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Lady Bird Deed in Lakeland, Florida

A lady bird deed lets your Lakeland home pass straight to the people you love when you die, with no probate and nothing given up while you are alive.

  • No probate on the home, recorded right here in Polk County
  • Full control for life, so you can sell, refinance, or change it anytime
  • Keeps the step-up in basis, and avoids the Medicaid penalty that gifting the home would trigger
Book a No-Cost Phone Consult Attorney-drafted, $399 flat + recording

Quick Overview

A lady bird deed lets your Lakeland home skip probate and pass straight to your family, with no Medicaid five-year penalty and the step-up in basis preserved. Attorney-drafted from $399 plus recording. The recording, the mistakes to avoid, and the cost are below.

Topics to Know HideShow

Below, we walk through the 4 issues that decide whether this is the right move for you. Jump to any one.

  1. Why Lakeland Homeowners Use a Lady Bird Deed The home passes to your family the moment you die, with no probate, while you keep full control to sell or change it for life.
  2. How a Lakeland Deed Gets Recorded Your deed protects the family only once it is recorded with the Polk County Clerk of the Circuit Court and Comptroller. We e-record it for you, so you never drive to a courthouse, and the cost is set by Florida law.
  3. The Mistakes We Fix for Polk County Families A plain gift to the kids loses the step-up and can trigger a five-year Medicaid penalty. A do-it-yourself form often misses the homestead and spousal rules that quietly void it.
  4. What It Costs A flat $399 for an individual or $449 for a joint deed, the same price the form mills charge, with an attorney behind it. Only the government recording cost is added, at cost.

That’s the quick version. The details below are what decide your situation, and where the costly mistakes hide.

Why Lakeland Homeowners Use a Lady Bird Deed

The worry we hear most often from Lakeland homeowners is leaving their children a mess instead of a home. A lady bird deed (its formal name is an enhanced life estate deed) answers it quietly. The home passes to the people you name the moment you die, with no probate, and you keep complete control while you are alive. You can sell it, borrow against it, or change your mind, all without anyone's permission.

Lakeland anchors Polk County in the I-4 corridor between Tampa and Orlando, a fast-growing area drawing both young families and retirees. A growing central-Florida market of new arrivals and retirees, where first estate plans, homestead, and probate-avoidance deeds all apply. See exactly how a lady bird deed works → You do not need a lawyer with an office in Lakeland, because the deed records in Polk County no matter where it is drafted. Here is how working with a Florida lady bird deed attorney runs, wherever you are.

How a Lakeland Deed Gets Recorded

A deed only protects your family once it is properly recorded, and in Polk County that happens with the Polk County Clerk of the Circuit Court and Comptroller. The Polk County recording office sits at 255 North Broadway Avenue in Bartow, but we e-record your deed electronically, so you never make the trip. The cost to record is modest and set by Florida law, the same in every county, usually around $18 to $30. The Department of Revenue has ruled that an enhanced life estate deed is not subject to documentary stamp tax, and in practice the deed is recorded with a nominal recital and a seventy cent stamp. We pull your exact legal description from the last recorded deed, prepare the document, and e-record it for you, so nothing depends on you driving to a courthouse.

Your Deed in Lakeland, Step by Step

Polk County has 174,240 homesteads, and the Save Our Homes cap holds the average one $74,921 below its market value in 2026. 58,656 Polk County parcels belong to an owner with a mailing address in another state, and 5,252 more to an owner abroad. An owner who lives elsewhere is the one a lady bird deed helps most, because a Florida house otherwise needs a second probate here. The Polk County court opened 2,554 new probate cases in the 2024 to 2025 court year. A house that passes by lady bird deed stays out of that count.

