Why St. Petersburg Homeowners Use a Lady Bird Deed
When people in Pinellas County ask us how to keep the family home simple, the answer is usually the same deed. A lady bird deed (its formal name is an enhanced life estate deed) answers it quietly. The home passes to the people you name the moment you die, with no probate, and you keep complete control while you are alive. You can sell it, borrow against it, or change your mind, all without anyone's permission.
Pinellas County skews distinctly older, with roughly one in five St. Petersburg residents age 65 or older, one of Florida’s most age-dense counties. An older-than-average population makes St. Petersburg a core Medicaid and long-term-care planning and revocable-trust market. With a median home value around $436,000, keeping that value out of probate and protecting the step-up in basis matters here. See exactly how a lady bird deed works → You do not need a lawyer with an office in St. Petersburg, because the deed records in Pinellas County no matter where it is drafted. Here is how working with a Florida lady bird deed attorney runs, wherever you are.
Where Your Deed Records in Pinellas County
A deed only protects your family once it is properly recorded, and in Pinellas County that happens with the Pinellas County Clerk of the Circuit Court and Comptroller. The Pinellas County recording office sits at 315 Court Street in Clearwater, but we e-record your deed electronically, so you never make the trip. The cost to record is modest and set by Florida law, the same in every county, usually around $18 to $30. The Department of Revenue has ruled that an enhanced life estate deed is not subject to documentary stamp tax, and in practice the deed is recorded with a nominal recital and a seventy cent stamp. We pull your exact legal description from the last recorded deed, prepare the document, and e-record it for you, so nothing depends on you driving to a courthouse.
Your Deed in St. Petersburg, Step by Step
Pinellas County has 250,466 homesteads, and the Save Our Homes cap holds the average one $162,443 below its market value in 2026. 51,372 Pinellas County parcels belong to an owner with a mailing address in another state, and 6,254 more to an owner abroad. An owner who lives elsewhere is the one a lady bird deed helps most, because a Florida house otherwise needs a second probate here. The Pinellas County court opened 3,934 new probate cases in the 2024 to 2025 court year. A house that passes by lady bird deed stays out of that count.
- 1Clerk of the Circuit Court, St. Petersburg Branch (St. Petersburg Judicial Building), 545 First Avenue North, St. Petersburg, FL. Directions
- 2Pinellas County Courthouse (Clerk), 315 Court Street, Clearwater, FL (a drive, not on the map). Directions
- 3The UPS Store #3248, 200 2nd Avenue South, St. Petersburg, FL. Directions
- 4Regions Bank, Downtown St Pete, 510 Central Avenue, St. Petersburg, FL. Directions
- 5Open Air post office, 76 4th Street North, St. Petersburg, FL. Directions
- 6Pacific Counter, 660 Central Avenue, St. Petersburg, FL. Directions
- 7Craft Kafe Downtown, 200 Central Avenue, St. Petersburg, FL. Directions
- 8Williams Park, 4th Street North and 1st Avenue North, St. Petersburg, FL. Directions
- 9Mirror Lake Park, 5th Street North and 3rd Avenue North, St. Petersburg, FL. Directions
- 10Mirror Lake Library, 280 5th Street North, St. Petersburg, FL 33701. Directions
- 11Lot 2 (monthly on weekdays), 6th Street North between 1st Avenue North and Mirror Lake Drive, St. Petersburg, FL. Directions
- 12800 1st Avenue South Lot, 800 1st Avenue South, St. Petersburg, FL. Directions
- 13SouthCore Parking Garage, 101 1st Avenue South, St. Petersburg, FL. Directions
- 14Property Appraiser South County office and Tax Collector South County office, 2500 34th Street North, St. Petersburg, FL 33713 (a drive, not on the map). Directions
- 15Property Appraiser, Northside Square, 29269 US Highway 19 North, Clearwater, FL (a drive, not on the map). Directions
- 16Property Appraiser, beside the Tax Collector, 13025 Starkey Road, Largo, FL (a drive, not on the map). Directions
- 17Pinellas County Veterans Services, St. Petersburg Office, 501 First Avenue North, Suite #514, St. Petersburg, Florida 33701. Directions
- 18Florida Department of Health in Pinellas County, Mid-County, 8751 Ulmerton Road, Largo, FL (a drive, not on the map). Directions
Who records your deed in Pinellas County, and why we e-record it
Every deed in Pinellas County is recorded by the office of Ken Burke, the Clerk of the Circuit Court and Comptroller, which keeps the county’s Official Records. The Property Appraiser says so plainly on its own site and sends questions about a recorded document to the Clerk at (727) 464-7000. The Clerk serves the county from the courthouse at 315 Court Street in Clearwater and from its St. Petersburg Branch at 545 First Avenue North, in the St. Petersburg Judicial Building downtown.
