Annuity and Life Insurance Beneficiary Designation Rules

Trust as beneficiary. “Select one: Primary Contingent ... Non-individual beneficiary name (e.g. trust, estate, charity)” Page 1, form SFAL0012, revision 2021-06. Source document

Trust as contingent. “Select one: Primary Contingent ... Non-individual beneficiary name (e.g. trust, estate, charity)” Page 1, form SFAL0012, revision 2021-06. Source document

How to name the trust. “Date of birth/trust date Social Security Number or TIN” Page 1, form SFAL0012, revision 2021-06. Source document

Estate as beneficiary. “Non-individual beneficiary name (e.g. trust, estate, charity)” Page 1, form SFAL0012, revision 2021-06. Source document

If a beneficiary dies first. “If you do not indicate the allocation percentage you would like each beneficiary to receive, the death benefit will be divided equally among surviving beneficiaries.” Page 1, form SFAL0012, revision 2021-06. Source document

Limit on beneficiaries. “If you have more than 4 beneficiaries, list them on a separate sheet signed and dated by you.” Page 1, form SFAL0012, revision 2021-06. Source document

Online designation. “You can also request changes online by logging in at www.allianzlife.com ... Beneficiary changes can be made online. Log in and go to "Personal Accounts."” Web page. Source document

How to submit. “Email completed forms to the appropriate product area ... You can scan and upload your signed and completed form by logging in to your account at allianzlife.com ... Fax: 763.582.6002 for Fixed Annuities and Life Insurance” Page 4, form SFAL0012, revision 2021-06. Source document

Trust as beneficiary. “For life insurance policies, an individual owner/joint owner, other than the insured, can be listed as the beneficiary below. ... Non-individual beneficiary name (e.g. trust, estate, charity)” Page 1, form SFAL0012, revision 2021-06. Source document

Trust as contingent. “Select one: Primary Contingent ... Non-individual beneficiary name (e.g. trust, estate, charity)” Page 1, form SFAL0012, revision 2021-06. Source document

How to name the trust. “Date of birth/trust date Social Security Number or TIN” Page 1, form SFAL0012, revision 2021-06. Source document

Estate as beneficiary. “Non-individual beneficiary name (e.g. trust, estate, charity)” Page 1, form SFAL0012, revision 2021-06. Source document

If a beneficiary dies first. “If you do not indicate the allocation percentage you would like each beneficiary to receive, the death benefit will be divided equally among surviving beneficiaries.” Page 1, form SFAL0012, revision 2021-06. Source document

Limit on beneficiaries. “If you have more than 4 beneficiaries, list them on a separate sheet signed and dated by you.” Page 1, form SFAL0012, revision 2021-06. Source document

Online designation. “You can also request changes online by logging in at www.allianzlife.com ... Beneficiary changes can be made online. Log in and go to "Personal Accounts."” Web page. Source document

How to submit. “Email completed forms to the appropriate product area ... You can scan and upload your signed and completed form by logging in to your account at allianzlife.com ... Fax: 763.582.6002 for Fixed Annuities and Life Insurance” Page 4, form SFAL0012, revision 2021-06. Source document

Trust as beneficiary. “If you name a trust as the beneficiary, submit a copy of the trust for our file along with the Certification of Trust Agreement. ... Trust or Entity Name:” Page 1, read from a Wayback Machine capture of 2025-04-23. Source document

Trust as contingent. “Beneficiary Primary Contingent Share %: Relationship: ... Trust or Entity Name:” Page 1, read from a Wayback Machine capture of 2025-04-23. Source document

Trust documents. “If you name a trust as the beneficiary, submit a copy of the trust for our file along with the Certification of Trust Agreement.” Page 3, read from a Wayback Machine capture of 2025-04-23. Source document

A class like "my children". “Do not designate a beneficiary by relationship or class (Example: my children). Each beneficiary must be specifically named.” Page 3, read from a Wayback Machine capture of 2025-04-23. Source document

Refused wording. “Do not designate a beneficiary by relationship or class (Example: my children). Each beneficiary must be specifically named. ... We do not allow current or former agents, the agent's spouse, or anyone affiliated with the agent to be the beneficiary of a contract which the agent sold or serviced unless the agent has a close familial relationship with the contract owner.” Page 3, read from a Wayback Machine capture of 2025-04-23. Source document

Default beneficiary. “If there are no living contingent beneficiaries, we will pay benefits to the owner's estate. ... If you do not designate a new beneficiary or if this designation is ineffective or otherwise not accepted by American Equity before a claim is triggered, proceeds will be paid to the decedent's estate.” Page 3, read from a Wayback Machine capture of 2025-04-23. Source document

Spousal consent. “If you (the new owner) are married and reside in one of the states listed above or a community property interest otherwise exists, your spouse must consent to the beneficiary designation(s) by signing below.” Page 6, read from a Wayback Machine capture of 2025-04-23. Source document

How the spouse consents. “If you live in one of the states listed above and you do not complete this section, we will assume you are not married and no community property interest exists.” Page 2, read from a Wayback Machine capture of 2025-04-23. Source document

Limit on beneficiaries. “If you wish to name more beneficiaries than can be accommodated on this form, please complete and attach the American Equity Additional Beneficiary Form.” Page 3, read from a Wayback Machine capture of 2025-04-23. Source document

Online designation. “Manage your account online ... Access your account, change beneficiaries, update information and more.” Web page. Source document

How to submit. “Access your account, change beneficiaries, update information and more. ... P.O. Box 10343, Des Moines, IA 50306-0343 ... Email: [email protected] ... Original form not required - Faxed copies are acceptable” Page 1. Source document

Trust as beneficiary. “E. Other (Person, Trust, Organization, etc) ... Beneficiary Name Provide full name of Person, Trust, or Organization designated as beneficiary.” Page 2, form 3110, revision 2018-10. Source document

Trust as contingent. “Primary or Secondary Status (Select one) ... Primary Secondary” Page 2, form 3214, revision 2023-08. Source document

How to name the trust. “Trust Date If Trust named (MMDDYYYY)” Page 2, form 3110, revision 2018-10. Source document

Trust documents. “If a trust is designated as the beneficiary, please include the Trustee Certificate/Certificate of Trust form (Form 273420) located on riversource.com/forms. As an alternative, we will accept a copy of the trust document pages that state the name, date, trustees, and successor trustees of the trust, and the signature page.” Page 1, revision 2026-02. Source document

Per stirpes. “B. Spouse, if Living, if not, Children Per Stirpes. ... D. Living Lawful Children with Right of Survivorship Per Stirpes.” Page 1, form 3110, revision 2018-10. Source document

Per stirpes defined. “if a child of the owner has died before the owner, the share which the child would have received if he or she survived the owner will be paid to his or her children legally born to, or legally adopted by that deceased child, per stirpes.” Page 2, form DOC01033993, revision 2020-05. Source document

A class like "my children". “C. Living Lawful Children, Equally With Rights of Survivorship. Beneficiary is: The living lawful children of the owner and they will receive equal shares of the proceeds” Page 2, form DOC01033993, revision 2020-05. Source document

Custom designation. “F. Other Text. Use this option only when none of the above options apply or you are unsure of which option to select. ... If an attachment is required to complete the beneficiary designation, make sure the attachment contains the account number, signature date and all appropriate signatures.” Page 2, form 3110, revision 2018-10. Source document

Minor as beneficiary. “I hereby request that the proceeds be paid to the custodians listed below under the State ... UTMA (not available in VT or SC). ... Successor Custodian Name” Page 5, form 3110, revision 2018-10. Source document

If a beneficiary dies first. “Unless specifically noted on this form, all designations will be considered to be equally and with rights of survivorship.” Page 2, form 3110, revision 2018-10. Source document

Spousal consent. “Consent of spouse must be signed if the following conditions are present: (a) Community property state ... (b) For 403(b) plans that are subject to the Employee Retirement Income Security Act (ERISA), your spouse is living and you are NOT designating your spouse as the sole primary beneficiary.” Page 5, form 3110, revision 2018-10. Source document

How the spouse consents. “The spouse's signature must be witnessed by either the Plan Sponsor/Administrator or a Notary Public.” Page 5, form 3110, revision 2018-10. Source document

Limit on beneficiaries. “If more space is needed, please attach a separate page.” Page 4, form 3110, revision 2018-10. Source document

Online designation. “There are three ways to update your beneficiary designation. Naming or changing a beneficiary can be completed: Online in the secure site on ameriprise.com” Web page. Source document

How to submit. “Online in the secure site on ameriprise.com ... Contact your financial advisor to fill out a new form that can be sent to you for signature ... Change of Beneficiary - Life and Annuities” Web page. Source document

Processing time. “When you submit a form, your beneficiary designation will be reviewed and acknowledged within five business days.” Web page. Source document

Trust as beneficiary. “E. Other (Person, Trust, Organization, etc) ... Beneficiary Name Provide full name of Person, Trust, or Organization designated as beneficiary.” Page 2, form 3110, revision 2018-10. Source document

Trust as contingent. “Primary or Secondary Status (Select one) ... Primary Secondary” Page 2, form 3214, revision 2023-08. Source document

How to name the trust. “Trust Date If Trust named (MMDDYYYY)” Page 2, form 3110, revision 2018-10. Source document

Trust documents. “The trust document itself is not required when you are naming a trust as your beneficiary. The Trust document will be requested at claim time.” Web page. Source document

Per stirpes. “B. Spouse, if Living, if not, Children Per Stirpes. ... D. Living Lawful Children with Right of Survivorship Per Stirpes.” Page 1, form 3110, revision 2018-10. Source document

Per stirpes defined. “if a child of the owner has died before the owner, the share which the child would have received if he or she survived the owner will be paid to his or her children legally born to, or legally adopted by that deceased child, per stirpes.” Page 2, form DOC01033993, revision 2020-05. Source document

A class like "my children". “C. Living Lawful Children, Equally With Rights of Survivorship. Beneficiary is: The living lawful children of the owner and they will receive equal shares of the proceeds” Page 2, form DOC01033993, revision 2020-05. Source document

Custom designation. “F. Other Text. Use this option only when none of the above options apply or you are unsure of which option to select. ... If an attachment is required to complete the beneficiary designation, make sure the attachment contains the account number, signature date and all appropriate signatures.” Page 2, form 3110, revision 2018-10. Source document

Minor as beneficiary. “I hereby request that the proceeds be paid to the custodians listed below under the State ... UTMA (not available in VT or SC). ... Successor Custodian Name” Page 5, form 3110, revision 2018-10. Source document

If a beneficiary dies first. “Unless specifically noted on this form, all designations will be considered to be equally and with rights of survivorship.” Page 2, form 3110, revision 2018-10. Source document

Spousal consent. “Consent of spouse must be signed if the following conditions are present: (a) Community property state: You live in a community property state” Page 5, form 3110, revision 2018-10. Source document

How the spouse consents. “The spouse's signature must be witnessed by either the Plan Sponsor/Administrator or a Notary Public.” Page 5, form 3110, revision 2018-10. Source document

Limit on beneficiaries. “If more space is needed, please attach a separate page.” Page 4, form 3110, revision 2018-10. Source document

Online designation. “There are three ways to update your beneficiary designation. Naming or changing a beneficiary can be completed: Online in the secure site on ameriprise.com” Web page. Source document

How to submit. “Online in the secure site on ameriprise.com ... Contact your financial advisor to fill out a new form that can be sent to you for signature ... Change of Beneficiary - Life and Annuities” Web page. Source document

Processing time. “When you submit a form, your beneficiary designation will be reviewed and acknowledged within five business days.” Web page. Source document

Trust as beneficiary. “If a Trust is designated as beneficiary please use the following format: The John J. Smith Trust under agreement dated January 1, 2017.” Page 1, form 13977T, revision 2024-11, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

Trust as contingent. “Indicate if each named designation is Primary or Contingent. ... Individual, Trust or Company Name” Page 2, form 13977T, revision 2024-11, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

How to name the trust. “If a Trust is designated as beneficiary please use the following format: The John J. Smith Trust under agreement dated January 1, 2017.” Page 1, form 13977T, revision 2024-11, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

Trust documents. “If you are designating a Trust as your beneficiary, signing as a Trustee, or if there have been changes to the Trust, please submit an updated Trust Verification (Form 16541T).” Page 1, form 13977T, revision 2024-11, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

A class like "my children". “If you designate a class of beneficiaries (such as Children), list the full names and relationships of the known beneficiaries of that class. Notify us of any changes to that class of beneficiaries.” Page 1, form 13977T, revision 2024-11, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

Refused wording. “Last Will and Testament" will not be accepted as a beneficiary designation” Page 1, form 13977T, revision 2024-11, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

Minor as beneficiary. “If a minor is a beneficiary, please provide the court-approved Letters of Guardianship or Conservatorship of the Minor's Estate.” Web page, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

If a beneficiary dies first. “A primary beneficiary is your first choice to receive proceeds from the policy. Contingent beneficiaries receive proceeds in case the primary beneficiary(ies) dies.” Web page, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

Spousal consent. “You as the contract owner should determine whether to obtain your spouse's signature to change the beneficiary of this contract if you live in a Community Property state.” Page 4, form 13977T, revision 2024-11, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

How the spouse consents. “By signing this form, I consent to the designation of the beneficiary(ies) listed above. ... My consent is irrevocable unless my spouse revokes the beneficiary designation(s).” Page 4, form 13977T, revision 2024-11, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

Limit on beneficiaries. “If additional space is needed, you may copy this page, mark the checkbox at the bottom of the page and return. You may also use additional blank pages labeled "Additional Beneficiaries".” Page 2, form 13977T, revision 2024-11, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

Online designation. “My Athene users can change a beneficiary online. A completed paper form is required for any other beneficiary change.” Web page, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

How to submit. “My Athene users can change a beneficiary online. A completed paper form is required for any other beneficiary change. ... The form must be received in the Home Office within 60 days of the signature date.” Page 1, Athene annuity (fixed, fixed indexed, RILA, immediate) beneficiary designation. Source document

Trust as beneficiary. “If the beneficiary is changing to a trust, please submit a copy of the Trust Verification Form.” Page 2, form V1220. Source document

Trust documents. “If the beneficiary is changing to a trust, please submit a copy of the Trust Verification Form.” Page 2, form V1220. Source document

A class like "my children". “Any designation as a class of the children of the Insured shall be construed to mean such lawful (including those living, born later or legally adopted) children of the Insured as shall survive the Insured” Page 2, form V1220. Source document

If a beneficiary dies first. “unless otherwise directed, proceeds will be paid in equal shares to any surviving primary beneficiaries, if none survives, proceeds will be paid in equal shares to any surviving contingent beneficiaries.” Page 2, form V1220. Source document

Spousal consent. “Signature of Existing Owner's Spouse ... (Required if resident of Community Property State)” Page 1, form V1220. Source document

Limit on beneficiaries. “Check here if additional designations are attached separately. NOTE: Each page must be signed and dated.” Page 2, form V1220. Source document

Trust as beneficiary. “Option A - Testamentary Trust in the Insured's Will ... Option B - Living (InterVivos) Trust” Page 5, revision 2024-12. Source document

Trust as contingent. “I choose the Trust created in the Insured's will as my: Primary Beneficiary Contingent Beneficiary” Page 5, revision 2024-12. Source document

How to name the trust. “Name of Trust Date of Trust (mm/dd/yyyy) State where Trust was created ... Contact Trustee - First Name” Page 5, revision 2024-12. Source document

Trust documents. “Before making payment to any Trust, the Company reserves the right to require satisfactory written evidence that the Trust is in effect and evidence of the identity of the Trustee(s) who are qualified to act on behalf of the Trust.” Page 7, revision 2024-12. Source document

Per stirpes. “Social Security Number Per Stirpes Percent (%) of Proceeds” Page 3, revision 2024-12. Source document

Per stirpes defined. “Payment to the Issue of a Deceased Child (per stirpes): If a child of the Insured is a Beneficiary and that child dies before the Insured, that child's share of the proceeds will be paid to that child's living children in equal shares.” Page 4, revision 2024-12. Source document

A class like "my children". “You have the option to include all future children (born or adopted by the Insured) as Primary Beneficiaries or as Contingent Beneficiaries ... The Company may rely on an affidavit from the Owner or any other adult in determining family relationships and in identify” Page 1, revision 2024-12. Source document

