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Lady Bird Deed in Jacksonville, Florida

Your Jacksonville home is likely the most valuable thing you own. A lady bird deed keeps it out of probate while you stay in full control for the rest of your life.

  • No probate on the home, recorded right here in Duval County
  • Full control for life, so you can sell, refinance, or change it anytime
  • Keeps the step-up in basis, and avoids the Medicaid penalty that gifting the home would trigger
Book a no-cost 30-minute consult Attorney-drafted, $399 flat + recording

Quick Overview

A lady bird deed keeps your Jacksonville home out of probate and passes it to the people you name when you die, while you keep full control to sell, refinance, or change it for life. Attorney-drafted from $399 plus recording, signed wherever you are and e-recorded with the Duval County Clerk of Courts. Whether it fits your home comes down to the recording, mistakes, and cost details below.

Topics to Know HideShow

Below, we walk through the 4 issues that decide whether this is the right move for you. Jump to any one.

  1. Why Jacksonville Homeowners Use a Lady Bird Deed The home passes to your family the moment you die, with no probate, while you keep full control to sell or change it for life. With Jacksonville values near $325,000, keeping that out of court matters.
  2. Where Your Deed Records in Duval County Your deed protects the family only once it is recorded with the Duval County Clerk of Courts. We e-record it for you, so you never drive to a courthouse, and the cost is set by Florida law.
  3. The Mistakes We Fix for Duval County Families A plain gift to the kids loses the step-up and can trigger a five-year Medicaid penalty. A do-it-yourself form often misses the homestead and spousal rules that quietly void it.
  4. What It Costs A flat $399 for an individual or $449 for a joint deed, the same price the form mills charge, with an attorney behind it. Only the government recording cost is added, at cost.

That’s the quick version. The details below are what decide your situation, and where the costly mistakes hide.

Why Jacksonville Homeowners Use a Lady Bird Deed

Most families in Jacksonville never think about how their home will pass until something forces the question. A lady bird deed (its formal name is an enhanced life estate deed) answers it quietly. The home passes to the people you name the moment you die, with no probate, and you keep complete control while you are alive. You can sell it, borrow against it, or change your mind, all without anyone's permission.

Jacksonville is a large, working metro with a moderate older-adult share and a big military community, with higher-value retiree pockets at the beaches. Florida’s largest city by population, with a large military community, so young-family wills, guardian nominations, and survivor planning sit alongside standard probate. With a median home value around $325,000, keeping that value out of probate and protecting the step-up in basis matters here. See exactly how a lady bird deed works → You do not need a lawyer with an office in Jacksonville, because the deed records in Duval County no matter where it is drafted. Here is how working with a Florida lady bird deed attorney runs, wherever you are.

Where Your Deed Records in Duval County

A deed only protects your family once it is properly recorded, and in Duval County that happens with the Duval County Clerk of Courts. The cost to record is modest and set by Florida law, the same in every county, usually around $18 to $30. The Department of Revenue has ruled that an enhanced life estate deed is not subject to documentary stamp tax, and in practice the deed is recorded with a nominal recital and a seventy cent stamp. We pull your exact legal description from the last recorded deed, prepare the document, and e-record it for you, so nothing depends on you driving to a courthouse.

Your Deed in Jacksonville, Step by Step

Duval County has 212,984 homesteads, and the Save Our Homes cap holds the average one $111,565 below its market value in 2026. 39,020 Duval County parcels belong to an owner with a mailing address in another state, and 567 more to an owner abroad. An owner who lives elsewhere is the one a lady bird deed helps most, because a Florida house otherwise needs a second probate here. The Duval County court opened 2,888 new probate cases in the 2024 to 2025 court year. A house that passes by lady bird deed stays out of that count.