You will not need to go to either building. We record your deed electronically, so the signed deed never has to travel by mail. Florida law sets the recording fee for every county at $10 for the first page and $8.50 for each page after, so a two-page deed costs $18.50 to record.
After it records: find it, print it, and watch it
We send you the recorded deed as soon as the Clerk returns it. The deed also appears in the Clerk’s official records search, where you can look it up by your name. Search the Clerk first. The Property Appraiser says a newly recorded deed can take four to six weeks to show on its own site, pcpao.gov, where each parcel page links to its last recorded deed.
For a paper copy for the file drawer, print it at home, or take it to The UPS Store #3248 at 200 2nd Avenue South, which offers printing and copies about 11 minutes on foot from the Judicial Building. The store is open weekdays from 8 a.m. to 6:30 p.m., Saturday from 9 a.m. to 4 p.m. and Sunday from 10 a.m. to 3 p.m., at (727) 826-6075.
If a bank or title company asks for a certified copy, Florida law sets the Clerk’s charge at $1 a page for the copy and $2 a page to certify it.
Then take two minutes to sign up for the Clerk’s free Property Fraud Alert. Pinellas County describes the service as notifying you by phone or email of any document recorded against your property in the Official Records. Watching the records for your name is the simplest guard there is against someone recording a false deed on your house.
Signing in St. Petersburg, or from anywhere
A Florida deed needs two witnesses and a notary. We set up the signing for you by video, or you can sign in person. The UPS Store #3248 at 200 2nd Avenue South lists a commissioned notary public, with notary hours matching the store’s seven days a week. Call ahead at (727) 826-6075 so a notary is on duty when you arrive.
Florida law will not let the Clerk record a deed unless it prints the name and post office address of each witness, the name and address of the person who prepared it, and leaves a blank space three inches square in the top right corner of the first page for the Clerk. When we draft your deed, those details are on it.
If you are downtown at the Clerk’s St. Petersburg Branch at 545 First Avenue North anyway, the errands sit close together. Regions Bank has its Downtown St Pete branch at 510 Central Avenue, about 3 minutes on foot, which helps if you bank there and need a cashier’s check. The Open Air post office at 76 4th Street North is about 4 minutes away and is open weekdays from 8:30 a.m. to 5 p.m.
For lunch, Pacific Counter at 660 Central Avenue serves poke bowls and sushi burritos every day from 11 a.m. to 9 p.m., about 5 minutes on foot. Craft Kafe Downtown at 200 Central Avenue is an independent bakery and coffee bar that bakes without gluten and opens at 7 a.m. on weekdays and 8 a.m. on weekends, about 9 minutes away.
When the paperwork is done, Williams Park at 4th Street North and 1st Avenue North is about 5 minutes on foot, a downtown square with a performance stage. Mirror Lake Park, also about 5 minutes away at 5th Street North and 3rd Avenue North, has a walking trail around the lake and is home to the historic St. Petersburg Shuffleboard Club and Lawn Bowl Club, a quiet place to sit before the drive home.
On the way back to the car, the Mirror Lake Library at 280 5th Street North is about 7 minutes on foot from the Judicial Building. The city’s history page says St. Petersburg’s first library was built along Mirror Lake and opened its doors in December 1915, and it is still a working library today.
Parking near the Judicial Building
The Clerk’s St. Petersburg Branch is in the Judicial Building at 545 First Avenue North, between 5th and 6th Streets. The city’s Lot 2 sits beside it on 6th Street North between 1st Avenue North and Mirror Lake Drive, but on weekdays it sells only monthly spaces until 6 p.m., so a weekday visitor needs another spot.
The city’s 800 1st Avenue South lot, with entrances on 1st and 2nd Avenues South between 8th Street and Dr. M.L.K. Jr. Street, posts a $3 daily rate and is about 9 minutes on foot from the Judicial Building. The larger SouthCore Garage, entered at 101 1st Avenue South, charges $2 an hour up to $16 a day, with visitor parking on floors 3, 4, 7 and 8. Downtown street meters run $1 to $1.50 an hour, paid at the meter or through the ParkMobile app, and the city’s Looper shuttle loops the downtown on a regular daily schedule if you would rather leave the car farther out.
