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Lady Bird Deed in Orlando, Florida

For Orlando homeowners, a lady bird deed is the simplest way to keep the house out of probate and beyond the reach of Medicaid estate recovery.

  • No probate on the home, recorded right here in Orange County
  • Full control for life, so you can sell, refinance, or change it anytime
  • Keeps the step-up in basis, and avoids the Medicaid penalty that gifting the home would trigger
Book a no-cost 30-minute consult Attorney-drafted, $399 flat + recording

Quick Overview

A lady bird deed lets your Orlando home skip probate and pass straight to your family, with no Medicaid five-year penalty and the step-up in basis preserved. Attorney-drafted from $399 plus recording. The recording, the mistakes to avoid, and the cost are below.

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Below, we walk through the 4 issues that decide whether this is the right move for you. Jump to any one.

  1. Why Orlando Homeowners Use a Lady Bird Deed The home passes to your family the moment you die, with no probate, while you keep full control to sell or change it for life. With Orlando values near $430,000, keeping that out of court matters.
  2. How a Orlando Deed Gets Recorded Your deed protects the family only once it is recorded with the Orange County Comptroller. We e-record it for you, so you never drive to a courthouse, and the cost is set by Florida law.
  3. The Mistakes We Fix for Orange County Families A plain gift to the kids loses the step-up and can trigger a five-year Medicaid penalty. A do-it-yourself form often misses the homestead and spousal rules that quietly void it.
  4. What It Costs A flat $399 for an individual or $449 for a joint deed, the same price the form mills charge, with an attorney behind it. Only the government recording cost is added, at cost.

That’s the quick version. The details below are what decide your situation, and where the costly mistakes hide.

Why Orlando Homeowners Use a Lady Bird Deed

Plenty of Orlando families assume a will handles the house. It does not; a will still goes through probate. A lady bird deed (its formal name is an enhanced life estate deed) answers it quietly. The home passes to the people you name the moment you die, with no probate, and you keep complete control while you are alive. You can sell it, borrow against it, or change your mind, all without anyone's permission.

Orlando proper is young and growing, a working-family metro, while the surrounding Central Florida region carries a large retiree base. A growth metro of first-time estate plans and blended families, plus adult children managing out-of-state parents, where deeds record at the Comptroller. With a median home value around $430,000, keeping that value out of probate and protecting the step-up in basis matters here. See exactly how a lady bird deed works → You do not need a lawyer with an office in Orlando, because the deed records in Orange County no matter where it is drafted. Here is how working with a Florida lady bird deed attorney runs, wherever you are.

How a Orlando Deed Gets Recorded

A deed only protects your family once it is properly recorded, and in Orange County that happens with the Orange County Comptroller. In Orange County, deeds are recorded by the Comptroller, not the Clerk of Courts, a detail that trips up many do-it-yourself deeds. The Orange County recording office sits at 425 North Orange Avenue in Orlando, but we e-record your deed electronically, so you never make the trip. The cost to record is modest and set by Florida law, the same in every county, usually around $18 to $30. The Department of Revenue has ruled that an enhanced life estate deed is not subject to documentary stamp tax, and in practice the deed is recorded with a nominal recital and a seventy cent stamp. We pull your exact legal description from the last recorded deed, prepare the document, and e-record it for you, so nothing depends on you driving to a courthouse.

Your Deed in Orlando, Step by Step

Orange County has 255,817 homesteads, and the Save Our Homes cap holds the average one $153,863 below its market value in 2026. 40,945 Orange County parcels belong to an owner with a mailing address in another state, and 5,805 more to an owner abroad. An owner who lives elsewhere is the one a lady bird deed helps most, because a Florida house otherwise needs a second probate here. The Orange County court opened 2,995 new probate cases in the 2024 to 2025 court year. A house that passes by lady bird deed stays out of that count.

