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What Happens to the Trust When the First Spouse Dies

One half is already the survivor’s. The other half leaves the elective estate entirely.

Section 736.1507 splits the trust at the first death, and its last sentence has consequences well beyond this Part.

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Quick Overview

Death of a spouse

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Below, we walk through the 4 issues that decide whether this is the right move for you. Jump to any one.

  1. The survivor’s half Not subject to the decedent’s will or to intestacy.
  2. The decedent’s half Passes by will or by the laws of succession.
  3. The elective estate The decedent’s half is excluded from it.
  4. Dividing in kind Non pro rata division is expressly permitted.

That’s the quick version. The details below are what decide your situation, and where the costly mistakes hide.

Two halves, treated in opposite ways

Upon the death of a spouse, one-half of the aggregate value of the property held in a community property trust established by the settlor spouses reflects the share of the surviving spouse and is not subject to testamentary disposition by the decedent spouse or distribution under the laws of succession of the state. The other one-half of the value of that property reflects the share of the decedent spouse and is subject to testamentary disposition or distribution under the laws of succession of the state.

Section 736.1507, Florida Statutes, opening sentences.

The asymmetry is the point, and it follows from what community property means.

The survivor’s half was already theirs. It is not something they inherit, so the decedent had nothing to leave and could not have redirected it. No will reaches it, and neither does intestacy.

The decedent’s half is theirs to give. It passes under their will, or by intestacy if there is none, and it can go to children from an earlier marriage, to a charity, or to anyone else.

That is worth understanding before signing. A community property trust does not mean the survivor takes everything. It guarantees the survivor half and puts the other half entirely in the deceased spouse’s gift.

The sentence with the longest reach

The section ends with fourteen words that matter more than the rest of it.

The decedent’s spouse’s one-half share shall not be included in the elective estate.

Section 736.1507, Florida Statutes, final sentence. Quoted as printed; read in context it refers to the decedent spouse’s share.

Florida gives a surviving spouse an elective share, a right to claim 30 percent of the elective estate, whatever the will says. The elective estate is drawn very widely on purpose, reaching well beyond the probate estate to catch revocable trusts, joint accounts, and other arrangements that would otherwise be used to sidestep it.

This sentence takes the decedent’s half of a community property trust out of that pool.

The logic is coherent. The survivor already receives half of the trust outright by operation of this section, so counting the decedent’s half in the elective estate as well would let the survivor claim a share of it on top. But the practical consequence should be understood clearly by anyone signing. A community property trust reduces what a surviving spouse can claim against the deceased spouse’s wishes.

It is one of the few places in the Trust Code where a planning device is given express relief from the elective share machinery, and it is the reason this section deserves attention beyond the couple who created the trust.

Dividing it up

The split is by value, not asset by asset. The section speaks of one-half of the aggregate value of the property, and then gives the trustee the tools.

Unless the agreement says otherwise, the trustee may distribute in divided or undivided interests and adjust resulting differences in valuation. A distribution in kind may be non pro rata, pro rata, or both.

So the trustee can give the house to one side and the portfolio to the other, with a balancing adjustment, rather than putting every asset into joint names. The identical language appears in section 736.1508(3) for divorce, though there it comes with a prohibition on leaving the spouses as co-owners of real property or business interests. No equivalent prohibition appears here, which makes sense. The survivor and the decedent’s beneficiaries may perfectly well end up sharing something.

What the survivor can do next

Read this with section 736.1504(2), which is easy to miss. After the first death the surviving spouse may amend the trust as to their own half, regardless of whether the agreement provides that the community property trust is irrevocable.

So a couple cannot lock the survivor into a disposition of the survivor’s own share. And under section 736.1504(4), after the first death the survivor is deemed the only qualified beneficiary as to their share, which controls who is entitled to information and accountings.

The tax objective behind all of this is set out in section 736.1511, which ties the arrangement to a provision of the Internal Revenue Code concerning the treatment of community property on the first death.

No court has construed this section

Our review found no citing decision, with a Florida court filter and nationwide, at every precedential status.

That is the calendar rather than a finding. Part XV took effect on July 1, 2021 and this section operates on death, so a qualifying trust, a death, a dispute and an appeal all have to fit inside five years.

The elective share sentence is the one most likely to be litigated first, because it affects a surviving spouse who may not have understood what they signed, and because the elective estate provisions elsewhere in Florida law are drafted expansively to defeat exactly this kind of exclusion. How the two bodies of law fit together has not been tested.

A surviving spouse and a trust

Half is already yours. Where the other half goes was decided by the deceased.

Frequently Asked Questions

What happens to a community property trust when one spouse dies?

It splits by value. One-half of the aggregate value reflects the surviving spouse's share and is not subject to testamentary disposition by the decedent or to the laws of succession. The other half reflects the decedent's share and is subject to testamentary disposition or intestacy.

Can my spouse leave their half to someone else?

Yes. The decedent's one-half share is subject to testamentary disposition or distribution under the laws of succession, so it goes wherever their will or the intestacy rules direct.

Can they leave my half away from me?

No. The survivor's half is expressly not subject to testamentary disposition by the decedent spouse or to distribution under the laws of succession.

Does the elective share apply?

Not to this property. The statute says the decedent's one-half share shall not be included in the elective estate, which is the pool from which a surviving spouse's elective share is calculated.

How does the trustee divide it?

Unless the agreement provides otherwise, the trustee may distribute in divided or undivided interests and adjust for differences in valuation, and may distribute in kind on a non pro rata basis, a pro rata basis, or both.

Can the survivor change the trust afterwards?

As to their own half, yes. Section 736.1504(2) lets a surviving spouse amend the trust regarding the disposition of that spouse's one-half share, regardless of whether the agreement says the trust is irrevocable.

Common Situations

Your spouse died and there is a trust. Half is already yours and cannot be willed away.

You expected to inherit everything. The other half goes wherever the will directs.

You are considering an elective share claim. The decedent's half is excluded from the elective estate.

You are the surviving spouse. You may amend the trust as to your own half.

Sources of Law


Updated on August 17, 2026. Reviewed by Kevin D. Klagge, Esq., Fla. Bar No. 99502. Attorney Kevin Klagge represents families, businesses, and international clients in estate and tax planning, business structuring, and international law, with a focus on Florida legal tools. He litigates estate and business issues in court. General information about Florida law and published court decisions, not legal advice, and no attorney-client relationship is created. Reading this page does not make us your lawyers. Please do not send confidential details until we have connected.

Talk through an estate with a community property trust

Bring the trust and the will. The two halves are treated completely differently.