Street map of Jacksonville around Duval County Courthouse (Clerk of the Circuit Court, Recording Department), with numbered markers for the places named below
  1. 1Duval County Courthouse (Clerk of the Circuit Court, Recording Department), 501 West Adams Street, Jacksonville, FL 32202. Directions
  2. 2Duval Clerk Beaches Branch, 1543 Atlantic Boulevard, Neptune Beach, FL 32266 (a drive, not on the map). Directions
  3. 3The UPS Store #4509, 221 North Hogan Street, Jacksonville, FL 32202. Directions
  4. 4Jacksonville Public Library, Main Library, 303 N. Laura St., Jacksonville, FL 32202. Directions
  5. 5Something Better Cafe + Kitchen, 236 West Adams Street, Jacksonville, FL 32202. Directions
  6. 6Chamblin’s Uptown, 215 North Laura Street, Jacksonville, FL 32202. Directions
  7. 7Chase, 112 West Adams Street, Jacksonville, FL 32202. Directions
  8. 8Ameris Bank, 200 West Forsyth Street, Jacksonville, FL 32202. Directions
  9. 9Jacksonville Main Post Office, 1100 Kings Road, Jacksonville, FL. Directions
  10. 10James Weldon Johnson Park, 117 West Duval Street, Jacksonville, FL 32202. Directions
  11. 11Northbank Riverwalk, Independent Drive, Jacksonville, FL 32202. Directions
  12. 12Clay Street garage, 125 North Clay Street, Jacksonville, FL 32202. Directions
  13. 13Florida Theatre, 128 East Forsyth Street, Jacksonville, FL 32202. Directions
  14. 14Duval County Property Appraiser (Yates Building) and Tax Collector driver license office, 231 East Forsyth Street, Jacksonville, FL 32202. Directions
  15. 15Military Affairs and Veterans Department, 117 W. Duval Street, Suite 175, Jacksonville, FL 32202. Directions
  16. 16Florida Department of Health in Duval County, Vital Statistics, 3225 University Boulevard South, Jacksonville, FL (a drive, not on the map). Directions
Who records your deed in Duval County, and how we record it

In Duval County, deeds are recorded by the Recording Department of Jody Phillips, the Clerk of the Circuit Court, at the Duval County Courthouse, 501 West Adams Street in downtown Jacksonville, between Pearl and Broad Streets. The department is open Monday to Friday from 8 a.m. to 5 p.m., except holidays, and answers at 904-255-2000. The Clerk publishes no email address for recording. A deed carried in person is scanned, recorded and handed back to you while you wait. The Clerk’s current page gives no counter room for recording, so call ahead if you plan to walk one in.

The Clerk also records at its Beaches Branch in Tradewinds Plaza, 1543 Atlantic Boulevard in Neptune Beach, open from 8 a.m. to 4:30 p.m. by appointment or by joining the same-day line at the kiosk. A drop box inside the branch takes documents for anyone who would rather not wait.

You will not need to go to either office. We record your deed electronically through Simplifile, one of the approved e-recording vendors the Clerk lists by name. The Clerk is candid that it cannot promise same-day or next-day recording for anything that arrives by mail or electronically, and it processes documents in the order they come in. The Clerk posts the recording fee as $10 for the first page and $8.50 for each page after, so a two-page deed costs $18.50 to record.

After it records: find it, print it, and watch it

We send you the recorded deed as soon as the Clerk returns it. The deed also appears in the Clerk’s official records search, which covers everything recorded in Duval County since 1988, and an uncertified copy there downloads or prints free. For a deed recorded before 1988, the Clerk’s Official Records and Research staff in Room 1253 of the courthouse, at 904-255-2025, find it for you.

For a paper copy printed downtown, The UPS Store #4509 at 221 North Hogan Street, between Adams and Monroe Streets, lists printing among its services, at 904-355-4190. The store is about 6 minutes on foot from the courthouse. The Main Library at 303 North Laura Street, about 8 minutes on foot and open Monday through Saturday from 9 a.m. to 6 p.m., prints from its public printers for 15 cents a black and white page and 50 cents a color page with a library card, and its Mobile Print service lets you send the file from home and pick up the pages at the desk.