Street map of Orlando around Orange County Comptroller, Official Records, with numbered markers for the places named below
  1. 1Orange County Comptroller, Official Records, 109 East Church Street, Suite 300, Orlando, FL 32801. Directions
  2. 2Orange County Property Appraiser, 200 South Orange Avenue, Suite 1700, Orlando, FL 32801. Directions
  3. 3The UPS Store #3999, 424 E Central Blvd, Orlando, FL 32801. Directions
  4. 4Sunrise Bank, 109 East Church Street, Orlando, FL 32801. Directions
  5. 5Chase, 25 East Church Street, Orlando, FL 32801. Directions
  6. 6Mecatos Bakery & Café Downtown, 20 North Orange Avenue, Suite 102A, Orlando, FL 32801. Directions
  7. 7The Neighborhood Eatery, 231 Palmetto Avenue, Orlando, FL 32801. Directions
  8. 8Downtown Orlando Post Office, 51 East Jefferson Street, Orlando, FL 32801. Directions
  9. 9Lake Eola Park, 512 East Washington Street, Orlando, FL 32801. Directions
  10. 10Library Garage, East Central Boulevard, Orlando, FL 32801. Directions
  11. 11Orange County Tax Collector, Downtown Office, 301 S. Rosalind Ave. Orlando, FL 32801. Directions
  12. 12Orange County Veterans Services, 2100 E. Michigan Street, Orlando, FL (a drive, not on the map). Directions
  13. 13Southeastern Surveying & Mapping, 6500 All American Blvd., Orlando, FL 32810 (a drive, not on the map). Directions
  14. 14Vital Statistics, Central Health Center, Building 2, 807 West Church Street, Orlando, FL. Directions
In Orange County the Comptroller records your deed, not the Clerk

Orange County splits the job most Florida counties give to one office. The Clerk of Courts runs the courthouse, and deeds are recorded by the Official Records Department of the Orange County Comptroller, Phil Diamond, CPA. The office is at 109 East Church Street, Suite 300, in downtown Orlando, open Monday through Friday from 7:30 a.m. to 4 p.m. Official Records answers at 407-836-5115 and takes email at [email protected], and mail goes to Attn. Official Records, P.O. Box 38, Orlando, FL 32802.

You will not need to go downtown. We record your deed electronically through Simplifile, which the Comptroller lists by name among its eRecording vendors. The Comptroller says it aims to process eRecordings within 24 hours of receiving them, while its deed FAQ puts a deed received by mail at 7 to 10 business days. The posted recording fee is $10 for the first page and $8.50 for each page after, so a two-page deed records for $18.50. The first four names on a document are indexed free, and each name after that costs $1.

After it records: find it, print it, and watch it

We send you the recorded deed as soon as the Comptroller returns it. The deed also appears in the Comptroller’s official records search, where you accept the disclaimer, search by your name and open the recorded image. The Comptroller lets you print a copy of any recorded document from the site for free, with no limit on pages, and the Official Records call center at 407-836-5115 helps if the search gives you trouble.

For a paper copy printed downtown, The UPS Store #3999 at 424 East Central Boulevard, about 9 minutes on foot from the Comptroller’s office, lists printing among its services and describes itself as locally owned and operated. The store answers at 407-872-1057 and is open weekdays from 8:30 a.m. to 7 p.m., Saturday from 10 a.m. to 4 p.m. and Sunday from 10 a.m. to 3 p.m.

If a bank or title company asks for a certified copy, the Comptroller charges $1 a page plus $2 to certify the document, so a three-page deed costs $5. Certified copies can be bought by credit card from the search results page, and only complete documents are certified.

Then take two minutes to sign up for the Comptroller’s free Property Fraud Alert, which notifies you by email or phone when a document is recorded in your name. The service answers questions at 800-728-3858. The Comptroller is candid about why this matters. Official Records staff review only the requirements for recording and have no authority to refuse a properly prepared document, even a fraudulent one, and no recorded document comes out of the records without a judge’s order. If a deed ever appears that you did not sign, the Comptroller sends you first to the Orange County Sheriff’s Office Economic Crimes line at 407-836-4357.