Minor as beneficiary. “Under the Uniform Transfers or Uniform Gifts to Minor Act (UTMA/UGMA), if you choose, you may assign a Custodian for each minor you designated as a Beneficiary.” Page 4, revision 2024-12. Source document

Estate as beneficiary. “Option D - Insured's Estate ... You may select the Insured's Estate as either a Primary or Contingent Beneficiary.” Page 6, revision 2024-12. Source document

Default beneficiary. “If the Insured dies without a surviving Beneficiary, payment will be made to the Owner, if living, otherwise payment will be made to the Owner's Estate.” Page 1, revision 2024-12. Source document

If a beneficiary dies first. “that child's share of the proceeds will be paid to that child's living children in equal shares ... If any Beneficiary dies within 30 days after the Insured's death, the Beneficiary will be considered to have predeceased (died before) the Insured” Page 4, revision 2024-12. Source document

Limit on beneficiaries. “To name additional Beneficiaries or Trusts, attach a separate page.” Page 1, revision 2024-12. Source document

How to submit. “Mail, Fax, and Email Information ... Email: [email protected]” Page 1, revision 2024-12. Source document

Trust as beneficiary. “The Company shall not be liable for the application of proceeds paid to a named Trustee, nor be required to determine if a Trust is in effect.” Page 1, Structured settlement annuities (American General Life, Beneficiary Form AGSST-BF/2.0), read from a Wayback Machine capture of 2023-12-27. Source document

Trust as contingent. “The Company shall not be liable for the application of proceeds paid to a named Trustee, nor be required to determine if a Trust is in effect.” Page 1, Structured settlement annuities (American General Life, Beneficiary Form AGSST-BF/2.0), read from a Wayback Machine capture of 2023-12-27. Source document

Trust documents. “nor be required to determine if a Trust is in effect” Page 1, Structured settlement annuities (American General Life, Beneficiary Form AGSST-BF/2.0), read from a Wayback Machine capture of 2023-12-27. Source document

A class like "my children". “The Company may determine designated but unnamed beneficiaries by reliance on affidavits or satisfactory information and the Company is released from liability in reliance thereon.” Page 1, Structured settlement annuities (American General Life, Beneficiary Form AGSST-BF/2.0), read from a Wayback Machine capture of 2023-12-27. Source document

Default beneficiary. “Contingent Beneficiary and Relationship (If not indicated, will be estate)” Page 1, Structured settlement annuities (American General Life, Beneficiary Form AGSST-BF/2.0), read from a Wayback Machine capture of 2023-12-27. Source document

If a beneficiary dies first. “If no allocation of payment is specified, the payment will be divided equally among the listed beneficiaries or all to the survivor.” Page 1, Structured settlement annuities (American General Life, Beneficiary Form AGSST-BF/2.0), read from a Wayback Machine capture of 2023-12-27. Source document

Spousal consent. “Under some retirement programs, the right to name a ... Beneficiary other than the spouse or change a Beneficiary is ... subject to approval by the spouse.” Page 20, VALIC group annuity contracts GUP and GTS-VA for employer plans (Separate Account A prospectus, May 2021). Source document

Limit on beneficiaries. “If more than 1 primary beneficiary please attach additional sheet ... If more than 1 contingent beneficiary please attach additional sheet” Page 1, Structured settlement annuities (American General Life, Beneficiary Form AGSST-BF/2.0), read from a Wayback Machine capture of 2023-12-27. Source document

Electronic signature. “This form should be completed in full, printed, signed by the annuitant or legal representative ... The form must be filled out in Black Ink only.” Page 2, Structured settlement annuities (American General Life, Beneficiary Form AGSST-BF/2.0), read from a Wayback Machine capture of 2023-12-27. Source document

How to submit. “submitted to AGL-USL via email, facsimile or mail.” Page 2, Structured settlement annuities (American General Life, Beneficiary Form AGSST-BF/2.0), read from a Wayback Machine capture of 2023-12-27. Source document

Trust as beneficiary. “If the beneficiary is a trust ... The Claimant's Statement must be completed by the trustee(s).” Web page. Source document

Trust documents. “The Certification of Trustee section on the Claimant's Statement must be completed and the trust's Tax Identification Number (TIN) must be provided. A copy of the trust is not required. ... unless the trust document confers on one trustee the authority to act alone. In that case, please provide the trust pages that prove that authority.” Web page. Source document

Minor as beneficiary. “If the amount due to the beneficiary is more than the allowable amount for that minor's state of residence under the Uniform Transfers to Minors Act, the Claimant's Statement must be signed by the guardian legally appointed to the minor by the state. ... the Claimant's Statement must be signed by the Custodian of the minor.” Web page. Source document

Estate as beneficiary. “If the beneficiary is an estate ... The Claimant's Statement must be completed by an administrator or executor of the estate.” Web page. Source document

Online designation. “Life consumer portal can help you look up policy details, make payments, update beneficiaries and more.” Web page. Source document

How to submit. “Life consumer portal can help you look up policy details, make payments, update beneficiaries and more.” Web page. Source document

Trust as beneficiary. “If a trust is designated as a beneficiary, please include the full name of the trust and the date and name(s) of the present acting trustee(s).” Page 1, revision 2024-01, EQUI-VEST IRA (Traditional, Roth, SEP, SARSEP, SIMPLE) and NQ annuity contracts. Source document

Trust as contingent. “If a trust is designated as a beneficiary, please include the full name of the trust ... (b) If all Primary Beneficiaries pre-decease me, I designate” Page 1, revision 2024-01, EQUI-VEST IRA (Traditional, Roth, SEP, SARSEP, SIMPLE) and NQ annuity contracts. Source document

How to name the trust. “please include the full name of the trust and the date and name(s) of the present acting trustee(s) ... Trustee(s) under Trust Agreement dated February 1, 1994.” Page 1, revision 2024-01, EQUI-VEST IRA (Traditional, Roth, SEP, SARSEP, SIMPLE) and NQ annuity contracts. Source document

Per stirpes. “if not then living in equal shares to the annuitant's children who are then living and to the then living children of any deceased child of the annuitant, per stirpes.” Page 3, revision 2024-01, EQUI-VEST IRA (Traditional, Roth, SEP, SARSEP, SIMPLE) and NQ annuity contracts. Source document

A class like "my children". “In equal shares to the annuitant's children who are living at the death of the annuitant, should none then be living in equal shares to the annuitant's parents” Page 3, revision 2024-01, EQUI-VEST IRA (Traditional, Roth, SEP, SARSEP, SIMPLE) and NQ annuity contracts. Source document

Custom designation. “If you require additional space, please provide a listing for all desired primary or contingent beneficiaries, relationships, Address(es), and Social Security Number and include with this signed and dated election form. ... Sample Beneficiary Designations” Page 3, revision 2024-01, EQUI-VEST IRA (Traditional, Roth, SEP, SARSEP, SIMPLE) and NQ annuity contracts. Source document

Estate as beneficiary. “Annuitant's executors or administrators (Annuitant's estate).” Page 3, revision 2024-01, EQUI-VEST IRA (Traditional, Roth, SEP, SARSEP, SIMPLE) and NQ annuity contracts. Source document

Default beneficiary. “if no stated Beneficiary is living when the Annuitant dies, for Annuity Benefits we will pay the benefits to the estate of the Annuitant. For SPDA, we will pay the benefits to the children of the Annuitant in equal shares. If there are none surviving, then to the estate of the Annuitant.” Page 3, revision 2010-12, Single premium deferred annuities (SPDA) and annuity benefits (AXA Equitable form E9768_f, 12/10). Source document

If a beneficiary dies first. “Unless otherwise specified in the request: (a) if two or more persons are named as Beneficiaries, those surviving the Annuitant will share equally” Page 3, revision 2010-12, Single premium deferred annuities (SPDA) and annuity benefits (AXA Equitable form E9768_f, 12/10). Source document

Limit on beneficiaries. “If you require additional space, please provide a listing for all desired primary or contingent beneficiaries” Web page, revision 2024-01, EQUI-VEST IRA (Traditional, Roth, SEP, SARSEP, SIMPLE) and NQ annuity contracts. Source document

How to submit. “Regular Mail: ... Charlotte, NC 28201-1430 ... Fax: 816-701-4969” Page 1, revision 2024-01, EQUI-VEST IRA (Traditional, Roth, SEP, SARSEP, SIMPLE) and NQ annuity contracts. Source document

How to disclaim. “if you are a beneficiary of an annuity contract and you do not want the death benefit at all, you may be able to "disclaim" your death benefit before you receive it. If you think you might be interested in disclaiming your interest, please consult your tax advisor or attorney before filling out any claim to annuity benefits.” Page 10, form EQ-27579, revision 2005-01, EQUI-VEST IRA (Traditional, Roth, SEP, SARSEP, SIMPLE) and NQ annuity contracts, read from a Wayback Machine capture of 2006-11-10. Source document

Trust as beneficiary. “If the proposed Beneficiary is a Trust, the full name and date of the Trust Agreement or the number of the Trust must be furnished. ... JAMES ROE Trust Agreement dated February 1, 1981; NANCY ROE and MARGARET ROE, Trustees.” Page 2, form E6258, Individual life insurance policies (Beneficiary Change e14616, Cat. 137177, 3/23; earlier AXA Equitable form E6258), read from a Wayback Machine capture of 2006-11-10. Source document

Trust as contingent. “Designation of New Contingent Beneficiary(ies) ... Type: Individual/Trust/Corporation/Other (list)” Page 2, revision 2023-03, Individual life insurance policies (Beneficiary Change e14616, Cat. 137177, 3/23; earlier AXA Equitable form E6258). Source document

How to name the trust. “the date of the Trust Agreement, name and address of Trustee, and Tax Identification Number ... JAMES ROE Trust Agreement dated February 1, 1981; NANCY ROE and MARGARET ROE, Trustees.” Page 2, revision 2023-03, Individual life insurance policies (Beneficiary Change e14616, Cat. 137177, 3/23; earlier AXA Equitable form E6258). Source document

Per stirpes. “in equal shares to the Insured's children who are then living and to the then living children of any deceased child of the Insured, per stirpes” Page 2, form E6258, Individual life insurance policies (Beneficiary Change e14616, Cat. 137177, 3/23; earlier AXA Equitable form E6258), read from a Wayback Machine capture of 2006-11-10. Source document

Per stirpes defined. “If any part of the beneficiary change request includes a per stirpes designation, we will pay any benefits under this part equally to the beneficiaries in this designation. However, if any of these beneficiaries dies before the Insured, the deceased beneficiary's share will be paid equally to his or her surviving children. If there are no surviving children, this share will be paid equally to the other surviving beneficiaries to the per stirpes designation.” Page 3, form E6258, Individual life insurance policies (Beneficiary Change e14616, Cat. 137177, 3/23; earlier AXA Equitable form E6258), read from a Wayback Machine capture of 2006-11-10. Source document

A class like "my children". “The full name of each beneficiary, or if a class of beneficiaries is named, the name of each current beneficiary in the class ... In equal shares to the Insured's children who are living at the death of the Insured.” Page 2, form E6258, Individual life insurance policies (Beneficiary Change e14616, Cat. 137177, 3/23; earlier AXA Equitable form E6258), read from a Wayback Machine capture of 2006-11-10. Source document

Custom designation. “special instructions: ... See page 2 for instructions and sample designations.” Page 1, form E6258, Individual life insurance policies (Beneficiary Change e14616, Cat. 137177, 3/23; earlier AXA Equitable form E6258), read from a Wayback Machine capture of 2006-11-10. Source document

Estate as beneficiary. “Insured's executors or administrators (Insured's Estate).” Page 2, form E6258, Individual life insurance policies (Beneficiary Change e14616, Cat. 137177, 3/23; earlier AXA Equitable form E6258), read from a Wayback Machine capture of 2006-11-10. Source document

Default beneficiary. “if no stated Beneficiary is living when the Insured dies, we will pay the benefits to the children of the Insured who then survive, in equal shares, or if none survive, to the estate of the Insured. ... If no stated beneficiary is living upon the Insured's death, EFLOA will pay the benefits to the executors or administrators of the Insured.” Page 5, revision 2023-03, Individual life insurance policies (Beneficiary Change e14616, Cat. 137177, 3/23; earlier AXA Equitable form E6258). Source document

If a beneficiary dies first. “Unless otherwise requested (a) if two or more persons are named as beneficiaries, those surviving the Insured will share equally” Page 3, form E6258, Individual life insurance policies (Beneficiary Change e14616, Cat. 137177, 3/23; earlier AXA Equitable form E6258), read from a Wayback Machine capture of 2006-11-10. Source document

Spousal consent. “For Qualified Corporate, Keogh (H.R. 10) or Employer-Sponsored TSA Plans, a married Insured/Annuitant requires written consent of her/his spouse to change the Beneficiary to someone other than the spouse.” Page 5, revision 2023-03, Individual life insurance policies (Beneficiary Change e14616, Cat. 137177, 3/23; earlier AXA Equitable form E6258). Source document

Limit on beneficiaries. “This form allows you to name up to four primary and ... If you need additional space, please attach a separate sheet of paper.” Page 1, form E15761, Equitable group life and AD&D (employer group insurance; Group Insurance Beneficiary Designation/Change E15761). Source document

How to submit. “Please detach these pages from the Beneficiary Change Request Form before mailing. ... Charlotte, NC 28201-1047 ... Toll-free Fax Number” Page 1, revision 2023-03, Individual life insurance policies (Beneficiary Change e14616, Cat. 137177, 3/23; earlier AXA Equitable form E6258). Source document

Trust as beneficiary. “Corporate trustees ... Trustee, or its successors in trust, under Trust ... Individual trustee ... naming Mary Smith as Trustee under Trust Agreement” Page 1, revision 2018-09. Source document

How to name the trust. “Trustee, or its successors in trust, under Trust ... naming Mary Smith as Trustee under Trust Agreement” Page 1, revision 2018-09. Source document

Refused wording. “All percentages must be in whole numbers.” Page 2, form ICC20-AAPP1003, revision 2023-07. Source document

Estate as beneficiary. “Executors or Administrators of the Insured's Estate” Page 1, revision 2018-09. Source document

Default beneficiary. “If there is no Beneficiary designated at the Owner's death or if all Beneficiaries have predeceased the Owner, the Owner's estate is the Beneficiary.” Page 13, form ICC21-MYGA, revision 2022-07. Source document

If a beneficiary dies first. “The rights of any Beneficiary who is a natural person, including an irrevocable Beneficiary, will end if he or she dies prior to an Owner ... Death Benefit will be paid as though any Beneficiary died before the Owner if there is no sufficient” Page 13, form ICC21-MYGA, revision 2022-07. Source document

Limit on beneficiaries. “Should you need to add any additional beneficiaries beyond the space allowed on this form, please attach an additional page” Page 2, revision 2018-09. Source document

How to submit. “RETURN COMPLETED FORM TO ... Overnight ... U.S. Mail ... Submit your documents according to the instructions on the form.” Page 1, revision 2018-09. Source document

Processing time. “F&G will process the request within 3-5 business days of receipt of all required information.” Web page. Source document

Trust as beneficiary. “Corporate trustees ... Trustee, or its successors in trust, under Trust ... Individual trustee ... naming Mary Smith as Trustee under Trust Agreement” Page 1, revision 2018-09. Source document

How to name the trust. “Trustee, or its successors in trust, under Trust ... naming Mary Smith as Trustee under Trust Agreement” Page 1, revision 2018-09. Source document

A class like "my children". “otherwise equally to such lawful children of Insured” Page 3, revision 2015-10. Source document

Estate as beneficiary. “Executors or Administrators of the Insured's Estate” Page 1, revision 2018-09. Source document

Limit on beneficiaries. “Should you need to add any additional beneficiaries beyond the space allowed on this form, please attach an additional page” Page 2, revision 2018-09. Source document

How to submit. “RETURN COMPLETED FORM TO ... Overnight ... U.S. Mail ... Submit your documents according to the instructions on the form.” Page 1, revision 2018-09. Source document