If a bank or title company asks for a certified copy, the Clerk’s eCertify service delivers one online for the $2 certification fee plus a $6 processing fee, and the download link stays good for 30 days, so you can print as many copies as you need. In Room 1253 the same electronic copy costs $2, plus $1 a page for paper.

Then take two minutes to sign up for the Clerk’s free Property Fraud Alert. The service watches names, not addresses, takes up to 10 names at a time, and alerts you by email, text message or phone call within 48 hours whenever a document is recorded under one of them. More than 45,000 Duval owners and businesses have signed up. If an alert ever shows a deed you did not sign, the Clerk tells you to call the Jacksonville Sheriff’s Office at 904-630-0500 first.

Signing your deed, and a morning downtown

A Florida deed needs two witnesses and a notary. We set up the signing for you by video, so you can sign from home. If you would rather sign in person, The UPS Store on North Hogan Street lists notary service, and its own page asks you to call ahead or make an appointment because a notary is not always on duty.

The Duval Clerk publishes its own recording checklist, and our deeds follow it. The first page leaves a blank 3 by 3 inch space in the upper right corner for the Clerk’s stamp, and every later page leaves 1 by 3 inches. The deed carries the new owner’s mailing address and the name and address of the person who prepared it, and each signer and witness prints a name under the signature.

If a court date or an errand brings you to the courthouse anyway, coffee is close. Something Better Cafe + Kitchen at 236 West Adams Street, about 5 minutes on foot, opens at 6:30 a.m. on weekdays and closes at 3 p.m. Chamblin’s Uptown at 215 North Laura Street, about 8 minutes away, is an independent bookstore with a cafe, open weekdays from 8 a.m. to 5 p.m., Saturday from 9 a.m. to 4 p.m. and Sunday from noon to 5 p.m. The cafe line is 904-674-0870.

For a cashier’s check, if you bank there, Chase has a branch at 112 West Adams Street at Laura Street and Ameris Bank has one at 200 West Forsyth Street, each about 8 minutes on foot. The nearest post office with a counter is the Jacksonville main office at 1100 Kings Road, a short drive west, with window service weekdays from 7:30 a.m. to 9 p.m. and Saturday until 6 p.m. When you are done, James Weldon Johnson Park at 117 West Duval Street is about 9 minutes away, and the Northbank Riverwalk along the St. Johns River, open around the clock with benches and scenic overlooks, is about 12 minutes on foot at Independent Drive. The Clerk names the Clay Street garage at 125 North Clay Street, across Adams Street from the courthouse, as the garage for jurors.

On the walk east along Forsyth Street, about 14 minutes from the courthouse, the Florida Theatre at 128 East Forsyth Street opened on April 8, 1927 as the largest theatre in Florida, and in August 1956 a juvenile court judge sat in its back row with arrest warrants ready in case Elvis Presley moved too suggestively on its stage.

Your homestead exemption in Duval County

Homestead is handled by Joyce Morgan, the Duval County Property Appraiser, in the Yates Building at 231 East Forsyth Street, about 15 minutes on foot from the courthouse. The Customer Service and Exemptions Division is in Room 260, open weekdays from 7:30 a.m. to 5:30 p.m., at 904-255-5900 or [email protected]. The building is entered from Forsyth Street, the garage underneath is entered from Adams Street, and visitors need identification.

You can file for homestead online. You must own the home and live in it as your permanent residence on January 1, and the deadline to file on time for the 2027 tax roll is March 1, 2027. A paper application can be hand delivered, mailed to Room 260, faxed to 904-255-7963 or emailed to [email protected].

The Property Appraiser renews homestead automatically each January only when nothing about the property, its ownership or its use has changed, and says a change in ownership can remove or alter the exemption. A lady bird deed changes the title, so we tell you whether yours needs a new application, and the Exemptions Division can confirm it before March 1. For a home held in a trust, the Property Appraiser asks for a copy of the entire trust agreement with the application.

