Page 2, revision 2020-06, read from a Wayback Machine capture of 2024-06-30. Source document

Default beneficiary. “If no beneficiaries are named, the estate of the last surviving account owner will be the POD beneficiary of this account.” Page 1, revision 2020-06, read from a Wayback Machine capture of 2024-06-30. Source document

If a beneficiary dies first. “The interest of any POD beneficiary that predeceases the last surviving account owner terminates immediately, and the percentage share of any remaining POD beneficiaries will be increased on a pro rata basis.” Page 1, revision 2020-06, read from a Wayback Machine capture of 2024-06-30. Source document

How to submit. “When ready, mail, email, or fax this completed form” Page 2, revision 2015-04, read from a Wayback Machine capture of 2024-07-15. Source document

Per stirpes. “No designation such as Lineal Descendants (LD) or Lineal Descendants Per Stirpes (LDPS) is permitted.” Page 3, form ZZ-BEN-DES, revision 2025-05. Source document

Refused wording. “No designation such as Lineal Descendants (LD) or Lineal Descendants Per Stirpes (LDPS) is permitted.” Page 3, form ZZ-BEN-DES, revision 2025-05. Source document

Spousal consent. “Spousal Consent (IRA Accounts Only) ... If an account owner is married and the spouse is not the sole designated beneficiary, neither the fund nor the fund's transfer agent have any obligation to determine an account owner's marital status” Page 2, form ZZ-BEN-DES, revision 2025-05. Source document

Default beneficiary. “If no beneficiary survives the owner, the account will be treated as belonging to the owner's estate at the owner's death.” Page 3, form ZZ-BEN-DES, revision 2025-05. Source document

If a beneficiary dies first. “if one or more but not all fail to survive the owner, the shares will, upon the owner's death, be distributed among the remaining beneficiaries in proportion to their allotted portions of the account assets.” Page 3, form ZZ-BEN-DES, revision 2025-05. Source document

How to submit. “retain the right to revoke this designation and designate a new beneficiary at any time by communicating to U. S. Bank Global Fund Services, in writing.” Page 2, form ZZ-BEN-DES, revision 2025-05. Source document

Trust as beneficiary. “A trust may be designated as a Beneficiary if (i) the trust is valid under applicable state law, (ii) the trustee is authorized to receive distributions on behalf of the trust” Page 2. Source document

How to name the trust. “If the Beneficiary is a trust, the Account Owner must provide the trust's name, date, and Tax Identification Number.” Page 2. Source document

Per stirpes. “Only Beneficiaries identified by name will share in the Account Assets. Per stirpes distributions are not permitted.” Page 3. Source document

Refused wording. “Per stirpes distributions are not permitted.” Page 3. Source document

Spousal consent. “If you are married and live, or have lived, in a state with community property statutes and do not designate your spouse as the sole beneficiary, you represent and warrant that your spouse has consented to such designation.” Page 4. Source document

Default beneficiary. “If no Primary or Contingent Beneficiary survives the Account Owner or is eligible, the Account Assets become part of the Account Owner's Estate.” Page 3. Source document

If a beneficiary dies first. “the predeceased Primary Beneficiary's share of the Account Assets shall be equally divided among the surviving Primary Beneficiaries (or allocated in proportion to the percentages designated for the surviving” Page 3. Source document

How to submit. “The Account Owner may change or revoke the designated Beneficiary in-app.” Page 3. Source document

Trust as beneficiary. “For all other non-IRA Active & Automated accounts, you can designate "Transfer on Death" beneficiaries by requesting a form from an Investment Specialist. ... Note: We cannot accommodate trusts, minors, or non-U.S. citizens as beneficiaries at this time.” Web page, read from a Wayback Machine capture of 2025-08-09. Source document

Trust as beneficiary. “5. If you want all or part of the proceeds paid to a trust, you ... must indicate the name of the trust, including the name of the” Page 118, form IRA agreement 100A (Rev. 4/2015) (5/2015); inherited IRA agreement 100-IHA (Rev. 7/2013), revision booklet undated; agreement Rev. 4/2015. Source document