Processing time. “F&G will process the request within 3-5 business days of receipt of all required information.” Web page. Source document

Trust as beneficiary. “Name of Person, Trust, or Entity ... For Fidelity Personal Retirement and Fidelity Fixed Deferred Retirement Annuities, trust-owned contracts MUST have the owning” Page 2, form 1.9865752.109, revision 2026-06. Source document

Trust as contingent. “Contingent Beneficiaries ... Name of Person, Trust, or Entity” Page 2, form 1.9865752.109, revision 2026-06. Source document

How to name the trust. “Date of Birth or Trust MM DD YYYY” Page 2, form 1.9865752.109, revision 2026-06. Source document

Per stirpes. “Agree that by checking the "per stirpes" ... box next to a beneficiary's name, any sum” Page 3, form 1.9865752.109, revision 2026-06. Source document

Per stirpes defined. “box next to a beneficiary's name, any sum ... payable to that beneficiary will be divided ... equally among the beneficiary's surviving legal ... descendants, if the beneficiary him- or herself ... is no longer living on the date of death.” Page 3, form 1.9865752.109, revision 2026-06. Source document

Per capita. “Primary and contingent beneficiary designations, ... unless otherwise stated, are presumed by Fidelity ... to be "per capita," meaning if a beneficiary dies” Page 4, form 1.968891.106. Source document

A class like "my children". “by name does NOT create a category, ... and that if you later want to include other ... beneficiaries (such as any children born to ... or adopted by you in the future), you will ... need to file a new beneficiary form with” Page 3, form 1.9865752.109, revision 2026-06. Source document

Refused wording. “Certify that for Fidelity-issued trust-owned ... annuities (excluding charitable remainder ... trusts), all beneficiaries are natural persons.” Page 3, form 1.9865752.109, revision 2026-06. Source document

Minor as beneficiary. “You may designate a minor child (e.g., a grandchild) ... behalf of his or her child, Fidelity requires a copy of ... the court approval before settling the claim or acting” Page 7, form 1.968891.106. Source document

Estate as beneficiary. “You may designate your "Estate" as the beneficiary.” Page 7, form 1.968891.106. Source document

Default beneficiary. “death, in most cases, the estate will be deemed ... the beneficiary and the death benefit must then” Page 3, form 1.968891.106. Source document

If a beneficiary dies first. “contract), that beneficiary's share of the death benefit ... is apportioned among the surviving members of the” Page 4, form 1.968891.106. Source document

Limit on beneficiaries. “If you need more room for additional primary OR contingent beneficiaries, make a copy of this Section 3 or use a blank sheet.” Page 2, form 1.9865752.109, revision 2026-06. Source document

Online designation. “Beneficiary Form for Annuities or establish or update ... your beneficiaries online. Contact your Fidelity” Page 4, form 1.968891.106. Source document

How to submit. “Send the ENTIRE form to Fidelity ... Annuity Service Center” Page 4, form 1.9865752.109, revision 2026-06. Source document

How to disclaim. “Irrevocable and unconditional by its terms ... Written, explicit, and signed by the beneficiary ... Filed with Fidelity no later than nine (9) months ... from the death of the person on whose life the” Page 9, form 1.968891.106. Source document

Trust as beneficiary. “Name of Person, Trust, or Entity ... Date of Birth or Trust MM DD YYYY” Page 1, form 1.9905376.102, revision 2024-04. Source document

Trust as contingent. “Secondary Beneficiaries ... Name of Person, Trust, or Entity” Page 1, form 1.9905376.102, revision 2024-04. Source document

How to name the trust. “In trust situations, be sure to include legal name of trust, date of trust and name of trustee(s).” Page 3, form 1.906359.105. Source document

A class like "my children". “Do not designate a class of people such as "the children of the insured."” Page 1, form 1.9905376.102, revision 2024-04. Source document

Refused wording. “Do not designate a class of people such as "the children of the insured." Name all individuals in the appropriate section on the Beneficiary form.” Page 3, form 1.906359.105. Source document

Minor as beneficiary. “Naming of Beneficiaries: If a named Beneficiary is a minor or deemed incompetent, benefits will be payable to the legal guardian or conservator.” Page 1, form 1.9905376.102, revision 2024-04. Source document

Estate as beneficiary. “Estate: Estate of the Life Insured” Page 3, form 1.906359.105. Source document

Default beneficiary. “If no Beneficiary is then alive, to the policy owner if ... If the owner is not living, payment will go to the Owner” Page 1, form 1.9905376.102, revision 2024-04. Source document

If a beneficiary dies first. “If a Beneficiary dies before the benefit is payable, his or her share will be allocated equally among any surviving” Page 3, form 1.906359.105. Source document

Limit on beneficiaries. “If you need more room for additional primary OR secondary beneficiaries, make a copy of this page or use a blank sheet.” Page 2, form 1.9905376.102, revision 2024-04. Source document

How to submit. “Send the ENTIRE ... form to Fidelity Investments. After the changes are ... Policy owner or authorized individual must sign and date this form in the presence of” Page 3, form 1.9905376.102, revision 2024-04. Source document

Trust as beneficiary. “Full Name (First, Middle, Last or Trust/Entity) ... If you name a trust as the Beneficiary, submit a copy of the trust for our file. ... For contracts with a Trust as the Owner, the Trust must be listed as the Beneficiary.” Web page, form FA5014-06. Source document

Trust as contingent. “Primary Per Stirpes Irrevocable ... Contingent ... Full Name (First, Middle, Last or Trust/Entity)” Page 2, form FA5014-06. Source document

Trust documents. “If you name a trust as the Beneficiary, submit a copy of the trust for our file.” Page 3, form FA5014-06. Source document

Per stirpes. “Primary Per Stirpes Irrevocable ... Contingent Yes No Yes No” Page 2, form FA5014-06. Source document

Default beneficiary. “If none of the named beneficiaries are living or this designation is ineffective, proceeds will be paid to the owner's estate.” Page 3, form FA5014-06. Source document

If a beneficiary dies first. “Unless otherwise indicated, proceeds will be distributed equally. Payments to Contingent Beneficiaries only apply in the event there is no surviving Primary Beneficiary.” Page 1, form FA5014-06. Source document

Spousal consent. “If the owner or joint owner lives in a community property state, the owner's or joint owner's spouse must also sign.” Page 3, form GA20006-02. Source document

Limit on beneficiaries. “This form allows you to assign shares of your death benefit to four primary or contingent beneficiaries. If you have more than four primary or contingent beneficiaries, please attach a completed Beneficiary Designations Continued form.” Page 1, form FA5014-06. Source document

Notary or medallion. “A signature guarantee may be requested if we are unable to verify an owner's signature.” Page 3, form FA5014-06. Source document

How to submit. “Log in at globalatlantic.com, navigate to policy details, and select the Upload Documents button ... [email protected] ... [email protected]” Page 4, form GA20006-02. Source document

Trust as beneficiary. “Individual, Trust or Company Name ... If you are designating a Trust as your beneficiary, signing as a Trustee, or if there have been changes to the Trust, please submit an updated Trust Verification Form.” Page 1. Source document

Trust as contingent. “CONTINGENT BENEFICIARY(IES) ... Individual, Trust or Company Name” Page 2. Source document

How to name the trust. “Full Name of Trust: ... Original Trust Date ... Name(s) of Trustee(s) and Relationship to Proposed Insured(s):” Page 1. Source document

Trust documents. “please submit an updated Trust Verification Form ... Please be advised that the Company reserves the right to request and receive a copy of the Trust documents.” Page 1. Source document

Per stirpes. “To distribute proceeds per stirpes, check the appropriate box for each beneficiary.” Page 1. Source document

Per stirpes defined. “Per Stirpes is a common way of distributing proceeds where if one or more of your beneficiaries has died his or her children share equally in his or her share (also known as By Right of Representation).” Page 1. Source document

A class like "my children". “If you designate a class of beneficiaries (such as Children), list the full names and relationships of the known beneficiaries of that class. Notify us of any changes to that class of beneficiaries.” Page 1. Source document

Minor as beneficiary. “If you designate a minor as a beneficiary, you may consider naming a custodian under your state's Uniform Transfers Minors Act (UTMA) ... Only one custodian and one minor may be named in each designation.” Page 1. Source document

If a beneficiary dies first. “Contingent Beneficiaries will receive death benefit proceeds in the event the Primary Beneficiaries predecease the insured ... and if those designations did not include per stirpes.” Page 1. Source document

Spousal consent. “If you live in a Community Property State (AZ, CA, ID, LA, NM, NV, TX, WA and WI), we are required to have Spousal Consent to make beneficiary changes to your policy/contract(s).” Page 5. Source document

How the spouse consents. “This form will be returned if this section is not complete. ... My consent is irrevocable unless my spouse revokes the beneficiary designation(s).” Page 4. Source document

Limit on beneficiaries. “To list additional Primary Beneficiaries, you may copy this page, mark the checkbox at the bottom of the page and return. ... Use this form to elect Additional Beneficiaries for your contract(s), if you do not have enough space on Form 13977” Page 2. Source document

How to submit. “Mail or fax completed form to: P.O. Box 4321, Clinton, IA 52733-4321” Page 1. Source document

Trust as beneficiary. “Primary Beneficiary Name ... Birth /Trust Date SSN/TIN ... Trustee Under the Insured's Last Will & Testament” Page 1, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

Trust as contingent. “Contingent Beneficiary Name ... Birth /Trust Date SSN/TIN” Page 2, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

How to name the trust. “Birth /Trust Date SSN/TIN” Page 2, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

Per stirpes. “This designation applies to all primary beneficiaries listed above. ... This designation applies to all contingent beneficiaries listed above.” Page 2, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

Per stirpes defined. “If a beneficiary dies before the insured, any amount that would have been paid to that beneficiary, if living, will be paid in equal shares to the surviving children of that beneficiary. If per stirpes is designated, payment of that amount will be made to the surviving children, if any, before any other beneficiary.” Page 2, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

A class like "my children". “In lieu of providing specific beneficiary names, the ... following class designations can be used: ... Children of the Insured ... Grandchildren of the Insured” Page 1, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

Refused wording. “Do not list ... over or under 100% of the proceeds in any given” Page 1, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

Custom designation. “you may not list any further beneficiaries on the form. ... For this type of request, please contact us so that a ... special form can be prepared.” Page 1, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

Minor as beneficiary. “UTMA/UGMA refers to a state's law that governs the transfer of title to life ... We require the Custodian's full legal name (First, MI, Last, Suffix),” Page 1, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

Estate as beneficiary. “following class designations can be used: ... Insured's Estate” Page 1, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

Default beneficiary. “If no designated beneficiary survives the Insured, settlement will be made to the estate of the Insured.” Page 1, form GG-17, revision 2026-03, Guardian group accidental death insurance under an employee benefits plan (form GG-17). Source document

If a beneficiary dies first. “If more than one primary and/or contingent Beneficiary is designated and no percentage has been designated, settlement will be made in equal shares to such of the designated beneficiaries as survive the Insured, unless otherwise provided herein.” Page 1, form GG-17, revision 2026-03, Guardian group accidental death insurance under an employee benefits plan (form GG-17). Source document

Spousal consent. “If you are married, reside in a community property state (AZ, CA, ID, LA, NV, ... NM, TX, WA, WI), and designate someone other than your spouse as your ... sole primary beneficiary, your spouse must sign.” Page 1, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

How the spouse consents. “Check this box if you do not have a spouse, or if your spouse is deceased. ... Signatures need to be notarized only if specifically requested by the company.” Page 3, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

Limit on beneficiaries. “If additional space is needed for primary or contingent ... beneficiaries, please attach a blank sheet of paper listing” Page 1, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

Notary or medallion. “Signatures need to be notarized only if specifically requested by the company.” Page 3, revision 2020-05, Guardian individual life insurance (Request for Beneficiary Change TITLE-BENE 05/20; Guardian, GIAC, Berkshire Life). Source document

Electronic signature. “ALL SIGNATURES MUST BE IN INK” Page 1, form GG-17, revision 2026-03, Guardian group accidental death insurance under an employee benefits plan (form GG-17). Source document

How to submit. “PO Box 981570 ... Fax Number: 916-388-3604 ... FORWARD FORM TO GUARDIAN LIFE INSURANCE FOR RECORDING” Page 1, form GG-17, revision 2026-03, Guardian group accidental death insurance under an employee benefits plan (form GG-17). Source document

Trust as beneficiary. “If the trust is listed as beneficiary ... This program is not available for custodial accounts, for an "entity" beneficiary or a trust beneficiary.” Page 2, form CMC5719, revision 2026-01. Source document

Default beneficiary. “If no Beneficiary designation is in effect, or the designated Beneficiary(ies) have not survived the Owner, or in the case of jointly owned Contracts, both joint Owners, the Death Benefit shall be paid to the Owner's estate” Page 87, form JMV6110G, revision 2024-02, read from a Wayback Machine capture of 2026-03-13. Source document

If a beneficiary dies first. “A joint owner is treated as the primary beneficiary of a nonqualified annuity and stands to inherit annuity proceeds before any listed beneficiary. ... If the husband and wife die simultaneously, the proceeds go to the contingent beneficiary.” Page 4, form XADV7984, revision 2025-04. Source document

How to submit. “You may change the Beneficiary(ies) by sending a written, signed and dated request to the Customer Care Center” Page 45, form JMV6110G, revision 2024-02, read from a Wayback Machine capture of 2026-03-13. Source document

How to disclaim. “If the beneficiary wishes to not receive the proceeds of an inherited annuity, the beneficiary can disclaim the annuity. When the beneficiary disclaims, the assets then pass to the contingent beneficiary (if listed) ... qualified disclaimers are required to be entered within a specific period and in a specific way.” Page 5, form XADV7984, revision 2025-04. Source document

Trust as beneficiary. “Entities or non-natural persons: You may designate as a beneficiary a non-natural person such as a trust or charitable organization. ... If you designate a trust as beneficiary, the death benefit will be payable to the trust and not to individual beneficiaries named in the trust.” Page 1, revision 2024-10, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2025-04-08. Source document

Trust as contingent. “The Contingent Beneficiary is the person, persons or entity who becomes the Primary Beneficiary if the Primary Beneficiary is not alive.” Page 2, form 10231X, revision 2014-12, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2015-03-22. Source document

How to name the trust. “If the beneficiary is a Trust or Estate, please provide the name of Trustee or Executor” Page 2, form 10231X, revision 2014-12, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2015-03-22. Source document

Refused wording. “John Hancock cannot accept complex or conditional beneficiary designations. ... Designations given in dollar amounts, fractions, or with more than two decimal places (e.g., 33.333%) will not be accepted.” Page 1, revision 2024-10, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2025-04-08. Source document

Custom designation. “No complex beneficiaries: John Hancock cannot accept complex or conditional beneficiary designations.” Page 1, revision 2024-10, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2025-04-08. Source document

Minor as beneficiary. “You may name an adult custodian to receive the death benefit for a minor child. ... If the proceeds are less than $10,000, John Hancock will generally allow parents of a minor beneficiary to claim the proceeds upon presentation of the minor's birth certificate. Generally for proceeds of $10,000 or more, a court-appointed guardian or conservator of the minor's property must submit the claim.” Page 1, revision 2024-10, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2025-04-08. Source document

Estate as beneficiary. “If the beneficiary is a Trust or Estate, please provide the name of Trustee or Executor ... If the beneficiary is an estate, the Annuity Claim Form must be signed by the court-appointed representative.” Page 2, form 10231X, revision 2014-12, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2015-03-22. Source document

Default beneficiary. “If no primary or contingent beneficiary is living upon the death of the contract owner, then the death benefit is payable to the contract owner's estate.” Page 1, revision 2024-10, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2025-04-08. Source document

If a beneficiary dies first. “A contingent beneficiary is not entitled to the death benefit unless all primary beneficiaries die before the contract owner. ... its share of the death benefit will be reapportioned to any surviving beneficiaries.” Page 1, revision 2024-10, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2025-04-08. Source document

Limit on beneficiaries. “Note: If you need additional space to identify beneficiaries, please attach a signed and dated letter with the information requested above.” Page 5, revision 2024-10, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2025-04-08. Source document

