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Community Property in a State That Does Not Have It

Florida is a separate property state. Since July 2021 a married couple can opt out of that by trust.

Section 736.1501 names Part XV, which arrived in the same 2021 act that created Florida’s Directed Trust Act.

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Quick Overview

Short title of the Community Property Trust Act

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Below, we walk through the 4 issues that decide whether this is the right move for you. Jump to any one.

  1. The name The Community Property Trust Act.
  2. When Effective July 1, 2021.
  3. Why it exists Florida is a separate property state and this is an opt in.
  4. A numbering trap There is a 736.151, and no 736.1510.

That’s the quick version. The details below are what decide your situation, and where the costly mistakes hide.

The section

This part may be cited as the “Community Property Trust Act.”

Section 736.1501, Florida Statutes. Created by s. 29, ch. 2021-183.

Part XV runs from section 736.1501 to section 736.1512 and took effect on July 1, 2021.

What it is for

American states divide into two camps on marital property. In community property states, most property acquired during a marriage belongs to both spouses equally as it is acquired. In separate property states, property belongs to whoever acquired it, and the law equalises things at divorce or death instead.

Florida is a separate property state. This Part does not change that. It creates a narrow opt in. A married couple may put assets into a trust that expressly declares itself a community property trust, and section 736.1502(1) then provides that the property, and its appreciation and income, are community property for purposes of general law.

Florida was not first. Several states without community property systems, including Alaska and Tennessee, had already enacted elective regimes of this kind. Note also that this Part is not styled a uniform act, unlike Part XIV in the same chapter. There is no uniform community property trust act behind it.

The reason couples ask about it

The attraction is a federal income tax one and it concerns basis on the death of the first spouse. Community property can be treated differently from jointly held separate property, and the difference can be substantial for a surviving spouse who later sells appreciated assets.

We are deliberately not going further than that. This is a page about a Florida statute, and the benefit people are chasing is a federal tax outcome. Anyone considering a community property trust should be getting tax advice on their own numbers, not relying on a general description.

What we can say from the Florida side is that the Legislature was alert to the cost. Section 736.1503(4) requires the trust to begin with a warning, in capital letters, drafted by the Legislature itself, telling both spouses that the consequences may be very extensive for their rights against creditors and third parties and for their rights against each other during the marriage, at divorce and on death. It also says that separate legal counsel for each spouse, while not required, is strongly advisable. That is a statute anticipating that one lawyer acting for a couple may face a conflict.

What the rest of the Part does

The Part is short and it is organised around the moments when the character of property matters.

Note that last grouping carefully. There is a section 736.151, with three digits after the decimal, sitting between 736.1509 and 736.1511, and there is no section 736.1510. Part XIV has the same feature at section 736.141. A research habit built around four digit section numbers will miss both.

Where it came from

Part XV was created by chapter 2021-183, Laws of Florida. So was the Florida Uniform Directed Trust Act at Part XIV. One act created two entire Parts of the Trust Code, which is why so much of chapter 736 now carries a 2021 history line, including amendments to section 736.0103 and section 736.1017.

Part XV was amended again in 2025, and that amendment was made remedial, meaning it reaches trusts created before as well as after. Our page on section 736.1502 sets out the retroactivity note.

No court has applied any of this Part

Our review found no citing decision for this section, with a Florida court filter and nationwide, at every precedential status. The same is true of the sections we have examined alongside it.

That is what you would expect rather than a finding of any weight. The Part is five years old, only trusts created or amended from July 2021 can qualify, and the consequences the Part is built around arise on the death of a spouse or on dissolution of the marriage. Those events, followed by a dispute, followed by an appeal, take longer than five years to produce a written opinion.

There is a two part Florida Bar Journal article on this Part, listed below. We could not read it. The Bar’s site refused automated access, the Internet Archive was down when we tried, and the copies we located elsewhere were paywalled extracts. We list it because it exists, and we have relied on none of it.

A couple thinking about tax basis

This is the Part that makes community property treatment available in Florida.

Frequently Asked Questions

What is the Florida Community Property Trust Act?

Part XV of the Florida Trust Code, sections 736.1501 through 736.1512, effective July 1, 2021. It lets a married couple place assets in a trust that expressly declares itself a community property trust, with the result that the property is community property for purposes of general law.

Is Florida a community property state?

No. Florida is a separate property state. This Part is an opt in mechanism rather than a change to Florida's marital property system generally, and it operates only through a trust meeting the statutory requirements.

Why would a couple want community property treatment?

The usual reason is the income tax treatment of the assets when the first spouse dies. That is a federal question and it should be taken up with a tax adviser rather than resolved from a statute annotation.

What are the risks?

The statute itself flags them. Section 736.1503(4) requires a warning in capital letters that the consequences may be very extensive, including rights with respect to creditors and other third parties, and rights between the spouses during the marriage, at divorce and on death.

When was it enacted?

By chapter 2021-183, Laws of Florida, the same act that created the Florida Uniform Directed Trust Act as Part XIV. One act created two entire Parts of the Trust Code.

Has a court applied any of it?

Not that our review found. The Part is five years old and its consequences arise mainly on death or divorce.

Common Situations

You are married and hold appreciated assets. This is the Part that makes community property treatment available.

You want the tax benefit. That is a federal question. Get tax advice on your own numbers.

One lawyer is drafting for both of you. The statute itself says separate counsel is strongly advisable.

You cannot find section 736.1510. It does not exist. The homestead section is 736.151.

Sources of Law


Updated on August 16, 2026. Reviewed by Kevin D. Klagge, Esq., Fla. Bar No. 99502. Attorney Kevin Klagge represents families, businesses, and international clients in estate and tax planning, business structuring, and international law, with a focus on Florida legal tools. He litigates estate and business issues in court. General information about Florida law and published court decisions, not legal advice, and no attorney-client relationship is created. Reading this page does not make us your lawyers. Please do not send confidential details until we have connected.

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