Signing in Orlando, or from anywhere

A Florida deed needs two witnesses and a notary. We set up the signing for you by video, so you can sign from your own kitchen table. If you would rather sign in person downtown, The UPS Store #3999 at 424 East Central Boulevard lists notary service and says a notary is available seven days a week. Call 407-872-1057 before you go to confirm one is in.

The witnesses matter more in Orange County than people expect. The Comptroller warns that a deed recorded without two subscribing witnesses may not be recognized by the Property Appraiser for tracking ownership on the tax roll, and that the office keeps the fee when someone insists on recording one anyway. The deed also has to meet Florida’s recording requirements, and it may not include a Social Security number or a bank account number. When we draft your deed, all of that is on it, and nothing that should not be.

Parking and getting to 109 East Church Street

If you drive downtown, the City of Orlando’s Library Garage on East Central Boulevard is about 4 minutes on foot from the Comptroller’s office. City garages charge $1 for the first 30 minutes and $2 an hour after that, up to $15 a day, and an early bird rate of $8 applies when you enter between 5:30 and 7 a.m. and leave before 5 p.m. Street meters in the downtown core cost $1 an hour, Monday through Saturday from 8 a.m. to 6 p.m.

Without a car, the LYMMO downtown circulator buses run through the center of town. The Orange Line lists stops at Church Street and at the History Center and Library, and runs every 12 minutes during office hours, weekdays from 6 a.m. to 8:25 p.m. and weekends from 8 a.m.

If you are at the Comptroller’s office anyway

Some families come to 109 East Church Street to record something else or to buy a certified copy, and want to know what is close. Sunrise Bank has an office in the same building, at 109 East Church Street, which helps if you bank there. A Chase branch is at 25 East Church Street, about 3 minutes on foot, if you need a cashier’s check and bank there.

For coffee or breakfast, Mecatos Bakery & Café Downtown at 20 North Orange Avenue, Suite 102A, about 9 minutes on foot, serves Colombian coffee, arepas, empanadas and pastries, and opens at 7 a.m. on weekdays and 8 a.m. on weekends. The bakery answers at 407-704-3841.

For lunch, The Neighborhood Eatery at 231 Palmetto Avenue, about 9 minutes on foot, serves lunch and dinner five days a week, old school American food with some Asian comfort dishes, and answers at 407-648-1050.

The Downtown Orlando Post Office at 51 East Jefferson Street, about 9 minutes on foot, is open weekdays from 7 a.m. to 5 p.m. and answers at 407-425-6464.

When you are done, Lake Eola Park is about 8 minutes on foot, with a sidewalk that circles the lake for 0.9 miles, the Linton E. Allen Centennial Fountain in the middle, and the city’s swan-shaped pedal boats for rent Tuesday through Sunday. The park is open daily from 6 a.m. and is a pleasant place to sit before the drive home.

The lake began as a sinkhole on land Jacob Summerlin, the “Cattle King of Florida,” bought in 1873, and the Summerlin family gave a strip around it for public use in 1883, when it was renamed Lake Eola in memory of Robert Summerlin’s sweetheart. The first swans arrived in 1922, and the fountain in the middle was built in 1957.

Your homestead exemption in Orange County

Homestead is handled by Amy Mercado, the Orange County Property Appraiser, whose office is at 200 South Orange Avenue, Suite 1700, about 4 minutes on foot from the Comptroller. Constituent Services and Exemptions answers at 407-836-5044 and takes email at [email protected].

You can file for homestead online. The Property Appraiser’s filing page says applications for 2027 can be filed in the fall of 2026, and the timely deadline under Florida law is March 1. You must own the home and make it your permanent residence on January 1 of the tax year.

If you are also moving your legal residence to Orlando, the Comptroller records a Florida Declaration of Domicile for $10 when you bring it in already notarized, or for $13.50 when you complete it at the counter and take the oath there.

If the legal description on your old deed looks wrong

We copy the legal description from your last recorded deed, word for word, because that is what the title record already recognizes. If it does not match the lot, or a fence or addition raises a question, a licensed surveyor can check it. Southeastern Surveying & Mapping, a surveying and mapping firm founded in 1972, has its office at 6500 All American Boulevard in northwest Orlando, a short drive from downtown, at 407-292-8580. Most deeds never need one.