Street map of Lakeland around Lakeland Government Center (Clerk, Room 240; Property Appraiser, Suite 272), with numbered markers for the places named below
  1. 1Lakeland Government Center (Clerk, Room 240; Property Appraiser, Suite 272), 930 E. Parker St., Lakeland, FL 33801. Directions
  2. 2Polk County Courthouse, 255 N. Broadway Ave., Bartow, FL 33830 (a drive, not on the map). Directions
  3. 3Northeast Government Center, 200 Government Center Blvd., Lake Alfred, FL 33850. Directions
  4. 4Polk County Property Appraiser, main office, 255 N Wilson Avenue, Bartow, FL 33830 (a drive, not on the map). Directions
  5. 5Mitchell’s Coffee House, 235 North Kentucky Avenue, Lakeland, FL. Directions
  6. 6Black & Brew, Downtown, 205 E. Main Street, Lakeland, FL 33801. Directions
  7. 7Lakeland Public Library (with Black & Brew Lake Morton), 100 Lake Morton Drive, Lakeland, FL 33801. Directions
  8. 8Lakeland Public Library, 100 Lake Morton Drive, Lakeland, FL 33801. Directions
  9. 9Citizens Bank & Trust, Downtown Lakeland, 402 S. Kentucky Ave. Suite 100, Lakeland, FL 33801. Directions
  10. 10Downtown Lakeland Post Office, 210 N Missouri Ave, Lakeland, FL. Directions
  11. 11Main Street Garage, 314 East Main Street, Lakeland, FL 33801. Directions
  12. 12Heritage Garage, 227 South Kentucky Avenue, Lakeland, FL 33801. Directions
  13. 13Polk County Veteran Services at the Lakeland VA clinic, 2080 Meadowland Park Blvd., Lakeland, FL (a drive, not on the map). Directions
  14. 14Polk County Tax Collector, Lakeland Service Center, 916 North Massachusetts Avenue, Lakeland, Florida 33801. Directions
  15. 15Florida Department of Health in Polk County, Lakeland, 3241 Lakeland Hills Blvd., Lakeland, FL 33805 (a drive, not on the map). Directions
Who records your deed in Polk County, and how we record it

In Polk County, deeds are recorded by Stacy M. Butterfield, the Clerk of the Circuit Court and Comptroller, who also serves as County Recorder. The Clerk records official records at three offices, and one of them is in Lakeland, at the Lakeland Government Center, 930 East Parker Street, with Room 240 as the mailing address there. The other two are the Polk County Courthouse in Bartow, 255 North Broadway Avenue, and the Northeast Government Center in Lake Alfred. The Clerk’s offices are open Monday through Friday from 8 a.m. to 4:30 p.m., and the main line is 863-534-4000.

You will not need to go in. We record your deed electronically through Simplifile, which is on the Polk Clerk’s own list of eRecording partners, so the original never leaves our hands and nothing travels by mail. The Clerk posts the recording fee as $10 for the first page and $8.50 for each page after that, so a two-page deed costs $18.50 to record, plus $1 for each name after the fourth.

After it records: find it, print it, and watch it

We send you the recorded deed as soon as the Clerk returns it. The deed also appears in the Clerk’s free official records search, which covers 1957 to the present, and you can print an uncertified copy at home at no charge. Polk also keeps older deeds online, back to 1861, in a separate historical deed search.

If a bank or title company asks for a certified copy, the Clerk offers electronic certification for official records, a tamper evident PDF you can download within minutes and print as often as you need. A mailed certified copy can be requested online as well. At the counter, the Clerk charges $1 a page for a copy and $2 to certify.

Then take two minutes to sign up for the Clerk’s free Property Alert. You register with an email address and then choose your name, your parcel ID number, or both. Whenever a document is recorded in Polk County that matches, the Clerk emails you with instructions for finding it. If a deed you never signed shows up, the Clerk’s advice is to report it to the Polk County Sheriff’s Office at 863-298-6200 or your local police.

Signing your deed, from Lakeland or anywhere

A Florida deed needs two witnesses and a notary, and the Polk County Property Appraiser says the same thing on its own help page. We set up the signing for you by video, so you can sign at your own kitchen table in Lakeland with nobody driving anywhere.