Online designation. “If you are only making beneficiary changes, you can also complete your request online. ... Note: Ownership changes cannot be completed online.” Page 1, revision 2024-10, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2025-04-08. Source document

Notary or medallion. “A Signature Guarantee is required on this form if a signed contract application (or "confirmation of application") is not on file at John Hancock.” Page 1, form 10231X, revision 2014-12, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2015-03-22. Source document

How to submit. “Click the link to submit online and follow the step-by-step instructions. ... Please submit your completed and signed form via one of the following ... John Hancock Annuities Service Center” Page 1, revision 2024-10, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2025-04-08. Source document

Processing time. “If you do not receive an acknowledgment within 15 calendar days from submission of this form” Page 1, revision 2024-10, John Hancock variable and fixed annuity (Change of owner and/or beneficiary form 1307217), read from a Wayback Machine capture of 2025-04-08. Source document

Trust as beneficiary. “TRUSTEE BENEFICIARY. The Company shall not be bound by any trust deed or partnership agreement, and shall not be liable for the application of the proceeds of the policy by a trustee beneficiary or any other person.” Page 2, read from a Wayback Machine capture of 2008-05-11. Source document

Per stirpes. “CHILDREN'S CLAUSE: (Stirpes Provision). Available with any option that names any children as beneficiary.” Page 2, read from a Wayback Machine capture of 2008-05-11. Source document

Per stirpes defined. “If a child of the Insured dies before the Insured leaving children who survive the Insured, the share such deceased beneficiary would have received had such beneficiary survived the Insured, shall be paid in equal shares to the surviving children of such deceased beneficiary.” Page 2, read from a Wayback Machine capture of 2008-05-11. Source document

A class like "my children". “Available with any option that names any children as beneficiary. ... The Company may rely upon any affidavit or certificate which it considers satisfactory proof to identify any beneficiary not described by name” Page 2, read from a Wayback Machine capture of 2008-05-11. Source document

Custom designation. “ONE OR MORE PRIMARY BENEFICIARIES PLUS ONE MORE SECONDARY BENEFICIARIES ... OTHER:” Page 1, read from a Wayback Machine capture of 2008-05-11. Source document

Estate as beneficiary. “INSURED'S ESTATE ... ONE PRIMARY BENEFICIARY: Name and relationship to Insured” Page 1, read from a Wayback Machine capture of 2008-05-11. Source document

Default beneficiary. “If no designated beneficiary is living at the death of the Insured, the Owner will be the beneficiary, and if the Insured is the Owner, the entire amount payable will be paid in a single payment to the Insured's estate.” Page 2, read from a Wayback Machine capture of 2008-05-11. Source document

If a beneficiary dies first. “or the survivors, equally, or the survivor, if any; otherwise ... If any Primary Beneficiary dies simultaneously with the Insured or before the expiration of” Page 1, read from a Wayback Machine capture of 2008-05-11. Source document

Notary or medallion. “If the owner resides in Massachusetts, the signature of a witness (anyone other than the beneficiary) is required.” Page 1, read from a Wayback Machine capture of 2008-05-11. Source document

How to submit. “INFORMATION CONTROL CENTER ... JOHN HANCOCK PLACE, PO BOX 772” Page 1, read from a Wayback Machine capture of 2008-05-11. Source document

Trust as beneficiary. “For a trust as beneficiary skip to page 2 and complete the trust section. ... If designating a trust as beneficiary, complete the following” Page 1, revision 2025-10. Source document

Trust as contingent. “If designating a trust as beneficiary, complete the following: Primary Contingent” Page 2, revision 2025-10. Source document

How to name the trust. “Trustee's Name ... Date of Trust” Page 2, revision 2025-10. Source document

Per stirpes. “Per Stirpes Percentage” Page 1, revision 2025-10. Source document

Per stirpes defined. “Per Stirpes: If a beneficiary predeceases the Owner (or Annuitant, if applicable) the beneficiary's share of the proceeds will be paid to that beneficiary's living children in equal shares.” Page 1, revision 2025-10. Source document

Minor as beneficiary. “If the Beneficiary is a minor, court documents appointing the guardian/custodian may be required.” Page 42, revision 2022-05. Source document

Default beneficiary. “Unless otherwise provided in the Beneficiary designation ... if no Beneficiary survives the Contractowner, the proceeds will be paid to the Contractowner's estate.” Page 42, revision 2022-05. Source document

If a beneficiary dies first. “if any Beneficiary dies before the Contractowner, that Beneficiary's interest will go to any other Beneficiaries named, according to their respective interests” Page 42, revision 2022-05. Source document

Limit on beneficiaries. “Additional beneficiaries may be designated on a separate sheet and must include a signature on each page.” Page 1, revision 2025-10. Source document

How to submit. “Email: [email protected] ... Fax: 260 455-6310 ... Overnight: 1301 S. Harrison St., Fort Wayne IN 46802-3425 ... Mail: PO Box 2348, Fort Wayne IN 46801-2348” Page 1, revision 2025-10. Source document

Trust as beneficiary. “Use this section to designate a trust as a beneficiary. ... Indicate if this trust designation is for primary beneficiary or contingent beneficiary.” Page 5, form G10-00, revision 2023-12, Lincoln life insurance policy or certificate (incl. riders) beneficiary change. Source document

Trust as contingent. “If you are designating a trust or entity as a contingent beneficiary, proceed to step 6 or 7.” Page 4, form G10-00, revision 2023-12, Lincoln life insurance policy or certificate (incl. riders) beneficiary change. Source document

How to name the trust. “Enter the trust name, tax ID number, date the trust was established, and address. ... Indicate all trustee names and contact information.” Page 5, form G10-00, revision 2023-12, Lincoln life insurance policy or certificate (incl. riders) beneficiary change. Source document

A class like "my children". “print as many copies of this page as needed prior to completing, and include the information for each beneficiary. Enter the primary beneficiary's name, date of birth, social security number, and contact information.” Web page, form G10-00, revision 2023-12, Lincoln life insurance policy or certificate (incl. riders) beneficiary change. Source document

Refused wording. “Use numbers to indicate the percentage payable for each beneficiary. Lincoln will not accept dollar amounts or fractions.” Page 3, form G10-00, revision 2023-12, Lincoln life insurance policy or certificate (incl. riders) beneficiary change. Source document

Minor as beneficiary. “Any payment due to a minor beneficiary shall be made to the legally appointed guardian of the minor, unless otherwise permitted by law. If you are designating a minor beneficiary, we suggest you contact your legal advisor to consider doing so under the UNIFORM GIFTS TO MINOR ACT (UGMA), or UNIFORM TRANSFERS TO MINORS ACT (UTMA)” Page 6, form G10-00, revision 2023-12, Lincoln life insurance policy or certificate (incl. riders) beneficiary change. Source document

Estate as beneficiary. “You may name your estate as a beneficiary. To name your estate as the beneficiary indicate "My Estate" as the beneficiary.” Page 2, form GLC-02170, revision 2017-05, Lincoln group term life, AD&D, accident and critical illness (employer group insurance; Beneficiary Designation Form GLC-02170, 5/17). Source document

Limit on beneficiaries. “If you are designating more than two individual primary beneficiaries, print as many copies of this page as needed prior to completing” Page 3, form G10-00, revision 2023-12, Lincoln life insurance policy or certificate (incl. riders) beneficiary change. Source document

Notary or medallion. “Note: Notarization is required if the signor must sign with an "X" and stamped signatures will not be accepted.” Page 7, form G10-00, revision 2023-12, Lincoln life insurance policy or certificate (incl. riders) beneficiary change. Source document

How to submit. “Mail: Lincoln Financial Group, Insurance Operations ... Overnight Address: Lincoln Financial Group, Insurance Operations ... Fax: 800-819-1987 ... Email: [email protected]” Page 1, form G10-00, revision 2023-12, Lincoln life insurance policy or certificate (incl. riders) beneficiary change. Source document

Trust as beneficiary. “With respect to any trust designated as Beneficiary, MassMutual Ascend and Affiliates shall neither be obligated to inquire into the terms of the trust ... If the Beneficiary is a trust, please provide the trust's name, the trustee name(s), and the trust agreement date. ... If the owner of the contract is a trust, we may reject the designation of any Beneficiary other than the trust itself.” Page 2, form X6002701NW, revision 2025-03-27, MassMutual Ascend non-qualified annuity (beneficiary section of the ownership change form). Source document

Trust as contingent. “Beneficiary(ies) Type: Primary Contingent ... With respect to any trust designated as Beneficiary” Page 2, form X6002701NW, revision 2025-03-27, MassMutual Ascend non-qualified annuity (beneficiary section of the ownership change form). Source document

How to name the trust. “If the Beneficiary is a trust, please provide the trust's name, the trustee name(s), and the trust agreement date.” Page 2, form X6002701NW, revision 2025-03-27, MassMutual Ascend non-qualified annuity (beneficiary section of the ownership change form). Source document

Trust documents. “If new owner is a trust, please DO NOT send us the trust document. ... MassMutual Ascend and Affiliates shall neither be obligated to inquire into the terms of the trust” Page 1, form X6002701NW, revision 2025-03-27, MassMutual Ascend non-qualified annuity (beneficiary section of the ownership change form). Source document

Per stirpes. “Issue per stirpes? Yes No (Default) ... Issue per stirpes is only applicable if the beneficiary is a natural person.” Page 5, form FR2057, MassMutual annuity (MassMutual, C.M. Life, MML Bay State; Annuity Contract Change Request F6455-AN), read from a Wayback Machine capture of 2025-06-21. Source document

Per stirpes defined. “Issue Per Stirpes. This means that if a Beneficiary dies before the ... Owner, any amount that would have been paid to that Beneficiary, will ... be paid in one sum and in equal shares to the surviving children of ... that Beneficiary, if any, before any other Contingent Beneficiary.” Page 12, form FR2057, MassMutual annuity (MassMutual, C.M. Life, MML Bay State; Annuity Contract Change Request F6455-AN), read from a Wayback Machine capture of 2025-06-21. Source document

Minor as beneficiary. “UTMA/UGMA Custodian (This is not applicable if Issue per stirpes is selected above) ... If no custodian is designated, any money payable to a minor will ... be paid to the court appointed guardian of the estate of the minor.” Page 6, form FR2057, MassMutual annuity (MassMutual, C.M. Life, MML Bay State; Annuity Contract Change Request F6455-AN), read from a Wayback Machine capture of 2025-06-21. Source document

Estate as beneficiary. “Named Individual(s) Trust Trust under Will Estate of the Insured Other Entity” Page 6, form FR2057, MassMutual annuity (MassMutual, C.M. Life, MML Bay State; Annuity Contract Change Request F6455-AN), read from a Wayback Machine capture of 2025-06-21. Source document

Default beneficiary. “If a new Beneficiary designation is not made with an ownership change, then the Beneficiary will be the estate of the new owner(s)/participant.” Page 2, form X6002701NW, revision 2025-03-27, MassMutual Ascend non-qualified annuity (beneficiary section of the ownership change form). Source document

If a beneficiary dies first. “The Death Benefit will be paid to the primary Beneficiaries or survivors of them in equal shares unless otherwise stated.” Page 2, form X6002701NW, revision 2025-03-27, MassMutual Ascend non-qualified annuity (beneficiary section of the ownership change form). Source document

Limit on beneficiaries. “If additional space is needed, attach a separate sheet signed and dated by the new owner(s)/participant.” Page 2, form X6002701NW, revision 2025-03-27, MassMutual Ascend non-qualified annuity (beneficiary section of the ownership change form). Source document

Notary or medallion. “must be notarized or signature guaranteed below if: 1) Requested by the home office, or 2) You purchased your contract electronically with an e-signature and you have not previously submitted a notarized or guaranteed signature.” Page 4, form X6002701NW, revision 2025-03-27, MassMutual Ascend non-qualified annuity (beneficiary section of the ownership change form). Source document

How to submit. “Fixed & Fixed Indexed Annuities: PO Box 5420, Cincinnati OH 45201 / 800-854-3649 / 800-482-8126 Fax ... Overnight Address: 191 Rosa Parks St, Cincinnati OH 45202” Page 1, form X6002701NW, revision 2025-03-27, MassMutual Ascend non-qualified annuity (beneficiary section of the ownership change form). Source document

Per stirpes. “Check here if the following designation is Per Stirpes (Note:This option may be selected for Primary and/or Contingent beneficiary designations.)” Page 3, revision 2024-11, read from a Wayback Machine capture of 2025-05-28. Source document

Per stirpes defined. “Per Stirpes means that proceeds will be distributed to a beneficiary's legal descendants (children born of or legally adopted by the beneficiary) in the event the beneficiary is not living at the time in which the death claim becomes payable.” Page 6, revision 2024-11, read from a Wayback Machine capture of 2025-05-28. Source document

Minor as beneficiary. “To name a Custodian under UTMA/UGMA for a minor beneficiary please complete the entity line of the beneficiary designation as shown below ... (Name of Custodian) as Custodian for (Name of Minor) Under the State of (State name where minor resides) UGMA/UTMA” Page 6, revision 2024-11, read from a Wayback Machine capture of 2025-05-28. Source document

Default beneficiary. “for contracts with Joint Owners, upon death of either Joint Owner, the surviving Joint Owner will be the primary beneficiary, and all other beneficiaries will be considered contingent beneficiaries. If a death claim is filed after both Joint Owners have passed away, the death benefit will be paid to the Estate of the most recently deceased Joint Owner.” Page 2, revision 2024-11, read from a Wayback Machine capture of 2025-05-28. Source document

Limit on beneficiaries. “If additional space is required, please provide the necessary information (in the same format as SECTION 2) on a separate piece of paper that includes the Owner's dated signature.” Page 6, revision 2024-11, read from a Wayback Machine capture of 2025-05-28. Source document

How to submit. “SECTION 5: How to Submit This Form Regular Mail: Express Mail Only: Fax: Email: ... [email protected]” Page 5, revision 2024-11, read from a Wayback Machine capture of 2025-05-28. Source document

Processing time. “After we receive your completed form, in good order, we'll process your request within 5 business days.” Page 1, form CLMH092223-1. Source document

Trust as beneficiary. “Living (Inter Vivos) Trust - See further instructions on page 4. ... Testamentary Trust created in your Will - The trust under your last Will and Testament as shall be admitted to probate.” Page 2, revision 2018-11, MetLife group term life (employer group certificate, beneficiary designation form GR-TR-BENE-MET2), read from a Wayback Machine capture of 2023-12-26. Source document

Trust as contingent. “Living (Inter Vivos) Trust - See further instructions on page 4. ... Total proceeds for all contingent beneficiaries (H-M plus any listed on separate pages) must equal 100%.” Page 2, revision 2018-11, MetLife group term life (employer group certificate, beneficiary designation form GR-TR-BENE-MET2), read from a Wayback Machine capture of 2023-12-26. Source document

How to name the trust. “Additional information required for Living (Inter Vivos) Trust(s): Trust date Trust Tax ID number Trustee first, middle and last name” Web page, revision 2018-11, MetLife group term life (employer group certificate, beneficiary designation form GR-TR-BENE-MET2), read from a Wayback Machine capture of 2023-12-26. Source document

Trust documents. “A copy of the will is required before the claim can be settled.” Page 3, revision 2017-11, MetLife group accident, critical illness, cancer and hospital indemnity insurance (form GR-AC-CI-C-INS 11/17; certificates GCERT16/GCERT19). Source document

A class like "my children". “Specific individuals must be named as beneficiaries (e.g., the term "Grandchildren" is not acceptable).” Page 1, revision 2025-05, MetLife Total Control Account (retained asset account for claim proceeds), read from a Wayback Machine capture of 2025-05-31. Source document

Refused wording. “use whole numbers (no fractions or decimals) and make sure they (and any listed on separate pages) add up to 100% ... Do not list the same person or entity as both a primary and a contingent beneficiary.” Page 1, revision 2018-11, MetLife group term life (employer group certificate, beneficiary designation form GR-TR-BENE-MET2), read from a Wayback Machine capture of 2023-12-26. Source document

Minor as beneficiary. “By law, minors can't receive or control these assets, so funds must be distributed to someone who's 18 or older or may be held by the carrier until the child is no longer a minor.” Page 1, form L1024044025, MetLife group term life (employer group certificate, beneficiary designation form GR-TR-BENE-MET2). Source document