If you are a veteran with a disability rating

A disabled veteran may qualify for more than the basic homestead exemption, and the proof is a letter from the U.S. Department of Veterans Affairs. The Duval County Property Appraiser lists a $5,000 exemption for a veteran disabled at least 10 percent in war or by service-connected misfortune, and a full exemption on the homestead for an honorably discharged veteran with a service-connected total and permanent disability, which in some cases carries over to the surviving spouse. The surviving spouse of a veteran who died from service-connected causes on active duty can also receive a full exemption. Each is filed with the Exemptions Division in Room 260 of the Yates Building, 904-255-5900.

The City of Jacksonville’s Military Affairs and Veterans Department helps with VA benefits and claims at no cost. The office is at 117 West Duval Street, Suite 175, about 9 minutes on foot from the courthouse, and answers at 904-255-5550 and [email protected].

If your name has changed since you bought the home

Marriage or divorce often leaves a home titled in a name you no longer use. We write the new deed with both names, the name on your old deed and your name today, so the record connects them and a future title search does not stall on the difference.

Your driver license should match as well. The Florida Department of Highway Safety and Motor Vehicles requires every name change on a license to be made in person at a local office, and only after the Social Security Administration has updated your name, allowing 24 to 48 hours after that. Downtown, the Duval County Tax Collector runs a driver license office at 231 East Forsyth Street, in the same Yates Building as the Property Appraiser, so a license and a homestead question can be handled on one trip. The office is open weekdays from 8:30 a.m. to 4:30 p.m., answers at 904-255-5700, and takes appointments online through the Tax Collector.

When the time comes: what your family does, without probate

After you die, the house is already your family’s. To show that in the record, they record a certified copy of your death certificate and an affidavit, and then a title company can insure a sale. The Department of Health in Duval County issues certified death certificates at its Vital Statistics office, 3225 University Boulevard South, weekdays from 8 a.m. to 4:45 p.m., at 904-253-1620. The first certificate costs $15 and each additional copy $10, a photo ID must come with every request, and the cause of death is released only to family or a legal representative. The county office covers Florida deaths from 2009 on. We prepare and record the rest.

Families whose home is still in the name of a parent who died without a plan face a harder road. The Property Appraiser warns that an unresolved title can affect the homestead exemption, and points those families to the heirs’ property program of Jacksonville Area Legal Aid and LISC Jacksonville.

Local details checked September 29, 2026 on the offices' and businesses' own sites and Google Maps. Places are listed for convenience, not as a recommendation; call ahead, since hours change. Map data © OpenStreetMap contributors. County figures from the Florida Department of Revenue 2026 property roll and Data Book and the Florida courts' FY 2024 to 2025 Statistical Reference Guide. Sources: Duval Clerk recording · Duval Clerk official records and research · Duval Clerk office locations · Duval Clerk Beaches Branch · Duval Clerk Property Fraud Alert · Duval County Property Appraiser · Duval Property Appraiser exemptions · Duval Property Appraiser required documentation · Duval Property Appraiser contact · Florida Department of Health in Duval County, death certificates · Florida Department of Health in Duval County, Vital Statistics office · The UPS Store #4509 · Chamblin Bookmine and Chamblin’s Uptown · City of Jacksonville, Northbank Riverwalk · USPS Locator · FDIC BankFind · Jacksonville Public Library, Main Library · Jacksonville Public Library, Mobile Print and printing costs · Florida Theatre history · Duval Property Appraiser, other exemptions (veterans) · City of Jacksonville Military Affairs and Veterans Department · FLHSMV name and address changes · FLHSMV Duval office locations

The Mistakes We Fix for Duval County Families

The cheap way usually costs the most. A plain gift of the home to the kids loses the step-up in basis (a tax break that can save the family tens of thousands when they sell) and can trigger Florida's five-year Medicaid penalty. A do-it-yourself form often misses the homestead and spousal rules, which can quietly void the deed for a married owner. We handle those checks as part of the flat fee, so the deed actually holds up. What a valid form must contain → · when a deed is the wrong tool →

Helping Jacksonville families keep the home simple.