Polk’s Clerk does not publish a separate deed checklist, so the formal requirements are Florida’s, including each witness’s printed name and post office address under the signature. When we draft and record the deed, those details are handled.

If you are at the Lakeland Government Center anyway

The Lakeland Government Center sits on East Parker Street, northeast of downtown, so the places below are a short drive or a 20 to 28 minute walk away. For coffee, Mitchell’s Coffee House at 235 North Kentucky Avenue opened in 1998 as the first coffee shop in downtown Lakeland and is open Monday through Saturday from 7 a.m. to 5 p.m., with the kitchen closing at 2 p.m. The walk is about 20 minutes. Black & Brew, a Lakeland coffee house and bistro, has its downtown cafe at 205 East Main Street, about 24 minutes on foot.

To print, the Lakeland Public Library at 100 Lake Morton Drive charges 10 cents a page for black and white and 50 cents for color, and you can send the file from your phone ahead of time through the library’s mobile printing and pick it up at the desk. The print stations take bills and coins only. The library is open Monday through Thursday from 9 a.m. to 7 p.m., Friday and Saturday from 9 a.m. to 5 p.m., and Sunday from 1:30 to 5 p.m., about 28 minutes on foot, and Black & Brew runs a second cafe inside it.

The library is worth the stop for its own sake. The Lakeland Public Library opened on the shore of Lake Morton in January 1927, before which the Woman’s Club, organized in 1912, kept the library residents used, and the present building opened in April 1966.

The errands are close together downtown. Citizens Bank & Trust, a Polk County community bank, has its downtown office at 402 South Kentucky Avenue, Suite 100, at 863-686-1430, about 28 minutes on foot, which helps if you bank there. The Downtown Lakeland post office at 210 North Missouri Avenue is open weekdays from 8:30 a.m. to 5 p.m. and Saturday from 9 a.m. to 1 p.m., about 26 minutes away, for anything that has to go out by certified mail.

If you drive downtown, the city’s Main Street Garage at 314 East Main Street has metered parking at $1 an hour or $6 a day, enforced from 9 a.m. to 3 p.m. on weekdays. At the Heritage Garage, 227 South Kentucky Avenue, the first two levels are free after 5 p.m. on weekdays and all day on weekends.

Your homestead exemption, with an office in the same building

Homestead is handled by Neil Combee, the Polk County Property Appraiser. The Property Appraiser has a Lakeland office in the same Lakeland Government Center, 930 East Parker Street, Suite 272, open weekdays from 8 a.m. to 4:30 p.m., at 863-802-6150. The main office is at 255 North Wilson Avenue in Bartow, where the Property Appraiser’s site says counter service is paused during a renovation while the Lakeland and Lake Alfred offices stay open. The exemptions line is 863-534-4777, and the email is [email protected].

You can file online at exemptions.polkflpa.gov, which the Property Appraiser says takes most homeowners less than 15 minutes, or in person, by mail or by email. Bring your Florida driver license and Social Security number, plus a Florida voter or vehicle registration or another proof of residency showing the home’s address. The statutory deadline is March 1 each year. Applications for 2027 are being taken now, and once an exemption is approved it renews automatically.

The Property Appraiser answers the question that matters for a lady bird deed on its own FAQ page. To keep the homestead exemption, the person claiming it must have equitable title, a life estate, or a beneficial interest for life, and a lady bird deed keeps a life estate for you. If the home is held in a trust, the Property Appraiser may ask for a copy of the trust agreement after you apply.

Expect a lag after recording. The Property Appraiser’s deed department typically takes four to six weeks after a deed records before the new ownership shows on its website, and longer when volume is high, so the old owner line on the parcel page for a few weeks is normal.