Estate as beneficiary. “Your Estate - If you name your Estate as a primary beneficiary, you cannot name a contingent beneficiary.” Page 2, revision 2018-11, MetLife group term life (employer group certificate, beneficiary designation form GR-TR-BENE-MET2), read from a Wayback Machine capture of 2023-12-26. Source document

Default beneficiary. “If you have no eligible life insurance beneficiaries named, death benefits will be paid to: Your estate; Your lawful spouse, if living; otherwise: Your natural or legally adopted child or children, in equal shares, if living; otherwise: Your parents, in equal shares, if living; otherwise: Your siblings, in equal shares, if living.” Page 1, MetLife group life for South Carolina PEBA members (online designation via MyBenefits), read from a Wayback Machine capture of 2025-07-01. Source document

If a beneficiary dies first. “If a primary beneficiary dies before you, we will divide their share(s) equally between the remaining primary beneficiaries. ... If a contingent beneficiary dies before you, we will divide their share(s) equally between the remaining contingent beneficiaries.” Page 1, revision 2018-11, MetLife group term life (employer group certificate, beneficiary designation form GR-TR-BENE-MET2), read from a Wayback Machine capture of 2023-12-26. Source document

Limit on beneficiaries. “To name additional beneficiaries, attach a separate page. Provide the requested information including the beneficiary type (primary or contingent) and the % proceeds for each.” Page 1, revision 2018-11, MetLife group term life (employer group certificate, beneficiary designation form GR-TR-BENE-MET2), read from a Wayback Machine capture of 2023-12-26. Source document

Online designation. “Log in to MyBenefits at mybenefits.sc.gov. ... Select Add to name multiple beneficiaries.” Page 1, MetLife group life for South Carolina PEBA members (online designation via MyBenefits), read from a Wayback Machine capture of 2025-07-01. Source document

How to submit. “How to submit this form Mail: MetLife Recordkeeping & Enrollment Services P.O. Box 14401 Lexington, KY 40512-4401 ... Return this entire form (and any additional pages) to your employer or benefits administrator.” Page 4, revision 2018-11, MetLife group term life (employer group certificate, beneficiary designation form GR-TR-BENE-MET2), read from a Wayback Machine capture of 2023-12-26. Source document

Trust as beneficiary. “Primary Beneficiary Designation ... Estate1 c Trust2 c Other (please specify):” Page 1, form APO-5309-X, revision 2025-08. Source document

Trust as contingent. “Contingent Beneficiary Designation ... Estate1 c Trust2 c Other (please specify):” Page 2, form APO-5309-X, revision 2025-08. Source document

How to name the trust. “the legal Trust name and effective date, the Trustee(s) authorized to act on behalf of the Trust including any successor Trustee(s)” Page 2, form APO-5309-X, revision 2025-08. Source document

Trust documents. “Please provide a Certification of Trust (Trust Certificate) that provides necessary information to validate the trust including but not limited to the legal Trust name and effective date, the Trustee(s) authorized to act on behalf of the Trust including any successor Trustee(s), and the Trust's tax identification number.” Page 2, form APO-5309-X, revision 2025-08. Source document

Refused wording. “We will not accept forms where Section 3 is left blank. We will also not accept wording such as "same" or "no change" in Section 3 or in Section 4.” Page 4, form APO-5309-X, revision 2025-08. Source document

Minor as beneficiary. “Nationwide will not pay insurance proceeds to minors. A court appointed guardian of the estate, conservator, custodian under a state's Uniform Transfer to Minors Act or a trust are customary recipients of funds payable on behalf of a minor.” Page 4, form APO-5309-X, revision 2025-08. Source document

Estate as beneficiary. “The Executor(s) or Administrator(s) of the Estate of the Owner” Page 2, form APO-5309-X, revision 2025-08. Source document

Spousal consent. “For annuity contracts issued in and for residents of: Arizona, California, Guam, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, and Wisconsin” Page 6, form APO-5309-X, revision 2025-08. Source document

How the spouse consents. “If my spouse has not signed this form, as the owner of this annuity contract, I take full responsibility in determining whether community property laws do or do not apply to this annuity contract. My signature on this form indemnifies Nationwide” Page 6, form APO-5309-X, revision 2025-08. Source document

Effect of divorce. “Some states have enacted legislation which may automatically revoke beneficiary designations to a former spouse ... Nationwide will take these state laws into consideration when processing claims on your annuity.” Page 4, form APO-5309-X, revision 2025-08. Source document

Online designation. “Nationwide annuity forms can be filled out and submitted online. ... Use this form to request a change to the beneficiary designation for your annuity.” Web page. Source document

Electronic signature. “Nationwide annuity forms can be filled out and submitted online. ... There may also be the need to gather other email addresses for forms that require multiple e-signatures.” Web page. Source document

How to submit. “Nationwide annuity forms can be filled out and submitted online. You can also download, fill out and fax or email them to the address on the form.” Web page. Source document

Trust as beneficiary. “Primary Beneficiary(ies) (required) ... Estate1 c Trust2 c Creditor c Funeral Home c Other (please specify):” Page 1, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

Trust as contingent. “Contingent Beneficiary(ies) (optional) ... Estate4 c Trust5 c Other (please specify):” Page 2, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

How to name the trust. “the legal Trust name and effective date, the Trustee(s) authorized to act on behalf of the Trust including any successor Trustee(s)” Page 2, form APO-5309-X, revision 2025-08, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

Trust documents. “Please provide a Certification of Trust (Trust Certificate) that provides necessary information to validate the trust ... If the beneficiary is an inter vivos or living trust, the Company is authorized to rely upon a statement from the Trustee(s) that the trust is active and in full force and effect.” Page 2, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

A class like "my children". “If beneficiary(ies) are not specified by name (i.e. all living children), the Company is authorized to rely on an affidavit(s) from the beneficiary(ies) listed on this form or from any responsible person in determining the names of the beneficiaries at time of claim. ... Children include naturally born and legally adopted children of the Insured.” Page 5, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

Refused wording. “We will not accept forms where Section 2 is left blank. We will also not accept wording such as "same" or "no change" in Section 2 or in Section 3. ... The same person/entity cannot be designated as both a Primary and a Contingent Beneficiary” Page 5, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

Minor as beneficiary. “State law limits the policy proceeds amount Nationwide can pay to a minor beneficiary in their individual capacity. If the policy proceed amount exceeds state law limits, Nationwide can only pay the proceeds to a court-appointed guardian” Page 5, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

Estate as beneficiary. “The Executor(s) or Administrator(s) of the Estate of the Insured” Page 2, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

If a beneficiary dies first. “If two or more Primary Beneficiaries or Contingent Beneficiaries are designated to receive the proceeds in unequal shares and any of those Primary Beneficiaries or Contingent Beneficiaries predecease the Insured, the proceeds designated for such deceased Primary Beneficiaries or Contingent Beneficiaries shall instead be paid in equal shares to those Primary Beneficiaries or Contingent Beneficiaries who survive the Insured.” Page 5, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

Spousal consent. “For life insurance policies issued in and for residents of: Arizona, California, Guam, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, and Wisconsin” Page 4, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

How the spouse consents. “If my spouse has not signed this form, as the owner of this life insurance policy, I take full responsibility in determining whether community property laws do or do not apply to this life insurance policy.” Page 4, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

Effect of divorce. “Some states have enacted legislation which may automatically revoke beneficiary designations to a former spouse ... Nationwide will take these state laws into consideration when processing claims on your life insurance policy.” Page 6, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

Limit on beneficiaries. “Additional beneficiaries may be included on another sheet of paper if necessary.” Page 1, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

Electronic signature. “Signatures must be made in ink using full legal names.” Page 1, form COLI-4009-CORP, revision 2017-03, Corporate- or trust-owned life insurance (Application for Change of Beneficiary Designation COLI-4009-CORP, 03/2017). Source document

How to submit. “Upload Online: Log in to nationwide.com and select the "Forms" option to submit this request online. ... Submit by regular mail” Page 5, revision 2025-11, Life insurance policies (Application for Change of Beneficiary Designation LAF-0119AO). Source document

Trust as beneficiary. “Name of beneficiary or trust ... Individual(s) or entity(ies) (such as a” Page 2, revision 2026-07. Source document

Trust as contingent. “Secondary or second beneficiary: If all primary beneficiaries are deceased, the class of individual(s) or entity(ies) (such as a trust)” Page 11, revision 2026-07. Source document

How to name the trust. “For a trust beneficiary, what information is needed? ... Date of the trust agreement ... Name of trustee(s) and contact information ... John Smith, as Trustee under Trust ABC Dated” Page 11, revision 2026-07. Source document

Trust documents. “To name a trust as a beneficiary, other than a Testamentary Trust, please also complete the "Statement of Trust" (Form # 20885) ... trust paperwork showing the title, settlers/grantors information, successor trustee pages and signature pages are required along with any amendments to the trust.” Page 1, revision 2014-11. Source document

Per stirpes. “This option is selected by default unless per stirpes is indicated. ... For definitions of these terms, please see page 11” Page 2, revision 2026-07. Source document

Per stirpes defined. “If a beneficiary is designated "per stirpes," any interest to which the deceased beneficiary would be entitled, if living, passes equally to any living children of that beneficiary.” Page 11, revision 2026-07. Source document

Per capita. “Per capita describes an arrangement in which if one of the beneficiaries were to pass away or disclaim, the shares would be distributed evenly amongst the surviving beneficiaries. This option is selected by default unless per stirpes is indicated.” Page 11, revision 2026-07. Source document

A class like "my children". “Multiple Primary Beneficiaries - Biological Children ... Children born of the marriage to Mary A. Smith ... Secondary: Children born of the marriage to Mary A. Smith” Page 7, revision 2014-11. Source document

Refused wording. “Specific dollar amounts will not be accepted. ... Specific dollar amounts are not allowed.” Page 12, revision 2026-07. Source document

Custom designation. “If all changes do not fit on this form, attach a page with your additional changes to the form. This page should include the policy number(s) affected as well as your signature and the date. ... Use this section to provide additional beneficiary information if needed.” Page 1, revision 2014-11. Source document

Minor as beneficiary. “Minors can't directly receive payments. Unless you specify a trust or name a custodian for the minor beneficiary under the Uniform Transfers to Minors Act (UTMA) or Uniform Gifts to Minors Act (UGMA), we will require a court appointed custodian/guardian” Page 11, revision 2026-07. Source document

Estate as beneficiary. “Primary Beneficiary - For Annuity Policies ... The Policyowner's Estate or The Annuitant's Estate in accordance” Page 7, revision 2014-11. Source document

Default beneficiary. “If no beneficiary for any life insurance or other death benefit proceeds survives, the right to those proceeds will pass to the Policyowner. If the Policyowner was the Insured/Annuitant, the right to those proceeds will pass to the Policyowner's estate.” Page 8, revision 2014-11. Source document

If a beneficiary dies first. “If a primary beneficiary does not survive the insured or annuitant, that portion of the contract proceeds will be paid to any remaining primary beneficiaries in equal shares. ... Any interest which a deceased secondary beneficiary would, if living, have had in policy proceeds shall be shared equally by any living children of that beneficiary.” Page 11, revision 2026-07. Source document

Effect of divorce. “What if I get a divorce or annulment? ... ficiary of your policy, you must update the beneficiary designation after ... your divorce is finalized, designating the relationship as ex-spouse” Page 12, revision 2026-07. Source document

Limit on beneficiaries. “Have more than four beneficiaries? You can print and use this page as many times as needed.” Page 5, revision 2026-07. Source document

Online designation. “Save time: Update your beneficiaries online. ... Visit us at newyorklife.com/my-account” Page 1, revision 2026-07. Source document

How to submit. “Online: Save time and postage by uploading this form at newyorklife.com/register. ... Mail: New York Life, PO Box 130539, Dallas, TX 75313-0539 ... Fax: (800) 278-4117” Page 10, revision 2026-07. Source document

Trust as beneficiary. “Name of beneficiary or trust ... Individual(s) or entity(ies) (such as a” Page 2, revision 2026-07. Source document

Trust as contingent. “Secondary or second beneficiary: If all primary beneficiaries are deceased, the class of individual(s) or entity(ies) (such as a trust)” Page 11, revision 2026-07. Source document

How to name the trust. “For a trust beneficiary, what information is needed? ... Date of the trust agreement ... Name of trustee(s) and contact information ... John Smith, as Trustee under Trust ABC Dated” Page 11, revision 2026-07. Source document

Trust documents. “To name a trust as a beneficiary, other than a Testamentary Trust, please also complete the "Statement of Trust" (Form # 20885)” Page 1, revision 2014-11. Source document

Per stirpes. “This option is selected by default unless per stirpes is indicated. ... For definitions of these terms, please see page 11” Page 2, revision 2026-07. Source document

Per stirpes defined. “If a beneficiary is designated "per stirpes," any interest to which the deceased beneficiary would be entitled, if living, passes equally to any living children of that beneficiary.” Page 11, revision 2026-07. Source document

Per capita. “Per capita describes an arrangement in which if one of the beneficiaries were to pass away or disclaim, the shares would be distributed evenly amongst the surviving beneficiaries. This option is selected by default unless per stirpes is indicated.” Page 11, revision 2026-07. Source document

A class like "my children". “Multiple Primary Beneficiaries - Biological Children ... Children born of the marriage to Mary A. Smith ... Secondary: Children born of the marriage to Mary A. Smith” Page 7, revision 2014-11. Source document

Refused wording. “Specific dollar amounts will not be accepted. ... Specific dollar amounts are not allowed.” Page 12, revision 2026-07. Source document

Custom designation. “If all changes do not fit on this form, attach a page with your additional changes to the form. This page should include the policy number(s) affected as well as your signature and the date. ... Use this section to provide additional beneficiary information if needed.” Page 1, revision 2014-11. Source document

Minor as beneficiary. “Minors can't directly receive payments. Unless you specify a trust or name a custodian for the minor beneficiary under the Uniform Transfers to Minors Act (UTMA) or Uniform Gifts to Minors Act (UGMA), we will require a court appointed custodian/guardian” Page 11, revision 2026-07. Source document

Estate as beneficiary. “Primary Beneficiary - For Life Policies ... The Insured's Estate” Page 7, revision 2014-11. Source document

Default beneficiary. “If no beneficiary for any life insurance or other death benefit proceeds survives, the right to those proceeds will pass to the Policyowner. If the Policyowner was the Insured/Annuitant, the right to those proceeds will pass to the Policyowner's estate.” Page 8, revision 2014-11. Source document

If a beneficiary dies first. “If a primary beneficiary does not survive the insured or annuitant, that portion of the contract proceeds will be paid to any remaining primary beneficiaries in equal shares. ... Any interest which a deceased secondary beneficiary would, if living, have had in policy proceeds shall be shared equally by any living children of that beneficiary.” Page 11, revision 2026-07. Source document

Effect of divorce. “What if I get a divorce or annulment? ... ficiary of your policy, you must update the beneficiary designation after ... your divorce is finalized, designating the relationship as ex-spouse” Page 12, revision 2026-07. Source document

Limit on beneficiaries. “Have more than four beneficiaries? You can print and use this page as many times as needed.” Page 5, revision 2026-07. Source document

Online designation. “Save time: Update your beneficiaries online. ... Visit us at newyorklife.com/my-account” Page 1, revision 2026-07. Source document

How to submit. “Online: Save time and postage by uploading this form at newyorklife.com/register. ... Mail: New York Life, PO Box 130539, Dallas, TX 75313-0539 ... Fax: (800) 278-4117” Page 10, revision 2026-07. Source document

Online designation. “A beneficiary change can be made online for all life insurance products” Web page. Source document

How to submit. “A beneficiary change can be made online for all life insurance products ... Alternatively, you can complete, sign and return a Beneficiary Change form by: ... Logging into the website and printing out the beneficiary change form” Web page. Source document

Trust as beneficiary. “Complete for each person/entity you wish to designate as a beneficiary ... Bene 1 Trust/Entity Name” Page 2, Variable, fixed and indexed annuities (non-qualified and IRA). Source document