Your homestead exemption in Pinellas County
Homestead is handled by Mike Twitty, the Pinellas County Property Appraiser. The South County office is in St. Petersburg itself, at 2500 34th Street North, second floor. The office also sits on the second floor of the Clearwater courthouse at 315 Court Street, with more offices at Northside Square in Clearwater and beside the Tax Collector at 13025 Starkey Road in Largo. All answer at (727) 464-3207, weekdays from 8 a.m. to 5 p.m., and exemption questions also go through the office’s online form.
You must own the home and make it your permanent residence on January 1, and the application is due by March 1. You can file online or at any of the offices. The Property Appraiser puts the exemption at up to $51,411 off the assessed value, with the first $25,000 fully exempt.
The Pinellas Property Appraiser answers the lady bird question in its own FAQ. A deed in which you keep a life estate or an enhanced life estate, which is what a lady bird deed does, does not adjust your Save Our Homes cap, because you keep the title the exemption needs. The same FAQ adds that the people named to receive the house do not inherit your capped value when you die. The homestead page also says an exemption ends when ownership changes in any manner, so we tell you whether your deed needs a new application, and the exemptions staff can confirm it before March 1.
If your home is in a trust, the Property Appraiser lists three conditions for keeping the exemption and the cap, namely that you are a trustee or beneficiary, that you have the right to live there, and that the deed into the trust is recorded.
If you are a veteran with a disability rating
A disabled veteran may qualify for more than the basic homestead exemption, and the Pinellas Property Appraiser lists each benefit with the proof it wants. A veteran with a service-connected disability of 10 percent or more receives a $5,000 exemption on top of homestead, proved with a letter or certificate from the U.S. Department of Veterans Affairs. An honorably discharged veteran with a service-connected total and permanent disability owes no property tax on the homestead, and a veteran 65 or older whose disability is partly combat related receives a discount on the tax bill equal to the disability rating. The Property Appraiser says to apply as soon as you believe you qualify, because once the VA letter arrives the exemption dates back to your application and excess taxes can be refunded for up to four years.
Pinellas County Veterans Services has an office next door to the Judicial Building, at 501 First Avenue North, Suite 514, about a minute on foot. The county lists (727) 582-7828 for the St. Petersburg office and asks you to call for an appointment. For a duplicate DD-214 or a combat disability letter, the Property Appraiser sends veterans to the Veterans Service Office at (727) 464-8460.
If your name has changed since you bought the home
Marriage or divorce often leaves a home titled in a name you no longer use. We write the new deed with both names, the name on your old deed and your name today, so the record connects them and a future title search does not stall on the difference.
In Pinellas County, driver licenses are issued by the Tax Collector, and every name change on a license must be made in person. Change your name with Social Security first. The Tax Collector says you can come in 24 hours after that, and the state asks you to allow 24 to 48 hours. Bring a U.S. passport in your new name, or an original or certified copy of each marriage certificate, divorce decree or court order that links your birth name to your name today. A church marriage document is not accepted.
The Tax Collector’s South County office is in St. Petersburg at 2500 34th Street North, the same address as the Property Appraiser’s South County office, so both errands fit in one trip. The offices are open Monday, Tuesday, Thursday and Friday from 8 a.m. to 4:30 p.m. and Wednesday from 8:30 a.m. to 4:30 p.m., appointments are encouraged and served first, in-person service is limited to Pinellas residents and property owners, and questions go to 727-464-7777.
When the time comes: what your family does, without probate
After you die, the house is already your family’s. To show that in the record, they record a certified copy of your death certificate and an affidavit, and then a title company can insure a sale. The Florida Department of Health in Pinellas County issues certified death certificates at its Mid-County office, 8751 Ulmerton Road in Largo, weekdays from 8 a.m. to 5 p.m., for $9 a copy. Vital Statistics answers at 727-507-4330, extension 6316. The office issues certificates for Florida deaths from 2009 on, every request needs a photo ID, and the cause of death is released only to family or a legal representative.
The Property Appraiser also asks the family to tell its office about the death, with the death certificate, through the Change Mailing Address tool on the property’s page at pcpao.gov. Notice matters most when a sole owner had the homestead exemption, because the new owner has to act to avoid a lien for an exemption that no longer applies. We prepare and record the rest.