If you are a veteran with a disability rating

A disabled veteran may qualify for more than the basic homestead exemption, and the proof is a letter from the U.S. Department of Veterans Affairs. The Polk County Property Appraiser lists a $5,000 exemption for an honorably discharged veteran with a service connected disability of 10 percent or more, a full exemption on the homestead for a veteran with a service connected total and permanent disability, and a separate exemption for a veteran 65 or older with a combat related disability. Some of these carry over to a surviving spouse.

Polk County Veteran Services helps with the paperwork, and in Lakeland its officers work without appointments at the VA clinic, 2080 Meadowland Park Boulevard, office 2049 on the second floor. A county Veterans Service Officer is there Monday, Wednesday, Thursday and Friday from 8 a.m. to 5 p.m., and the Florida Department of Veterans’ Affairs staffs the office on Tuesdays from 8:30 a.m. to 3 p.m. The county’s line for appointments at its other offices is 863-534-5220.

If your name has changed since you bought the home

Marriage or divorce often leaves a home titled in a name you no longer use. We write the new deed with both names, the name on your old deed and your name today, so the record connects them and a future title search does not stall on the difference.

Your driver license should match too, because the Property Appraiser asks for it when you file for homestead. The Florida Department of Highway Safety and Motor Vehicles requires every name change on a license to be made in person, and only after the Social Security Administration has updated your name, allowing 24 to 48 hours after that. In Polk County, driver licenses are issued by the Tax Collector, and the Lakeland Service Center is at 916 North Massachusetts Avenue, open weekdays from 8:30 a.m. to 5 p.m., with driver license service by appointment and a 4 p.m. cutoff.

When the time comes: what your family does, without probate

After you die, the house is already your family’s. To show that in the record, they record a certified copy of your death certificate and an affidavit, and then a title company can insure a sale. The Florida Department of Health in Polk County issues death certificates in Lakeland at its location at 3241 Lakeland Hills Boulevard and at its Office of Vital Statistics on Government Center Boulevard in Lake Alfred, open weekdays from 8 a.m. to 4:30 p.m. The fee is $10 a certificate, the vital statistics line is 863-519-8446, and the county offices cover Florida deaths from 2009 on. We prepare and record the rest.

Local details checked September 29, 2026 on the offices' and businesses' own sites and Google Maps. Places are listed for convenience, not as a recommendation; call ahead, since hours change. Map data © OpenStreetMap contributors. County figures from the Florida Department of Revenue 2026 property roll and Data Book and the Florida courts' FY 2024 to 2025 Statistical Reference Guide. Sources: Polk Clerk, Official Records · Polk Clerk, eRecording · Polk Clerk, eRecording partners · Polk Clerk, Fees · Polk Clerk, Records Requests · Polk Clerk, Property Fraud Alert · Polk Clerk, Protect Your Records with Property Alert (December 3, 2025) · Polk Clerk, Contact Us · Polk Clerk, Hours and Holidays · Polk Clerk, About the Clerk · Polk County Property Appraiser, home page · Polk County Property Appraiser, office locations · Polk County Property Appraiser, exemptions · Polk County Property Appraiser, important dates · Polk County Property Appraiser, FAQ · Polk County Veteran Services · Polk County Tax Collector, locations and hours · FLHSMV name and address changes · Florida Department of Health in Polk County, death certificates · Florida Department of Health in Polk County, Lakeland location · Florida Department of Health in Polk County, Lake Alfred Office of Vital Statistics · Mitchell’s Coffee House · Black & Brew locations · Lakeland Public Library, about · Lakeland Public Library, locations and hours · Lakeland Public Library, mobile printing · City of Lakeland, parking garages and lots · Citizens Bank & Trust, locations · USPS, Downtown Lakeland

The Mistakes We Fix for Polk County Families

The cheap way usually costs the most. A plain gift of the home to the kids loses the step-up in basis (a tax break that can save the family tens of thousands when they sell) and can trigger Florida's five-year Medicaid penalty. A do-it-yourself form often misses the homestead and spousal rules, which can quietly void the deed for a married owner. We handle those checks as part of the flat fee, so the deed actually holds up. What a valid form must contain → · when a deed is the wrong tool →

Protect your Lakeland home before it ever reaches a courtroom.