A no-cost 30-minute consult confirms a lady bird deed fits, by phone or video. If a trust is the better tool, we will tell you that too.

Book a no-cost consult

What It Costs

Our flat fee is $399 for an individual owner and $449 for a joint deed, the same price the form mills charge, with a real attorney behind it. On top of that you pay only the government recording cost and the documentary stamp, passed through with no markup. The fee is posted up front and honored for 90 days. See the full cost breakdown →

Lady bird deed
$399 · $449 joint
Passes the home to your family at death with no probate, and you keep full control and your homestead protection while you live. One owner $399, joint owners $449. Drafted with the homestead language Florida requires. A quitclaim, warranty or life-estate deed is $399.
Deed revocation or amendment
$250
Revoking or correcting a deed already on record.
Recording costs vary by county and start at $19.20 for a deed. Documentary stamp tax, court filing fees, publication and certified copies are additional and passed through at cost.

Communities We Serve Near Jacksonville

We work with homeowners across Duval County, including Riverside, Avondale, San Marco, Ortega, Mandarin, Jacksonville Beach, Ponte Vedra, and the surrounding area. StepUpLaw is a Miami firm serving Jacksonville families wherever you are; this is not a Jacksonville office, and we frame our work that way out of respect for Florida's advertising rules.

Frequently Asked Questions

Do I need a Jacksonville office to set up a lady bird deed?

No. StepUpLaw is a Miami firm that serves Jacksonville and Duval County homeowners by phone and video, with the deed signed by remote online notary and e-recorded in your county. Many of our clients are adult children handling a Florida parent's home from another state.

Where does a Jacksonville lady bird deed get recorded?

With the Duval County Clerk of Courts, in the county where the property sits. Recording fees are set by Florida law and are the same in every county, usually about $18 to $30 for a deed like this. The Department of Revenue has ruled that an enhanced life estate deed is not subject to documentary stamp tax, and in practice the deed is recorded with a nominal recital and a seventy cent stamp.

Will a lady bird deed help my Jacksonville home avoid Medicaid estate recovery?

Yes. Florida only recovers Medicaid costs from the probate estate. Because a lady bird deed passes the home outside probate, it stays out of recovery's reach, while your homestead also stays exempt during your lifetime. It is one of the main reasons Duval County families use it.

Can the notary be one of the two witnesses on my Jacksonville deed?

Yes, when the notary watches you sign and also signs on a witness line with a mailing address. A notary who only completes the acknowledgment is not a second witness, and a deed with one witness and a notary is a witness short. Florida law cures a missing witness five years after the deed is recorded, absent fraud, so recording promptly with the Duval County Clerk of Courts is also what starts that clock.

Can I still sell my Jacksonville home after signing?

Yes, and that is the whole point of the "enhanced" part. You keep the right to sell, refinance, rent, or change your mind, all without asking the beneficiaries. If the home is your homestead and you are married, your spouse still joins the deed for a sale or mortgage.


Updated October 18, 2026. Reviewed by Kevin D. Klagge, Esq., Fla. Bar No. 99502. Attorney Kevin Klagge represents families, businesses, and international clients in estate and tax planning, business structuring, and international law, with a focus on Florida legal tools. He litigates estate and business issues in court. General information about Florida law, not legal advice, and no attorney-client relationship is created. We serve Jacksonville and Duval County residents wherever they are. Do not send confidential information until we have agreed to represent you.

Keep your Jacksonville home out of probate

Book a no-cost 30-minute consult. We confirm the deed fits, draft it, and record it in Duval County for a flat $399 (individual) / $449 (joint) plus recording.