If you are a veteran with a disability rating

Florida gives disabled veterans more than the basic homestead exemption, and the proof is a letter from the U.S. Department of Veterans Affairs. The Orange County Property Appraiser’s exemptions desk at 407-836-5044 can tell you which exemption your rating qualifies for and what to bring.

Orange County Veterans Services helps with the paperwork at no charge, at 2100 East Michigan Street, a short drive south of downtown. The office sees veterans and their families on a first-come, first-served, walk-in basis, and asks you to bring any military service records you have. If a medical or language barrier makes a walk-in visit hard, call 407-836-8990 to ask about an accommodation.

If your name has changed since you bought the home

Marriage or divorce often leaves a home titled in a name you no longer use. We write the new deed with both names, the name on your old deed and your name today, so the record connects them and a future title search does not stall on the difference.

Your driver license should match as well. The Florida Department of Highway Safety and Motor Vehicles requires every name change on a license to be made in person at a local office, and only after the Social Security Administration has updated your name, allowing 24 to 48 hours after that. In Orange County the Tax Collector runs the driver license offices, and the downtown office at 301 South Rosalind Avenue is about 4 minutes on foot from the Comptroller. The office answers at 407-434-0312 and is open Monday, Tuesday, Thursday and Friday from 8:30 a.m. to 5 p.m., with driver license service on Wednesday from 9 a.m. to 4 p.m. Appointments are available, and Orange County offices serve county residents only.

When the time comes: what your family does, without probate

After you die, the house is already your family’s. To show that in the record, they record a certified copy of your death certificate and an affidavit, and then a title company can insure a sale. The Comptroller accepts a Florida death certificate for recording only as an unaltered certified copy without the cause of death shown, and the typical cost to record a one-page death certificate is $10.

Certified death certificates come from the Department of Health in Orange County, at its Vital Statistics office in the Central Health Center, Building 2, 807 West Church Street, about 20 minutes on foot west of the Comptroller. The office is open weekdays from 8 a.m. to 5 p.m., answers at 407-858-1460, and posts the fee as $10 a certificate. The county office issues certificates for Florida deaths from 2009 on, every request needs a photo ID, and the cause of death is released only to family or a legal representative. We prepare and record the rest.

Local details checked September 29, 2026 on the offices' and businesses' own sites and Google Maps. Places are listed for convenience, not as a recommendation; call ahead, since hours change. Map data © OpenStreetMap contributors. County figures from the Florida Department of Revenue 2026 property roll and Data Book and the Florida courts' FY 2024 to 2025 Statistical Reference Guide. Sources: Orange County Comptroller, Official Records · Orange County Comptroller, Official Records directory · Orange County Comptroller, Official Records FAQs · Orange County Comptroller, eRecording · Orange County Comptroller, recording fees · Orange County Comptroller, certified copies · Orange County Comptroller, property fraud · Orange County Comptroller, About Us · Orange County official records search · Orange County Property Fraud Alert · Orange County Property Appraiser · Orange County Property Appraiser, homestead filing · Florida Department of Health in Orange County, death certificates · Florida Department of Health in Orange County, Vital Statistics location · The UPS Store #3999, Downtown Orlando · Mecatos Bakery & Café Downtown · USPS Post Office locator, Downtown Orlando · FDIC BankFind, branches in 32801 · Lake Eola Park, City of Orlando · OpenStreetMap walking routes · City of Orlando parking rates · City of Orlando parking map, February 2026 · LYNX, LYMMO downtown circulator · City of Orlando, Lake Eola history · The Neighborhood Eatery · Orange County Veterans Services (Wayback capture, August 26, 2026) · FLHSMV name and address changes · FLHSMV Orange County office locations · Southeastern Surveying & Mapping

The Mistakes We Fix for Orange County Families

The cheap way usually costs the most. A plain gift of the home to the kids loses the step-up in basis (a tax break that can save the family tens of thousands when they sell) and can trigger Florida's five-year Medicaid penalty. A do-it-yourself form often misses the homestead and spousal rules, which can quietly void the deed for a married owner. We handle those checks as part of the flat fee, so the deed actually holds up. What a valid form must contain → · when a deed is the wrong tool →

Protect your Orlando home before it ever reaches a courtroom.