Trust as contingent. “Bene 1 Trust/Entity Name ... Total percentages must equal 100% for all beneficiaries designated as primary beneficiaries and 100% for all beneficiaries designated as contingent beneficiaries” Page 2, Variable, fixed and indexed annuities (non-qualified and IRA). Source document

Per stirpes. “Pacific Life only supports primary and contingent beneficiary designations for Structured Settlement annuities. Per Stirpes ... beneficiary designations are not supported.” Page 1, Structured settlement annuities. Source document

Per capita. “A per capita designation will be used upon the death of any beneficiary, unless otherwise requested at the time a beneficiary is added or changed.” Page 4, Variable, fixed and indexed annuities (non-qualified and IRA). Source document

Refused wording. “Per Stirpes beneficiary designations are not supported.” Page 1, Structured settlement annuities. Source document

Custom designation. “I acknowledge that any additional documents submitted to Pacific Life regarding beneficiary designations will be neither returned nor reviewed.” Page 2, Structured settlement annuities. Source document

Default beneficiary. “In the event that no beneficiaries have been designated or that no beneficiaries have been clearly identified, Pacific Life may pay the death benefit proceeds ... to the owner's estate” Page 2, Variable, fixed and indexed annuities (non-qualified and IRA). Source document

If a beneficiary dies first. “A per capita designation will be used upon the death of any beneficiary, unless otherwise requested at the time a beneficiary is added or changed. ... if two or more beneficiaries are designated in the same classification, each will share equally” Page 4, Variable, fixed and indexed annuities (non-qualified and IRA). Source document

Spousal consent. “Spouse's signature may be required in community property states.” Page 2, Variable, fixed and indexed annuities (non-qualified and IRA). Source document

Limit on beneficiaries. “For additional beneficiaries, attach a separate sheet signed and dated by all owners, including ... all the information requested below” Page 2, Variable, fixed and indexed annuities (non-qualified and IRA). Source document

Notary or medallion. “For Beneficiary changes, your signature must be witnessed by a Notary Public” Page 2, Structured settlement annuities. Source document

How to submit. “P.O. Box 2378 ... ALL OVERNIGHT DELIVERIES ... Fax: (888) 837-8172” Page 1, Variable, fixed and indexed annuities (non-qualified and IRA). Source document

Trust as beneficiary. “Inter-Vivos Trust ... The (Name of Trust) Trust, dated ... If the new Primary Beneficiary is a Trust, the Trust Certification for In-Force Policies form (15-47910) must be” Page 1, revision 2024-02. Source document

Trust as contingent. “B. New Contingent Beneficiary (Optional) ... Date of Birth/Trust” Page 4, revision 2026-04. Source document

How to name the trust. “The (Name of Trust) Trust, dated ( Trust date) , with (Name of Trustee) , Trustee, or the ... successor or successors in trust” Page 4, revision 2024-02. Source document

Trust documents. “If the new Primary Beneficiary is a Trust, the Trust Certification for In-Force Policies form (15-47910) must be ... Submitting a claim when the beneficiary is a trust ... reserves the right to request a copy of the Trust Document” Page 11, revision 2026-04. Source document

Per stirpes. “Designation Per capita by generation Per stirpes” Page 8, revision 2026-04. Source document

Per stirpes defined. “Designation Per capita by generation Per stirpes” Page 8, revision 2026-04. Source document

Per capita. “Designation Per capita by generation Per stirpes” Page 8, revision 2026-04. Source document

A class like "my children". “Un-named Beneficiaries ... My Children equally, survivors or survivor ... The required information must also be provided for those beneficiaries listed in a class of individuals” Page 1, revision 2024-02. Source document

Custom designation. “If more space is needed for additional beneficiaries or for complex designations, use the” Page 4, revision 2026-04. Source document

Minor as beneficiary. “Alternatively, you may consider naming a custodian for the minor Beneficiary under your state's Uniform ... Transfers Minors Act (UTMA), Uniform Gifts to Minors Act (UGMA) ... will hold the death benefit until we are provided with court certified guardianship letters” Page 1, revision 2024-02. Source document

Estate as beneficiary. “The Insured's Estate ... Minor as Insured: The estate of the Minor” Page 4, revision 2024-02. Source document

Default beneficiary. “If no beneficiaries survive to receive payment, the death proceeds will pass to the Owner, or the Owner's estate if the Owner does not survive to receive payment.” Page 25, form VF99999990, revision 2009-02. Source document

If a beneficiary dies first. “If more than one individual or entity is named as beneficiary, they will share the death benefit proceeds equally ... with rights of survivorship, unless otherwise stated ... The interest of a beneficiary who does not outlive the Insured will be divided pro rata among the surviving beneficiaries.” Page 4, revision 2026-04. Source document

Limit on beneficiaries. “If more room is needed use an additional sheet of paper” Page 5, revision 2026-04. Source document

How to submit. “Regular mail ... Overnight mail ... Fax: (866) 398-0467 ... In-force policy e-mail ... [email protected]” Page 6, revision 2026-04. Source document

Trust as beneficiary. “Trust with Individual Trustees ... Richard Doe and John Smith, Trustees, or a Successor in Trust under ... Present or Living Trust ... ABC Bank & Trust Company, Des Moines, Iowa. Trustee under” Page 5, form GP34795-14, revision 2018-12. Source document

How to name the trust. “Richard Doe and John Smith, Trustees, or a Successor in Trust under ... (Trust Name) established XX/XX/XXXX” Page 5, form GP34795-14, revision 2018-12. Source document

Minor as beneficiary. “If any proceeds become payable to a beneficiary who is then a "minor" as defined in the applicable Uniform Transfers to Minors Act, as specified herein, such proceeds shall be paid to ... as custodian for such beneficiary” Page 4, form GP34795-14, revision 2018-12. Source document

Estate as beneficiary. “Insured's Estate ... My Estate” Page 5, form GP34795-14, revision 2018-12. Source document

Default beneficiary. “only indicate a beneficiary designation for one of these, the facility of payment provision in the group policy will be used to determine how proceeds will be paid for the other coverage” Page 2, form GP34795-14, revision 2018-12. Source document

If a beneficiary dies first. “If two or more beneficiaries are named, the proceeds shall be paid to the named beneficiaries, or to the survivor or survivors, in equal shares, unless specified otherwise.” Page 3, form GP34795-14, revision 2018-12. Source document

Trust as beneficiary. “When designating a trust as a beneficiary, the trust date must be included for the change to be accepted. ... Full name or Trust/Entity” Page 1, read from a Wayback Machine capture of 2024-08-17. Source document

Trust as contingent. “Please check the appropriate Primary or Contingent box for each beneficiary. ... Full name or Trust/Entity” Page 2, read from a Wayback Machine capture of 2024-08-17. Source document

How to name the trust. “When designating a trust as a beneficiary, the trust date must be included for the change to be accepted.” Page 1, read from a Wayback Machine capture of 2024-08-17. Source document

Per stirpes. “Primary % Print full name Relationship to owner Date of birth ... Per stirpes Social security number Email address Phone number” Web page. Source document

Per stirpes defined. “If any beneficiary pre-deceases the owner and leaves children, by birth or legal adoption, who survive the owner, such children of the beneficiary shall receive in equal portion the share of the proceeds the beneficiary would have received if living.” Page 2, read from a Wayback Machine capture of 2024-08-17. Source document

A class like "my children". “If a class of beneficiaries is named, the name, address, social security number, date of birth, telephone number and relationship of each current beneficiary in that class should be provided.” Page 1, read from a Wayback Machine capture of 2024-08-17. Source document

Minor as beneficiary. “Minor as outright beneficiary. A minor child may simply be designated as a beneficiary with no mention of payment to any adult ... Nomination of custodian for minor. The beneficiary designation may include the nomination of a future custodian and a substitute under the Uniform Transfers to Minors Act.” Page 1, read from a Wayback Machine capture of 2024-08-17. Source document

Default beneficiary. “If no beneficiary(ies) survive you, the death benefit is paid to your estate in a single payment.” Page 43, form UHHGRP60, revision 2016-04. Source document

If a beneficiary dies first. “If a beneficiary dies before you, on your death we will make equal payments to the surviving beneficiaries unless you provided us with other written instructions. ... If any beneficiary pre-deceases the owner and leaves children, by birth or legal adoption, who survive the owner” Web page, form 5305-A, revision 2002-03, read from a Wayback Machine capture of 2006-11-13. Source document

Limit on beneficiaries. “Check this box if there are more than four (4) beneficiary designations. Please include a separate page with the additional beneficiary designations.” Page 2, read from a Wayback Machine capture of 2024-08-17. Source document

Electronic signature. “Ink must be used.” Page 1, read from a Wayback Machine capture of 2024-08-17. Source document

How to submit. “RIS Annuity Services 711 High Street Des Moines, IA 50392-1770 Fax Number 866.894.2087 ... email: [email protected]” Page 1, read from a Wayback Machine capture of 2024-08-17. Source document

Trust as beneficiary. “Trust with Individual Trustees ... Richard Doe and John Smith, Trustees, or a Successor in Trust under ... Present or Living Trust ... ABC Bank & Trust Company, Des Moines, Iowa. Trustee under” Page 5, form GP34795-14, revision 2018-12, Principal Life group term life, voluntary term life and AD&D (employer group insurance). Source document

Trust as contingent. “2B. TRUST named as beneficiary (Testamentary or Personal Trust Designation)” Page 3, revision 2025-01, Principal individual life insurance (Beneficiary Change form DD 638), read from a Wayback Machine capture of 2025-06-27. Source document

How to name the trust. “Richard Doe and John Smith, Trustees, or a Successor in Trust under ... (Trust Name) established XX/XX/XXXX” Page 5, form GP34795-14, revision 2018-12, Principal Life group term life, voluntary term life and AD&D (employer group insurance). Source document

Trust documents. “At the time of a claim, we will request additional trust documentation.” Page 2, revision 2025-01, Principal individual life insurance (Beneficiary Change form DD 638), read from a Wayback Machine capture of 2025-06-27. Source document

Per stirpes. “Per Stirpes Designation to be applied to all beneficiaries listed above.” Page 2, revision 2025-01, Principal individual life insurance (Beneficiary Change form DD 638), read from a Wayback Machine capture of 2025-06-27. Source document

Per stirpes defined. “PER STIRPES definition: If any beneficiary dies before the Insured, divide their share equally between their surviving children (birth or adopted).” Page 2, revision 2025-01, Principal individual life insurance (Beneficiary Change form DD 638), read from a Wayback Machine capture of 2025-06-27. Source document

Minor as beneficiary. “If any proceeds become payable to a beneficiary who is then a "minor" as defined in the applicable Uniform Transfers to Minors Act, as specified herein, such proceeds shall be paid to ... as custodian for such beneficiary” Page 4, form GP34795-14, revision 2018-12, Principal Life group term life, voluntary term life and AD&D (employer group insurance). Source document

Estate as beneficiary. “Insured's Estate ... My Estate” Page 5, form GP34795-14, revision 2018-12, Principal Life group term life, voluntary term life and AD&D (employer group insurance). Source document

Default beneficiary. “only indicate a beneficiary designation for one of these, the facility of payment provision in the group policy will be used to determine how proceeds will be paid for the other coverage” Page 2, form GP34795-14, revision 2018-12, Principal Life group term life, voluntary term life and AD&D (employer group insurance). Source document

If a beneficiary dies first. “If two or more beneficiaries are named, the proceeds shall be paid to the named beneficiaries, or to the survivor or survivors, in equal shares, unless specified otherwise.” Page 3, form GP34795-14, revision 2018-12, Principal Life group term life, voluntary term life and AD&D (employer group insurance). Source document

Limit on beneficiaries. “If space is needed for more beneficiaries than this form allows, please attach additional pages” Page 1, revision 2025-01, Principal individual life insurance (Beneficiary Change form DD 638), read from a Wayback Machine capture of 2025-06-27. Source document

How to submit. “P.O. Box 10431, Des Moines, IA 50306-0431 ... Fax: 866-885-0390 ... Email: [email protected]” Page 1, revision 2025-01, Principal individual life insurance (Beneficiary Change form DD 638), read from a Wayback Machine capture of 2025-06-27. Source document

Trust as beneficiary. “If the Beneficiary is a Trust, please include the date of the Trust and TIN” Page 4, form ANB-2175, revision 2026-07, Protective individual annuities (Protective Life, West Coast Life, PLAIC; Beneficiary Information Request LAD-1225; Investors Benefit Advisory VA application). Source document

Trust as contingent. “Date of Birth/Date of Trust ... Contingent” Page 4, form ANB-2175, revision 2026-07, Protective individual annuities (Protective Life, West Coast Life, PLAIC; Beneficiary Information Request LAD-1225; Investors Benefit Advisory VA application). Source document

How to name the trust. “If the Beneficiary is a Trust, please include the date of the Trust and TIN” Page 4, form ANB-2175, revision 2026-07, Protective individual annuities (Protective Life, West Coast Life, PLAIC; Beneficiary Information Request LAD-1225; Investors Benefit Advisory VA application). Source document

Per stirpes. “Per ... Stirpes” Page 4, form ANB-2175, revision 2026-07, Protective individual annuities (Protective Life, West Coast Life, PLAIC; Beneficiary Information Request LAD-1225; Investors Benefit Advisory VA application). Source document

Refused wording. “Must Indicate Full Percentages ... If you have elected Joint Guaranteed Annual Withdrawals you must name your spouse as 100% primary beneficiary.” Page 1, Empower Annuity Insurance Company of America individual variable annuity administered by Protective (Beneficiary Designation Form Rev. PL.07/20 and 02/23). Source document

Minor as beneficiary. “If the beneficiary is a minor at the time of the owner's death, additional information may be required to establish any payout options elected.” Page 3, Empower Annuity Insurance Company of America individual variable annuity administered by Protective (Beneficiary Designation Form Rev. PL.07/20 and 02/23). Source document

Default beneficiary. “If there are no surviving beneficiaries, proceeds will be paid to the owner's estate. ... For non-qualified annuities with Joint Owners, the Primary Beneficiary will be the Surviving Owner, 100%.” Page 4, form ANB-2175, revision 2026-07, Protective individual annuities (Protective Life, West Coast Life, PLAIC; Beneficiary Information Request LAD-1225; Investors Benefit Advisory VA application). Source document

If a beneficiary dies first. “proceeds will be paid equally to all primary beneficiaries surviving the owner ... If all primary beneficiaries have predeceased the owner, proceeds will be paid to the named contingent beneficiaries equally unless instructed otherwise.” Page 1, form LAD-1225, revision 2013-07, Protective individual annuities (Protective Life, West Coast Life, PLAIC; Beneficiary Information Request LAD-1225; Investors Benefit Advisory VA application). Source document

Spousal consent. “Spousal Consent (required for any election where the spouse is not 100% primary unrestricted beneficiary)” Page 3, Empower Annuity Insurance Company of America individual variable annuity administered by Protective (Beneficiary Designation Form Rev. PL.07/20 and 02/23). Source document

How the spouse consents. “NOTE: If not completed, depending on the laws of your state, a spousal beneficiary may have the option to void this election at the death of the contract owner.” Page 3, Empower Annuity Insurance Company of America individual variable annuity administered by Protective (Beneficiary Designation Form Rev. PL.07/20 and 02/23). Source document

Limit on beneficiaries. “Check this box if there are additional beneficiaries and attach the Beneficiary Continuation Form.” Page 4, form ANB-2175, revision 2026-07, Protective individual annuities (Protective Life, West Coast Life, PLAIC; Beneficiary Information Request LAD-1225; Investors Benefit Advisory VA application). Source document

How to submit. “Post Office Box 1928 / Birmingham, AL 35201-1928 ... Fax: 205-268-6479” Page 1, form LAD-1225, revision 2013-07, Protective individual annuities (Protective Life, West Coast Life, PLAIC; Beneficiary Information Request LAD-1225; Investors Benefit Advisory VA application). Source document

Trust as beneficiary. “Primary Beneficiary full name ... Date of Birth/Trust Date (mm/dd/yyyy)” Page 1, form SVC-102-PL, revision 2025-09, Protective individual life insurance (Change of Beneficiary SVC-102-PL 09/25). Source document