How to name the trust. “must indicate the name of the trust, including the name of the ... trustee, in the beneficiary designation” Page 118, form IRA agreement 100A (Rev. 4/2015) (5/2015); inherited IRA agreement 100-IHA (Rev. 7/2013), revision booklet undated; agreement Rev. 4/2015. Source document

Per stirpes. “You may elect to have the proceeds pass to the lineal ... descendants of the primary beneficiary, per stirpes.” Page 117, form IRA agreement 100A (Rev. 4/2015) (5/2015); inherited IRA agreement 100-IHA (Rev. 7/2013), revision booklet undated; agreement Rev. 4/2015. Source document

Default beneficiary. “or contingent beneficiary who survives you, the account ... proceeds will be distributed to your estate.” Page 117, form IRA agreement 100A (Rev. 4/2015) (5/2015); inherited IRA agreement 100-IHA (Rev. 7/2013), revision booklet undated; agreement Rev. 4/2015. Source document

If a beneficiary dies first. “Section 461.045 of the Revised Statutes of the State of Missouri (RSMo) regarding lineal descendant substitutes, or any substantially similar statutory provisions of another state, shall not apply to this TOD Agreement. Any lineal descendant of a nonsurviving Beneficiary shall not be entitled to a distribution from the account unless specifically designated on the Beneficiary Designation form.” Page 114, form IRA agreement 100A (Rev. 4/2015) (5/2015); inherited IRA agreement 100-IHA (Rev. 7/2013), revision booklet undated; agreement Rev. 4/2015. Source document

How to submit. “Forward the original Beneficiary Designation form to Stifel.” Page 119, form IRA agreement 100A (Rev. 4/2015) (5/2015); inherited IRA agreement 100-IHA (Rev. 7/2013), revision booklet undated; agreement Rev. 4/2015. Source document

Trust as beneficiary. “Beneficiaries may include individuals, corporations, trusts, or other legal entities.” Page 2, form OM-17302. Source document

Refused wording. “You may not name yourself or your estate under a TOD designation or include estate distribution provisions.” Page 2, form OM-17302. Source document

Default beneficiary. “If no beneficiary survives the account owner(s), the account belongs to the estate of the most recently deceased owner.” Page 2, form OM-17302. Source document

If a beneficiary dies first. “If a primary beneficiary dies before you, the percentages will be ... recalculated proportionately among the surviving primary beneficiaries. ... Secondary beneficiaries ... inherit assets only if no primary beneficiaries survive you.” Page 1, form OM-17302. Source document

How to submit. “Mail to: ... Baltimore, MD 21297-1302 ... Express delivery only:” Page 1, form OM-17302. Source document

Trust as beneficiary. “Primary Beneficiary ... Trust/Organization/Estate (If Trust, include full Trust name.)” Page 4, form AEM10603357, revision 2026-03. Source document

How to name the trust. “Trust/Organization/Estate (If Trust, include full Trust name.) ... Date of Birth/Trust Date (mm/dd/yyyy)” Page 4, form AEM10603357, revision 2026-03. Source document

Per stirpes. “You may select either a per stirpes distribution or a per capita distribution.” Page 1, form AEM10603357, revision 2026-03. Source document

Spousal consent. “If I live in a state with community property statutes and do not designate my spouse as the sole Primary Beneficiary, I represent and warrant that my spouse has consented to such designation.” Page 1, form AEM10603357, revision 2026-03. Source document

Default beneficiary. “If no designated beneficiary survives me, or if I do not designate a beneficiary, pay the full value of my account to my estate.” Page 3, form AEM11527257, revision 2025-03. Source document

If a beneficiary dies first. “the remaining portion will be divided proportionately among any surviving Contingent Beneficiaries. Any beneficiary who does not survive me by 120 hours will be considered to have passed away before me.” Page 3, form AEM11527257, revision 2025-03. Source document

How to submit. “Upload online with secure messaging (if you are an existing client and have online access to your Account). ... Fax to 1-888-526-7252. ... Bring to your nearest Schwab branch” Page 8, form AEM10603357, revision 2026-03. Source document

Trust as beneficiary. “The beneficiaries on a TOD registration may be natural persons only.” Page 3, revision 2025-08. Source document

Spousal consent. “Any resident of a community property state (currently Alaska, Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin) who designated beneficiaries other than a spouse must obtain the spouse's consent.” Page 2, revision 2025-08. Source document