Local details checked September 29, 2026 on the offices' and businesses' own sites and Google Maps. Places are listed for convenience, not as a recommendation; call ahead, since hours change. Map data © OpenStreetMap contributors. County figures from the Florida Department of Revenue 2026 property roll and Data Book and the Florida courts' FY 2024 to 2025 Statistical Reference Guide. Sources: Pinellas County Property Appraiser, Find or Change My Deed · Pinellas County Property Appraiser, Frequently Asked Questions · Pinellas County Property Appraiser, Homestead Exemption · Pinellas County Property Appraiser, office locations · Pinellas County Property Appraiser, Advise of Property Owner’s Death · Pinellas County, constitutional officers · Pinellas County Speakers Bureau, Clerk of the Circuit Court (Property Fraud Alert) · Florida Statutes section 28.24, clerk recording and copy fees · Florida Statutes section 695.26, requirements for recording · Florida Department of Health in Pinellas County, death certificates · Florida Department of Health in Pinellas County, Mid-County location · The UPS Store #3248, St. Petersburg · Craft Kafe · Pacific Counter · St. Petersburg Parks and Recreation, Williams Park · St. Petersburg Parks and Recreation, Mirror Lake Park · USPS locator, Open Air post office · FDIC BankFind, Regions Bank Downtown St Pete branch · City of St. Petersburg, parking information · City of St. Petersburg, history · Pinellas County, Veterans Services office locations · Pinellas County Property Appraiser, personal exemptions (veterans) · Pinellas County Tax Collector, hours and locations · Pinellas County Tax Collector, driver license renewals, replacements and changes · FLHSMV, name and address changes · OpenStreetMap walking routes (scripts/walk-time.mjs)
The Mistakes We Fix for Pinellas County Families
The cheap way usually costs the most. A plain gift of the home to the kids loses the step-up in basis (a tax break that can save the family tens of thousands when they sell) and can trigger Florida's five-year Medicaid penalty. A do-it-yourself form often misses the homestead and spousal rules, which can quietly void the deed for a married owner. We handle those checks as part of the flat fee, so the deed actually holds up. What a valid form must contain → · when a deed is the wrong tool →
Helping St. Petersburg families keep the home simple.
A No-Cost Phone Consult confirms a lady bird deed fits, by phone or video. If a trust is the better tool, we will tell you that too.
Book a no-cost consultWhat It Costs
Our flat fee is $399 for an individual owner and $449 for a joint deed, the same price the form mills charge, with a real attorney behind it. On top of that you pay only the government recording cost and the documentary stamp, passed through with no markup. The fee is posted up front and honored for 90 days. See the full cost breakdown →
Communities We Serve Near St. Petersburg
We work with homeowners across Pinellas County, including Old Northeast, Snell Isle, Kenwood, Shore Acres, Tierra Verde, Pinellas Point, Gulfport, and the surrounding area. StepUpLaw is a Miami firm serving St. Petersburg families wherever you are; this is not a St. Petersburg office, and we frame our work that way out of respect for Florida's advertising rules.
Frequently Asked Questions
Do I need a St. Petersburg office to set up a lady bird deed?
No. StepUpLaw is a Miami firm that serves St. Petersburg and Pinellas County homeowners by phone and video, with the deed signed by remote online notary and e-recorded in your county. Many of our clients are adult children handling a Florida parent's home from another state.
Where does a St. Petersburg lady bird deed get recorded?
With the Pinellas County Clerk of the Circuit Court and Comptroller, in the county where the property sits. Recording fees are set by Florida law and are the same in every county, usually about $18 to $30 for a deed like this. The Department of Revenue has ruled that an enhanced life estate deed is not subject to documentary stamp tax, and in practice the deed is recorded with a nominal recital and a seventy cent stamp.
Will a lady bird deed help my St. Petersburg home avoid Medicaid estate recovery?
Yes. Florida only recovers Medicaid costs from the probate estate. Because a lady bird deed passes the home outside probate, it stays out of recovery's reach, while your homestead also stays exempt during your lifetime. It is one of the main reasons Pinellas County families use it.
Can the notary be one of the two witnesses on my St. Petersburg deed?
Yes, when the notary watches you sign and also signs on a witness line with a mailing address. A notary who only completes the acknowledgment is not a second witness, and a deed with one witness and a notary is a witness short. Florida law cures a missing witness five years after the deed is recorded, absent fraud, so recording promptly with the Pinellas County Clerk of the Circuit Court and Comptroller is also what starts that clock.
Can I still sell my St. Petersburg home after signing?
Yes, and that is the whole point of the "enhanced" part. You keep the right to sell, refinance, rent, or change your mind, all without asking the beneficiaries. If the home is your homestead and you are married, your spouse still joins the deed for a sale or mortgage.
Updated October 18, 2026. Reviewed by Kevin D. Klagge, Esq., Fla. Bar No. 99502. Attorney Kevin Klagge represents families, businesses, and international clients in estate and tax planning, business structuring, and international law, with a focus on Florida legal tools. He litigates estate and business issues in court. General information about Florida law, not legal advice, and no attorney-client relationship is created. We serve St. Petersburg and Pinellas County residents wherever they are. Do not send confidential information until we have agreed to represent you.