Trust as contingent. “Contingent Beneficiary full name ... Date of Birth/Trust Date (mm/dd/yyyy)” Page 1, form SVC-102-PL, revision 2025-09, Protective individual life insurance (Change of Beneficiary SVC-102-PL 09/25). Source document

How to name the trust. “Date of Birth/Trust Date (mm/dd/yyyy)” Page 1, form SVC-102-PL, revision 2025-09, Protective individual life insurance (Change of Beneficiary SVC-102-PL 09/25). Source document

Trust documents. “If the beneficiary is changing to a trust, please submit a copy of the Certificate of Trust or the Trust Agreement.” Page 3, form SVC-102-ATH, revision 2016-12, Athene Annuity & Life Assurance life policies serviced by Protective (Change of Beneficiary SVC-102-ATH 12/16). Source document

A class like "my children". “Any designation referencing children of the Insured shall be construed to mean such lawful (including those living, born later or legally adopted) children of the Insured as shall survive the Insured, unless otherwise limited by me in this request.” Page 4, form SVC-102-PL, revision 2025-09, Protective individual life insurance (Change of Beneficiary SVC-102-PL 09/25). Source document

Minor as beneficiary. “(Name of Custodian) as custodian for (Name of Minor Child) under the (state in which child ... resides) Uniform Transfers to Minors Act. ... Note: Only one Custodian per minor beneficiary” Page 4, form SVC-102-PL, revision 2025-09, Protective individual life insurance (Change of Beneficiary SVC-102-PL 09/25). Source document

Default beneficiary. “If there is no surviving contingent beneficiary(s), then the proceeds will be ... paid to the executors, administrators, or assigns of the owner.” Page 3, form SVC-102-PL, revision 2025-09, Protective individual life insurance (Change of Beneficiary SVC-102-PL 09/25). Source document

If a beneficiary dies first. “If there are no percentages indicated, payment will be in equal shares to the surviving primary ... beneficiary(s). ... Elect Common Disaster Day Clause (Maximum of 30 days)” Page 2, form SVC-102-PL, revision 2025-09, Protective individual life insurance (Change of Beneficiary SVC-102-PL 09/25). Source document

Limit on beneficiaries. “If you wish to ... designate more than five individuals as primary or contingent beneficiaries, attach spreadsheet” Page 3, form SVC-102-PL, revision 2025-09, Protective individual life insurance (Change of Beneficiary SVC-102-PL 09/25). Source document

Online designation. “Update account preferences and profile information, including beneficiary changes.” Page 51, form PLX-588, revision 2020-05, Protective individual life insurance (Change of Beneficiary SVC-102-PL 09/25). Source document

How to submit. “Life and Health Insurance Administration ... Fax: 205-268-3402 ... Email: [email protected] ... Update account preferences and profile information, including beneficiary changes.” Page 51, form PLX-588, revision 2020-05, Protective individual life insurance (Change of Beneficiary SVC-102-PL 09/25). Source document

Per stirpes. “Children born of the claimant/payee, their children by representation.” Page 3, form SS_FM_RE12_01, revision 2022-08, Structured settlement annuity, payee's beneficiary designation (PICA form SS_FM_RE12_01 Ed. 08/2022). Source document

Per stirpes defined. “This provides that if one of the claimant/payee's children dies before the claimant/payee and any joint claimant/payee, and that child has children, that child's children (this is, the claimant/payee's grandchildren by that child) will receive the parent's share, equally divided.” Page 3, form SS_FM_RE12_01, revision 2022-08, Structured settlement annuity, payee's beneficiary designation (PICA form SS_FM_RE12_01 Ed. 08/2022). Source document

A class like "my children". “You may designate beneficiaries either by name, including their relationship to the claimant/payee ("Jane Doe, wife"), or by class or group ("children of the claimant/payee"). ... List all living children belonging to the selected class in the spaces that follow.” Page 1, form SS_FM_RE12_01, revision 2022-08, Structured settlement annuity, payee's beneficiary designation (PICA form SS_FM_RE12_01 Ed. 08/2022). Source document

Custom designation. “If your beneficiary designations cannot be described using this form, please send us a separate letter with this information. We will contact you if necessary.” Page 1, form SS_FM_RE12_01, revision 2022-08, Structured settlement annuity, payee's beneficiary designation (PICA form SS_FM_RE12_01 Ed. 08/2022). Source document

Estate as beneficiary. “If you would like to designate your estate as your beneficiary, please check only the appropriate box at the end of Section 3.” Page 1, form SS_FM_RE12_01, revision 2022-08, Structured settlement annuity, payee's beneficiary designation (PICA form SS_FM_RE12_01 Ed. 08/2022). Source document

If a beneficiary dies first. “If any member of a category dies before becoming entitled to receive payments under the SSA Contract(s), the surviving members of such category will receive in proportion to their relative share rights” Page 3, form SS_FM_RE12_01, revision 2022-08, Structured settlement annuity, payee's beneficiary designation (PICA form SS_FM_RE12_01 Ed. 08/2022). Source document

Online designation. “Change your beneficiary ... Change a beneficiary or update their information for your policy. ... In the Quick Actions , click Change Beneficiaries.” Web page, Deferred annuities (Prudential Annuities, PICA, Pruco Life; forms page only). Source document

How to submit. “Change a beneficiary or update their information for your policy. ... In the Quick Actions , click Change Beneficiaries.” Web page, Deferred annuities (Prudential Annuities, PICA, Pruco Life; forms page only). Source document

Trust as beneficiary. “You can name an individual, corporation/organization, trust, or an estate as a beneficiary. ... Complete this section if you have named a trust as a primary or contingent beneficiary in Section 2.” Page 1, revision 2024-11, Group life (Prudential Insurance Company of America group contracts; beneficiary forms GL.2001.169 Ed. 11/2024 and GL.2004.223 Ed. 12/2016; BankUnited booklet). Source document

Trust as contingent. “Complete this section if you have named a trust as a primary or contingent beneficiary in Section 2.” Page 1, revision 2024-11, Group life (Prudential Insurance Company of America group contracts; beneficiary forms GL.2001.169 Ed. 11/2024 and GL.2004.223 Ed. 12/2016; BankUnited booklet). Source document

How to name the trust. “Trust: "The John Doe Trust. A Trust with a trust agreement dated 1/1/99 whose Trustee is Jane Smith."” Page 1, revision 2024-11, Group life (Prudential Insurance Company of America group contracts; beneficiary forms GL.2001.169 Ed. 11/2024 and GL.2004.223 Ed. 12/2016; BankUnited booklet). Source document

Estate as beneficiary. “Estate: "Estate of the Insured" ... Select "Other" as the Beneficiary Description and write "Estate" in the blank space provided.” Page 1, revision 2024-11, Group life (Prudential Insurance Company of America group contracts; beneficiary forms GL.2001.169 Ed. 11/2024 and GL.2004.223 Ed. 12/2016; BankUnited booklet). Source document

Default beneficiary. “Any amount of insurance under a Coverage for which there is no Beneficiary at your death will be payable to the first of the following: your (a) surviving spouse; (b) surviving child(ren) in equal shares; (c) surviving parents in equal shares; (d) surviving siblings in equal shares; (e) estate.” Page 52, Group life (Prudential Insurance Company of America group contracts; beneficiary forms GL.2001.169 Ed. 11/2024 and GL.2004.223 Ed. 12/2016; BankUnited booklet). Source document

If a beneficiary dies first. “If a Beneficiary dies before you, that Beneficiary's interest will end. It will be shared equally by any remaining Beneficiaries, unless the Beneficiary form states otherwise. ... In the event that a designated primary beneficiary predeceases the insured, the proceeds will be paid to the remaining primary beneficiaries in equal shares or all to the sole remaining primary beneficiary.” Page 52, Group life (Prudential Insurance Company of America group contracts; beneficiary forms GL.2001.169 Ed. 11/2024 and GL.2004.223 Ed. 12/2016; BankUnited booklet). Source document

Limit on beneficiaries. “This form allows you to name up to four primary and four contingent beneficiaries. If you need additional space, please attach a separate sheet of paper.” Page 1, revision 2024-11, Group life (Prudential Insurance Company of America group contracts; beneficiary forms GL.2001.169 Ed. 11/2024 and GL.2004.223 Ed. 12/2016; BankUnited booklet). Source document

Online designation. “Update beneficiary ... Update a beneficiary or change their information for your policy. ... In the Quick Actions , click Change Beneficiaries.” Web page, Individual life insurance (Prudential, Pruco Life; forms page only). Source document

How to submit. “Submit the completed form to your Benefits Administrator or Human Resources (as directed by your employer) ... Submit the completed form to Prudential or your Benefits Administrator” Web page, Group life (Prudential Insurance Company of America group contracts; beneficiary forms GL.2001.169 Ed. 11/2024 and GL.2004.223 Ed. 12/2016; BankUnited booklet). Source document

Trust as beneficiary. “Please use the bottom of the page to designate a Trust as a Primary Beneficiary.” Page 2, form 8849Y. Source document

Trust as contingent. “Please use the bottom of the page to designate a Trust as a Contingent Beneficiary.” Page 3, form 8849Y. Source document

How to name the trust. “Trust date (mm/dd/yyyy) ... Trustee name” Page 2, form 8849Y. Source document

Trust documents. “If a Charitable Trust is listed as a Beneficiary the Certification of Charitable Trust (26742Y) must be attached. ... When assigning or changing a Beneficiary to a Trust” Page 1, form 8849Y. Source document

Per stirpes. “Designate if you want the Beneficiary designation to be per stirpes or per capita.” Page 1, form 8849Y. Source document

Per stirpes defined. “Per stirpes definition: A common way of distributing proceeds where if one or more Beneficiaries has died, his or her children share equally in his or her share of the proceeds.” Page 1, form 8849Y. Source document

Per capita. “Designate if you want the Beneficiary designation to be per stirpes or per capita. If an election is not made then by default it will be per capita.” Page 1, form 8849Y. Source document

Estate as beneficiary. “Trust (or other non-living entity, e.g., corporation, estate, etc.)” Page 2, form 8849Y. Source document

If a beneficiary dies first. “If one of the Beneficiaries does not survive the Owner/Annuitant than the remaining Beneficiaries receive the proceeds split equally. ... If the Owner's Primary Beneficiary is no longer living at the same time of the Owner's death, the Owners Contingent Beneficiary will receive the death benefit proceeds.” Page 1, form 8849Y. Source document

Spousal consent. “we strongly recommend that you obtain your spouse's signature on the line below to document his/her consent to this transaction ... Midland National may presume that no community property interest exists if you have not obtained your spouse's signature below” Page 6, form 8849Y. Source document

Limit on beneficiaries. “If you want to designate more Beneficiaries than this form allows, fill out the required information on a separate sheet of paper that is signed and dated according to section eight (8) of this form.” Page 1, form 8849Y. Source document

Online designation. “How to update your Beneficiaries ... Select Beneficiaries from the What would you like to do today? menu.” Page 6, form 8849Y. Source document

How to submit. “P.O. Box 10385, Des Moines, IA 50306-0385 ... Select Beneficiaries from the What would you like to do today? menu.” Page 1, form 8849Y. Source document

Trust as beneficiary. “When assigning or changing a beneficiary to a trust ... If the Testamentary Trust will be the sole Primary Beneficiary we will require a Contingent Beneficiary.” Page 1, form L3172A. Source document

How to name the trust. “Full Trust Name: ... Trust Effective Date (mm/dd/yyyy): ... Trustee name (first, middle initial, last):” Page 1, form 19306Y. Source document

Trust documents. “When assigning or changing a beneficiary to a trust ... Please be advised that the Insurer reserves the right to request and receive a copy of the Trust documents if it determines that it is necessary to do so.” Page 1, form L3172A. Source document

A class like "my children". “If the beneficiary designation is surviving children, a completed and notarized Affidavit of surviving children form (O-2794)* is required from one surviving child.” Page 1, form O2816-2. Source document

Minor as beneficiary. “If the proceeds are payable to a minor or incompetent beneficiary, the guardian of the estate of the minor or incompetent beneficiary must complete the annuity claimant statement. ... If Legal Guardianship is not established, the Company will hold the proceeds, at interest, until the minor reaches the age of majority.” Page 1, form O2816-2. Source document

Default beneficiary. “When no beneficiary is named, or if no beneficiary survives the insured, the proceeds are payable to the Estate of the insured or policyowner in accordance with the policy provisions.” Page 1, form O2816-2. Source document

Trust as beneficiary. “Primary Beneficiary: This is the individual(s), trust, charity, or estate that you want to receive the” Page 1, form F83345A, revision 2021-08, Securian group life and AD&D (Minnesota Life / Securian Life; Beneficiary Designation F83345A 8-2021 and employer-stored F83345SA-2A). Source document

Trust as contingent. “Receives a benefit ONLY if all primary beneficiaries are no longer living. ... Beneficiary full name/trust name” Page 2, form F83345A, revision 2021-08, Securian group life and AD&D (Minnesota Life / Securian Life; Beneficiary Designation F83345A 8-2021 and employer-stored F83345SA-2A). Source document

How to name the trust. “John Smith Trust dated 01/01/20xx.” Page 1, form F83345A, revision 2021-08, Securian group life and AD&D (Minnesota Life / Securian Life; Beneficiary Designation F83345A 8-2021 and employer-stored F83345SA-2A). Source document

Refused wording. “The same person(s) cannot be named as both a primary and contingent beneficiary.” Page 1, form F83345A, revision 2021-08, Securian group life and AD&D (Minnesota Life / Securian Life; Beneficiary Designation F83345A 8-2021 and employer-stored F83345SA-2A). Source document

Minor as beneficiary. “Naming Minor Children: You may name your children (by name) directly, or to a trust. Minors cannot directly receive life insurance proceeds; however, they may be paid to a court-appointed guardian or held until the minor child is legal age.” Page 1, form F83345A, revision 2021-08, Securian group life and AD&D (Minnesota Life / Securian Life; Beneficiary Designation F83345A 8-2021 and employer-stored F83345SA-2A). Source document

Estate as beneficiary. “This is the individual(s), trust, charity, or estate that you want to receive the” Page 1, form F83345A, revision 2021-08, Securian group life and AD&D (Minnesota Life / Securian Life; Beneficiary Designation F83345A 8-2021 and employer-stored F83345SA-2A). Source document

Default beneficiary. “If we have no record of a beneficiary or no beneficiary is alive at your death, payment will be made to your estate.” Page 5, form F86617, revision 2023-06, Securian Legacy Account (retained asset account for claim proceeds; Beneficiary Statement F86617 disclosure). Source document

If a beneficiary dies first. “To receive a death benefit, a beneficiary must survive the insured. If the named beneficiary does not survive the insured, that beneficiary's portion shall be equally distributed to the remaining beneficiaries within that category.” Page 1, form F83345A, revision 2021-08, Securian group life and AD&D (Minnesota Life / Securian Life; Beneficiary Designation F83345A 8-2021 and employer-stored F83345SA-2A). Source document

Spousal consent. “you may have your spouse sign below to waive his or her rights to any community property interest in the benefit ... My spouse may withdraw this designation at any time but may not designate a different primary beneficiary without my consent.” Page 2, form F83345A, revision 2021-08, Securian group life and AD&D (Minnesota Life / Securian Life; Beneficiary Designation F83345A 8-2021 and employer-stored F83345SA-2A). Source document

Limit on beneficiaries. “If you need more space, attach an additional sheet of paper with all of the information required.” Page 1, form F83345A, revision 2021-08, Securian group life and AD&D (Minnesota Life / Securian Life; Beneficiary Designation F83345A 8-2021 and employer-stored F83345SA-2A). Source document

Electronic signature. “Insured or policyowner's penned signature” Page 2, form F83345A, revision 2021-08, Securian group life and AD&D (Minnesota Life / Securian Life; Beneficiary Designation F83345A 8-2021 and employer-stored F83345SA-2A). Source document

How to submit. “Attach and submit on: www.LifeBenefits.com/FileTransfer ... Fax to: 651-665-4827 ... Mail to: Securian Financial ... YOUR EMPLOYER STORES THE BENEFICIARY DESIGNATIONS.” Page 1, form F83345A, revision 2021-08, Securian group life and AD&D (Minnesota Life / Securian Life; Beneficiary Designation F83345A 8-2021 and employer-stored F83345SA-2A). Source document