Default beneficiary. “If the beneficiary does not survive the owner or if the beneficiary is unable to accept his or her interest, the shares become the property of the owner's estate.” Page 4, revision 2025-08. Source document

If a beneficiary dies first. “Thus, the shares are transferred to each of the primary beneficiaries, in equal shares, who survive the account owner. ... Contingent beneficiaries receive the account upon the death of the account owner if, and only if, there are no surviving primary beneficiaries. ... if the beneficiary survives the owner but is not alive when the transfer request is received, the shares become the property of the beneficiary's estate.” Page 3, revision 2025-08. Source document

How to submit. “Please mail your application to: Northern Funds, P.O. Box 75986, Chicago, IL 60675-5986 or fax your form to: 312-557-0411. ... You may change or revoke the TOD registration with clear instructions to Northern Funds Center” Page 1, revision 2025-08. Source document

Trust as beneficiary. “If a beneficiary is a trust, provide the trust name and date the trust was established.” Page 1, form MF307, revision R10-24. Source document

How to name the trust. “If a beneficiary is a trust, provide the trust name and date the trust was established.” Page 1, form MF307, revision R10-24. Source document

Per stirpes. “If Lineal Descendants Per Stirpes (LDPS) is not checked after each name/group, Primary/Contingent will be used.” Page 1, form MF307, revision R10-24. Source document

Refused wording. “Children, sons, daughters, brothers, sisters, half-brothers, half-sisters, grandchildren, great-grandchildren, granddaughters and grandsons are the only acceptable group designations. ... Thrivent accepts the LDPS designation when the individual named is related to the benefit member by blood, marriage, or legal adoption.” Page 3, form MF307, revision R10-24. Source document

Default beneficiary. “If none of the beneficiaries survive, proceeds shall be paid to the owner's estate.” Page 3, form MF307, revision R10-24. Source document

If a beneficiary dies first. “If two or more persons are named as primary beneficiaries, the death proceeds will be paid equally to the survivors or survivor, unless otherwise directed. ... If a named beneficiary dies without leaving a lineal descendant, that beneficiary's share of the death proceeds will be distributed among the remaining named beneficiaries in proportionate shares.” Page 3, form MF307, revision R10-24. Source document

How to submit. “successful completion of the electronic signature process online, or 2) submission to and approval by the Processing Center ... Regular Mail: Express Mail: Fax: Phone:” Page 2, form MF307, revision R10-24. Source document

Per stirpes. “If a beneficiary should predecease you and you want that beneficiary's share to go to his or her lineal descendants, check per stirpes. ... Yes, add Per Stirpes (For every beneficiary)” Page 8, form F11154, revision 2023-09, read from a Wayback Machine capture of 2025-07-10. Source document

Refused wording. “Please take note that the Custodian or a joint owner may not be designated as the Beneficiary.” Page 8, form F11154, revision 2023-09, read from a Wayback Machine capture of 2025-07-10. Source document

Default beneficiary. “If there are no surviving contingent beneficiaries at the time of your death, we will transfer ownership of your account to your estate.” Page 8, form F11154, revision 2023-09, read from a Wayback Machine capture of 2025-07-10. Source document

If a beneficiary dies first. “If a primary beneficiary predeceases you, his or her share shall be divided proportionately among the surviving primary beneficiaries. ... Otherwise, a beneficiary's rights end with the death of that beneficiary, and the estate of a predeceased beneficiary has no claim to or interest in your account.” Page 8, form F11154, revision 2023-09, read from a Wayback Machine capture of 2025-07-10. Source document

How to submit. “Please send your signed and completed application to TIAA-CREF Funds per the Return Completed Forms section below or in the enclosed postage-paid business-reply envelope.” Page 1, form F11154, revision 2023-09, read from a Wayback Machine capture of 2025-07-10. Source document

Trust as beneficiary. “The undersigned designate(s) the following individual(s), trust(s), guardianship(s), entity(ies), and/or custodian(s) under the Uniform” Page 2. Source document

Spousal consent. “This section MUST be completed if EITHER: (i) the Account is a single name account and the undersigned's spouse is not named below as the sole primary beneficiary, OR (ii) the Account is a joint account and the joint tenants on the Account are not married to each other.” Page 1. Source document

