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A Florida Trustee’s Duty to Sue and to Defend

A trust is not a person and cannot go to court. Everything it is owed, and everything claimed against it, runs through the trustee.

Section 736.0811 puts both sides of litigation on the trustee. Letting a claim of the trust lapse is a breach, and so is failing to defend one.

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Quick Overview

Enforcement and defense of claims

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Below, we walk through the 4 issues that decide whether this is the right move for you. Jump to any one.

  1. Both directions Enforce claims of the trust, and defend claims against it.
  2. Why the duty sits on the trustee A Florida trust is not a distinct juridical entity.
  3. The Florida case The Fifth District let a breach claim past summary judgment on this footing.
  4. What reasonable steps means Quoted twice, defined never.

That’s the quick version. The details below are what decide your situation, and where the costly mistakes hide.

One sentence, running both ways

A trustee shall take reasonable steps to enforce claims of the trust and to defend claims against the trust.

Section 736.0811, Florida Statutes. Enacted in 2006 and never amended since.

The symmetry is the point. A trustee can breach this by inaction in either direction, by failing to chase what the trust is owed or by failing to resist what is claimed from it. Both failures cost the beneficiaries the same way.

The enforcement half is where the practical damage usually happens, because it is silent. Nobody sends a notice when a claim is quietly allowed to lapse. Consider a loan the settlor made and nobody collected, a tenant who stopped paying, money a family member took years ago, or a professional whose advice cost the trust money. Each of these is a claim of the trust, and each is subject to a limitation period that runs whether or not the trustee is paying attention.

Why the duty has to sit on the trustee

There is a structural reason this section exists, and it is stated more clearly in an unlikely place than in any trust dispute. In 2025 a federal judge in Florida had to decide whose citizenship counted for diversity purposes when a trust sued a mosquito control district over aerial spraying. Answering it required saying what a trust actually is.

Under Florida law, a trust is not a “distinct juridical entity,” but rather makes and defends claims via its trustee.

Cassidy v. Citrus County Mosquito Control District, No. 5:25-cv-00043 (M.D. Fla. Apr. 8, 2025), an order granting a motion to dismiss. A trial level federal order with no reporter citation, and not binding authority.

The court cited this section in support. That is worth understanding for what it is. The case has nothing to do with trustee duties, and the citation is incidental to a jurisdictional question. But the proposition it rests on is correct and rarely said out loud. A trust is not a legal person. It cannot hold a cause of action in its own name or appear in court. Everything it is owed and everything claimed against it must move through the trustee, which is precisely why the Legislature made pursuing and defending claims a duty rather than a discretion.

The Florida decision

The only Florida appellate decision citing this section is Prewitt v. Kimmons, where the Fifth District reversed summary judgment against a beneficiary on a breach of fiduciary duty claim. The court set out the duties in a single citation.

See § 736.0801, Fla. Stat. (2013) (“[T]he trustee shall administer the trust in good faith, in accordance with its terms . . . .”); id. § 736.0811 (“A trustee shall take reasonable steps to enforce claims of the trust . . . .”); id. § 736.0812 (“A trustee shall take reasonable steps to compel a former trustee or other person to deliver trust property to the trustee . . . .”).

Prewitt v. Kimmons, 237 So. 3d 1158 (Fla. 5th DCA 2018). The opinion carries the legend “NOT FINAL UNTIL TIME EXPIRES TO FILE MOTION FOR REHEARING AND DISPOSITION THEREOF IF FILED.”

The allegation this supported was that the trustee had failed to seek the return of $10,000 held by another party. That was enough, with the rest of the claim, to leave questions of fact for trial and to reverse the summary judgment.

Note what the court did not do. It quoted the section and did not interpret it. There is no discussion of what reasonable steps requires, no threshold below which a claim may be ignored, and no guidance on how a trustee should weigh the cost of pursuing a claim against its likely recovery. The case establishes that failing to pursue money owed to the trust can support a breach claim. It goes no further.

What no court has decided

The phrase reasonable steps appears in this section and in section 736.0812 and has been quoted by Florida courts without ever being defined. So the questions that decide real cases are open.

Whether a trustee must file suit or may stop at a demand. Whether a trustee can reasonably decline to pursue a claim that would cost more to litigate than it would recover, which would sit naturally alongside the proportionality rule in section 736.0805 but has no authority behind it here. Whether a beneficiary can compel the trustee to act, or must instead sue the trustee for the loss after the claim is gone. And whether a trustee who allows a limitation period to expire is liable for the full value of the lost claim or only for the chance of recovering it.

A claim the trust never pursued

Money owed to a trust does not collect itself, and a limitation period runs against the trust the same as anyone else.

Frequently Asked Questions

What does section 736.0811 require?

It provides that a trustee shall take reasonable steps to enforce claims of the trust and to defend claims against the trust. Both halves are obligations. A trustee who lets a debt owed to the trust go uncollected has a problem, and so does one who fails to defend a claim brought against it.

Can a trust sue in its own name in Florida?

No. A federal court in Florida put it plainly in 2025, holding for jurisdictional purposes that under Florida law a trust is not a distinct juridical entity but rather makes and defends claims through its trustee. That is the structural reason this duty exists. If the trustee does not act, nobody can.

What if the trustee will not pursue a claim?

The failure is itself a breach of trust, and the remedies are in section 736.1001. In practice the difficulty is timing, because a limitation period runs against the trust while the trustee does nothing, and the claim can be lost before anyone reaches court.

Does the trustee have to sue, or just demand?

The statute says reasonable steps and stops there. No Florida court has decided whether that requires litigation, or in what circumstances a trustee may reasonably decide a claim is not worth pursuing.

Is this the same as collecting property from a former trustee?

Related but separate. Section 736.0812 deals specifically with compelling a former trustee or other person to deliver trust property and with redressing a former trustee’s breach. This section is the general duty about claims.

Common Situations

Money owed to the trust that nobody chased. The enforcement half applies, and a limitation period is running while nothing happens.

A claim against the trust the trustee ignored. The defence half is an equal obligation.

A trustee unwilling to sue a family member. Reluctance is understandable and is not a defence the statute recognises.

A claim worth less than the cost of suing. A sensible argument with no Florida authority behind it under this section.

Sources of Law


Updated on August 14, 2026. Reviewed by Kevin D. Klagge, Esq., Fla. Bar No. 99502. Attorney Kevin Klagge represents families, businesses, and international clients in estate and tax planning, business structuring, and international law, with a focus on Florida legal tools. He litigates estate and business issues in court. General information about Florida law and published court decisions, not legal advice, and no attorney-client relationship is created. Reading this page does not make us your lawyers. Please do not send confidential details until we have connected.

Talk through a claim the trust should have brought

Bring what the trust is owed and by whom, and any correspondence showing what the trustee did about it.