Trust as beneficiary. “Inter Vivos Trust: Provide the exact name of the trust and the date the trust was established or Tax Identification Number (TIN). ... Trust beneficiaries must qualify as eligible beneficiaries under the bylaws of Thrivent” Page 1, form R6-26. Source document

Trust as contingent. “A primary beneficiary must be named. Contingent beneficiaries are optional. ... Naming an Entity (Trust/Charity/Business/Estate)” Page 1, form R6-26. Source document

How to name the trust. “Provide the exact name of the trust and the date the trust was established or Tax Identification Number (TIN).” Page 1, form R6-26. Source document

Trust documents. “Trustee - complete a Certification of Trust, form 24143A” Page 1, form 28E. Source document

Per stirpes. “Select this only if the beneficiary's share should pass to that person's descendants if they pass away before the insured. Per Stirpes may not be used for spouse and/or parent relationships.” Page 1, form R6-26. Source document

Per stirpes defined. “Per Stirpes is a stipulation directing that proceeds pass to the descendants of a beneficiary if that beneficiary pre-deceases the insured. ... All provisions outlined under Group Designations will also apply to a Per Stirpes stipulation.” Page 2, form R6-26. Source document

A class like "my children". “Thrivent will only approve the following Group Designations: 1) children; 2) sons; 3) daughters” Page 2, form R6-26. Source document

Refused wording. “Thrivent will only approve the following Group Designations ... Per Stirpes may not be used for spouse and/or parent relationships.” Page 84, form ICC18. Source document

Custom designation. “This section may be used to continue after more than four (4) beneficiaries have been named in section 2 or for complex/custom language or legal drafted designations.” Page 1, form R6-26. Source document

Minor as beneficiary. “If any proceeds are payable to a person under age 18 at the time of claim and you did not designate a custodian, you are deemed to elect to use the state where the minor resides” Page 2, form R6-26. Source document

Estate as beneficiary. “Naming an Entity (Trust/Charity/Business/Estate)” Page 1, form R6-26. Source document

Default beneficiary. “If no beneficiary in any CLASS survives the insured, proceeds shall be paid to the owner or owner's estate as required by your contract.” Page 1, form R6-26. Source document

If a beneficiary dies first. “If a beneficiary predeceases the insured(s), shares will be split pro rata between the remaining beneficiaries of the same CLASS. ... A beneficiary will be treated as having predeceased the insured if: 1) that beneficiary dies at the same time as the insured; or 2) within 15 days of the insured.” Page 1, form R6-26. Source document

Spousal consent. “Your SPOUSE's signature may be required in circumstances such as the following: ... You live or have lived in a community property state” Page 1, form R6-26. Source document

Limit on beneficiaries. “Use this section for simple designations up to four (4) beneficiaries. ... This section may be used to continue after more than four (4) beneficiaries have been named in section 2” Page 1, form R6-26. Source document

Online designation. “The designation you submit via this tool will completely replace your current designation and must contain all desired primary and contingent beneficiaries.” Page 1. Source document

How to submit. “download a Beneficiary Designation 307B form (PDF, 1.25MB) to complete and return ... The designation you submit via this tool will completely replace your current designation” Page 1. Source document

Trust as beneficiary. “Inter Vivos Trust: Provide the exact name of the trust and the date the trust was established or Tax Identification Number (TIN). ... Trust beneficiaries must qualify as eligible beneficiaries under the bylaws of Thrivent” Page 1, form R6-26. Source document

Trust as contingent. “A primary beneficiary must be named. Contingent beneficiaries are optional. ... Naming an Entity (Trust/Charity/Business/Estate)” Page 1, form R6-26. Source document

How to name the trust. “Provide the exact name of the trust and the date the trust was established or Tax Identification Number (TIN).” Page 1, form R6-26. Source document

Trust documents. “Trustee - complete a Certification of Trust, form 24143A” Page 1, form 28E. Source document

Per stirpes. “Select this only if the beneficiary's share should pass to that person's descendants if they pass away before the insured. Per Stirpes may not be used for spouse and/or parent relationships.” Page 1, form R6-26. Source document

Per stirpes defined. “Per Stirpes is a stipulation directing that proceeds pass to the descendants of a beneficiary if that beneficiary pre-deceases the insured. ... All provisions outlined under Group Designations will also apply to a Per Stirpes stipulation.” Page 2, form R6-26. Source document

A class like "my children". “Thrivent will only approve the following Group Designations: 1) children; 2) sons; 3) daughters” Page 2, form R6-26. Source document

Refused wording. “Thrivent will only approve the following Group Designations ... Per Stirpes may not be used for spouse and/or parent relationships.” Page 84, form ICC18. Source document

Custom designation. “This section may be used to continue after more than four (4) beneficiaries have been named in section 2 or for complex/custom language or legal drafted designations.” Page 1, form R6-26. Source document

Minor as beneficiary. “If any proceeds are payable to a person under age 18 at the time of claim and you did not designate a custodian, you are deemed to elect to use the state where the minor resides” Page 2, form R6-26. Source document

Estate as beneficiary. “Naming an Entity (Trust/Charity/Business/Estate)” Page 1, form R6-26. Source document

Default beneficiary. “If no beneficiary in any CLASS survives the insured, proceeds shall be paid to the owner or owner's estate as required by your contract.” Page 1, form R6-26. Source document

If a beneficiary dies first. “If a beneficiary predeceases the insured(s), shares will be split pro rata between the remaining beneficiaries of the same CLASS. ... A beneficiary will be treated as having predeceased the insured if: 1) that beneficiary dies at the same time as the insured; or 2) within 15 days of the insured.” Page 1, form R6-26. Source document

Spousal consent. “Your SPOUSE's signature may be required in circumstances such as the following: ... You live or have lived in a community property state” Page 1, form R6-26. Source document

Limit on beneficiaries. “Use this section for simple designations up to four (4) beneficiaries. ... This section may be used to continue after more than four (4) beneficiaries have been named in section 2” Page 1, form R6-26. Source document

Online designation. “The designation you submit via this tool will completely replace your current designation and must contain all desired primary and contingent beneficiaries.” Page 1. Source document

How to submit. “download a Beneficiary Designation 307B form (PDF, 1.25MB) to complete and return ... The designation you submit via this tool will completely replace your current designation” Page 1. Source document

Trust as beneficiary. “If a Trust is named as Beneficiary and a Joint option is selected in Section 7B, submit the Certification When the Beneficiary is a Trust Form and return with the application.” Page 5, revision 2025-11. Source document

Trust documents. “If a Trust is named as Beneficiary and a Joint option is selected in Section 7B, submit the Certification When the Beneficiary is a Trust Form and return with the application.” Page 5, revision 2025-11. Source document

Default beneficiary. “If a designation is incomplete or there are no surviving beneficiaries at the time a claim is processed, proceeds will be payable per the terms of the policy.” Page 5, revision 2025-11. Source document

Limit on beneficiaries. “Check if there are more Beneficiaries and complete the Additional Beneficiary Form and return with the” Page 5, revision 2025-11. Source document

Trust as beneficiary. “Sample Beneficiary Designations ... TRUST: John Doe Revocable Trust, dated 01/01/1999” Page 1, revision 2015-10. Source document

Trust as contingent. “Contingent beneficiary: Receives proceeds only if no primary beneficiary(ies) survives the insured. ... Birth or Trust Date” Page 3, revision 2015-10. Source document

How to name the trust. “TRUST: John Doe Revocable Trust, dated 01/01/1999” Page 1, revision 2015-10. Source document

Per stirpes. “PER STIRPES DESIGNATIONS: John Doe 50%, per stirpes and Jane Doe 50%, per stirpes” Page 1, revision 2015-10. Source document

Per stirpes defined. “A per stirpes designation will direct death benefits to lineal descendants of the beneficiary if the beneficiary is not living at the time of claim.” Page 1, revision 2015-10. Source document

A class like "my children". “If a group of children are designated as the beneficiary of the policy, an affidavit of a surviving parent, which gives the full names, ages, and addresses of all children surviving the deceased, needs to be provided” Page 2. Source document

Refused wording. “PERCENTAGES: Please do not specify dollar amounts. ... Primary and contingent beneficiaries cannot be the same. ... Unless the life agent or family member of the life agent has an insurable interest in the life of the insured person, he or she cannot be listed as a beneficiary.” Page 1, revision 2015-10. Source document

Minor as beneficiary. “Any payment to a minor beneficiary shall be made to the legally appointed guardian of the estate or conservator of the minor, unless otherwise permitted by law.” Page 1, revision 2015-10. Source document

Estate as beneficiary. “otherwise, _________________(estate, individual, etc) ... If the beneficiary is an estate, a Claimant's Statement must be completed by the administrator or executor of the estate” Page 1, revision 2015-10. Source document

If a beneficiary dies first. “A per stirpes designation will direct death benefits to lineal descendants of the beneficiary if the beneficiary is not living at the time of claim. ... Contingent beneficiary: Receives proceeds only if no primary beneficiary(ies) survives the insured.” Page 1, revision 2015-10. Source document

Limit on beneficiaries. “If additional space is needed, please write "See attached" on this form and attach an additional page. Please sign and date this form as well as the additional page(s).” Page 2, revision 2015-10. Source document

Notary or medallion. “Witness Signature (only required in MA)” Page 4, revision 2015-10. Source document

How to submit. “Fax Number 1-800-235-4782 ... Administrative Office located at: 4333 Edgewood Rd. NE, Cedar Rapids, IA 52499” Page 1, revision 2015-10. Source document

Processing time. “Owner and Beneficiary Changes ... Beneficiary and ownership changes, loan histories, premium histories” Page 7, form 261362R3. Source document

Trust as beneficiary. “If a Trust is named as Beneficiary and a Joint option is selected in Section 7B, submit the Certification When the Beneficiary is a Trust Form and return with the application.” Page 5, revision 2025-11. Source document

Trust documents. “If a Trust is named as Beneficiary and a Joint option is selected in Section 7B, submit the Certification When the Beneficiary is a Trust Form and return with the application.” Page 5, revision 2025-11. Source document

Default beneficiary. “If a designation is incomplete or there are no surviving beneficiaries at the time a claim is processed, proceeds will be payable per the terms of the policy.” Page 5, revision 2025-11. Source document

Limit on beneficiaries. “Check if there are more Beneficiaries and complete the Additional Beneficiary Form and return with the” Page 5, revision 2025-11. Source document

Trust as beneficiary. “Sample Beneficiary Designations ... TRUST: John Doe Revocable Trust, dated 01/01/1999” Page 1, revision 2015-10. Source document

Trust as contingent. “Contingent beneficiary: Receives proceeds only if no primary beneficiary(ies) survives the insured. ... Birth or Trust Date” Page 3, revision 2015-10. Source document

How to name the trust. “TRUST: John Doe Revocable Trust, dated 01/01/1999” Page 1, revision 2015-10. Source document

Per stirpes. “PER STIRPES DESIGNATIONS: John Doe 50%, per stirpes and Jane Doe 50%, per stirpes” Page 1, revision 2015-10. Source document

Per stirpes defined. “A per stirpes designation will direct death benefits to lineal descendants of the beneficiary if the beneficiary is not living at the time of claim.” Page 1, revision 2015-10. Source document

A class like "my children". “If a group of children are designated as the beneficiary of the policy, an affidavit of a surviving parent, which gives the full names, ages, and addresses of all children surviving the deceased, needs to be provided” Page 2. Source document

Refused wording. “PERCENTAGES: Please do not specify dollar amounts. ... Primary and contingent beneficiaries cannot be the same.” Page 1, revision 2015-10. Source document

Minor as beneficiary. “Any payment to a minor beneficiary shall be made to the legally appointed guardian of the estate or conservator of the minor, unless otherwise permitted by law.” Page 1, revision 2015-10. Source document

Estate as beneficiary. “otherwise, _________________(estate, individual, etc) ... If the beneficiary is an estate, a Claimant's Statement must be completed by the administrator or executor of the estate” Page 1, revision 2015-10. Source document

If a beneficiary dies first. “A per stirpes designation will direct death benefits to lineal descendants of the beneficiary if the beneficiary is not living at the time of claim. ... Contingent beneficiary: Receives proceeds only if no primary beneficiary(ies) survives the insured.” Page 1, revision 2015-10. Source document

Limit on beneficiaries. “If additional space is needed, please write "See attached" on this form and attach an additional page. Please sign and date this form as well as the additional page(s).” Page 2, revision 2015-10. Source document

Notary or medallion. “Witness Signature (only required in MA)” Page 4, revision 2015-10. Source document

How to submit. “Fax Number 1-800-235-4782 ... Administrative Office located at: 4333 Edgewood Rd. NE, Cedar Rapids, IA 52499” Page 1, revision 2015-10. Source document

Processing time. “Owner and Beneficiary Changes ... Beneficiary and ownership changes, loan histories, premium histories” Page 7, form 261362R3. Source document

Trust as beneficiary. “You may name: ... A trust.” Page 2, form ET-2320, revision 2026-02-20. Source document

Trust as contingent. “You may name primary and secondary beneficiaries on your beneficiary designation form. ... ETF may reject your designation if a trust is named as a secondary beneficiary and you have named as trustee a person who is named as a primary beneficiary.” Page 2, form ET-2320, revision 2026-02-20. Source document

How to name the trust. “The name of the trustee, followed by the word "trustee." ... Example of an acceptable trust designation: ... The Appletree Family Revocable Trust, created May 4, 2020, Jane Smith, Trustee” Web page. Source document

Trust documents. “If you name a trust as your beneficiary, please do not include any trust paperwork along with your beneficiary form. ETF does not need this paperwork at this time.” Web page. Source document

A class like "my children". “"I also include as beneficiaries as if each were specifically and individually named herein, any and all of my natural and legally adopted children." ... You may substitute "grandchildren" for "children" in the above example.” Page 3, form ET-2320, revision 2026-02-20. Source document

Refused wording. “Do not use the word "or" when designating multiple beneficiaries. Do not impose any conditions on payment. Your designation will be rejected. ... Do not number your beneficiaries.” Web page. Source document

Custom designation. “Do not make any changes to the form. Your designation will be rejected. ... Do not write in the margins of the form.” Web page. Source document

Minor as beneficiary. “You may name a minor child as a beneficiary. If the child is still a minor when you die, ETF will not pay the child directly. ETF will pay the child's court-appointed guardian, or the person providing for or caring for the child, such as the child's parent. ETF can also pay into a Uniform Transfer to Minors Account (UTMA) for the child.” Page 2, form ET-2320, revision 2026-02-20. Source document

Estate as beneficiary. “You may name your estate as either primary or secondary beneficiary by writing "Estate" under Name. If you name your estate as a primary beneficiary, you cannot name a secondary beneficiary.” Page 3, form ET-2320, revision 2026-02-20. Source document

Default beneficiary. “If you do not designate a beneficiary or if the designated ... beneficiaries are not living at the time of your death, the sequence of beneficiaries will be as follows: ... Surviving spouse or surviving domestic partner.” Page 24, form ET-2101, revision 2026-08. Source document

If a beneficiary dies first. “If one of them has died before you, the other will get the full benefit. ... If a primary beneficiary dies before you, that share will be paid to any alternate primary beneficiaries you have named.” Web page. Source document

Effect of divorce. “Life changes such as marriage or divorce do not automatically change or revoke your beneficiaries that you have named on a beneficiary designation. ... To remove a former spouse as a beneficiary, you must file a new designation.” Page 2, form ET-2320, revision 2026-02-20. Source document

Limit on beneficiaries. “If you need more space to name your beneficiaries, complete and submit extra beneficiary designation forms and clearly mark them as page 1 of 2, etc. You must sign and date each page.” Web page. Source document

Online designation. “The only way to name beneficiaries for your WRS account or your Wisconsin Public Employers Life Insurance is by completing ETF's beneficiary designation forms. ... Submit your signed form to ETF via mail or fax” Web page. Source document

How to submit. “The form can be faxed, we do not have to have the original signed copy. ... Submit your signed form to ETF via mail or fax” Web page. Source document