A No-Cost Phone Consult confirms a lady bird deed fits, by phone or video. If a trust is the better tool, we will tell you that too.

Book a no-cost consult

What It Costs

Our flat fee is $399 for an individual owner and $449 for a joint deed, the same price the form mills charge, with a real attorney behind it. On top of that you pay only the government recording cost and the documentary stamp, passed through with no markup. The fee is posted up front and honored for 90 days. See the full cost breakdown →

Lady bird deed
$399 · $449 joint
Passes the home to your family at death with no probate, and you keep full control and your homestead protection while you live. One owner $399, joint owners $449. Drafted with the homestead language Florida requires. A quitclaim, warranty or life-estate deed is $399.
Deed revocation or amendment
$250
Revoking or correcting a deed already on record.
Recording costs vary by county and start at $19.20 for a deed. Documentary stamp tax, court filing fees, publication and certified copies are additional and passed through at cost.

Communities We Serve Near Lakeland

We work with homeowners across Polk County, including South Lakeland, Lake Hollingsworth, Grasslands, Christina, Highland City, Winter Haven, and the surrounding area. StepUpLaw is a Miami firm serving Lakeland families wherever you are; this is not a Lakeland office, and we frame our work that way out of respect for Florida's advertising rules.

Frequently Asked Questions

Do I need a Lakeland office to set up a lady bird deed?

No. StepUpLaw is a Miami firm that serves Lakeland and Polk County homeowners by phone and video, with the deed signed by remote online notary and e-recorded in your county. Many of our clients are adult children handling a Florida parent's home from another state.

Where does a Lakeland lady bird deed get recorded?

With the Polk County Clerk of the Circuit Court and Comptroller, in the county where the property sits. Recording fees are set by Florida law and are the same in every county, usually about $18 to $30 for a deed like this. The Department of Revenue has ruled that an enhanced life estate deed is not subject to documentary stamp tax, and in practice the deed is recorded with a nominal recital and a seventy cent stamp.

Will a lady bird deed help my Lakeland home avoid Medicaid estate recovery?

Yes. Florida only recovers Medicaid costs from the probate estate. Because a lady bird deed passes the home outside probate, it stays out of recovery's reach, while your homestead also stays exempt during your lifetime. It is one of the main reasons Polk County families use it.

Can the notary be one of the two witnesses on my Lakeland deed?

Yes, when the notary watches you sign and also signs on a witness line with a mailing address. A notary who only completes the acknowledgment is not a second witness, and a deed with one witness and a notary is a witness short. Florida law cures a missing witness five years after the deed is recorded, absent fraud, so recording promptly with the Polk County Clerk of the Circuit Court and Comptroller is also what starts that clock.

Can I still sell my Lakeland home after signing?

Yes, and that is the whole point of the "enhanced" part. You keep the right to sell, refinance, rent, or change your mind, all without asking the beneficiaries. If the home is your homestead and you are married, your spouse still joins the deed for a sale or mortgage.


Updated October 18, 2026. Reviewed by Kevin D. Klagge, Esq., Fla. Bar No. 99502. Attorney Kevin Klagge represents families, businesses, and international clients in estate and tax planning, business structuring, and international law, with a focus on Florida legal tools. He litigates estate and business issues in court. General information about Florida law, not legal advice, and no attorney-client relationship is created. We serve Lakeland and Polk County residents wherever they are. Do not send confidential information until we have agreed to represent you.

Keep your Lakeland home out of probate

Book a No-Cost Phone Consult with Attorney Kevin D. Klagge, Esq. We confirm the deed fits, draft it, and record it in Polk County for a flat $399 (individual) / $449 (joint) plus recording.