A no-cost 30-minute consult confirms a lady bird deed fits, by phone or video. If a trust is the better tool, we will tell you that too.

Book a no-cost consult

What It Costs

Our flat fee is $399 for an individual owner and $449 for a joint deed, the same price the form mills charge, with a real attorney behind it. On top of that you pay only the government recording cost and the documentary stamp, passed through with no markup. The fee is posted up front and honored for 90 days. See the full cost breakdown →

Lady bird deed
$399 · $449 joint
Passes the home to your family at death with no probate, and you keep full control and your homestead protection while you live. One owner $399, joint owners $449. Drafted with the homestead language Florida requires. A quitclaim, warranty or life-estate deed is $399.
Deed revocation or amendment
$250
Revoking or correcting a deed already on record.
Recording costs vary by county and start at $19.20 for a deed. Documentary stamp tax, court filing fees, publication and certified copies are additional and passed through at cost.

Communities We Serve Near Orlando

We work with homeowners across Orange County, including College Park, Baldwin Park, Lake Nona, Dr. Phillips, Thornton Park, Winter Park, Windermere, and the surrounding area. StepUpLaw is a Miami firm serving Orlando families wherever you are; this is not a Orlando office, and we frame our work that way out of respect for Florida's advertising rules.

Frequently Asked Questions

Do I need a Orlando office to set up a lady bird deed?

No. StepUpLaw is a Miami firm that serves Orlando and Orange County homeowners by phone and video, with the deed signed by remote online notary and e-recorded in your county. Many of our clients are adult children handling a Florida parent's home from another state.

Where does a Orlando lady bird deed get recorded?

With the Orange County Comptroller, in the county where the property sits. In Orange County, deeds are recorded by the Comptroller, not the Clerk of Courts, a detail that trips up many do-it-yourself deeds. Recording fees are set by Florida law and are the same in every county, usually about $18 to $30 for a deed like this. The Department of Revenue has ruled that an enhanced life estate deed is not subject to documentary stamp tax, and in practice the deed is recorded with a nominal recital and a seventy cent stamp.

Will a lady bird deed help my Orlando home avoid Medicaid estate recovery?

Yes. Florida only recovers Medicaid costs from the probate estate. Because a lady bird deed passes the home outside probate, it stays out of recovery's reach, while your homestead also stays exempt during your lifetime. It is one of the main reasons Orange County families use it.

Can the notary be one of the two witnesses on my Orlando deed?

Yes, when the notary watches you sign and also signs on a witness line with a mailing address. A notary who only completes the acknowledgment is not a second witness, and a deed with one witness and a notary is a witness short. Florida law cures a missing witness five years after the deed is recorded, absent fraud, so recording promptly with the Orange County Comptroller is also what starts that clock.

Can I still sell my Orlando home after signing?

Yes, and that is the whole point of the "enhanced" part. You keep the right to sell, refinance, rent, or change your mind, all without asking the beneficiaries. If the home is your homestead and you are married, your spouse still joins the deed for a sale or mortgage.


Updated October 18, 2026. Reviewed by Kevin D. Klagge, Esq., Fla. Bar No. 99502. Attorney Kevin Klagge represents families, businesses, and international clients in estate and tax planning, business structuring, and international law, with a focus on Florida legal tools. He litigates estate and business issues in court. General information about Florida law, not legal advice, and no attorney-client relationship is created. We serve Orlando and Orange County residents wherever they are. Do not send confidential information until we have agreed to represent you.

Keep your Orlando home out of probate

Book a no-cost 30-minute consult. We confirm the deed fits, draft it, and record it in Orange County for a flat $399 (individual) / $449 (joint) plus recording.