Default beneficiary. “no primary or contingent beneficiary designation is in effect for the Account ... upon the death of the undersigned of the survivor of the undersigned, ... TradeStation will distribute the assets of the Account to the estate of the” Page 3. Source document

If a beneficiary dies first. “that primary beneficiary's share shall pass as follows ... B. To the surviving primary beneficiaries based upon the ratio of their designated share percentages. ... If no provision has been made for one or more deceased ... primary beneficiary's share under Step 5, TradeStation will pay such share ... to the deceased primary beneficiary's lineal descendants or, in the absence ... thereof, to the estate of the undersigned or survivor of the undersigned.” Page 2. Source document

How to submit. “Return this completed form by: ... Email [email protected]” Page 1. Source document

Trust as beneficiary. “Any individual or entity may be designated as a Beneficiary. ... A designation of the trustee of a trust as a Beneficiary shall be deemed to include the successor or successors to the designated trustee.” Page 6, form 0E24641, revision 2023-08. Source document

Per stirpes. “Distribution to Descendants by Right of Representation. Assets distributable to the descendants of a deceased person "by right of representation" shall first be divided into as many shares as there are surviving children and deceased children of the deceased person.” Page 4, form 0E24641, revision 2023-08. Source document

Spousal consent. “Community All married clients are required to answer if spouse is not at” Page 3, form 0E24641, revision 2023-08. Source document

Default beneficiary. “Account assets will transfer to the last Account Owner's estate.” Page 5, form 0E24641, revision 2023-08. Source document

If a beneficiary dies first. “That Primary Beneficiary's share shall be distributed to that Primary Beneficiary's descendants by right of representation if that option has been selected on page 1. ... That Primary Beneficiary's share shall be allocated proportionately among the surviving Primary Beneficiaries” Page 5, form 0E24641, revision 2023-08. Source document

How to submit. “Submit via workflow, provide a copy to client. Original to branch file. ... no such change shall be effective until it is received and accepted by you at your principal office” Page 3, form 0E24641, revision 2023-08. Source document

Trust as beneficiary. “To the trustee of an existing trust created under an agreement ... Name of trust” Page 7, form FDBPT (kit BDBP; agreement TODPAT 092025), revision 07/2026. Source document

How to name the trust. “To the trustee of an existing trust created under an agreement ... Date of trust mm dd yyyy” Page 7, form FDBPT (kit BDBP; agreement TODPAT 092025), revision 07/2026. Source document

Per stirpes. “Vanguard doesn't accept designations that name a group of individuals, such as "my descendants" or "children, per stirpes," on a Transfer on Death Plan because of the difficulty in identifying the members of the” Page 4, form FDBPT (kit BDBP; agreement TODPAT 092025), revision 07/2026. Source document

Refused wording. “Vanguard doesn't accept designations that name a group of individuals, such as "my descendants" or "children, per stirpes," on a Transfer on Death Plan” Page 4, form FDBPT (kit BDBP; agreement TODPAT 092025), revision 07/2026. Source document

Default beneficiary. “If none of your Plan Beneficiaries survive you or survive the last surviving account owner, if applicable, then your estate or the last surviving account owner's estate, as the case may be, will be treated as the Plan Beneficiary.” Page 12, form FDBPT (kit BDBP; agreement TODPAT 092025), revision 07/2026. Source document

If a beneficiary dies first. “If any beneficiary is deceased at the time of your death, his or her assets will be divided proportionately among your surviving beneficiaries. Your backup beneficiaries will inherit your assets only if you have no surviving beneficiaries at the time of your death.” Page 4, form FDBPT (kit BDBP; agreement TODPAT 092025), revision 07/2026. Source document

How to submit. “Mail your completed form and any attached information to: ... or, if available, by enrolling online through” Page 10, form FDBPT (kit BDBP; agreement TODPAT 092025), revision 07/2026. Source document

Spousal consent. “you need your spouse's consent to designate any primary beneficiary other than your spouse. This need arises from state property law.” Web page, revision 2026-08-28. Source document

How to submit. “You can update your beneficiary information anytime in the mobile app or on our website. ... upload the completed form on the Taxes & Documents page” Web page, revision 2026-09-03. Source document