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The Five Things a Private Foundation Trustee Must Not Do

Four prohibitions and a payout rule, all borrowed from federal tax law. And one duty that is purely Florida’s.

Section 736.1204 puts the private foundation excise rules inside the trust itself, so a trustee owes them as fiduciary duties rather than only as tax obligations.

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Quick Overview

Powers and duties under Part XII

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Below, we walk through the 4 issues that decide whether this is the right move for you. Jump to any one.

  1. One Florida duty Do not exercise a power so as to destroy a tax benefit.
  2. The payout rule Distribute so as not to incur tax under section 4942.
  3. Four prohibitions Self dealing, excess business holdings, jeopardy investments, taxable expenditures.
  4. A carve out Two of the four can drop away for some split interest trusts.

That’s the quick version. The details below are what decide your situation, and where the costly mistakes hide.

Start with the part that is actually Florida law

Most of this section points at the Internal Revenue Code. Subsection (1) does not, and it is the provision a Florida court would be most likely to apply.

In the exercise of a trustee’s powers, including the powers granted by this part, a trustee has a duty to act with due regard to the trustee’s obligation as a fiduciary, including a duty not to exercise any power in such a way as to:

(a) Deprive the trust of an otherwise available tax exemption, deduction, or credit for tax purposes;

(b) Deprive a donor of a trust asset or tax deduction or credit; or

(c) Operate to impose a tax on a donor, trust, or other person.

Section 736.1204(1), Florida Statutes. The section adds that tax includes, but is not limited to, any federal, state or local excise, income, gift, estate or inheritance tax.

Read paragraph (b) again. The duty runs partly for the benefit of a donor, and a donor is not a beneficiary. In ordinary trust law a trustee owes duties to beneficiaries; here the trustee must also avoid acting in a way that costs the person who gave the money their deduction.

Paragraph (c) is wider still, reaching a tax imposed on a donor, trust, or other person. Whatever else this section does, it tells a trustee that the tax consequences of an exercise of power are a fiduciary matter and not merely an accounting one.

The payout rule

Subsection (2) requires a trustee of a private foundation trust to make distributions at such time and in such manner as not to subject the trust to tax under section 4942 of the Internal Revenue Code, which is the provision taxing a foundation’s failure to distribute income.

Note that it is drafted as an obligation to avoid the tax, not as a fixed percentage. Florida does not state the payout figure; it borrows whatever federal law requires from time to time, which is a sensible way to write a statute that would otherwise need amending whenever Congress moved.

The four prohibitions

Subsection (3) is the heart of the federal private foundation regime, restated as trust duties. It lists four things a trustee of a private foundation trust, or of a split interest trust to the extent it is subject to section 4947(a)(2) of the Internal Revenue Code, must not do.

Each is defined by federal law, and we are not going to summarise federal tax law on a page about a Florida statute. What matters here is the structural point. These are not merely tax rules that a foundation may weigh against other considerations. Florida has made them duties of the trustee, enforceable as such, whether or not the trust document mentions them.

Self dealing is the one that catches people in practice, because a family foundation is usually run by the family, and transactions between the foundation and the people who created it are exactly what the prohibition addresses.

The carve out, and the escape hatch

Subsection (4) removes the excess business holdings and jeopardising investment prohibitions for certain split interest trusts. The test is technical and it is measured. It turns on whether all the income interest and none of the remainder interest is devoted to charitable purposes and the deducted amounts do not exceed sixty percent of the aggregate fair market value of all amounts in the trust, or alternatively on whether a deduction was allowed for amounts payable to every remainder beneficiary but no income beneficiary.

That is a calculation rather than a judgement, and it is one for the foundation’s tax advisers. We note that the carve out exists and that it applies only to two of the four prohibitions.

The broader escape is elsewhere. Section 736.1205 provides that this entire section does not apply to a trust for which the required notice has been given to the Attorney General, unless the trust is amended to comply. And section 736.1202 opens the whole Part with the words except as otherwise provided in the trust, so a governing instrument can displace it.

No Florida court has cited this section, and there is a reason

Our review found no citing decision at all. Because ten consecutive sections in this Part returned nothing, we tested the search itself before reporting it. We confirmed every query returned a count rather than an error, ran the identical query against two sections known to have case law and got six hits from each, and searched our own files independently. The zeros are real.

The explanation is structural rather than surprising. The consequences of breaching these rules are federal excise taxes. A trustee who engages in self dealing faces the Internal Revenue Service, not a Florida circuit court, and a dispute about it is resolved in the federal tax system, which does not cite Florida statutes.

That is emphatically not a reason to treat the section as unimportant. The absence of Florida case law is the absence of Florida case law. The rules themselves are enforced vigorously, and the penalties are real.

We also decline to do something tempting here. There is a substantial body of federal authority on sections 4941 through 4945. That authority is about those federal provisions. It is not authority on this Florida section, even though this section points at them, and we do not present it as though it were.

A foundation trustee unsure what the trust allows

The prohibitions apply whether or not the document mentions them, unless the trust displaced this Part.

Frequently Asked Questions

What does section 736.1204 require of a private foundation trustee?

It imposes a general fiduciary duty not to exercise a power in a way that destroys a tax benefit, and then imports the federal private foundation rules. The trustee must distribute so as not to incur tax under Internal Revenue Code section 4942, and must not engage in self dealing, retain excess business holdings, make jeopardising investments, or make taxable expenditures.

Why does a Florida statute contain federal tax rules?

Because federal law required private foundation governing instruments to contain those prohibitions. Rather than make every foundation amend its trust document, states enacted statutes writing the prohibitions in by operation of law. This section is Florida's.

Does this apply if my trust document says nothing about it?

Yes. That is the point of the Part. It applies to all private foundation trusts and split interest trusts unless the trust otherwise provides, and it reaches trusts created before or after November 1, 1971.

What is the duty in subsection (1)?

A duty to act with due regard to the trustee's obligation as a fiduciary, including a duty not to exercise any power so as to deprive the trust of an otherwise available tax exemption, deduction or credit, deprive a donor of a trust asset or tax deduction or credit, or operate to impose a tax on a donor, trust or other person.

Are there exceptions?

Two. Subsection (4) disapplies the excess business holdings and jeopardising investment prohibitions for certain split interest trusts meeting a measured test. And section 736.1205 disapplies this section entirely for a trust where the required notice has been given to the Attorney General.

Has a Florida court interpreted this section?

No. Our review found no citing decision at all, which is explicable. The consequences of breaching these rules are federal excise taxes, so disputes go to the Internal Revenue Service rather than to a Florida court.

Common Situations

You run a family foundation. Transactions with insiders are the prohibition most often broken.

The trust document says nothing about these rules. They apply anyway, unless the trust displaced the Part.

A distribution decision has tax consequences. Subsection (1) makes that a fiduciary question.

You think the Part should not apply. Section 736.1205 is the notice route, and its verb is shall.

Sources of Law


Updated on August 16, 2026. Reviewed by Kevin D. Klagge, Esq., Fla. Bar No. 99502. Attorney Kevin Klagge represents families, businesses, and international clients in estate and tax planning, business structuring, and international law, with a focus on Florida legal tools. He litigates estate and business issues in court. General information about Florida law and published court decisions, not legal advice, and no attorney-client relationship is created. Reading this page does not make us your lawyers. Please do not send confidential details until we have connected.

Talk through a private foundation or charitable trust

Bring the instrument. Whether this Part applies, and whether it was displaced, comes first.